Note: Descriptions are shown in the official language in which they were submitted.
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SYSTEM CONTROLLED BY DATA BEARING RECORDS INCLUDING
AUTOMATED BANKING
TECHNICAL FIELD
This invention pertains to systems controlled by data bearing records and
which enable an individual to use specific equipment which may be pattern or
character recognitions, or identification card systems which include sensing
or
reading a pattern or alphanumeric characters. In exemplary embodiments the
specific equipment includes an automated banking machine that operates
responsive to data included on user cards, This invention also pertains to
holding devices for coded records which may include means to retain the
record in a fixed position or configuration as it is being sensed.
Automated banking machines are known in the prior art. Such
automated banking machines operate responsive to data read from coded
records. Automated banking machines are commonly used to carry out
transactions such as dispensing cash, checking account balances, paying bills
and/or receiving deposits from users. Other types of automated banking
machines may be used to purchase tickets, to issue coupons, to present checks,
to print scrip and/or to carry out other functions either for a consumer or a
service provider. For purposes of this description any device which is used
for
carrying out transactions involving transfers of value shall be referred to as
an
automated banking machine.
Automated banking machines may benefit from improvements.
DISCLOSURE OF INVENTION
It is an object of an exemplary embodiment to provide a system
controlled by data bearing records
It is a further object of an exemplary embodiment to provide a coded
record sensing device and method.
It is a further object of an exemplary embodiment to provide an
automated banking machine.
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It is a further object of an exemplary embodiment to provide a record
controlled calculating apparatus.
It is a further object of an exemplary embodiment to provide a deposit
accepting apparatus which can be used to accept, image and verify the
authenticity of items.
Further objects of exemplary embodiments will be made apparent in
the following Best Modes for Carrying Out Invention and the appended
claims.
In an exemplary embodiment an automated banking machine includes
a card reader. The card reader is operative to read data included on user
cards.
The data read from user cards is used to identify authorized users who may
perform transactions at the machine. The exemplary embodiment operates to
accept documents. These documents may include checks, currency bills
arid/or other types of documents. A single deposit accepting device may
accept multiple types of documents. In this embodiment a document such as
a check is received through an opening in the housing of the banking machine
and moved in a transport path therein in a first direction by a first
transport.
Sensors are operative to sense the document has moved into a suitable location
within the device. The document is then disengaged from the first transport
and engaged with a pair of second transports which are disposed from one
another in the first direction. The second transports engage the document and
are operative to move the document in the transport path a direction
transverse
of the first direction. The first transport disengages from the document such
that the second transports can move the document and align an edge thereof
extending along the first direction with a plurality of non-contact sensors.
At
least one processor operates in accordance with its programming to control the
second transports and controls movement of the document in the second
direction such that an edge of the document is aligned with the non-contact
sensors which serve as a "virtual wall" for purposes of positioning the
document.
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Once the document is aligned such that an edge extends along the first
direction in the desired orientation, the first transport reengages the
document
while the second transports disengage. The document is then moved again in
the first direction past one or more appropriate sensing devices. In the
exemplary embodiment because the document is aligned along the first
direction, documents which are checks may have magnetic indicia such as the
micr line or other portion thereof, read through operation of one or more
magnetic sensors such as a magnetic read head. Alternatively or in addition
when the document is moved in a first direction, the magnetic properties of
the
document may be read or otherwise sensed in a plurality of locations by one or
more magnetic sensors which are operative to read magnetic properties of the
document, including indicia thereon such as the micr line and/or other
features.
In this exemplary embodiment the check is moved in a first direction
past a pair of scanning sensors. The scanning sensors are operative to read
optical indicia on each side of the check and to produce image data
corresponding thereto. The data corresponding to the optical indicia may be
processed such that data corresponding to images of the front and rear of the
check or portions thereof are generated and stored through operation of the
processor in one or more data stores of the banking machine. The indicia on
the check may also be analyzed for purposes of determining information
regarding on the check so that it can be used in conducting a transaction.
In this embodiment once a check has been moved past the sensors
which capture data corresponding to optical indicia, the check is moved in
generally the first direction into an area which may serve as an escrow area
for
checks. In some embodiments the escrow area may be of sufficient length so
that multiple checks or other documents may be temporarily stored therein. In
the exemplary embodiment, the machine operates to determine whether the
check is to be accepted or returned to the customer while the check is held in
the escrow area. For example in some embodiments one or more processors in
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the banking machine may operate to determine if the check can be sufficiently
accurately read, redeemed for cash or otherwise processed while the check is
stored in the escrow area. If it is determined that the check cannot be
accepted, one or more transports are operative to move the check out of the
banking machine so that the check is returned to the customer.
Alternatively if the check is found to be suitable for acceptance, the
check is moved from the escrow area past one or more stamper printers. The
stamper printer is operative to apply ink marks to one or more surfaces of the
check so as to indicate that the check has been cancelled or otherwise
processed. In an exemplary embodiment the check is thereafter moved into a
vertically extending transport. As the check enters the vertical transport,
printing is conducted on the check through operation of a suitable inkjet or
other printer. Appropriate printing is applied to the check to indicate it has
been cancelled or otherwise processed as the check moves past the inkjet
printer. Of course printing of various indicia may be applied when other types
of documents are processed.
In the exemplary embodiment the inkjet printer has aligned on an
opposed side of the transport therefrom, an ink catcher mechanism. The ink
catcher mechanism of the exemplary embodiment includes a movable head.
The movable head includes an opening therein such that the opening may be
aligned with the ink spraying nozzles on the head of the inkjet printer so as
to
receive ink therein that is not deposited on the check or other document. The
exemplary embodiment of the movable head also includes a wiper. The head
is moved through operation of a motor or other moving device at appropriate
times so that the wiper engages the head of the inkjet printer so as to
minimize
the buildup of ink and contaminants thereon. This facilitates accurate
printing
and helps to minimize the risk of potential damage to checks by the
accumulation of excess ink within the machine.
Checks or other documents that move past the printer in the vertical
transport are moved downward in the exemplary embodiment into a storage
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area. Once the documents have moved adjacent a lower surface of the storage
area a transversely movable plunger mechanism is operative to engage the
check and move it out of the vertical transport. In an exemplary embodiment
the plunger mechanism is operative to be movable such that the check can be
5 either moved into a storage location on either transverse side of the
vertical
transport. Once the check is moved out of the transport by the plunger
mechanism the check or other document may be held in intermediate relation
between a pair of wall surfaces and a spring biased backing plate. As a result
checks or other documents may be selectively moved by the plunger
mechanism for storage in a selected one of the locations in the storage area.
Various approaches may be taken in the operation of automated
banking machines for storing documents that are received by the document
accepting mechanism. For example in some embodiments the mechanism
may only accept checks. In such embodiments the machine may operate in
accordance with its programming to segregate checks that are drawn on the
particular institution owning the banking machine that receives the check,
from checks that are drawn on other institutions. Alternatively the banking
machine may be programmed to store valid checks in one compartment and
suspect checks in another compartment. Alternatively in some other
embodiments the document accepting mechanism may store multiple types of
documents. For example in a banking machine that accepts currency bills and
checks through the mechanism, bills may be stored in one compartment while
checks are stored in another. Various approaches may be taken based on the
programming of the particular automated banking machine.
In an alternative embodiment the automated banking machine includes
a sheet access area which is operative to accept a stack including a plurality
of
sheets from a machine user. The sheet access area is bounded by a first sheet
driver member and an opposed second sheet driver member. At least one
divider plate extends vertically intermediate of the first and second sheet
driver members. The at least one divider plate and second sheet driver
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member are relatively movable with respect to the first sheet driver member.
The at least one divider plate is operative to separate a first side from a
second
side of the sheet access area.
In the exemplary embodiment, a first side of the sheet access area is
operative to receive a stack of sheets from the machine user. The first side
is
in operative connection with a sheet picker that separates each sheet
individually from the stack. The picker delivers each individual sheet to a
transport in the sheet processing device which is alternatively referred to
herein as a deposit accepting device. The sheet processing device is operative
in conjunction with the machine to determine whether each of the sheets is
acceptable, and if so acceptable sheets are accepted and stored in the
machine.
If not, the sheets are moved back toward the sheet access area. In the
exemplary embodiment, a diverter moves and/or directs sheets to be delivered
out of the machine from the at least one sheet processing device to the second
side of the divider plate. In the exemplary embodiment the first sheet driver
member and the second sheet driver member are operative to act through at
least one opening in the at least one divider plate to move sheets both on the
first side and the second side of the divider plate. Sheets to be returned to
the
ATM user are moved by the first and second sheet driving members out of the
sheet opening of the machine for delivery to the user.
In still other embodiments, radiation type sheet detectors are used in
conjunction with the at least one divider plate to detect sheets on the first
side
and on the second side. A further radiation type sheet detector is used to
detect sheets that may be present on either the first side or the second side.
This is accomplished in an exemplary embodiment through the use of an
angularly reflective piece in operative supported connection with at least one
divider plate. The angularly reflective piece is operative to reflect
radiation.
The radiation in the exemplary embodiment is received and reflected at an
acute angle relative to the divider plate. This enables a sensor including an
emitter and receiver combination to be positioned transversely away from the
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divider plate. This enables successfully determining whether sheets are
present on a particular side of the divider plate.
Further in the exemplary embodiment the at least one divider plate
includes at least one aperture. At least one sensor includes a radiation
emitter
on a first side of the aperture and a radiation receiver on a second side of
the
aperture. Signals from this sensor are used by at least one processor in the
machine to determine if sheets are present in the sheet access area either on
the
first side or the second side of the divider plate. As can be appreciated, in
this
embodiment at least one processor is operative to determine the presence of
sheets and where they are in the sheet access area. This is possible because
the
sensor that senses radiation through the aperture is operative to determine if
any sheets are present in the sheet access area regardless of whether they are
on the first side or the second side of the divider plate. Further the
radiation
sensor is operative to sense radiation reflected from the radiation reflective
piece. The signals corresponding to the magnitude of radiation sensed are
used by at least one processor in the machine to determine if sheets are
present
on the side associated with the radiation reflective piece. As a result this
exemplary arrangement enables determining if sheets are present and where
they are located. Further in other exemplary embodiments the reflective piece
may be used in connection with sheet engaging pieces in each of the first side
and the second side. Further additional sensors may be used of the reflective
or through type to determine sheet position in alternative embodiments.
In still other exemplary embodiments a sheet storage and retrieval
device such as a belt recycler device may be used. The sheet storage and
retrieval device may be used to store sheets that are being held pending
determination whether they are suitable for storage in the machine, or should
be returned to the customer. The first sheet storage and retrieval device may
be used to selectively deliver sheets either to the sheet access area for
return to
the customer or for delivery to a sheet storage area.
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In other exemplary embodiments a second sheet storage and retrieval
device is positioned in operatively intermediate relation of the first sheet
storage and retrieval device and the sheet access area. In some exemplary
embodiments sheets stored in escrow in the first sheet storage and retrieval
device are moved in a sheet path toward the sheet access area. A divider in
operative connection with the sheet path is operative to divert sheets that
are
determined to have at least one property which indicates they should be stored
in the machine, for storage in the second sheet storage and retrieval device.
Those sheets that are to be returned to the customer are moved in the sheet
path and are directed by the diverter to the second storage area for return to
the
customer. Sheets to be retained in the machine stored on the second sheet
storage and retrieval device can be then moved therefrom into suitable storage
areas in the machine. This may include for example in some embodiments,
check storage areas or note storage areas. In some exemplary embodiments
the first sheet storage and retrieval device and the second sheet storage and
retrieval device may each comprise a belt recycling device. Of course in other
embodiments other devices operative to store and deliver sheets may be used.
Further in some embodiments note storage areas in the machine may be in
operative connection with recycling devices which are operative to selectively
deliver notes stored therein. Such recycling devices may be part of the cash
dispenser device in the automated banking machine.
In still other exemplary embodiments the sheet processing device in the
machine may include in combination with a device for aligning sheets with the
sheet path, at least one transversely movable magnetic read head. In the
exemplary embodiment, the device includes one relatively fixed magnetic read
head and one magnetic read head that are selectively movable. The sheet
processing device further includes at least one sensor that is operative to
sense
the width of each check that is received in the machine. The at least one
sensor is operative to sense the width after the check has been positioned and
aligned relative to the direction of the sheet path. In the exemplary
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embodiment the alignment of the check in the sheet path is operative to
position the check so that if the check is in a first physical orientation,
magnetic characters in the micr line will pass adjacent the fixed magnetic
read
head. Further in the exemplary embodiment, based on the sensed width of the
check, the movable magnetic read head is positioned through operation of a
positioning device to move transversely in the sheet path to a selected
transverse position in the sheet path. If the check is in a second orientation
indicia included in the micr line of the check will pass adjacent the second
magnetic read head. As a result in the exemplary embodiment, the magnetic
read heads are positioned for each check regardless of the facing position of
the check such that at least one of the magnetic read heads will be positioned
to capture signals corresponding to micr line indicia on the check. In other
exemplary embodiments both magnetic read heads may be selectively movable
so as to assure reading of indicia.
Numerous types of novel systems and methods are taught by the
disclosure hereof.
BRIEF DESCRIPTION OF DRAWINGS
Figure 1 is an isometric view of an exemplary deposit accepting
apparatus shown in an open condition for servicing.
Figure 2 is an opposite hand isometric view of the deposit accepting
apparatus shown in Figure 1.
Figure 3 is a schematic view of the devices included in the deposit
accepting apparatus.
Figure 4 is a top isometric view of a portion of an upper platen
including elements of a first transport which moves documents in a first
longitudinal direction in the deposit accepting apparatus and second
transports
which move documents in a direction transverse to the first direction.
Figure 5 is a side view of the platen and first and second drives shown
in Figure 4.
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Figure 6 is a bottom view corresponding to Figures 4 and 5 showing
the platen with rolls of the first and second transports extending
therethrough.
Figure 7 is a top plan view of an upper platen and a lower platen of a
transport mechanism of the exemplary deposit accepting apparatus.
5 Figure 8 is a front view showing the positions of the first and
second
transports corresponding to Figure 7.
Figure 9 is a view similar to Figure 7 with the transports operating to
move a document in a first direction.
Figure 10 is a front view of the first and second transports
10 corresponding to Figure 9.
Figure 11 is a view similar to Figure 9 with the document moved
further into the deposit accepting apparatus.
Figure 12 is a front plan view showing the positions of the first and
second transports.
Figure 13 is a view similar to Figure 11 showing the document moved
in a second direction transverse to the first direction.
Figure 14 is a front plan view showing the relative positions of the first
and second transports when a document is moved in a transverse direction.
Figure 15 is a view similar to Figure 13 showing an edge of the
document aligned with the non-contact sensors.
Figure 16 corresponds to Figure 15 and shows the positions of the first
and second transports.
Figure 17 is a view similar to Figure 15 but showing an alternative
document including a folded edge.
Figure 18 is a front view of the first and second transports
corresponding to Figure 17.
Figure 19 is an isometric view showing the movable mounting of the
exemplary magnetic read head of the embodiment.
Figure 20 is a partially sectioned view corresponding to Figure 19
further showing the movable mounting for the magnetic read head.
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Figure 21 is a cross-sectional side view of the mounting for the
magnetic read head as shown in Figure 19.
Figure 22 is an isometric view showing an ink catcher mechanism of
an exemplary embodiment.
Figure 23 is a partially exploded view showing the movable head
disposed from the body of the ink catcher.
Figure 24 is an exploded isometric view showing the body of the ink
catcher of Figure 22.
Figure 25 is a partially exploded view of an exemplary form of the
stamper printer used in the exemplary embodiment.
Figure 26 is another exploded view of the exemplary stamper printer.
Figure 27 is a side view showing the eccentric profile of the exemplary
embodiment of the printing roll of the stamper printer.
Figure 28 is an isometric view of the storage compartment of the
alternative deposit accepting mechanism shown with the storage compartment
having its access door in an open position.
Figure 29 is an isometric view of the guide of the vertically extending
transport that extends in the storage area.
Figure 30 is a side view of the vertically extending transport that
extends in the storage area of the exemplary deposit accepting apparatus.
Figure 31 is an isometric view of the apparatus shown accepting a
document into the vertically extending transport.
Figures 32 through 35 show the sequential movement of an exemplary
plunger member as it operates to move a document held in the vertically
extending transport into a storage location positioned on the left side of the
storage mechanism as shown.
Figure 36 is an isometric view similar to Figure 31 showing the vertical
transport of the accepting a document therein.
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Figures 37 through 40 show the sequential movement of the exemplary
plunger member to move a document in the vertical transport to a storage
location on the right side of the vertical transport as shown.
Figure 41 is a schematic view showing an automated banking machine
with an alternative exemplary deposit accepting device.
Figure 42 is a schematic view of an exemplary deposit accepting
device of the type shown in the automated banking machine of Figure 41.
Figure 43 is a plan view of an exemplary platen in a document
alignment area of the alternative deposit accepting device.
Figure 44 is a view similar to Figure 43 but including portions of a
check therein showing the location of the indicia included in the micr line in
the four possible orientations of a check in the document alignment area.
Figure 45 is an isometric view showing an exemplary movable micr
read head.
Figures 46 and 47 are schematic views of an exemplary sheet access
area in a position prior to accepting a stack of sheets.
Figures 48 and 49 are views of the sheet access area receiving the stack
of sheets.
Figures 50 and 51 show the sheet access area while moving the stack
of sheets toward a picker.
Figures 52 and 53 show the sheet access area after the stack of sheets is
accepted therein and a gate mechanism is closed.
Figures 54 and 55 show the stack of documents while the stack is
moving into a position adjacent the picker.
Figures 56 and 57 show the sheet access area with the upper sheet
driving member disposed away from the stack.
Figures 58 and 59 show the sheet access area receiving a rejected sheet
while still holding some sheets from the original input stack.
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Figures 60 and 61 show the sheet driver members operating to move
sheets out of the sheet access area in which the sheets are positioned on both
sides of the divider plate.
Figures 62 and 63 show sheets on each side of the divider plate that
have been presented to the customer in a position being returned into the
machine, which may be done for example in response to the machine user not
taking the sheets.
Figures 64 and 65 show retracted sheets being picked for storage in the
machine through operation of the picker.
Figures 66 and 67 show the sheet access area operating to deliver a
stack of sheets to a user such as a stack of rejected checks.
Figure 68 shows an exemplary sensor arrangement of the sheet access
area.
Figure 69 is a plan view of an exemplary divider plate.
BEST MODE FOR CARRYING OUT THE INVENTION
U.S. Patent No. 6,474,548 the disclosure of which is incorporated
herein by reference, discloses an exemplary deposit accepting device of a card
activated cash dispensing automated banking machine. For purposes of this
disclosure a deposit accepting device shall be construed to encompass any
apparatus which senses indicia on documents input to an automated banking
machine.
A deposit accepting device 420 of an exemplary embodiment and
having the features described hereafter is shown in Figure 1. The deposit
accepting device is shown with the mechanism open so as to enable more
readily describing its components. The deposit accepting mechanism would
be open in the manner shown in Figures 1 and 2 only when the device is not in
operation. Rather the device would be placed in the open condition for
servicing activities such as clearing jams, cleaning, adjusting or replacing
components. This can be readily done in this exemplary embodiment by a
servicer as later described.
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The deposit accepting device includes a document inlet opening 422.
In the exemplary embodiment during operation the inlet opening is in
communication with the outside of the housing of the automated banking
machine. Documents received through the inlet opening travel along a
transport path in the device. The transport path in the device further
includes a
document alignment area 424 in which documents are aligned to facilitate the
processing thereof The exemplary form of the unit further includes a
document analysis area 426. The exemplary document analysis area includes
scanning sensors and magnetic sensors for purposes of reading indicia from
the documents.
The exemplary form of the device further includes an escrow area 428
along the transport path. In the escrow area documents that have been
received are stored pending determination to either accept the documents or
return them to the user. The exemplary deposit accepting device further
includes a storage area 430 which operates to store documents that have been
accepted for deposit within the deposit accepting device. Of course it should
be understood that this structure is exemplary of arrangements that may be
used.
In the exemplary embodiment documents are received through the
opening and the presence of a document is sensed by at least one sensor 432.
Sensing a document at the opening at an appropriate time during ATM
operation (such as at a time when a user indicates through an input device of
the machine that they wish to input a document) causes at least one processor
to operate so as to control a gate 434. The processor operates upon sensing
the
document to cause the gate to move from the closed position to the open
position. This is accomplished in the exemplary embodiment by a drive such
as an electric motor or solenoid moving an actuator member 436 as shown in
Figure 1. The actuator member 436 includes a cam slot 438 which causes
corresponding movement of the gate 434 to the desired position. In some
embodiments the at least one sensor 432 or other sensor in the device is
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operative to sense properties that would indicate whether the document being
inserted is a double or other multiple document. At least one processor in the
banking machine may operate in accordance with its programming to not
accept multiple documents and to cause the banking machine to provide at
5 least one output to advise the user to insert a single document.
Responsive to the sensing of the document and other conditions as
determined by at least one processor, a first transport 440 operates to move
the
document into the document alignment area. In the exemplary embodiment
the document is moved in engaged relation between a belt flight 442 and
10 rollers 444. As best shown in Figures 1 and 4, rollers 444 extend in
openings
446 in an upper platen 448 to engage or at least move in very close proximity
to belt flight 442. As shown in Figure 4, rollers 444 are mounted on a
movable carriage 450. Carriage 450 is movable rotationally about a shaft 452.
Movement of the carriage 450 enables selectively positioning of the rollers
15 444 to be in proximity to the surface of belt flight 442 or to be
disposed away
therefrom for reasons that are later discussed. After the document is sensed
as
having moved into the device the processor operates to cause the gate to be
closed. Alternatively if a user has provided inputs through input devices on
the machine indicating that they will be depositing more documents in the
machine, the gate may remain open until the last document is deposited.
As shown in Figure 4 through 6, platen 448 in the operative position is
in adjacent relation with a lead in guide 454. Guide portion 454 and platen
448 include corresponding contoured edges 456, 458. The contoured edges of
the exemplary embodiment are of a toothed contoured configuration. This
configuration is used in the exemplary embodiment to reduce the risk that
documents will become caught at the adjacent edges of the platen and the
guide. The toothed contoured configuration of the adjacent surfaces helps to
s minimize the risk that documents catch or are folded or damaged as they pass
the adjacent surfaces. Of course it should be understood that this approach is
exemplary and in other embodiments other approaches may be used.
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In the exemplary embodiment the document alignment area includes
transverse transport rolls 460 and 462. The transverse transport rolls extend
through apertures in the platen 464 that supports belt flight 442. The
transverse transport rolls of the exemplary embodiment are configured to have
axially tapered surfaces extending in each longitudinal direction from the
radially outermost extending portion of the roll so as to minimize the risks
of
documents being caught by a surface thereof. In alternative embodiments
transverse transport rolls may have simple or compound curved surfaces to
minimize the risk of catching transversely moving documents, which
configurations shall also be referred to as tapered for purposes of this
disclosure. In the exemplary embodiment the upper surface of the transverse
transport rolls are generally at about the same level as the upper surface of
belt
flight 442. In addition each of the transverse transport rolls are in
operative
connection with a drive device. The drive device of the exemplary
embodiment enables the transverse transport rolls to move independently for
purposes of aligning documents as later discussed.
In supporting connection with platen 448 are a pair of transverse
follower rolls 466 and 468. The transverse follower rolls each extend in a
corresponding opening in the platen 448. Transverse follower roll 466
generally corresponds to the position of transverse transport roll 460.
Likewise transverse follower roll 468 corresponds to the position of
transverse
transport roll 462. As shown in Figure 4, rolls 466 and 468 are supported on a
movable carriage 470. Carriage 470 is rotatably movable about shaft 452. A
drive 472 is selectively operative responsive to operation of one or more
processors in the banking machine to cause the movement of carriage 470 and
carriage 450. The drive may be a suitable device for imparting movement,
such as a motor or a solenoid. As a result, drive 472 of the exemplary
embodiment is selectively operative to dispose rollers 444 adjacent to belt
flight 442 or dispose the rollers therefrom. Likewise drive 472 is selectively
operative to place transverse follower rolls 466 and 468 in adjacent relation
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with transverse transport rolls 460 and 462. These features are useful for
purposes of aligning documents as will be later discussed. Of course this
approach to a transverse transport for documents is exemplary and in other
embodiments other approaches may be used.
The document alignment area 424 further includes a plurality of
alignment sensors 474. In the exemplary embodiment non-contact sensors are
used, which can sense the document without having to have any portion of the
sensor contact the document. The exemplary alignment area includes three
alignment sensors that are disposed from one another along the transport
direction of belt flight 442. In the exemplary embodiment one sensor is
aligned transversely with each of rolls 460 and 462 and a third sensor is
positioned intermediate of the other two sensors. The alignment sensors of the
exemplary embodiment are radiation type and include an emitter and a
receiver. The sensors sense the documents that move adjacent thereto by
detecting the level of radiation from the emitter that reaches the receiver.
It
should be understood that although three alignment sensors are used in the
exemplary embodiment, other embodiments may include greater or lesser
numbers of such sensors. Further while the alignment sensors are aligned
along the direction of document transport path in the exemplary embodiment,
in other embodiments other sensor arrangements may be used such as a matrix
of sensors, a plurality of transversely disposed sensors or other suitable
arrangement.
The operation of the document alignment area will now be described
with reference to Figures 8 through 18. In the exemplary embodiment when a
document is sensed entering the device, carriage 450 which is controlled
through the drive 472 is positioned such that rollers 444 are positioned in
adjacent relation to belt flight 442. This position is shown in Figure 8. In
this
document receiving position carriage 470 is moved such that the transverse
follower rolls 466 and 468 are disposed away from the transverse transport
rolls 460 and 462.
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In response to sensing a document 476 being positioned in the inlet
opening 422 and other appropriate conditions, the at least one processor is
operative to cause the first transport 440 to move belt flight 442. If a
double
or other multiple document is sensed the first transport may not run or may
run
and then return the document to the user as previously discussed. Moving belt
flight 442 inward causes the first document to be moved and engaged with the
transport in sandwiched position between the rollers 444 and the belt flight
as
shown in Figure 9. In this position the transverse transport and transverse
follower rolls are disposed away from one another so that the document 476
can move in engagement with the first transport into the document alignment
area. The tapered surfaces of the transverse transport rolls 460,462
facilitate
the document moving past the rolls without snagging. It should also be noted
that projections on the surface of platen 464 operate to help to move the
document by minimizing the risk of the document snagging on various
component features. Further the projections on the platen help to minimize the
effects of surface tension that might otherwise resist document movement
and/or cause damage to the document. Of course these approaches are
exemplary, and other embodiments may employ other approaches.
Position sensors for documents are included in the document alignment
area and such sensors are operative to sense when the document has moved
sufficiently into the document alignment area so that the document can be
aligned. Such sensors may be of the radiation type or other suitable types.
When the document 476 has moved sufficiently inward, the first transport is
stopped. In the stopped position of the transport, the drive 472 operates to
move carriage 470 as shown in Figure 12. This causes the transverse transport
and follower rolls to move adjacent with the document 476 positioned
therebetween so as to engage the document.
Thereafter as shown in Figures 13 and 14 the drive 472 is operative to
move the carriage 450. This causes the rollers 444 to be disposed from belt
flight 442 which disengages this transport with respect to the document.
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Thereafter the one or more drives which are operative to move the transverse
transport rolls, operate responsive to at least one processor so as to move
document 476 in a direction transverse to the direction of prior movement by
belt flight 442 as well as to deskew the document. As shown in Figure 15, the
document 476 is moved sideways until a longitudinal edge 478 is aligned with
the alignment sensors 474. In the exemplary embodiment the alignment
sensors 474 provide a virtual wall against which to align the longitudinal
edge
of the document. The sensing of the document by the alignment sensors 474
of the edge of the document enables precise positioning of the document and
aligning it in a desired position which facilitates later reading indicia
therefrom. In an exemplary embodiment in which the documents are checks,
the precise alignment of the longitudinal edge enables positioning of the
document and its micr line thereon so as to be in position to be read by a
read
head as later discussed. Of course in other embodiments other approaches
may be used.
In some exemplary embodiments the alignment sensors are in operative
connection with one or more processors so that the transports are controlled
responsive to the sensors sensing a degree of reduction in radiation at a
receiver from an associated emitter of a sensor as the document moves toward
a blocking position relative to the sensor. The exemplary embodiment may be
configured such that a drive operating the transverse transport roll may cease
to further move the sheet transversely when the alignment sensor which is
transversely aligned with the transport roll senses a certain reduction in the
amount of radiation reaching the sensor from the emitter. Thereafter the other
drive operating the other transverse transport roll may continue to operate
until
the alignment sensor that corresponds to that transport roll senses a similar
degree of reduction. In this way the processor operating the independently
controlled transverse transport rolls cause the longitudinal edge of the
document to be aligned with the virtual wall produced through use of the
sensors.
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In alternative embodiments the apparatus may operate in accordance
with its programming to cause the respective transverse transport rolls to
move
the document transversely such that a reduction in radiation from the
respective emitter is sensed reaching the corresponding receiver until no
5 further reduction occurs. This corresponds to a condition where the
document
fully covers the corresponding receiver. Thereafter the respective drive for
the
transverse transport roll may be reversed in direction to a desired level such
as,
for example, fifty percent of the total reduction which would indicate that
the
transverse edge is positioned to cover approximately fifty percent of the
10 receiver. In this way this alternative embodiment may be able to align
documents that have relatively high radiation transmissivity or transmissivity
that is variable depending on the area of the document being sensed by the
sensor. Alternatively a transverse linear array of sensors, such as CCDs may
be used to determine the transverse position of a particular portion of the
edge
15 of the sheet. Alternatively a plurality of transversely extending arrays
of
sensors may be used to sense the positions of one or more portions of one or
more edges of the sheet. A plurality of spaced arrays may be used to sense the
position of the sheet. Of course these approaches are exemplary and in other
embodiments other approaches may be used.
20 Once the document has been aligned and moved to the position shown
in Figure 15, the drive 472 operates to move the carriage 450 such that the
rollers 444 are again moved adjacent to belt flight 442. Thereafter the drive
moves the carriage 470 so as to dispose the transverse follower rolls 466 and
468 away from the transverse transport rolls. This position is shown in Figure
8. Thereafter the now aligned document can be further moved along the
transport path through movement of the first transport out of the document
alignment area of the device to the document analysis area.
Figures 17 and 18 disclose an operational feature of the exemplary
embodiment where a document 480 has a folded edge. In this exemplary
situation the folded edge is configured so that the alignment sensor 474 which
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corresponds to transverse transport roll 462 cannot sense a longitudinal edge
of the document until the document is unduly skewed. However, in this
situation the middle alignment sensor will be operative to sense the middle
portion of the longitudinal edge as will the alignment sensor that corresponds
to transverse transport roll 460 before sensor 474 senses the edge of the
document. In the exemplary embodiment the at least one processor that
controls the operation of the drives for the transverse transport rolls is
operative to control movement of the document transversely when the middle
alignment sensor senses the edge of the document even through one of the end
sensors has not. This is true even for a folded document or a document that
has been torn. The at least one processor controls each transverse roll to
move
the document transversely until two of the three sensors detect and edge of
the
document in the desired aligned position. In this way even such an irregular
document is generally accurately aligned in the longitudinal direction from
the
transport.
It should be understood that the exemplary embodiment uses radiation
type sensors for purposes of aligning the document in the alignment section.
In other embodiments other types of sensors such as sonic sensors, inductance
sensors, air pressure sensors or other suitable sensors or combinations
thereof,
may be used.
Once the document has been aligned in the document alignment area of
the transport path, the deposit accepting device operates responsive to the
programming associated with one or more processors, to cause the document
to be moved along the transport path by the first transport into the document
analysis area. In the exemplary embodiment the document analysis area
includes at least one magnetic sensing device which comprises the magnetic
read head 482. Magnetic read head 482 is in supporting connection with
platen 448 and in the exemplary embodiment is movable relative thereto. The
alignment of the document in the document alignment area is operative in the
exemplary embodiment to place the micr line on the check in corresponding
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relation with the magnetic read head. Thus as the document is moved by the
first transport into the document analysis area, the micr line data can be
read
by the magnetic read head. Of course in some alternative embodiments micr
or other magnetic indicia may be read through other magnetic sensing
elements such as the type later discussed, or optically, in the manner shown
in
U.S. Patent No. 6,474,548, for example.
Figures 19 through 21 show an exemplary form of the movable
mounting for the magnetic read head 482. In the exemplary embodiment the
magnetic read head is positioned in a retainer 484. Retainer 484 includes a
first projection 486 that extends in and is movable in an aperture 488.
Retainer 484 also includes a projection 490 which is movable in an aperture
492. A tension spring 494 extends through a saddle area 496 of the housing
484. The saddle area includes two projections which accept the spring 494
therebetween. This exemplary mounting for the magnetic read head provides
for the head to float such that it can maintain engagement with documents that
are moved adjacent thereto. However, the movable character of the mounting
which provides both for angular and vertical movement of the read head
reduces risk of snagging documents as the documents move past the read head.
Further the biased spring mounting is readily disengaged and enables readily
replacing the magnetic read head in situations where that is required. Of
course this approach is exemplary and in other embodiments other approaches
may be used.
The exemplary document analysis area includes in addition to the read
head a magnetic sensing element 498. The magnetic sensing element in some
exemplary embodiments may read magnetic features across the document as
the document is moved in the document analysis area. hi some embodiments
the magnetic reading device may be operative to read numerous magnetic
features or lines so as to facilitate the magnetic profile of the document as
discussed herein. In some embodiments the magnetic sensing element may
sense areas of the document in discrete elements which provide a relatively
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complete magnetic profile of the document or portions thereof. In some
embodiments the magnetic sensing capabilities may be sufficient so that a
separate dedicated read head for reading the micr line of checks is not
required. Of course these approaches are exemplary and may vary depending
on the type of documents which are being analyzed through the system.
The exemplary document analysis area further includes a first scanning
sensor 500 and a second scanning sensor 502. The scanning sensors are
operative to sense optical indicia on opposed sides of the document. The
scanning sensors in combination with at least one processor are operative to
produce data which corresponds to a visual image of each side of the
document. This enables analysis of visual indicia on documents through
operation of at least one processor in the ATM. In the case of checks and
other instruments the scanning sensors also enable capturing data so as to
produce data which corresponds to image of a check which may be used for
processing an image as a substitute check, and/or other functions.
In some embodiments, the data corresponding to images of the
documents may be used by the ATM to provide outputs to a user. For
example, an image of a check may be output through a display screen of the
ATM so a user may be assured that the ATM has captured the image data. In
some cases at least one processor in the ATM may apply digital watermarks or
other features in the data to minimize the risk of tampering. In some
embodiments at least one processor may operate in accordance with its
programming to indicate through visual outputs to a user with the image that
security features have been applied to the image data. This may include
outputs in the form of words and/or symbols which indicate a security feature
has been applied. This helps to assure a user that the ATM operates in a
secure manner in processing the accepted check. Of course, this approach is
exemplary of things that may be done in some embodiments.
In alternative embodiments the programming of one or more
processors associated with the ATM may enable the scanning sensors,
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magnetic sensors and other sensing elements to gather data which is usable to
analyze other types of documents. Other types of sensing elements may
include, for example, UV, IR, RF1D, fluorescenae, RF and other sensors that
are capable of sensing properties associated with document. Documents may
include for example receipts, certificates, currency, vouchers, gaming
materials, travelers checks, tickets or other document types. The data
gathered
from the sensors in the analysis area may be processed for purposes of
determining the genuineness of such items and/or the type and character
thereof. Of course the nature of the sensors included in the analysis area may
vary depending on the type of documents to be processed by the device. Also
some embodiments may operate so that if a micr line or other magnetic
characters on the document are not aligned with the magnetic read head, the
document can nonetheless be analyzed and processed using data from other
sensors.
It should also be noted that documents are moved in the document
analysis area through engagement with a plurality of driving rolls 504. The
driving rolls 504 operate in response to one or more drives that are
controlled
responsive to operation of one or more processors in the ATM. The drives are
operative to move documents into proximity with and past the sensors so as to
facilitate the reading of indicia thereon. The document may be moved in one
or more directions to facilitate the reading and analysis thereof.
Once a document has been moved through the document analysis area,
the document passes along the transport path into escrow area 428. Escrow
area 428 includes a third transport 506. Transport 506 includes an upper belt
flight 508. The plurality of cooperating rollers 510 supported through platen
449 are positioned adjacent to belt flight 508 in the operative position.
Documents entering the escrow area are moved in engagement with belt flight
508 and intermediate to belt flight and the rollers.
In the exemplary embodiment documents that have been passed
through the document analysis area are moved in the escrow area where the
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documents may be stopped for a period of time during which decisions are
made concerning whether to accept the document. This may include for
example, making a determination through operation of the ATM or other
connected systems concerning whether to accept an input check. If it is
5 determined that the check should not be accepted, the direction of the
transports are reversed and the check is moved from the escrow area through
the document analysis area, the document alignment area and back out of the
ATM to the user. Alternatively if the decision is made to accept the document
into the ATM, the document is moved in a manner later discussed from the
10 escrow area to the document storage area of the device.
In some exemplary embodiments the escrow area may be sufficiently
large to hold several checks or other documents therein. In this way a user
who is conducting a transaction involving numerous checks may have all those
checks accepted in the machine, but the programming of the machine may
15 enable readily returning all those checks if the user elects to do so or
if any one
or more of the documents is determined to be unacceptable to the machine.
Alternatively or in addition, storage devices such as belt storage mechanisms,
transports or other escrow devices may be incorporated into the transport path
of a deposit accepting device so that more numerous documents may be stored
20 therein and returned to the user in the event that a transaction is not
authorized
to proceed. Of course these approaches are exemplary.
It should be noted that the exemplary escrow area includes a lower
platen with a plurality of longitudinal projections which extend thereon. The
longitudinal projections facilitate movement of the document and reduce
25 surface tension so as to reduce the risk of the document being damaged.
In the exemplary embodiment the escrow area further includes a
stamper printer 512. In the exemplary embodiment the stamper printer is
supported through platen 449 and includes an ink roll type printer which is
described in more detail in Figures 25 through 27. The escrow area further
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includes a backing roll 514 which operates to assure that documents move in
proximity to the stamper printer so that indicia can be printed thereon.
The exemplary form of the stamper printer is shown in greater detail in
Figures 25 through 27. The exemplary printer includes an eccentric ink
bearing roll 518 shown in Figure 27. The eccentric shape of the ink bearing
roll in cross section includes a flattened area 520 which is disposed radially
closer to a rectangular opening 522 which extends in the roll, than a printing
area 524 which is angularly disposed and in opposed relation thereof. The
flattened area is generally positioned adjacent to documents when documents
are moved through the escrow area and printing is not to be conducted thereon
by the stamper printer. In the exemplary embodiment the ink roll 518 is
encapsulated in plastic and is bounded by a plastic coating or cover about its
circumference. Apertures or openings are cut therethrough in the desired
design that is to be printed on the documents. As can be appreciated, the
apertures which are cut in the plastic which encapsulates the outer surface of
the ink bearing roll enables the ink to be transferred from the ink holding
roll
material underlying the plastic coating, to documents in the shape of the
apertures. For example in the embodiment shown a pair of angled lines are
printed on documents by the stamper printer. Of course this approach is
exemplary and in other embodiments other types of inking mechanisms and/or
designs may be used.
In the exemplary embodiment the ink roll 518 is supported on a first
shaft portion 526 and a second shaft portion 528. The shaft portions include
rectangular projections that are generally rectangular in profile 523, that
extend in the opening 522 of the ink roll. The shaft portions include flanged
portions 530 and 532 that are disposed from the radial edges of the roll.
Shaft
portions 526 and 528 include an interengaging projection 525 and access 527,
as well as a tab 529 and recess that engage and serve as a catch, which are
operative to engage and be held together so as to support the roll.
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Shaft portion 526 includes an annular projection 534. Annular
projection 534 is adapted to engage in a recess which is alternatively
referred
to as a slot (not separately shown) which extends generally vertically in a
biasing tab 536 as shown in Figure 25. Biasing tab 536 is operative to accept
the projection in nested relation and is operative to provide an axial biasing
force against shaft portion 526 when the first shaft portion is positioned
therein. This arrangement enables holding the shaft portion in engaged
relation with the biasing tab. However, when it is desired to change the
stamper printer and/or the ink roll therein, the biasing tab may be moved such
that the annular projection may be removed from the interengaging slot by
moving the projection 534 upward in the recess so as to facilitate removal of
the printer and ink roll. The biasing tab is supported on a bracket 538 that
is in
supporting connection with the platen which overlies the escrow area.
Second shaft portion 528 includes an annular projection 540.
Projection 540 includes on the periphery thereof an angled radially outward
extending projection 542. Projection 542 has a particular contour which is
angled such that the transverse width of the projection increases with
proximity to the flange portion 542. This configuration is helpful in
providing
a secure method for moving the ink roll but also facilitates changing the ink
roll and stamper printer when desired.
In the exemplary embodiment the ink roll 518 is housed within a
housing 544. Housing 544 is open at the underside thereof such that the
printing area 524 can extend therefrom to engage a document from the escrow
area. Housing 544 also includes two pairs of outward extending ears 546.
Ears 546 include apertures therein that accept housing positioning projections
545 on the associated mounting surface of the device and are operative to
more precisely position the housing and the ink roll on the supporting platen
and to facilitate proper positioning when a new ink roll assembly is
installed.
Housing 544 also includes apertures 543 through which the shaft portions
extend. A flange portion is positioned adjacent to each aperture.
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In the exemplary embodiment shaft portion 528 is driven through a
clutch mechanism 548. Clutch mechanism 548 of the exemplary embodiment
is a wrap spring clutch type mechanism which is selectively actuatable through
electrical signals. The clutch is driven from a drive through a gear 550. The
clutch 548 outputs rotational movement through a coupling 552. Coupling
552 includes the annular recess that corresponds to projection 540 and a
radial
recess which corresponds in shape to projection 542. Thus in the exemplary
embodiment the force of the biasing tab enables the coupling 552 to solidly
engage shaft portion 528.
During operation gear 550 which is operatively connected to a drive
provides a mechanical input to the clutch 548. However, the ink roll generally
does not rotate. Transport 506 is operative to move a document in the
transport in the escrow area responsive to signals from a processor. Sensors
such as radiation sensors in the escrow area are operative to indicate one or
more positions of the document to the processor. When the document is to be
marked with the stamper printer it is positioned adjacent to the ink roll by
operation of a processor controlling the transport in the escrow area. A
signal
is sent responsive to the processor to the clutch 548. This signal is
operative
to engage the coupling 552 which causes the shaft portions 528 and 526 to
rotate the ink roll 518. As the ink roll rotates the printing area 524 engages
the
surface of the document causing ink markings to be placed thereon. The ink
roll rotates in coordination with movement of the document. The clutch is
operative to cause the coupling to carry out one rotation such that after the
document has been marked, the printing area is again disposed upward within
the housing. The flattened portion 520 of the ink roll is again disposed in
its
initial position facing the document. Thus documents are enabled to pass the
stamper printer 512 without having any unwanted markings thereon or without
being snagged by the surfaces thereof
It should be understood that when it is desired to change the stamper
printer ink roll because the ink thereon has become depleted or alternatively
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because a different type of marking is desired, this may be readily
accomplished. A servicer does this by deforming or otherwise moving the
biasing tab 536 and moving the shaft portion 526 upward such that the annular
projection 534 no longer extends in the slot in the biasing tab. This also
enables projection 534 to be moved upward and out of a stationary slot 554 in
the bracket 538. As the annular projection 534 is moved in this manner the
annular projection 540 and radial projection 542 are enabled to be removed
from the corresponding recesses in the coupling 552. This enables the housing
544 to be moved such that the ears 546 on the housing can be separated from
the positioning projections which help to assure the proper positioning of the
ink roll when the housing is in the operative position. Thereafter a new
housing shaft and ink roll assembly can be installed. This may be
accomplished by reengaging the projections 540 and 542 with the coupling
552 and engaging the projection 534 in the slot of biasing tab 536. During
such positioning the positioning projections are also extended in the ears 546
of the housing, to locate the housing and reliably position the ink roll.
It should further be understood that although only one ink roll is shown
in the exemplary embodiment, alternative embodiments may include multiple
ink rolls or multiple stamper printers which operate to print indicia on
checks.
Such arrangements may be used for purposes of printing varied types of
information on various types of documents. For example in some situations it
may be desirable to return a document that has been processed through
operation of the device to the user. In such circumstances a stamper printer
may print appropriate indicia on the document such as a "void" stamp or other
appropriate marking. Of course the type of printing that is conducted may
vary as is appropriate for purposes of the particular type of document that is
being processed. In other embodiments alternative approaches may be used.
In the exemplary embodiment a document that is to be moved from the
escrow area can be more permanently stored in the machine by moving the
document to a storage area 430. Documents are moved from the escrow area
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toward the storage area by moving the document in engagement with belt
flight 508 so that the document engages a curved deflector 554. Deflector 554
causes the document to engage a vertical transport 556 that extends in the
storage area 430. As best shown in Figure 30 vertical transport 556 includes
5 two continuous belts that are driven by a drive 558. The transport 556
includes a pair of disposed belts, each of which has a belt flight 560. Each
belt
flight 560 extends in generally opposed relation of a corresponding rail 562
of
a vertical guide 564. As shown in Figure 29 guide 564 of the exemplary
embodiment is constructed so that the rails 562 are biased toward the belt
10 flights by a resilient material. This helps to assure the document can
be moved
between the belt flights and the rails in sandwiched relation. Such a document
568 is shown moving between the rails and the belt flights in Figure 30.
Alternatively in some embodiments a single belt flight, rollers or other sheet
moving members may be used.
15 It should also be noted that in the exemplary embodiment the drive
558
includes a spring biasing mechanism 568. The biasing mechanism acts on
lower rolls 570 to assure proper tension is maintained in the belt flights
560.
Further in the exemplary embodiment the transport belts are housed
within a housing which includes a pair of spaced back walls 572. As later
20 discussed, back walls 572 serve as support surfaces for stacks of
documents
that may be stored in a first section or location of the storage area of the
device. Similarly guide 564 includes a pair of transversely disposed wall
surfaces 574. Wall surfaces 574 provide support for a stack of documents
disposed in a second section or location of the storage area. Also as shown in
25 Figure 30, the vertical transport 556 moves documents to adjacent a
lower
surface 576 which bounds the interior of the storage area. Document sensing
devices are provided along the path of the vertical transport so that the
drive
558 can be stopped through operation of at least one processor once the
document has reached the lower surface. This helps to assure that documents
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are not damaged by movement in the drive. Of course these approaches are
exemplary and in other embodiments other approaches may be used.
In the exemplary embodiment when at least some documents are
moved from the escrow area into the vertical transport, the device operates to
print indicia thereon. This may be indicia of various types as described
herein,
as would be appropriate for the types of documents being processed. In the
exemplary embodiment printing on the documents is carried out through
operation of an inkjet printer 578. The inkjet printer includes a removably
mounted printhead that is adjacent to documents as they are moved in the
vertical transport portion of the sheet path. The inkjet printer includes
nozzles
which are operative to selectively expel ink therefrom toward the sheet path
and shoot ink onto the adjacent surface of the document. The nozzles of the
inkjet printer operate in accordance with the programming of a processor
which is operative to drive the inkjet printer to expel ink selectively
therefrom
to produce various forms of characters on the documents as may be desired.
For example in an exemplary embodiment the printer may be operative to print
indica on checks so as to indicate transaction information and/or the
cancellation of such checks. In the exemplary embodiment the print head is
releasibly mounted through moveable members to enable ready installation
and removal.
The exemplary embodiment further includes an ink catching
mechanism 580 which is alternatively referred to herein as an ink catcher. In
the exemplary embodiment the ink catching mechanism is operative to capture
ink that may be discharged from the printhead at times when no document is
present. This may occur for example if a document is misaligned in the
transport or if the machine malfunctions so that it attempts printing when no
document is present. Alternatively the inkjet printer may be operated
responsive to at least one processor at times when documents are not present
for purposes of conducting head cleaning activities or other appropriate
activities for assuring the reliability of the inkjet printer. Further the
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exemplary embodiment of the ink catcher mechanism is operative to tend the
printhead by wiping the nozzles so as to further facilitate reliable
operation.
Of course it should be understood that the exemplary ink catcher shown and
described is only one of many ink catcher configurations that may be used.
An exemplary form of the ink catching mechanism is shown in Figures
22 through 24. The ink catching mechanism includes an ink holding body 582
with an ink holding area therein. Body 582 has thereon an annular projecting
portion 584. Projecting portion 584 has an opening 586 therein. Opening 586
of the projecting portion is in fluid communication with the ink holding
interior area of the main portion of the body. Of course this body
configuration is merely exemplary.
A head portion 588 is comprised of a body portion configured to
extend in overlying relation of the projecting portion 584. Head portion 588
of
the exemplary embodiment comprises a generally annular body member that
includes a flattened area 590 which has an opening 592 therein. Head portion
588 also has in supporting connection therewith a resilient wiper member 594
extending radially outward therefrom in an area disposed angularly away from
the opening 592.
As shown in Figure 24 the exemplary embodiment of body 582 is of a
generally clamshell construction and includes a lower portion 596 and an
upper portion 598. The upper and lower portions fit together as shown to form
the body, including the annular projecting portion. Also housed within the
interior of the exemplary embodiment of the body is an ink absorbing member
600. The ink absorbing member is operative to absorb ink which passes into
the interior of the body through opening 586. The body is releasibly mounted
in the machine through a mounting portion 601 which accepts suitable
fasteners or other holding devices.
In the operative condition the head portion 588 extends in overlying
generally surrounding relation of the projecting portion 584. The head portion
is enabled to be selectively rotated through operation of a drive 602 that is
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operatively connected therewith. A disk member 604 and sensor 606 are
operative to sense at least one rotational position of the head portion 588.
In operation of the exemplary form of the device, the head portion 588
is generally positioned as shown in Figure 22 with the opening 592 of the head
portion in aligned relation with the opening 586 in the projecting portion of
the
body. The projecting portion extends within an interior area of the rotatable
head portion. In this position ink expelled from the inkjet printhead which
does not strike a document, passes into the interior of the body through the
aligned openings. Thus for example if the programming of the machine calls
for the machine to periodically conduct a head cleaning operation in which the
nozzles of the inkjet printhead are fired, the ink can be transmitted through
sheet path in the area of the transport where documents are normally present
and into the body of the ink catcher mechanism. Thereafter or periodically in
accordance with the programming of the machine, a processor in operative
connection with the drive is operative to cause the drive 602 to rotate the
head
portion 588. Rotation of the head portion is operative to cause the flexible
wiper member 594 to engage the print head and wipe over the openings of the
inkjet nozzles. This avoids the buildup of ink which can prevent the efficient
operation of the inkjet printer. Once the wiper has moved across the nozzles
the head returns to the position so that excess ink is accepted within the
body.
This is done in the exemplary embodiment by having the head portion rotate in
a first rotational direction about a full rotation. In this way the head
portion
rotates from the position where the openings in the head portion and
projecting
portion are aligned with the print head. The head portion is rotated so the
openings are no longer aligned and the flexible wiper member engages the
print head and wipes across the nozzles thereof The head portion continues to
rotate until the openings are again aligned.
In the exemplary embodiment the drive operates responsive to the at
least one processor to rotate the head portion in the first rotational
direction
about 360 degrees and then stops. In other embodiments the drive may reverse
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direction and/or operate the head portion to undergo multiple rotations. In
other embodiments the movable member may include multiple openings and
wiper members and may move as appropriate based on the configuration
thereof. In other embodiments the movable member may include multiple
openings and wiper members and may move as appropriate based on the
configuration thereof
In some embodiments the at least one processor may operate the print
head periodically to clean or test the print head, and may operate the ink
catcher to wipe the nozzles only after such cleaning or test. In some
alternative embodiments wiping action may be done after every print head
operation or after a set number of documents have been printed upon. Various
approaches may be taken in various embodiments.
In exemplary embodiments suitable detectors are used to determine
when the print head needs to be replaced. At least one processor in operative
connection with the print head may operate to provide an indication when the
print cartridge should be changed. Such an indication may be given remotely
in some embodiments, by the machine sending at least one message to a
remote computer. In the exemplary embodiment a servicer may readily
remove an existing print cartridge such as by moving one or more fasteners,
tabs, clips or other members. A replacement cartridge may then be installed,
and secured in the machine by engaging it with the appropriate members. In
the exemplary embodiment electrical contacts for the print head are positioned
so that when the cartridge is in the operative position the necessary
electrical
connections for operating the print head are made. The new cartridge is
installed with the print head thereof positioned in aligned relation with the
opening in the head portion of the ink catcher so that ink from the print head
will pass into the ink catcher and be held therein if there is no document in
the
sheet path between the print head and the ink catcher at the time ink is
expelled therefrom.
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In the exemplary embodiment after a new ink cartridge has been
installed, a servicer may test the operation of the printer. This is
accomplished
by providing appropriate inputs to the machine. A servicer moves a sheet into
the sheet path. This may be done in some cases manually and in other cases
5 by providing and moving a sheet in the sheet path through one or more
transports. One or more inputs from the servicer to input devices of the
machine cause the processor to operate the printer to expel ink from the print
head toward the sheet path. If the sheet is present ink impacts the sheet to
print thereon. In some cases the processor operates the print head to print an
10 appropriate pattern such as one that tests that all the nozzles are
working. In
other embodiments other indicia may be printed. Of course if no sheet is
present in the sheet path, the ink from the print head passes into the body of
the ink catcher through the opening in the head portion. Of course this
approach is exemplary, and in other embodiments other approaches and
15 processes may be used.
In some embodiments after printing is conducted the machine may
operate to wipe the nozzles of the print head. This may be done in response to
the programming associated with the processor and/or in response to an input
from a servicer. In such a situation the drive operates to rotate the head
20 portion 588 about the projecting portion 584 so that the flexible wiper
member
engages the print head. In the exemplary embodiment the wiper member
wipes across the print head as the head portion of the ink catcher makes about
one rotation from its initial position. The head portion rotates responsive to
the drive until the head portion is again sensed as having the opening therein
25 aligned with the print head. This is sensed by the sensor 606 sensing
the
rotational position of the disk member 604. In response to sensing that one
head portion is in the position for capturing ink from the print head, the
processor is operative to cause the drive to cease operation. Of course these
approaches are exemplary and in other embodiments other approaches may be
30 used.
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In an exemplary embodiment when the ink catching mechanism has
become filled with ink it is possible to replace the body by disengaging one
or
more fasteners that hold it in position and install a new one in the operative
position. Alternatively in some embodiments the body may be opened and the
ink absorbing member 600 removed and replaced with a new member.
In the exemplary embodiment the body is disengaged from the machine
by disengaging the one or more fasteners or other devices that hold the
mounting portion 601 to the adjacent housing structure of the document
accepting device. Once this is done, the body 580 is moved so that the
projecting portion 584 no longer extends within the interior area of the
movable head portion 588. Once this is done, the body can be discarded.
Alternatively, the body may be opened, the ink absorbing member 600
removed, a new ink absorbing member installed and the body again closed.
A new body or one with a new ink absorbing member is installed by
extending the projection portion 584 thereof within the interior area of the
head portion 588. The body is then fastened in place through the mounting
portion. hr response to appropriate inputs to an input device of the machine
from a servicer, the processor operates to cause the drive 602 to rotate the
head
portion 588. The processor may operate in accordance with its programming
to rotate the head portion 588 only as necessary to align the opening 592 with
the print head. Alternatively the processor may operate the drive to make one
or more rotations before stopping the rotation of the head portion. In some
embodiments the processor may operate the printer to test its operation as
previously discussed, and may then rotate the head portion to wipe the nozzles
of the print head. Of course these approaches are exemplary and in other
embodiments other approaches may be used.
Thus as can be appreciated the exemplary embodiment of the ink
catching mechanism provides an effective way for the printer to be operated so
as to avoid the deposition of excess ink within the ATM as well as to enable
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the print nozzles to be maintained in a suitable operating condition so that
printing may be reliably conducted.
In the exemplary embodiment documents such as checks are moved
into the storage area 430 through the vertical transport 556. Such documents
are held initially between the rails 562 of the guide 564 and the belt flights
560
of the vertical transport. In the exemplary embodiment such documents may
be selectively stored in one of two available sections (alternatively referred
to
herein as locations) of the storage area. These include a first storage
location
608 positioned on a first side of the vertical transport and a second storage
location 610 positioned on an opposed transverse side of the vertical
transport.
Selective positioning of documents into the storage locations is accomplished
through use of a movable plunger member 612 which operates responsive to
one or more processors to disengage documents from the vertical transport and
move the documents into either the first storage location or second storage
location of the storage area.
Figures 31 through 35 show the operation of the exemplary plunger
member to move a document 614 into storage location 608. As shown in
Figure 32 when the document 614 has moved downward into the storage area,
the plunger 612 has been positioned to the right of the document as shown in
storage location 610. In the exemplary embodiment movement of the plunger
member is accomplished through use of a suitable drive and movement
mechanism such as a rack drive, worm drive, tape drive or other suitable
movement device. Such a drive is represented schematically by drive 616 in
Figure 3.
Once the document has been moved to the proper position and the
vertical transport is stopped, the plunger 612 moves from the position shown
in Figure 32 to the left so as to engage the document. Such engagement with
the document deforms the contour of the document as shown and begins to
pull the document transversely away from engagement with the belt flights and
the guide rails or other document moving structures. A spring biased backing
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plate 618 which may have additional documents in supporting connection
therewith, is moved by the action of the plunger as shown in Figures 33 and
34. Backing plate 618 is biased by a spring or other suitable device so that
documents in supporting connection with the backing plate are generally
trapped between the backing plate and the wall surfaces 574 of the guide.
As represented in Figures 34 and 35 as the plunger 612 moved further
toward the storage location 608, the document disengages from the rails and
belts so that the document is eventually held in supported relation with the
backing plate 618 by the plunger. Once the document 614 has reached this
position as shown in Figure 35 the plunger may be moved again to the right as
shown such that the document 614 is integrated into the document stack
supported on backing plate 618. Further as the plunger 612 returns toward its
original position, the documents supported on the backing plate are held in
sandwiched relation between the wall surfaces 574 of the guide and the
backing plate. Thus the document 614 which was moved into the storage area
has been selectively moved through operation of the plunger into the storage
location 608.
Figures 36 through 40 show operation of the plunger member to store a
document in storage location 610. As shown in Figure 37 a document 620 is
moved into the vertical transport and because this document is to be stored in
storage location 610 the plunger member 612 is positioned responsive to
operation of the processor to the left of the document as shown. As shown in
Figures 38 and 39 movement of the plunger member 612 toward the right as
shown disengages the document from the transport and brings it into
supporting connection with a spring loaded backing plate 622. Backing plate
622 is biased by a spring or other suitable biasing mechanism toward the left
as shown in Figures 39 and 40.
Movement of the plunger 612 to the extent shown in Figure 40 causes
the document 620 to be supported in a stack on the backing plate 622. In this
position the plunger may be again moved to the left such that the documents in
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the stack in storage location 610 are held in sandwiched relation between the
back walls 572 of the vertical transport and the backing plate.
As can be appreciated in the exemplary embodiment documents can be
selectively stored in a storage location of the device by positioning and
moving
the plunger so that the document is stored in the storage location as desired.
This enables documents to be segregated into various document types. For
example in some embodiments the ATM may be operated such that checks
that are drawn on the particular institution operating the machine are stored
in
one storage location of the storage area 430 while others that are not drawn
on
that institution are stored in the other storage location. Alternatively in
some
embodiments where the mechanism is used to accept checks and currency
bills, bills which have been validated may be stored in one storage location
while bills that have been determined to be counterfeit or suspect may be
stored in another storage section. In still further alternative embodiments
where the device is operated to accept checks and bills, currency bills may be
stored in one storage location while checks are stored in another. Of course
this approach is exemplary.
In alternative embodiments additional provisions may be made. For
example in some embodiments one or more aligned vertical transports may be
capable of transporting documents through several vertically aligned storage
areas. In such situations a document may be moved to the vertical level
associated with a storage area that is appropriate for the storage of the
document. Once at that level a plunger may move transversely so as to place
the document into the appropriate storage location on either side of the
vertical
transport. In this way numerous types of documents can be accepted and
segregated within the ATM.
In still other alternative embodiments the storage mechanism may be
integrated with a document picker mechanism such as shown in U.S. Patent
No. 6,331,000 the disclosure of which is incorporated by reference. Thus
documents which have been stored such as currency bills may thereafter be
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automatically removed through operation of the picker mechanism and
dispensed to users of the ATM machine. Various approaches may be taken
utilizing the principals of the described embodiments.
As shown in Figure 2 exemplary storage area 440 is generally held in a
5 closed position such that the items stored therein are not accessible
even to a
servicer who has access to the interior of the ATM. This is accomplished
through use of a sliding door 624 which in the exemplary embodiment is
constructed of collapsible sections. The door is enabled to be moved such that
access to documents stored in the storage area can be accessed such as is
10 shown in Figure 28. In an exemplary embodiment the ability to open door
624
is controlled by a lock 626. In the exemplary embodiment lock 626 comprises
a key lock such that authorized persons may gain access to the interior of the
storage area if they possess an appropriate key.
In some exemplary embodiments the deposit accepting device may be
15 mounted in movable supporting connection with structures in the interior
of
the housing of the banking machine. This may be done in the manner shown
in U.S. Patent No. 6,010,065 the disclosure of which is incorporated herein by
reference. In some exemplary embodiments a servicer may access the interior
of the banking machine housing by opening one or more external doors. Such
20 doors may require the opening of one or more locks before the interior
of the
housing may be accessed. With such a door open the servicer may move the
deposit accepting device 420 while supported by the housing so that the
storage area of the device extends outside the housing. This may make it
easier in some embodiments to remove documents from the storage area.
25 In the exemplary embodiment persons authorized to remove documents
from the storage area may open the lock and move the door 624 to an open
position so as to gain access to the interior of the storage area. Documents
that
have been positioned in the storage locations can be removed by moving the
backing plates 622 and 618 against the spring biasing force of the respective
30 springs or other biasing mechanisms 617, 619, that holds the stacks of
stored
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documents in sandwiched relation. Manually engageable tabs 628 and 630 are
provided in the exemplary embodiment so as to facilitate the servicer's
ability
to move the backing plates against the respective biasing force. With the
respective backing plate moved horizontally away from the vertical transport,
the stack of documents between the backing plate and vertical transport can be
removed. Each backing plate can be moved to remove document stacks on
each horizontal side of the vertical transport. Once the stored documents have
been removed, the backing plates can return automatically to the appropriate
position to accept more documents due to the biasing force. Likewise the door
624 can be closed and the lock returned to the locked position. If the deposit
accepting device is movably mounted so that the storage area is outside the
machine, it can be moved back into the interior of the housing. The housing
can then be secured by closing the doors and locks thereon. This construction
of the exemplary embodiment not only facilitates the removal of checks,
currency or other documents, but is also helpful in clearing any jams that may
occur within the vertical transport.
The exemplary embodiment also provides advantages in terms of
clearing jams within the document alignment, analysis and/or escrow areas.
For example as shown in Figures 1 and 2, the device may be opened such that
the entire transport path for documents up to the point of the vertical
transport
may be readily accessed. As a result in the event that the document should
become jammed therein, a servicer may unlatch a latch which holds a platen in
position such as for example latch 632 shown in Figure 1 and move the platen
448 rotationally and the components supported thereon to the position shown
so as to enable exposing the document alignment area and document analysis
area. As can be appreciated platen 448 is mounted through hinges which
enable the platen to rotate about an axis through the hinges so as to
facilitate
the opening thereof. Likewise the portions of the platen 449 supporting the
mechanisms overlying the escrow area can be opened as shown to expose that
area of the document transport path so as to facilitate accessing documents
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therein. As shown in Figures 1 and 2, platen 449 is rotatable about an axis
that
extends generally perpendicular to the axis about which platen 448 is
rotatable.
Further in the exemplary embodiment, platens 448 and 449 are configured so
that platen 448 must be moved to the open position before platen 449 can be
opened. Likewise platen 449 must be closed before platen 448 is closed. This
exemplary construction enables the use of a single latch to secure the platens
in the operative positions, and to enable unsecuring the single latch so that
the
platens can both be moved to expose the document alignment, document
analysis and escrow areas of the document transport path in the device. Of
course, this approach is exemplary and in other embodiments other approaches
may be used.
In servicing the exemplary embodiment of the deposit accepting device
420 which for purposes of this service discussion will be described with
regard
to checks, a servicer generally begins by opening a door or other access
mechanism such as a fascia or panel that enables gaining access to an interior
area of the housing of the ATM. In an exemplary embodiment the check
accepting device 420 is supported on slides, and after unlatching a mechanism
that normally holds the device in operative position, the device can be moved,
while supported by the housing to extend outside the ATM. Of course in some
situations and depending on the type of service to be performed, it may not be
necessary to extend the device outside the ATM housing. Alternatively in
some situations a servicer may extend the device outside the housing and then
remove the device from supporting connection with the ATM housing
completely. This may be done for example, when the entire device is to be
replaced with a different device.
The servicer may disengage the latch 632 and rotate platen 448 about
the axis of its hinges. This exposes the areas of the transport path through
the
device in the document alignment area 424 and document analysis area 426. It
should be noted that when the platen 448 is moved to the open position the
toothed contoured edges 456,458 shown in Figure 4, are moved apart.
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With the platen 448 moved to expose the document alignment and
document analysis areas, any checks which have become caught or jammed
therein can be removed by the servicer. The servicer can also conduct other
activities such as cleaning the scanning sensors or the magnetic read head.
Such cleaning may be done using suitable solvents, swabs or other materials.
The servicer may also clean, align, repair or replace other items in the
exposed
areas of the transport path.
With platen 448 in the open position a servicer may also move platen
449 from the closed position to the open position shown in Figures 2 and 3.
Rotating platen 449 about the axis of its supports to the open position,
exposes
the escrow area 428 of the transport path. A servicer may then clear any
jammed documents from the escrow area. The servicer may also clean, align,
repair or replace other components that are exposed or otherwise accessible in
the escrow area.
Upon completion of service the platen 449 is rotated to the closed
position. Thereafter the platen 448 is rotated to the closed position. This
brings the contoured edges 456, 458 back into adjacent alignment. With
platen 448 in the closed position the latch 632 is secured to hold both
platens
in the closed positions, the check accepting device can then be moved back
into the operating position and secured therein. The servicer when done, will
then close the door or other device to close the interior of the ATM housing.
Of course these approaches are exemplary.
Upon closing the housing the ATM may be returned to service. This
may include passing a test document through the transport path through the
deposit accepting device 420 and/or reading indicia of various types from one
or more test documents. It may also include operating the machine to image
the document that was jammed in the device to capture the data therefrom so
that the transaction that cause the ATM malfunction can be settled by the
system. Of course it should be understood that these approaches are
exemplary and in other embodiments other approaches may be used.
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Figure 41 shows an alternative exemplary embodiment of an
automated banking machine 640. Banking machine 640 includes a housing
642. Housing 642 of the machine includes a chest portion 644 and an upper
housing portion 646. Chest portion 644 provides a secure storage area in an
interior portion thereof. The interior of the chest portion may be used for
example to store valuable sheets such as currency notes, travelers checks,
scrip, checks, tickets or other valuable sheets that have been received by
and/or that are to be dispensed from the machine. The chest portion includes a
suitable chest door and lock for providing authorized access thereto. The
upper housing portion 646 of the exemplary embodiment also includes
suitable access doors or other mechanisms to enable authorized persons to
obtain access to items therein. Examples of chest portions are shown in U.S.
Patent No. 7,000,830 and U.S. Application No. 60/519,079, the disclosures of
which are incorporated herein by reference.
The exemplary automated banking machine 640 includes output
devices including a display 648. Other output devices may include for
example speakers, touchpads, touchscreens or other items that can provide
user receivable outputs. The outputs may include outputs of various types
including for example, instructions related to operation of the machine. The
exemplary automated banking machine further includes input devices. These
may include for example a card reader 650. The card reader may be operative
to read indicia included on cards that are associated with a user and/or a
user's
account. Card readers may be operative to read indicia for example, indicia
encoded on a magnetic stripe, data stored in an electronic memory on the card,
radiation transmitted from an item on the card such as a radio frequency
identification (RFID) chip or other suitable indicia. User cards represent one
of a plurality of types of data bearing records that may be used in connection
with activating the operation of exemplary machines. In other embodiments
other types of data bearing records such as cards, tokens, tags, sheets or
other
types of devices that include data that is readable therefrom, may be used.
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In exemplary embodiments data is read from a card through operation
of a card reader. The card reader may include features such as those disclosed
in U.S. Patent No. 7,118,031 the disclosure of which is incorporated herein by
reference. The exemplary automated banking machine is operative responsive
5 to at least one processor in the machine to use data read from the card
to
activate or allow operation of the machine by authorized users so as to enable
such users to carry out at least one transaction. For example the machine may
operate to cause data read from the card and/or data resolved from card data
and other inputs or data from the machine, to be compared to data
10 corresponding to authorized users. This may be done for example by
comparing data including data read from the card to data stored in or resolved
from data stored in at least one data store in the machine. Alternatively or
in
addition, the automated banking machine may operate to send one or more
messages including data read from the card or data resolved therefrom, to a
15 remote computer. The remote computer may operate to cause the data
received from the machine to be compared to data corresponding to authorized
users based on data stored in connection with one or more remote computers.
In response to the positive determination that the user presenting the card is
an
authorized user, one or more messages may be sent from the remote computer
20 to the automated banking machine so as to enable operation of features
thereof. This may be accomplished in some exemplary embodiments through
features such as those described in U.S. Patent Nos. 7,284,695 and/or
7,266,526 the disclosures of each of which are incorporated herein by
reference. Of course these approaches are exemplary and in other
25 embodiments other approaches may be used.
The exemplary automated banking machine further includes a keypad
652. Keypad 652 provides a user input device which includes a plurality of
keys that are selectively actuatable by a user. Keypad 652 may be used in
exemplary embodiments to enable a user to provide a personal identification
30 number (PIN). The PIN data may be used to identify authorized users of
the
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machine in conjunction with data read from cards so as to assure that machine
operation is only carried out for authorized users. Of course the input
devices
discussed herein are exemplary of numerous types of input devices that may be
used in connection with automated banking machines.
The exemplary automated banking machine further includes other
transaction function devices. These may include for example, a printer 654.
In the exemplary embodiment 654 is operative to print receipts for
transactions
conducted by users of the machine. Other embodiments of automated banking
machines may include other types of printing devices such as those suitable
for
printing statements, tickets or other types of documents. The exemplary
automated banking machine further includes a plurality of other devices.
These may include for example, a sheet dispensing device 656. Such a device
may be operative to serve as part of a cash dispenser device which selectively
dispenses sheets such as currency notes from storage. It should be understood
that for purposes of this disclosure, a cash dispenser device, is one or more
devices that can operate to cause currency stored in the machine to be
dispensed from the machine. Other devices may include a recycling device
658. The recycling device may be operative to receive sheets into a storage
location and then to selectively dispense sheets therefrom. The recycling
device may be of a type shown in U.S. Patent Nos. 6,302,393 and 6,131,809,
the disclosures of which are incorporated herein by reference. It should be
understood that a recycling device may operate to recycle currency notes and
may in some embodiments, a cash dispenser may include the recycler device.
Further the exemplary embodiment may include sheet storage devices 660 of
the type previously described herein which are operative to selectively store
sheets in compartments.
The exemplary ATM 640 includes a deposit accepting device 662
which is described in greater detail hereafter. The deposit accepting device
of
an exemplary embodiment is operative to receive and analyze sheets received
from a machine user. The exemplary deposit accepting device is also
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operative to deliver sheets from the machine to machine users. It should be
understood that in other embodiments additional or different deposit accepting
devices may be used. Further for purposes of this disclosure a deposit
accepting device may alternatively be referred to as a sheet processing
device.
The exemplary automated banking machine 640 further includes at
least one processor schematically indicated 664. The at least one processor is
in operative connection with at least one data store schematically indicated
666. The processor and data store are operative to execute instructions which
control and cause the operation of the automated banking machine. It should
be understood that although one processor and data store are shown,
embodiments of automated banking machines may include a plurality of
processors and data stores which operate to control and cause operation of the
devices of the machine.
The at least one processor 664 is shown in operative connection with
numerous transaction function devices schematically indicated 668.
Transaction function devices include devices in the machine that the at least
one processor is operative to cause to operate. These may include devices of
the type previously discussed such as the card reader, printer, keypad,
deposit
accepting device, sheet dispenser, recycler and other devices in or that are a
part of the machine.
In the exemplary embodiment the at least one processor is also in
operative connection with at least one communication device 670. The at least
one communication device is operative to enable the automated banking
machine to communicate with one or more remote servers 672, 674 through at
least one network 676. It should be understood that the at least one
communication device 670 may include various types of network interfaces
suitable for communication through one or more types of public and/or private
networks so as to enable the automated banking machine to communicate with
a server and to enable ATM users to carry out transactions. Of course it
should be understood that this automated banking machine is exemplary and
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that automated banking machines may have numerous other types of
configurations and capabilities.
Figure 42 shows in greater detail the exemplary deposit accepting
device 662. The exemplary deposit accepting device is in operative
connection with a sheet opening 678 that extends through the housing of the
machine. In the exemplary embodiment the sheet opening is configured to
enable the sheets to be provided thereto into the machine from users, as well
as
to deliver sheets from the machine to users. Access through the sheet opening
is controlled in the exemplary embodiment by a movable gate 680. Gate 680
is selectively moved between the opened and closed positions by a drive 682.
The drive 682 selectively opens and closes the gate responsive to operation of
" the at least one processor 664. Therefore in operation of the exemplary
automated banking machine the gate is moved to the open position at
appropriate times during transactions such as when sheets are to be received
into the machine from users and when sheets are to be delivered from the
machine to users.
The exemplary device further includes a sheet access area generally
indicated 684. The exemplary sheet access area is an area in which sheets are
received in as well as delivered from the machine. The exemplary sheet
access area includes a first sheet driver member 686. The exemplary sheet
driver member 686 includes a belt flight of a continuous belt that is
selectively
driven by a drive (not separately shown). The drive operates responsive to
operation of the at least one processor. The sheet access area is further
bounded upwardly by a sheet driver member 688 which in the exemplary
embodiment also comprises a belt flight of a continuous belt. In the
exemplary embodiment the lower belt flight which comprises the sheet driver
member 688 is vertically movable relative to the upper belt flight which
comprises sheet driver member 686 such that a distance between them may be
selectively varied. It should be understood however that although the
exemplary embodiment uses belt flights as the sheet driver members, in other
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embodiments rollers, tracks, compressed air jets or other devices suitable for
engaging and moving sheets may be used. In the exemplary embodiment a
single upper belt flight and lower belt flight are used to move sheets in the
sheet access area. However, it should be understood that in other
embodiments other numbers and configurations of sheet driving members may
be used.
The exemplary sheet access area includes a divider plate 690. The
exemplary divider plate comprises a pair of divider plate portions with an
opening thereinbetween. The opening extends parallel to the belt flights and
enables the belt flights to engage sheets therethrough. Of course this
approach
is exemplary. The exemplary divider plate divides the sheet access area into a
first side 692 which is below the plate in the exemplary embodiment, and a
second side 694 which is above the divider plate. It should be understood that
although in the exemplary embodiment only one split divider plate is used, in
other embodiments a plurality of divider plates may be employed so as to
divide an area into multiple subcompartments.
In the exemplary embodiment the divider plate 690 and upper sheet
driving member 688 are selectively relatively movable vertically with respect
to the lower sheet driving member 686. This is done in a manner later
explained so as to selectively enable the sheet driving members to engage and
move sheets in either the first side or the second side. This is done through
operation of drives schematically indicated 696. Such drives can include
suitable motor, levers, solenoids, lead screws and other suitable structures
to
impart the movement described herein. The drives operate responsive to
instructions executed by the at least One processor. It should further be
understood that although in the exemplary embodiment the lower sheet driving
member is generally in fixed vertical position relative to the housing, in
other
embodiments the lower sheet driving member may be movable and other
components may be fixed.
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In the exemplary embodiment the sheet access area further includes a
movable stop 698. The stop is operative to extend at appropriate times to
limit
the inward insertion of documents into the sheet access area by a user. The
stop operates to generally positively position inserted sheets that are going
to
5 be received and processed by the deposit accepting device. The stop is
selectively movable by at least one drive (not separately shown) which moves
the stop in response to operation of the at least one processor. The inner
ends
of sheet driver members 686 and 688 bound an opening 699 through which
sheets can move either inwardly or outwardly in the deposit accepting device
10 662.
The exemplary sheet access area is operatively connected to a picker
700. The picker is operative to separate individual sheets from a stack in the
sheet access area. In the exemplary embodiment the picker may operate in a
manner like that described in U.S. Patent Nos. 6,634,636; 6,874,682; and/or
15 7,261,236 the disclosures of which are incorporated herein by reference.
The
picker operates generally to separate each sheet from the inserted stack of
sheets. At least one sensor 702 operates in the exemplary embodiment to
sense thickness and enable at least one processor to determine if the picker
has
failed to properly separate each individual sheet. In response to sensing of a
20 double or other multiple sheet in the area beyond the picker, the at
least one
processor operates in accordance with its programming to reverse the picking
function so as to return the sensed multiple sheets to the stack. Thereafter
the
picker may attempt to pick a single sheet and may make repeated attempts
until a single sheet is successfully picked. Further as later explained, in
the
25 exemplary embodiment the picker is operative to pick sheets that may be
located in either the first side 692 or the second side 694 of the divider
plate in
the sheet access area.
In the exemplary embodiment the picker 700 is operative to deliver
individual sheets that have been separated from the stack to a sheet path
30 indicated 704. Sheets are moved in the sheet path through operation of a
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transport 706 which engages the sheets. It should be understood that although
a single transport of a belt type is shown, in other embodiments other numbers
and types of transports may be employed for moving sheets.
In the exemplary embodiment the area of the sheet path includes a
document alignment area which may operate in the manner similar to that
previously described or in other suitable ways, to align sheets relative to
the
direction that sheets are moved along the transport path. For example in the
exemplary embodiment the transverse transport includes transverse transport
rolls 710 that operate in a manner like that previously discussed to engage a
sheet and move it into alignment with the transport path by sensing an edge of
the sheet with a plurality of spaced sensors which form a "virtual wall." The
transverse movement of the sheet by the transverse transport is operative to
align the sheet relative to the movement of sheets along sheet path in the
device. As discussed in more detail below, in this exemplary embodiment the
alignment area includes devices operative to align the sheet as well as to
determine a width dimension associated with the sheet so as to facilitate the
analysis of magnetic indicia thereon.
In some embodiments it may be desirable to use sheet transports that
move sheets in sandwiched relation between a driving member such as a roll
or belt flight, and a follower member that extends on an opposed side of the
sheet from the driving member. The follower member may be operative to
assure engagement of the sheet with the driving member to assure sheet
movement therewith. In some embodiments movable rolls or belts may
operate as suitable follower members. However, in some embodiments it may
be desirable to use stationary resilient members as biasing members. This may
include, for example, a resilient member with a low friction sheet engaging
surface to facilitate sheet movement thereon. For example such a suitable
member may comprise a compressible resilient foam body with a low friction
plastic cover. Such a foam member can be used to provide biasing force to
achieve sheet engagement with a driving member. In still other embodiments
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the foam body may be operatively supported on a further resilient member,
such a leaf spring which can provide a further biasing force. Such a structure
for a follower member may be useful in sheet transports in providing more
uniform force distribution on moving sheets to minimize the risk of sheet
damage. Further such a sheet follower structure may be useful in providing
the follower function for one or more transports that move sheets in multiple
directions, at least some of which are transverse to one another in a
particular
sheet transport area. As a result such follower structures may be used in the
area in which sheets are aligned. Of course this approach is exemplary.
In the exemplary embodiment the transport 706 is operative to move
sheets to engage a further transport schematically indicated 712. The
transport
is also operative to move sheets past magnetic indicia reading devices 714,
716 which are alternatively referred to herein as magnetic read heads. The
exemplary embodiment further includes analysis devices for analyzing
documents. These include for example, an imager 718. Imager 718 may be of
the type previously discussed that is operative to generate data corresponding
to the visual image of each side of the sheet. Further in the exemplary
embodiment an analysis device includes a currency validator 720 is used to
analyze properties of notes. For example in some embodiments currency
validators employing the principles described in U.S. Patent No. 5,923,413
which is incorporated herein by reference may be used for purposes of
determining whether sheets have one or more property associated with valid
notes. The at least one processor may be operative to determine whether notes
received are likely valid, invalid and/or of suspect authenticity. Other
devices
may be included which sense for other properties or data which can be used to
analyze sheets for properties that are associated with authenticity. Based on
determining whether sheets have at least one property, the exemplary
automated banking machine is operative to store, return or otherwise process
notes in a manner that is later described. Of course it should be understood
that some of the principles may be used by the at least one processor to make
a
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determination if at least one property associated with checks analyzed through
devices in the machine, have one or more properties that suggest that they are
valid or invalid checks. Similarly analysis devices in a machine may be used
to assess validity of other types of sheets.
In the exemplary embodiment the deposit accepting device includes a
sheet storage and retrieval device 722. In the exemplary embodiment the sheet
storage and retrieval device includes a belt recycler. The belt recycler may
be
of the type shown in U.S. Patent No. 6,270,010 the disclosure of which is
incorporated herein by reference. The sheet storage and retrieval device is
selectively operative to store sheets that are directed thereto from the
transport
712 by a diverter 724. The diverter is selectively operated responsive to a
drive which moves responsive to instructions from the at least one processor
to
cause sheets to be directed for storage in the sheet storage and retrieval
device
722.
In the exemplary embodiment the sheet accepting device further
includes a sheet storage and retrieval device 726. The sheet storage and
retrieval device 726 of the exemplary embodiment may be similar to device
722. Sheets are directed to the sheet storage and retrieval device 726 from
the
transport 712 through selective operation of a diverter 728. It should be
understood that although in the exemplary embodiment the sheet storage and
retrieval devices include belt recyclers, other forms of devices that are
operative to accept and deliver sheets may be used.
In exemplary embodiments the transports 712 and 706 are selectively
operated responsive to respective drives. The drives operate responsive to
operation of the at least one processor to move sheets therein. The transports
of the exemplary embodiment are operative to move sheets both away from
and toward the sheet access area. Further in the exemplary embodiment a
diverter 730 is positioned adjacent to the sheet access area. The diverter 730
operates in the manner later described to direct sheets moving toward the
sheet
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access area onto the second side of the diverter plate. Of course this
approach
is exemplary.
Further in the exemplary embodiment the automated banking machine
includes a plurality of transports as shown, which enable sheets to be
selectively moved to and from the storage area 660, the sheet dispenser device
656, the recycling device 658 and other devices or areas, to or from which
sheets may be delivered and/or received. Further in the exemplary
embodiment appropriate gates, diverters and/or other devices may be
positioned adjacent to the transports so as to selectively control the
movement
of sheets as desired within the machine. It should be understood that the
configuration shown is exemplary and in other embodiments other approaches
may be used.
Figure 43 shows an alternative exemplary embodiment of a document
alignment area 708. The document alignment area includes a platen 732. The
platen includes a plurality of document alignment sensors 734. The document
alignment sensors 734 are similar to alignment sensors 474 previously
discussed. As with the prior embodiment three document alignment sensors
extend in spaced relation along the direction of sheet movement in the
transport path. A plurality of rollers 736 operate in a manner similar to
rollers
444 and are operative to move the sheet in the direction of the transport
path.
A transverse transport that is operative to move sheets in a direction
generally
perpendicular to the transport path includes transverse follower rolls 738. As
in the case with the prior described embodiment, the transverse transport
includes transverse rolls on an opposed side of the transport from the platen
732. As in the previously described embodiment the rollers 736 generally
engage a sheet between the rollers and other driving members such as a belt.
To align the sheet, the rollers 736 move away from the sheet and the
transverse
follower rolls 738 that were previously disposed away from the sheet move
toward the sheet to engage the sheet in sandwiched relation between the
transverse transport roll and a corresponding follower roll. The sheet is
moved
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transversely until it is aligned with the direction of movement of sheets in
the
transport path based on the document alignment sensors 734. This is done in a
manner like that previously discussed. The transverse transport rollers are
then moved to disengage the sheet while the rollers 736 move to engage the
5 sheet so that it now can be moved in its aligned condition in the
transport path.
Of course instead of rollers other types of sheet moving members may be used.
The exemplary deposit accepting device includes magnetic read heads
714 and 716. Magnetic read heads 714 may be mounted in a manner like that
previously discussed. In the exemplary embodiment, magnetic read head 714
10 is in a fixed transverse position relative to the sheet path. Magnetic
read head
714 is generally positioned in the exemplary embodiment relative to the sheet
path so that a check that has been aligned in the document alignment area will
generally have the micr line indicia on the check pass adjacent to the
magnetic
read head 714. This is true for two of the four possible facing positions of a
15 check as it passes through the device. This is represented by the
exemplary
check segments 740 and 742 shown in Figure 44.
Magnetic read head 716 is mounted in operatively supported
connection with a mount 744. Mount 744 is movable transversely to the sheet
path as represented by arrow M in Figure 45. The position of read head 716
20 transversely relative to the sheet path is changeable through operation
of a
positioning device 746. The positioning device may include any number of
movement devices such as a motor, solenoid, cylinder, shape memory alloy
element or other suitable element that is operative to selectively position
read
head 716 relative to the sheet path.
25 As can be appreciated from Figure 44, read head 716 may be
selectively positioned transversely so that when a check is in the two
orientations where the micr line data would not pass adjacent to read head
714,
such micr line indicia would pass adjacent to read head 716. This is
represented by exemplary check segments 748 and 750 in Figure 44.
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In the exemplary embodiment the document alignment area includes a
width sensor 752. Width sensor 752 may include in some embodiments a
plurality of aligned sensors, a linear array charge couple device (CCD)
sensors
or other sensor or groups of sensors that are operative to sense at least one
dimension or property which corresponds to a width associated with a check.
In the exemplary embodiment this is done once the check has been aligned
with the transport path and the document alignment sensors 734. This
capability of determining using signals from the sensor 752, the width of the
aligned document enables at least one processor in the machine to cause the
positioning device 746 to move the read head 716 to the appropriate transverse
position for reading the micr line indicia on the check in the event that the
check is in one of the two positions wherein the micr indicia is disposed on
the
opposite of the check from read head 714.
The at least one processor has associated programming in at least one
data store that enables determination of the proper position for the read head
716 because check printing standards specify the location of the micr line
indicia relative to a longitudinal edge of the check. As a result for a given
check that has been aligned in the document alignment area, the at least one
processor is operative to determine a width associated with the check
responsive to signals from sensor 752. The width signals thereafter enable the
processor to cause the read head 716 to be positioned in an appropriate
transverse position for reading the micr data if the check is in two of the
four
possible check orientations.
It should be noted that as represented in Figure 44 the read heads are
operative to read the micr indicia regardless of whether the indicia is on the
check immediately adjacent to the read head or on an opposed side of the
check from the read head. This is because the magnetic characters which
comprise the micr indicia can be sensed through the paper. Further in the
exemplary embodiment the magnetic read heads are positioned in a curved
area of the transport path. This generally helps to assure in the exemplary
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embodiment that the check is in contact or at least very close proximity with
the read head. Further the exemplary embodiment of the mount 744 includes a
plurality of vanes 754. Vanes 754 are curved and are operative to help guide
the sheet through the area of the magnetic read heads without snagging. In an
exemplary embodiment the vanes 754 are operative to reduce surface tension
so as to facilitate movement of sheets thereon. Of course it should be
understood that these structures are exemplary and in other embodiments other
approaches may be used.
In an exemplary embodiment at least one processor of the automated
banking machine has associated programming that enables decoding the micr
line data regardless of the facing position of the check as it is moved past
the
magnetic read heads. As can be appreciated depending on the facing position
of the check the micr data may be moving in any of the forward direction or
the backward direction and right side up or upside down as it passes in
proximity to the one adjacent magnetic read head. Signals are generated by
the magnetic read head responsive to the magnetic indicia which makes up the
micr line data. The programming of the at least one processor is operative to
receive and record these signals, and to determine the micr line characters
that
correspond thereto. In the exemplary embodiment this includes comparing the
data for at least some of the characters that correspond to the micr line, to
data
corresponding to one or more micr line characters so that it can be determined
the orientation in which the micr line data has been read. The at least one
processor may operate in accordance with its programming to conduct pattern
matching of the sensed signals to signals corresponding to known micr
characters to determine the probable micr characters to which the signals
correspond. This may be done for one or multiple characters to determine a
probable orientation of the check data. This probable orientation may then be
checked by comparing the data as read from the magnetic read head, to other
data which corresponds to the micr data initially determined orientation. If
the
orientation corresponds to an appropriate micr line character then it probable
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that the orientation has been properly determined. If however the sensed data
does not correspond appropriately to characters in the initially determined
orientation, then it is probable that the orientation determined is incorrect.
In
some embodiments the at least one processor may operate to compare signals
corresponding to the magnetic indicia read from the check to data
corresponding to micr line characters in multiple possible orientations. The
results may then be compared to determine the number of unidentifiable
characters in each of the orientations. Generally in at least one orientation
which corresponds to the actual orientation of the check, the at least one
processor will determine that all of the characters correspond to identifiable
micr line characters.
In still other embodiments character recognition analysis software
routines may be operative to identify micr line characters in each of the
possible orientations which a degree of confidence. This degree of confidence
would hopefully be much higher for one particular orientation which then
indicates the facing position of the check as well as the micr line characters
to
which the data corresponds. In still other alternative embodiments other
approaches may be used to determine the facing position of the check. This
may include for example analysis of optical features to determine that the
check is in a particular orientation. The information on a facing position as
determined from optical features may then be used to analyze or, as a factor
in
the analysis, of the magnetic indicia on the check as carried out by at least
one
processor.
Of course it should be understood that while the discussion of the
exemplary embodiment has included a discussion of micr line data associated
with a check, in other embodiments other types of magnetic indicia may be
analyzed and used. Further it should be understood that checks and other
items which include magnetic indicia thereon serve as coded records on which
magnetic data is encoded. Alternative approaches may also be used in other
embodiments for reading of magnetic recoded indicia on such records, and the
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magnetic read heads described in connection with this particular embodiment
are exemplary. Further it should be understood that while the coded records in
the form of checks have the micr line data offset from the center line of the
record and generally in a defined location relative to one or more edges of
the
document, other embodiments may operate to have magnetic indicia in other
locations. Further some exemplary embodiments may also include provisions
for sensing magnetic indicia on records in various locations and determining
the nature of such indicia in various locations based on signals produced from
sensing the record. Of course these approaches are exemplary and in other
embodiments other approaches may be used.
The operation of an exemplary embodiment is now explained with
reference to Figures 46 through 67. The exemplary automated banking
machine is operated by a customer to perform at least one transaction
involving acceptance of sheets. This may include for example, the user
providing inputs to identify themself or their account, as well as to indicate
a
transaction that they wish to conduct through operation of the machine. This
may be done in response to instructions output through the display. The user
indicates that they wish to conduct a sheet accepting transaction. The sheet
accepting transaction may include in some embodiments, acceptance of
checks, and other embodiments the sheets to be accepted may include notes.
In still other embodiments the sheets to be accepted may include mixed notes
from checks. In still other embodiments other types of sheets or items may be
accepted depending on the capabilities of the machine.
With reference to Figure 46, in the conduct of an exemplary transaction
the sheet access area 684 initially has external access thereto blocked by the
gate 680. The user prepares a stack 756 comprising a plurality of sheets for
receipt by the machine through the sheet opening 678. It should be noted that
_
in the initial position the divider plate 690 and the belt flight 688 are
disposed
downward and are in generally supporting connection with the belt flight 686.
Of course it should be appreciated that as shown in Figures 46 through 67, the
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structures in the sheet acceptance area are shown in a sectional view taken
through the middle of the sheet acceptance area.
Responsive to the at least one processor in the machine operating to
cause the machine to carry out a sheet accepting transaction, the at least one
5 processor is operative to cause the gate 680 to open as shown in Figure
48.
The at least one processor is also operative to cause the stop 698 to move to
a
raised position. The processor is also operative to cause the divider plate
and
upper transport including the upper sheet driver member, to be disposed a
greater distance away from the belt flight 686. This enables the user to
insert
10 the stack 756 inwardly into the area between the belt flight 768 and the
divider
plate 690, until the stack is in abutting relation with the stop. As shown in
Figures 50 and 51 the at least one processor is thereafter operative to
retract
the stop 698 and to cause the belt flight 688 and divider plate 690 to be
lowered. This provides for the stack 756 to be in sandwiched relation between
15 the belt flight 686, belt flight 688 and divider plate 690. It should be
remembered that the exemplary divider plate includes a pair of horizontally
disposed plate portions including the central opening that extends parallel to
each belt flight belt. This enables each of the belt flights to operatively
engage
the sheets in the stack. The divider plate is also movably mounted relative to
20 the housing such that each divider plate portion can be moved
vertically,
responsive to at least one drive, and can also move angularly to maintain
engagement with sheets. In the exemplary embodiment each of the portions of
the divider plate are enabled to pivot generally about a horizontal axis that
extends near the transverse center thereof. In the exemplary embodiment the
25 extent that each portion of the divider plate is enabled to pivot is
generally
limited to a relatively small angle. This ability of the divider plate to
pivot as
well as to move vertically generally in the area of the axis about which the
portion can pivot, facilitates the exemplary embodiment's capabilities to
deliver and receive sheets from users as well as to deliver and receive sheets
to
30 and from the opening of the deposit accepting device.
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The at least one processor causes at least one drive to move the belt
flights so that the stack 756 moves inwardly from the sheet access area such
that the ends of the sheet move inwardly past the gate 680. As shown in
Figures 54 and 53 sensors 758 are positioned to sense the stack in the sheet
access area. Responsive to the end of the stack having moved inward between
the belt flights, the at least one processor is operative to cause the gate
680 to
close as shown in Figures 52 and 53. The closing of the gate prevents persons
who have deposited a stack of sheets from further accessing such sheets after
they have moved in the machine.
As represented in Figures 54 and 55 the sheets are moved inwardly
through operation of the belt flights so that the sheets move in the opening
699
past the inward end of the divider plate and into contact with the picker 700.
As shown in Figures 56 and 57 the processor then operates to cause the
upper belt flight 688 to move upwardly and away from the lower belt flight
686. The divider plate 690 remains disposed above and in contact with the
stack 756. In this position the leading edge of the stack extends inward in
the
machine beyond the inward edge of the divider plate and the stack moves
adjacent to the picker 700. The picker then operates generally in the manner
of the incorporated disclosures to pick sheets one at a time to separate them
from the stack.
In the exemplary embodiment the divider plate acts to hold the stack
positioned against the driver member 686 and adjacent a registration plate
portion 687 to facilitate reliable picking of sheets by the picker. During
picking, a thumper member 764 also acts on the bottom sheet in the stack to
urge the bottom sheet to move toward the picker. The thumper member 764
moves rotationally responsive to a drive and also provides an upward and
inward directed force on the bottom sheet. The downward force applied on the
top of the stack by the divider plate increases the effective force applied by
the
thumper member urging the sheet at the bottom of the stack to move toward
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the picker. Of course this approach is exemplary and in other embodiments
other approaches may be used.
In the operation of the exemplary embodiment the deposit accepting
device operates in accordance with the programming of the at least one
processor, to move the sheets into the document alignment area 708. Each
picked sheet is aligned in the manner discussed, and moved in the sheet path
past the analysis devices such as the magnetic read heads 714, 716; imager
718; currency validator 720; and/or other sheet analysis devices. Of course it
should be understood that in some embodiments other or different sheet
analysis devices may be present. For example in a device which only accepts
checks, a currency validator and associated sensors may not be present.
Likewise depending on the nature of the sheets being accepted, other or
additional analysis devices may be included.
In the exemplary embodiment sheets that have been moved past the
analysis devices are moved in the transport 712 and are directed through
operation of the diverter 724 for storage in the sheet storage and retrieval
device 722. In the exemplary embodiment the at least one processor is
operative responsive to the signals regarding each sheet from the analysis
devices to analyze each sheet for at least one characteristic or property.
These
may include image properties, magnetic properties, color properties, patterns,
watermarks, data or other characteristics that are usable to identify a sheet
as
an acceptable sheet for acceptance by the machine.
In some embodiments for example, the at least one processor of the
machine may operate responsive to data received from the analysis devices to
determine that sheets input to the machine include valid currency notes of a
given denomination or type. The at least one processor may operate
responsive to determining that such valid currency notes have been input to
cause the automated banking machine to operate to cause an account
associated with the user whose card data was read by a machine to be credited
for an amount corresponding to such valid notes. This may be done by the at
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least one processor causing the automated banking machine to communicate
with one or more remote computers that have data stores which include data
corresponding to a user's account and the funds allocated thereto. In still
other
embodiments the at least one processor may operate in the case of received
documents which are checks, to determine whether such checks appear to be
valid and a user is authorized to be given credit for such checks. This may
include for example analyzing the checks in accordance with the incorporated
disclosure of U.S. Patent No. 7,284,695 for example. The automated banking
machine may operate using data read from the checks such as the micr line
data, image data and/or other data, to cause the automated banking machine to
determine that the user of the machine is to be provided value for one or more
checks received by the machine. Of course the at least one processor may
operate in other embodiments to analyze data read by analysis devices from
other types of items which have been received by the machine and make
determinations as to whether such items are acceptable and/or whether a user
is to be provided with credit therefor.
Further, in some embodiments it should be understood that the at least
one processor may also operate to identify certain items as unacceptable to
the
machine. These may include for example items which cannot be identified as
valid currency notes, checks or other items that the machine is programmed to
accept. The at least one processor in the machine may operate in accordance
with its programming and/or data received by communication with remote
computers to determine that the items the user has input cannot be accepted by
the machine. Of course these approaches are exemplary.
In an exemplary embodiment after sheets have been received in the
machine the at least one processor is then operative to cause the sheet
storage
and retrieval device 722 to deliver the sheets one by one to the transport
712.
The transport operates to move each of the sheets toward the sheet access
area.
The diverter 724 is operative to direct the sheets as appropriate toward the
sheet access area. As each of the sheets move in the transport 712, the
diverter
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728 is operative to selectively direct sheets that have been determined to
include the at least one property associated with acceptable sheets, to the
sheet
storage and retrieval device 726. Device 726 is operative to store acceptable
sheets while the unacceptable sheets continue in the sheet path toward the
sheet access area. In the transport 706 sheets are engaged by the diverter 730
and are directed through the opening 699 onto the second side 794 of the sheet
access area. The rejected sheets which are positioned on the second side of
the
divider plate 690 can be delivered to the machine user in a manner later
discussed.
In operation of the exemplary embodiment, the at least one processor is
then operative to cause the sheet storage and retrieval device 726 to deliver
the
acceptable sheets therefrom. The transport 712 is operative to move each
sheet to an appropriate storage area in the machine. For example sheets which
are checks may be stored in the storage device 660. Sheets which are notes
may be stored in connection with the sheet recycler device 658 or in another
suitable sheet storage area. It should be understood that a plurality of
different
types of sheet storage areas may be included in the machine for storage of one
or more types of sheets.
Although in the exemplary embodiment sheets received in the machine
are aligned with the sheet path before being analyzed and stored on the sheet
storage and retrieval device 722, there is a risk that sheets may be come
misaligned as they are attempted to be moved out of the machine and through
the opening 699 to the user. The exemplary embodiment includes features
operative to minimize the risk of sheets becoming jammed or otherwise
rendering the deposit accepting device inoperative because of such
misalignment. The exemplary embodiment includes sheet sensors 735 and
737 as schematically represented in Figure 43. The sheet sensors 735 and 737
are disposed in a first direction inwardly relative to the opening 699 through
which sheets pass in and out of the machine. Each of the sensors 735 and 737
are disposed transversely relative to the area where sheets normally move in
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the sheet path. Each of these sensors is also in operative connection with at
least one processor through appropriate interfaces.
If during operation of the machine, when sheets are being returned to
the sheet access area, a sheet is sensed by one of the sensors, it is an
indication
5 to the at least one processor that a sheet is substantially out of
alignment with
the opening 699 and may present a problem if it is continued to be moved
toward the sheet access area. In the exemplary embodiment responsive to the
sensing of the sheet by either sensor 735 or 737, the at least one processor
is
operative to cause the transport to stop the movement of the sheet in the
10 outward direction toward the opening. The at least one processor then
operates to cause the transport to move the sheet into the sheet alignment
area.
This is done by moving the sheet inward into the machine from the area of the
sensor 735 or 737 which sensed the sheet. The at least one processor then
causes the devices in the sheet alignment area to engage the sheet and align
it
15 with the transport path. This is done in a manner like that previously
described by moving the sheet transversely such that an edge of the sheet is
aligned with the virtual wall formed by sensors 734. Once the sheet is aligned
the at least one processor then causes the sheet to be reengaged with the
transport which attempts to move the sheet outward through the opening 699
20 and into the sheet access area. In the exemplary embodiment the fact
that the
sheet has been aligned and is in a proper orientation is determined responsive
to the fact that the sheet is not sensed by either of sensors 735 or 737. Of
course it should be understood that this approach is exemplary and in other
embodiments other approaches may be used. This may include for example
25 having a plurality of sensors spaced transversely or in other locations
in the
sheet path which can be used to determine the location and/or orientation of
the document.
Further in the exemplary embodiment if an attempt is made to align a
sheet with the sheet path so it can be returned through the opening, and
despite
30 this effort the sheet is again sensed as out of alignment, the at least
one
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processor will operate in accordance with its programming to make a further
attempt to align the sheet with the sheet path. This second attempt in the
exemplary embodiment again involves engaging the sheet with the transverse
transports and aligning it with the sheet path. If after this second attempt
when
the machine operates to try to return the sheet to the sheet access area and
there is again sensed an indication that the sheet is misaligned, the at least
one
processor will thereafter operate in accordance with its programming to cause
at least one message to be sent from the automated banking machine to a
remote computer to indicate that there is a probable jam and malfunction of
the deposit accepting device. Alternatively or in addition in some
embodiments the at least one processor may operate to take other remedial
actions. These may include for example attempting to realign the sheet
additional times. Alternatively or in addition the at least one processor may
operate to again accept the sheet into a storage device in the machine, or the
at
least one processor may cause the sheet to move the sheet in the transport to
a
location in the machine for such sheets that cannot be processed. Of course
these approaches are exemplary and in other embodiments other approaches
may be used.
Rejected sheets that have been moved to the second side of the divider
plate are returned to the banking machine user in a manner shown in Figures
66 and 67. The rejected sheets 760 are held in a stack on the upper side of
the
divider plate. The at least one processor is operative to cause belt flight
688
and divider plate 690 to move downward such that the rejected sheets are in
sandwiched relation between belt flight 688 and belt flight 686. The at least
one processor is then operative to open the gate 680. The processor operates
to cause at least one drive to move the belts so as to extend the sheets in
the
stack 670 outward through the opening in the housing of the machine.
It should be understood that in exemplary embodiments the rejected
sheets may be returned to the user while the accepted sheets are being moved
to other storage locations in the machine. Alternatively in some embodiments
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the user may be given the option by the banking machine to have all of the
sheets that they have deposited, returned. This may be accomplished in the
exemplary embodiment by the sheets in the sheet storage and retrieval device
726 being moved through the sheet path to the sheet access area. Alternatively
or in addition, in some embodiments the user may be offered the opportunity
to retry the unacceptable sheets. In still other embodiments the machine may
operate to hold in storage unacceptable sheets which the at least one
processor
has determined may be associated with the user attempting to perpetrate a
fraud. Of course these approaches are exemplary and in other embodiments
other approaches may be used.
In still other alternative embodiments sheets may be determined as
unacceptable relatively quickly, and may be identified as sheets that should
be
returned to a user before all of the sheets in the stack input by the user to
the
sheet access area have been picked. Alternatively or in addition a user may
provide one or more inputs indicating that they wish to abort a transaction
prior to all of the sheets in the input stack being picked. These situations
may
be associated with the configurations of the exemplary deposit accepting
device shown in Figures 58 and 59. For example a rejected sheet 762 may be
returned to the sheet access area prior to all the sheets from the sheet stack
having been picked. This may be the result of the rejected sheet 762, having
been analyzed and determined to be unacceptable. Alternatively in some
embodiments the rejected sheet may be the result of the user indicating that
they wish to abort the transaction. As shown in Figures 58 and 59, such a
rejected sheet is diverted through operation of the diverter 730 into the
second
side 694 such that the sheet is supported on the upper side of the divider
plate
690.
The return of sheets to the banking machine user is represented in
Figures 60 and 61. The at least one processor is operative to cause the
divider
plate 690 and belt flight 688 to move downward such that the sheets which are
on each side of the divider plate are in sandwiched relation between the belt
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68 =
flights 686 and 688. The at least one processor is operative to open the gate
680 and to move the belt flights as shown such that the sheets on each side of
the divider plate are moved outward through the opening 678 in the housing.
The user may then take the sheets from the machine.
Figures 62 through 65 represent an exemplary operation that can be
carried out by the machine if the user does not take the checks or other
sheets
that have been presented to the user by the machine. As shown in Figure 62
the sheets which are positioned on both sides of the diverter plate 690 are
moved through operation of the belt flights toward the picker. Upon the stacks
of sheets reaching the picker, the gate 680 is closed. The picker 700 is then
operated to pick the sheets. The sheets are picked from the area 692 below the
diverter plate and then from the side 694 above the diverter plate. This is
achieved because in the area adjacent the picker, the sheets regardless of
whether they are above or below the diverter plate generally form a continuous
sheet stack which enables all the sheets to be picked regardless of whether
they
are above or below the divider plate.
In the exemplary embodiment the at least one processor is operative to
cause the retracted sheets to be stored in a suitable area of the machine. The
machine is further operative to record the fact that the user did not take the
presented sheets. This enables the sheets to eventually be traced to and/or
returned to the particular user. Of course this approach is exemplary and in
other embodiments other approaches to operation of the machine may be used.
It should be understood however that in this exemplary embodiment the
machine operates to clear the sheet access area so that transactions can be
conducted for subsequent banking machine users even though a user did not
take their presented sheets.
A further aspect of the exemplary embodiment is the use of a thumper
member 764 in connection with picking sheets from the stack. In the
exemplary embodiment the thumper member 764 is a rotating member
including a raised area. It is aligned with the opening in the divider plate.
The
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raised area is operative to displace the sheet and urge the sheet bounding the
lower end of the stack to move into engagement with the picker 700. The
bouncing movement of the stack of sheets is operative to help break the forces
associated with surface tension and to help to separate the lowermost sheet
from the stack. As previously discussed, when the divider plate acts on top of
a stack of sheets, or a driver member acts on top of a stack of sheets, the
force
applied by the thumper member to the sheets is enhanced. Of course this
approach is exemplary and in other embodiments other approaches may be
used.
In a further aspect of an exemplary embodiment, sensors are provided
for determining the positions of sheets in this sheet access area. As can be
appreciated in the exemplary embodiment one pair of opposed belt flights are
operative to operatively engage and move sheets both above and below the
divider plate. In operating the exemplary banking machine the at least one
processor is operative to determine the location of sheets, and specifically
whether sheets are present on the first side 692 below the divider plate 690
or
in the second side 694 above the divider plate.
This is accomplished in an exemplary embodiment through an
arrangement shown in Figures 68 and 69. Figure 69 shows a plan view of a
portion that corresponds to half of the divider plate 690. In the exemplary
embodiment the divider plate 690 includes reflective pieces 766 and 768
thereon. In the exemplary embodiment reflective pieces 766 and 768 comprise
a piece of tape that is operative to reflect radiation therefrom. In an
exemplary
embodiment the tape may be an adhesive backed tape although in other
embodiments other materials and pieces may be used. Further the exemplary
embodiment of the portion of the divider plate 690 includes apertures 770 and
772 therein.
Further in the exemplary embodiment the reflective pieces are angular
reflective pieces. This includes in the exemplary embodiment material with
angular reflective properties such that radiation striking the reflective
piece at
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an acute angle is reflected from the reflective piece back at the same or
almost
the same acute angle. This is accomplished in an exemplary embodiment due
to the orientation of reflective elements within the reflective piece. Thus
for
example as shown in Figure 68 a sensor 774 which includes a radiation emitter
5 and a radiation receiver is enabled to sense whether reflective piece 766
is
covered by at least one adjacent sheet. Further the sensor 774 is enabled to
sense that reflective piece 766 is covered or uncovered from a position that
is
laterally disposed from the side 694 in which sheets may be positioned.
Likewise a similar sensor 776 is operative to sense whether a sheet is
covering
10 reflective piece 768 in a position disposed laterally from the divider
plate. As
can be appreciated these sensors enable the sensing of whether sheets are
present, as well as their position on the second side 694 above the divider
plate
690.
Also in this exemplary embodiment the sensor 778 includes emitter
15 780 and a receiver 782. The emitter 780 and receiver 782 are disposed
from
one another and aligned with aperture 770. As a result the ability of the
receiver 782 to sense radiation from the emitter 780 indicates that sheets are
not present either on the first side 692 or the second side 694 in the area of
aperture 770. Similarly a sensor 784 which includes an emitter 786 and a
20 receiver 788 is operative to determine if sheets are present either on
the first
side 692 or on the second side 694 in the area of aperture 772.
Further in an exemplary embodiment, a sheet support plate 790 is
positioned in generally parallel relation with belt flight 686 and extends
laterally on each transverse side thereof. A reflective piece 792 supported
25 thereon operates in conjunction with the sensor 794. Sensor 794 is of a
type
similar to sensor 774 and includes an emitter and adjacent receiver. Similarly
a reflective piece 796 operates in conjunction with a sensor 798. Such
reflective pieces and sensors may be used to independently sense the presence
and/or location of sheets on the first side 692. Further as can be
appreciated,
30 support plate 790 includes apertures 800 and 802 which are aligned with
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sensors 788 and 784 respectively. Further in other embodiments a support
plate may be positioned adjacent to belt flight 688. Such a support plate may
also include apertures and/or reflective elements positioned thereon. Such a
support plate may be of the type previously described or may be of a different
construction. Further such a support plate may include angular reflective
pieces so as to enable the sensing of sheets proximate thereto with a sensor
that is positioned transversely of the area in which sheets may be positioned.
As can be appreciated this ability to sense the sheets may include the
positioning of the sensors transversely from the sheet holding areas and
positions as may be convenient and where space is available within the given
housing structure of the automated banking machine.
This exemplary arrangement of sensors enables the at least one
processor to determine the presence and position of sheets on both the first
side and the second side of the divider plate 690. The ability of the
exemplary
embodiment to sense in such areas through the use of sensors which are
laterally disposed away from the area in which sheets must pass, provides
benefits in terms of being able to position the sensors in ways that do not
interfere with the movement of the device components. It should be
understood however that these approaches are exemplary and in other
embodiments the use of different types of sensors for the detection of sheets
may be used.
It should be understood that in the exemplary embodiment the deposit
accepting device may also operate as part of the cash dispenser of the
machine.
This may be accomplished for example, through operation of the processor
which causes currency sheets to be picked from the sheet dispenser device 656
and/or the sheet recycling device 758 for delivery to an ATM user. Such
sheets may be moved through the various transports and delivered to the sheet
access area. Such sheets may be presented to the user through the opening in
the ATM housing in the manner previously discussed. Of course while the
exemplary embodiment enables the deposit accepting device to operate as part
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of the currency dispenser, in other embodiments a separate device may be used
for dispensing currency sheets while the deposit accepting device is operative
only to accept and store sheets. Of course these approaches are exemplary and
in other embodiments other approaches may be used.
In addition it should be understood that although in the exemplary
embodiment particular structures are disclosed for the sheet moving devices,
divider plate and other sheet handling mechanisms, in other embodiments
other structures may be used. This may include for example additional
numbers of divider plates and sheet moving devices. Alternatively or in
addition rather than using a split divider plate having two portions as in the
exemplary embodiment, other embodiments may include divider plates with
apertures which can accept rollers, balls or other types of sheet moving
devices
therein. hi addition while the exemplary embodiment is described in
connection with sheet handling devices that move belts and the divider plate
relatively vertically to one another, and in which the vertical position of
the
lower belt is fixed, other embodiments may include different arrangements.
These arrangements may include transports and divider plates which move
horizontally or angularly relative to one another to achieve the delivery and
acceptance of sheets from a user. Further additional devices and structures
may be combined with or used in lieu of the structures and devices described
in connection with the exemplary embodiments herein.
Thus the exemplary embodiments achieve at least some of the above
stated objectives, eliminate difficulties encountered in the use of prior
devices
and systems, and attain the useful results described herein.
In the foregoing description certain terms have been described as
exemplary embodiments for purposes of brevity, clarity and understanding.
However no unnecessary limitations are to be implied therefrom because such
terms are used for descriptive purposes and are intended to be broadly
construed. Moreover the descriptions and illustrations herein are by way of
examples and the invention is not limited to the features shown or described.
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Further, in the following claims any feature described as a means for
performing a function shall be construed as encompassing any means known
to those skilled in the art as being capable of carrying out the recited
function,
and shall not be deemed limited to the particular means shown or described for
performing the recited function in the foregoing description, or mere
equivalents thereof.
Having described the features, discoveries and principles of the
invention, the manner in which it is constructed and operated, any of the
advantages and useful results attained; the new and useful structures,
devices,
elements, arrangements, parts, combinations, systems, equipment, operations,
methods, processes and relationships are set forth in the appended claims.
