Note: Descriptions are shown in the official language in which they were submitted.
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CHECK ACCEPTING AND CASH DISPENSING
AUTOMATED BANKING MACHINE SYSTEM AND METHOD
TECHNICAL FIELD
This invention relates to automated banking machines. Specifically
this invention relates to devices and systems which may receive deposits of
sheets such as checks and/or other instruments, into an automated banking
machine.
BACKGROUND ART
Automated banking machines are known in the prior art. Automated
banking machines are commonly used to carry out transactions such as
dispensing cash, checking account balances, paying bills and/or receiving
deposits from users. Other types of automated banking machines may be used
to purchase tickets, to issue coupons, to present checks, to print scrip
and/or to
carry out other functions either for a consumer or a service provider. For
purposes of this description any device which is used for carrying out
transactions involving transfers of value shall be referred to as an automated
banking machine.
The disclosure of U.S. Patent No. 6,474,548 issued November 5, 2002
is referenced herein.
Thus there exists a need for a deposit accepting apparatus and system
for use in connection with automated banking machines that has the capability
of handling and imaging more types of items, which may do so more reliably
and which can be used in connection with more types of transactions and
systems.
DISCLOSURE OF INVENTION
It is an object of an exemplary embodiment of the present invention to
provide an automated banking machine.
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It is a further object of an exemplary embodiment of the present
invention to provide an automated banking machine system and method that
accepts deposits and provides cash to a user.
It is a further object of an exemplary embodiment of the present
invention to provide a deposit accepting apparatus.
It is a further object of an exemplary embodiment of the present
invention to provide a deposit accepting apparatus for use in connection with
an automated banking machine.
It is a further object of an exemplary embodiment of the present
invention to provide a deposit accepting apparatus which can be used to
accept, image and verify the authenticity of items.
Further objects of exemplary embodiments of the present invention
will be made apparent in the following Best Modes For Carrying Out
Invention and the appended claims.
In an exemplary embodiment a deposit accepting apparatus of a cash
dispensing ATM operates to accept documents. These documents may include
checks, currency bills and/or other types of documents. A single deposit
accepting device may accept multiple types of documents. In this
embodiment a document such as a check is received through an opening in the
housing of the ATM and moved in a transport path therein in a first direction
by a first transport. Sensors are operative to sense the document has moved
into a suitable location within the device. The document is then disengaged
from the first transport and engaged with a pair of second transports which
are
disposed from one another in the first direction. The second transports engage
the document and are operative to move the document in the transport path a
direction transverse of the first direction. The first transport disengages
from
the document such that the second transports can move the document and =
align an edge thereof extending along the first direction with a plurality of
non-contact sensors. At least one processor operates in accordance with its
programming to control the second transports and controls movement of the
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document in the second direction such that an edge of the document is aligned
with the non-contact sensors which serve as a "virtual wall" for purposes of
positioning the document.
Once the document is aligned such that an edge extends along the first
direction in the desired orientation, the first transport reengages the
document
while the second transports disengage. The document is then moved again in
the first direction past one or more appropriate sensing devices. In the
exemplary embodiment because the document is aligned along the first
direction, documents which are checks may have magnetic indicia such as the
micr line or other portion thereof, read through operation of one or more
magnetic sensors such as a magnetic read head. Alternatively or in addition
when the document is moved in a first direction, the magnetic properties of
the
document may be read or otherwise sensed in a plurality of locations by one or
more magnetic sensors which are operative to read magnetic properties of the
document, including indicia thereon such as the micr line and/or other
features.
In this exemplary embodiment the check is moved in a first direction
past a pair of scanning sensors. The scanning sensors are operative to read
optical indicia on each side of the check and to produce image data
corresponding thereto. The data corresponding to the optical indicia may be
processed such that data corresponding to images of the front and rear of the
check or portions thereof are generated and stored through operation of the
processor in one or more data stores of the ATM. The indicia on the check
may also be analyzed for purposes of determining information regarding on
the check so that it can be used in conducting a transaction.
In this embodiment once a check has been moved past the sensors
which capture data corresponding to optical indicia, the check is moved in
generally the first direction into an area which may serve as an escrow area
for
checks. In some embodiments the escrow area may be of sufficient length so
that multiple checks or other documents may be temporarily stored therein. In
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the exemplary embodiment, the machine operates to determine whether the
check is to be accepted or returned to the customer while the check is held in
the escrow area. For example in some embodiments one or more processors in
the ATM may operate to determine if the check can be sufficiently accurately
read, redeemed for cash or otherwise processed while the check is stored in
the
escrow area. If it is determined that the check cannot be accepted, one or
more
transports are operative to move the check out of the ATM so that the check is
returned to the customer.
Alternatively if the check is found to be suitable for acceptance, the
check is moved from the escrow area past one or more stamper printers. The
stamper printer is operative to apply ink marks to one or more surfaces of the
check so as to indicate that the check has been cancelled or otherwise
processed. In an exemplary embodiment the check is thereafter moved into a
vertically extending transport. As the check enters the vertical transport,
printing is conducted on the check through operation of a suitable inkjet or
other printer. Appropriate printing is applied to the check to indicate it has
been cancelled or otherwise processed as the check moves past the inkjet
printer. Of course printing of various indicia may be applied when other types
of documents are processed.
In the exemplary embodiment the inkjet printer has aligned on an
opposed side of the transport therefrom, an ink catcher mechanism. The ink
catcher mechanism of the exemplary embodiment includes a movable head.
The movable head includes an opening therein such that the opening may be
aligned with the ink spraying nozzles on the head of the inkjet printer so as
to
receive ink therein that is not deposited on the check or other document. The
exemplary embodiment of the movable head also includes a wiper. The head
is moved through operation of a motor or other moving device at appropriate
times so that the wiper engages the head of the inkjet printer so as to
minimize
the buildup of ink and contaminants thereon. This facilitates accurate
printing
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and helps to minimize the risk of potential damage to checks by the
accumulation of excess ink within the machine.
Checks or other documents that move past the printer in the vertical
transport are moved downward in the exemplary embodiment into a storage
5 area. Once the documents have moved adjacent a lower surface of the
storage
area a transversely movable plunger mechanism is operative to engage the
check and move it out of the vertical transport. In an exemplary embodiment
the plunger mechanism is operative to be movable such that the check can be
either moved into a storage location on either transverse side of the vertical
transport. Once the check is moved out of the transport by the plunger
mechanism the check or other document may be held in intermediate relation
between a pair of wall surfaces and a spring biased backing plate. As a result
checks or other documents may be selectively moved by the plunger
mechanism for storage in a selected one of the locations in the storage area.
Various approaches may be taken in the operation of automated
banking machines for storing documents that are received by the document
accepting mechanism. For example in some embodiments the mechanism
may only accept checks. In such embodiments the machine may operate in
accordance with its programming to segregate checks that are drawn on the
particular institution owning the ATM that receives the check, from checks
that are drawn on other institutions. Alternatively the ATM may be
programmed to store valid checks in one compartment and suspect checks in
another compartment. Alternatively in some other embodiments the document
accepting mechanism may store multiple types of documents. For example in
an ATM that accepts currency bills and checks through the mechanism, bills
may be stored in one compartment while checks are stored in another. Various
approaches may be taken based on the programming of the particular
automated banking machine.
Numerous types of novel systems and methods are taught by the
disclosure hereof.
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BRIEF DESCRIPTION OF DRAWINGS
Figure 1 is an isometric view of an exemplary deposit accepting
apparatus shown in an open condition for servicing.
Figure 2 is an opposite hand isometric view of the deposit accepting
apparatus shown in Figure 1.
Figure 3 is a schematic view of the devices included in the deposit
accepting apparatus.
Figure 4 is a top isometric view of a portion of an upper platen
including elements of a first transport which moves documents in a first
longitudinal direction in the deposit accepting apparatus and second
transports
which move documents in a direction transverse to the first direction.
Figure 5 is a side view of the platen and first and second drives shown
in Figure 84.
Figure 6 is a bottom view corresponding to Figures 4 and 5 showing
the platen with rolls of the first and second transports extending
therethrough.
Figure 7 is a top plan view of an upper platen and a lower platen of a
transport mechanism of the exemplary deposit accepting apparatus.
Figure 8 is a front view showing the positions of the first and second
transports corresponding to Figure 7.
Figure 9 is a view similar to Figure 7 with the transports operating to
move a document in a first direction.
Figure 10 is a front view of the first and second transports
corresponding to Figure 9.
Figure 11 is a view similar to Figure 9 with the document moved
further into the deposit accepting apparatus.
Figure 12 is a front plan view showing the positions of the first and
second transports.
Figure 13 is a view similar to Figure 11 showing the document moved
in a second direction transverse to the first direction.
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Figure 14 is a front plan view showing the relative positions of the first
and second transports when a document is moved in a transverse direction.
Figure 15 is a view similar to Figure 13 showing an edge of the
document aligned with the non-contact sensors.
Figure 16 corresponds to Figure 15 and shows the positions of the first
and second transports.
Figure 17 is a view similar to Figure 15 but showing an alternative
document including a folded edge.
Figure 18 is a front view of the first and second transports
corresponding to Figure 17.
Figure 19 is an isometric view showing the movable mounting of the
exemplary magnetic read head of the embodiment.
Figure 20 is a partially sectioned view corresponding to Figure 19
further showing the movable mounting for the magnetic read head.
Figure 21 is a cross-sectional side view of the mounting for the
magnetic read head as shown in Figure 19.
Figure 22 is an isometric view showing an ink catcher mechanism of
an exemplary embodiment.
Figure 23 is a partially exploded view showing the movable head
disposed from the body of the ink catcher.
Figure 24 is an exploded isometric view showing the body of the ink
catcher of Figure 22.
Figure 25 is a partially exploded view of an exemplary form of the
stamper printer used in the exemplary embodiment.
Figure 26 is another exploded view of the exemplary stamper printer.
Figure 27 is a side view showing the eccentric profile of the exemplary
embodiment of the printing roll of the stamper printer.
Figure 28 is an isometric view of the storage compartment of the
alternative deposit accepting mechanism shown with the storage compartment
having its access door in an open position.
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Figure 29 is an isometric view of the guide of the vertically extending
transport that extends in the storage area.
Figure 30 is a side view of the vertically extending transport that
extends in the storage area of the exemplary deposit accepting apparatus.
Figure 31 is an isometric view of the apparatus shown accepting a
document into the vertically extending transport.
Figures 32 through 35 show the sequential movement of an exemplary
plunger member as it operates to move a document held in the vertically
extending transport into a storage location positioned on the left side of the
storage mechanism as shown.
Figure 36 is an isometric view similar to Figure 31 showing the vertical
transport of the accepting a document therein.
Figures 37 through 40 show the sequential movement of the exemplary
plunger member to move a document in the vertical transport to a storage
location on the right side of the vertical transport as shown.
Figure 41 is a perspective view of an embodiment of an automated
banking machine.
Figure 42 is a schematic view of an embodiment of an automated
banking machine.
BEST MODES FOR CARRYING OUT INVENTION
Referring now to the drawings and particularly to Figure 41, there is
shown therein a perspective view of an exemplary embodiment of automated
banking machine 10. Here the automated banking machine 10 may include a
user interface 50 that includes at least one output device 34 such as a
display
device 12. The display device 12 may be operative to provide a consumer
with a user interface output 18 that may include a plurality of screens or
other
outputs including selectable options for operating the machine. The
exemplary embodiment may further include other types of output devices such
as a receipt printer 20 , speakers, or any other type of device that is
capable of
outputting visual, audible, or other sensory perceptible information.
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The user interface of the automated banking machine may also include
a plurality of input devices 32 such as an encrypting pin pad with keypad 16
and function keys 14 as well as a card reader 22. The exemplary embodiment
may further include or use other types of input devices, such as a touch
screen,
microphone, or any other device that is operative to provide the machine with
inputs representative of user instructions or information. The machine may
also include one or more biometric input devices such as a fingerprint
scanner,
an iris scanner, facial recognition device, hand scanner, or any other
biometric
reading device which may be used to read a biometric input that can be used to
identify a user.
The exemplary embodiment of the automated banking machine 10 may
further include a plurality of transaction function devices which may include
for example a cash dispenser 24 and a deposit accepting device 26, or any
other type of device which is operative to perform transaction functions
involving transfers of value.
Figure 42 shows a schematic view of components which may be
included in a housing 11 of the automated banking machine 10. The machine
10 may include at least one terminal processor or computer 30. The computer
30 may be in operative connection with the input device(s) 32, the output
device(s) 34, and the transaction function device(s) 36. The exemplary
embodiment may further include at least one terminal control software
component 40 operative in the computer 30. The terminal control software
components may be operative to control the operation of the machine by both
a consumer and an authorized user such as a service technician. For example
such terminal control software components may include applications which
enable a consumer to dispense cash, deposit a check, or perform other
transaction functions with the machine. In addition the terminal control
software components may include applications which enable a service
technician to perform configuration, maintenance, and diagnostic functions
with the machine.
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Exemplary embodiments of the automated banking machine 10 are
operative to communicate with a remote computer such as a transaction
processing server which is referred to herein as an ATM host banking system
42. Such an ATM host banking system 42 is operative to authorize the
5 automated banking machine 10 to perform transaction functions for users
such
as withdrawing cash from an account through operation of the cash dispenser
24, depositing checks or other items with the deposit accepting device 26,
performing a balance inquiry for a fmancial account and transferring value
between accounts. For example, the computer 30 may be operative to cause
10 the cash dispenser to operate responsive to at least one communication
received by the machine from the ATM host banking system.
Exemplary embodiments of the automated banking machine 10 are
also operative to communicate with a remote computer such as an document
image server 41. A document image server may correspond to a check image
server that is operative to receive images of checks or other items scanned by
a
deposit accepting device of the ATM. For example, the deposit accepting
device may include at least one optical scanning sensor operative to scan one
or both faces of a check and produce one or more color, grayscale and/or black
and white images of the faces of the check. The computer may then cause the
machine to send data corresponding to the scanned images to the check image
server.
In exemplary embodiments, the ATM host banking system 42 and
check image server 41 may correspond to two separate servers. However, in
alternative embodiments the host banking system 42 and check image server
41 may correspond to a common remote computer.
The incorporated disclosure of U.S. Patent No. 6,474,548 discloses a
deposit accepting device of a cash dispensing ATM. For purposes of this
disclosure a deposit accepting device shall be construed to encompass any
apparatus which senses indicia on documents input to an automated banking
machine.
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A deposit accepting device 420 of an exemplary embodiment and
having the features described hereafter is shown in Figure 1. The deposit
accepting device is shown with the mechanism open so as to enable more
readily describing its components. The deposit accepting mechanism would
be open in the manner shown in Figures 1 and 2 only when the device is not in
operation. Rather the device would be placed in the open condition for
servicing activities such as clearing jams, cleaning, adjusting or replacing
components. This can be readily done in this exemplary embodiment by a
servicer as later described.
The deposit accepting device includes a document inlet opening 422.
In the exemplary embodiment during operation the inlet opening is in
communication with the outside of the housing of the automated banking
machine. Documents received through the inlet opening travel along a
transport path in the device. The transport path in the device further
includes a
document alignment area 424 in which documents are aligned to facilitate the
processing thereof. The exemplary form of the unit further includes a
document analysis area 426. The exemplary document analysis area includes
scanning sensors and magnetic sensors for purposes of reading indicia from
the documents.
The exemplary form of the device further includes an escrow area 428
along the transport path. In the escrow area documents that have been
received are stored pending determination to either accept the documents or
return them to the user. The exemplary deposit accepting device further
includes a storage area 430 which operates to store documents that have been
accepted for deposit within the deposit accepting device. Of course it should
be understood that this structure is exemplary of arrangements that may be
used.
In the exemplary embodiment documents are received through the
opening and the presence of a document is sensed by at least one sensor 432.
Sensing a document at the opening at an appropriate time during ATM
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operation (such as at a time when a user indicates through an input device of
the machine that they wish to input a document) causes at least one processor
to operate so as to control a gate 434. The processor operates upon sensing
the
document to cause the gate to move from the closed position to the open
position. This is accomplished in the exemplary embodiment by a drive
moving an actuator member 436 as shown in Figure 1. The actuator member
436 includes a cam slot 438 which causes corresponding movement of the gate
434 to the desired position. In some embodiments the at least one sensor 432
or other sensor in the device is operative to sense properties that would
indicate whether the document being inserted is a double or other multiple
document. At least one processor in the ATM may operate in accordance with
its programming to not accept multiple documents and to cause the ATM to
provide at least one output to advise the user to insert a single document.
Responsive to the sensing of the document and other conditions as
determined by at least one processor, a first transport 440 operates to move
the
document into the document aligmnent area. In the exemplary embodiment
the document is moved in engaged relation between a belt flight 442 and
rollers 444. As best shown in Figures 1 and 4, rollers 444 extend in openings
446 in an upper platen 448 to engage or at least move in very close proximity
to belt flight 442. As shown in Figure 4, rollers 444 are mounted on a
movable carriage 450. Carriage 450 is movable rotationally about a shaft 452.
Movement of the carriage 450 enables selectively positioning of the rollers
444 to be in proximity to the surface of belt flight 442 or to be disposed
away
therefrom for reasons that are later discussed. After the document is sensed
as
having moved into the device the processor operates to cause the gate to be
closed. Alternatively if a user has provided inputs through input devices on
the machine indicating that they will be depositing more documents in the
machine, the gate may remain open until the last document is deposited.
As shown in Figure 4 through 6, platen 448 in the operative position is
in adjacent relation with a lead in guide 454. Guide portion 454 and platen
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448 include corresponding contoured edges 456, 458. The contoured edges of
the exemplary embodiment are of a toothed contoured configuration. This
configuration is used in the exemplary embodiment to reduce the risk that
documents will become caught at the adjacent edges of the platen and the
guide. The toothed contoured configuration of the adjacent surfaces helps to
minimize the risk that documents catch or are folded or damaged as they pass
the adjacent surfaces. Of course it should be understood that this approach is
exemplary and in other embodiments other approaches may be used.
In the exemplary embodiment the document alignment area includes
transverse transport rolls 460 and 462. The transverse transport rolls extend
through apertures in the platen 464 that supports belt flight 442. The
transverse transport rolls of the exemplary embodiment are configured to have
axially tapered surfaces extending in each longitudinal direction from the
radially outermost extending portion of the roll so as to minimize the risks
of
documents being caught by a surface thereof. In alternative embodiments
transverse transport rolls may have simple or compound curved surfaces to
minimize the risk of catching transversely moving documents, which
configurations shall also be referred to as tapered for purposes of this
disclosure. In the exemplary embodiment the upper surface of the transverse
transport rolls are generally at about the same level as the upper surface of
belt
flight 442. In addition each of the transverse transport rolls are in
operative
connection with a drive device. The drive device of the exemplary
embodiment enables the transverse transport rolls to move independently for
purposes of aligning documents as later discussed.
In supporting connection with platen 448 are a pair of transverse
follower rolls 466 and 468. The transverse follower rolls each extend in a
corresponding opening in the platen 448. Transverse follower roll 466
generally corresponds to the position of transverse transport roll 460.
Likewise transverse follower roll 468 corresponds to the position of
transverse
transport roll 462. As shown in Figure 4, rolls 466 and 468 are supported on a
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movable carriage 470. Carriage 470 is rotatably movable about shaft 452. A
drive 472 is selectively operative responsive to operation of one or more
processors in the banking machine to cause the movement of carriage 470 and
carriage 450. As a result, drive 472 of the exemplary embodiment is
selectively operative to dispose rollers 444 adjacent to belt flight 442 or
dispose the rollers therefrom. Likewise drive 472 is selectively operative to
place transverse follower rolls 466 and 468 in adjacent relation with
transverse
transport rolls 460 and 462. These features are useful for purposes of
aligning
documents as will be later discussed. Of course this approach to a transverse
transport for documents is exemplary and in other embodiments other
approaches may be used.
The document alignment area 424 further includes a plurality of
alignment sensors 474. In the exemplary embodiment non-contact sensors are
used, which can sense the document without having to have any portion of the
sensor contact the document. The exemplary alignment area includes three
alignment sensors that are disposed from one another along the transport
direction of belt flight 442. In the exemplary embodiment one sensor is
aligned transversely with each of rolls 460 and 462 and a third sensor is
positioned intermediate of the other two sensors. The alignment sensors of the
exemplary embodiment are radiation type and include an emitter and a
receiver. The sensors sense the documents that move adjacent thereto by
detecting the level of radiation from the emitter that reaches the receiver.
It
should be understood that although three alignment sensors are used in the
exemplary embodiment, other embodiments may include greater or lesser
numbers of such sensors. Further while the alignment sensors are aligned
along the direction of document transport in the exemplary embodiment, in
other embodiments other sensor arrangements may be used such as a matrix of
sensors, a plurality of transversely disposed sensors or other suitable
arrangement.
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The operation of the document alignment area will now be described
with reference to Figures 8 through 18. In the exemplary embodiment when a
document is sensed entering the device, carriage 450 which is controlled
through the drive 472 is positioned such that rollers 444 are positioned in
5 adjacent relation to belt flight 442. This position is shown in Figure 8.
In this
document receiving position carriage 470 is moved such that the transverse
follower rolls 466 and 468 are disposed away from the transverse transport
rolls 460 and 462.
In response to sensing a document 476 being positioned in the inlet
10 opening 422 and other appropriate conditions, the at least one processor
is
operative to cause the first transport 440 to move belt flight 442. If a
double
or other multiple document is sensed the first transport may not run or may
run
and then return the document to the user as previously discussed. Moving belt
flight 442 inward causes the first document to be moved and engaged with the
15 transport in sandwiched position between the rollers 444 and the belt
flight as
shown in Figure 9. In this position the transverse transport and transverse
follower rolls are disposed away from one another so that the document 476
can move in engagement with the first transport into the document alignment
area. The tapered surfaces of the transverse transport rolls 460,462
facilitate
the document moving past the rolls without snagging. It should also be noted
that projections on the surface of platen 464 operate to help to move the
document by minimizing the risk of the document snagging on various
component features. Further the projections on the platen help to minimize the
effects of surface tension that might otherwise resist document movement
and/or cause damage to the document. Of course these approaches are
exemplary, and other embodiments may employ other approaches.
Position sensors for documents are included in the document alignment
area and such sensors are operative to sense when the document has moved
sufficiently into the document alignment area so that the document can be
aligned. Such sensors may be of the radiation type or other suitable types.
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When the document 476 has moved sufficiently inward, the first transport is
stopped. In the stopped position of the transport, the drive 472 operates to
move carriage 470 as shown in Figure 12. This causes the transverse transport
and follower rolls to move adjacent with the document 476 positioned
therebetween so as to engage the document.
Thereafter as shown in Figures 13 and 14 the drive 472 is operative to
move the carriage 450. This causes the rollers 444 to be disposed from belt
flight 442 which disengages this transport with respect to the document
Thereafter the one or more drives which are operative to move the transverse
transport rolls, operate responsive to at least one processor so as to move
document 476 in a direction transverse to the direction of prior movement by
belt flight 442 as well as to deskew the document. As shown in Figure 15, the
document 476 is moved sideways until a longitudinal edge 478 is aligned with
the alignment sensors 474. In the exemplary embodiment the alignment
sensors 474 provide a virtual wall against which to align the longitudinal
edge
of the document. The sensing of the document by the alignment sensors 474
enables precise positioning of the document and aligning it in a desired
position which facilitates later reading indicia therefrom. In an exemplary
embodiment in which the documents are checks, the precise alignment of the
longitudinal edge enables positioning of the document and its micr line
thereon so as to be in position to be read by a read head as later discussed.
Of
course in other embodiment other approaches may be used.
In some exemplary embodiments the alignment sensors are in operative
connection with one or more processors so that the transports are controlled
responsive to the sensors sensing a degree of reduction in radiation at a
receiver from an associated emitter of a sensor as the document moves toward
a blocking position relative to the sensor. The exemplary embodiment may be
configured such that a drive operating the transverse transport roll may cease
to further move the sheet transversely when the alignment sensor which is
transversely aligned with the transport roll senses a certain reduction in the
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amount of radiation reaching the sensor from the emitter. Thereafter the other
drive operating the other transverse transport roll may continue to operate
until
the alignment sensor that corresponds to that transport roll senses a similar
degree of reduction. In this way the processor operating the independently
controlled transverse transport rolls cause the longitudinal edge of the
document to be aligned with the virtual wall produced through use of the
sensors.
In alternative embodiments the apparatus may operate in accordance
with its programming to cause the respective transverse transport rolls to
move
the document transversely such that a reduction in radiation from the
respective emitter is sensed reaching the corresponding receiver until no
further reduction occurs. This corresponds to a condition where the document
fully covers the corresponding receiver. Thereafter the respective drive for
the
transverse transport roll may be reversed in direction to a desired level such
as,
for example, fifty percent of the total reduction which would indicate that
the
transverse edge is positioned to cover approximately fifty percent of the
receiver. In this way this alternative embodiment may be able to align
documents that have relatively high radiation transmissivity or tmnsmissivity
that is variable depending on the area of the document being sensed by the
sensor. Alternatively a transverse linear array of sensors, such as CCDs may
be used to determine the transverse position of a particular portion of the
edge
of the sheet. A plurality of spaced arrays may be used to sense the position
of
the sheet. Of course these approaches are exemplary and in other
embodiments other approaches may be used.
Once the document has been aligned and moved to the position shown
in Figure 15, the drive 472 operates to move the carriage 450 such that the
rollers 444 are again moved adjacent to belt flight 442. Thereafter the drive
moves the carriage 470 so as to dispose the transverse follower rolls 466 and
468 away from the transverse transport rolls. This position is shown in Figure
8. Thereafter the now aligned document can be further moved along the
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transport path through movement of the first transport out of the document
alignment area of the device to the document analysis area.
Figures 17 and 18 disclose an operational feature of the exemplary
embodiment where a document 480 has a folded edge. In this exemplary
situation the folded edge is configured so that the alignment sensor 474 which
corresponds to transverse transport roll 462 cannot sense a longitudinal edge
of the document until the document is unduly skewed. However, in this
situation the middle alignment sensor will be operative to sense the middle
portion of the longitudinal edge as will the alignment sensor that corresponds
to transverse transport roll 460 before sensor 474 senses the edge of the
document. In the exemplary embodiment the at least one processor that
controls the operation of the drives for the transverse transport rolls is
operative to control movement of the document transversely when the middle
alignment sensor senses the edge of the document even through one of the end
sensors has not. This is true even for a folded document or a document that
has been torn. The at least one processor controls each transverse roll to
move
the document transversely until two of the three sensors detect and edge of
the
document in the desired aligned position. In this way even such an irregular
document is generally accurately aligned in the longitudinal direction from
the
transport.
It should be understood that the exemplary embodiment uses radiation
type sensors for purposes of aligning the document in the alignment section.
In other embodiments other types of sensors such as sonic sensors, inductance
sensors, air pressure sensors or other suitable sensors or combinations
thereof,
may be used.
Once the document has been aligned in the document alignment area of
the transport path, the deposit accepting device operates responsive to the
programming associated with one or more processors, to cause the document
to be moved along the transport path by the first transport into the document
analysis area. In the exemplary embodiment the document analysis area
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19
includes at least one magnetic sensing device which comprises the magnetic
read head 482. Magnetic read head 482 is in supporting connection with
platen 448 and in the exemplary embodiment is movable relative thereto. The
alignment of the document in the document alignment area is operative in the
exemplary embodiment to place the micr line on the check in corresponding
relation with the magnetic read head. Thus as the document is moved by the
first transport into the document analysis area, the micr line data can be
read
by the magnetic read head. Of course in some alternative embodiments micr
or other magnetic indicia may be read through other magnetic sensing
elements such as the type later discussed, or optically, in the manner shown
in
U.S. Patent No. 6,474,548, for example.
Figures 19 through 21 show an exemplary form of the movable
mounting for the magnetic read head 482. In the exemplary embodiment the
magnetic read head is positioned in a retainer 484. Retainer 484 includes a
first projection 486 that extends in and is movable in an aperture 488.
Retainer 484 also includes a projection 490 which is movable in an aperture
492. A tension spring 494 extends through a saddle area 496 of the housing
484. The saddle area includes two projections which accept the spring 494
thembetween. This exemplary mounting for the magnetic read head provides
for the head to float such that it can maintain engagement with documents that
are moved adjacent thereto. However, the movable character of the mounting
which provides both for angular and vertical movement of the read head
reduces risk of snagging documents as the documents move past the read head.
Further the biased spring mounting is readily disengaged and enables readily
replacing the magnetic read head in situations where that is required. Of
course this approach is exemplary and in other embodiments other approaches
may be used.
The exemplary document analysis area includes in addition to the read
head a magnetic sensing element 498. The magnetic sensing element in some
exemplary embodiments may read magnetic features across the document as
CA 02793823 2012-10-30
the document is moved in the document analysis arta. In some embodiments
the magnetic reading device may be operative to read numerous magnetic
features or lines so as to facilitate the magnetic profile of the document as
discussed herein. In some embodiments the magnetic sensing element may
5 sense areas of the document in discrete elements which provide a
relatively
complete magnetic profile of the document or portions thereof. In some
embodiments the magnetic sensing capabilities may be sufficient so that a
separate dedicated read head for reading the micr line of checks is not
required. Of course these approaches are exemplary and may vary depending
10 on the type of documents which are being analyzed through the system.
The exemplary document analysis area further includes a first scanning
sensor 500 and a second scanning sensor 502. The scanning sensors are
operative to sense optical indicia on opposed sides of the document. The
scanning sensors in combination with at least one processor are operative to
15 produce data which corresponds to a visual image of each side of the
document. This enables analysis of visual indicia on documents through
operation of at least one processor in the ATM. In the case of checks and
other instruments the scanning sensors also enable capturing data so as to
produce data which corresponds to image of a check which may be used for
20 processing an image as a substitute check, and/or other functions.
In some embodiments, the data corresponding to images of the
documents may be used by the ATM to provide outputs to a user. For
example, an image of a check may be output through a display screen of the
ATM so a user may be assured that the ATM has captured the image data. In
some cases at least one processor in the ATM may apply digital watermarks or
other features in the data to minimize the risk of tampering. In some
embodiments at least one processor may operate in accordance with its
programming to indicate through visual outputs to a user with the image that
security features have been applied to the image data. This may include
outputs in the form of words and/or symbols which indicate a security feature
CA 02793823 2012-10-30
21
has been applied. This helps to assure a user that the ATM operates in a
secure manner in processing the accepted check. Of course, this approach is
exemplary of things that may be done in some embodiments.
In alternative embodiments the programming of one or more
processors associated with the ATM may enable the scanning sensors,
magnetic sensors and other sensing elements to gather data which is usable to
analyze other types of documents. Other types of sensing elements may
include, for example, UV, IR, RFID, fluorescence, RF and other sensors that
are capable of sensing properties associated with document. Documents may
include for example receipts, certificates, currency, vouchers, travelers
checks,
tickets or other document types. The data gathered from the sensors in the
analysis area may be processed for purposes of determining the genuineness of
such items and/or the type and character thereof. Of course the nature of the
sensors included in the analysis area may vary depending on the type of
documents to be processed by the device. Also some embodiments may
operate so that if a micr line or other magnetic characters on the document
are
not aligned with the magnetic read head, the document can nonetheless be
analyzed and processed using data from other sensors.
It should also be noted that documents are moved in the document
analysis area through engagement with a plurality of driving rolls 504. The
driving rolls 504 operate in response to one or more drives that are
controlled
responsive to operation of one or more processors in the ATM. The drives are
operative to move documents into proximity with and past the sensors so as to
facilitate the reading of indicia thereon. The document may be moved in one
or more directions to facilitate the reading and analysis thereof.
Once a document has been moved through the document analysis area,
the document passes along the transport path into escrow area 428. Escrow
area 428 includes a third transport 506. Transport 506 includes an upper belt
flight 508. The plurality of cooperating rollers 510 supported through platen
449 are positioned adjacent to belt flight 508 in the operative position.
CA 02793823 2012-10-30
22
Documents entering the escrow area are moved in engagement with belt flight
508 and intermediate to belt flight and the rollers.
In the exemplary embodiment documents that have been passed
through the document analysis area are moved in the escrow area where the
documents may be stopped for a period of time during which decisions are
made concerning whether to accept the document. This may include for
example, making a determination through operation of the ATM or other
connected systems concerning whether to accept an input check. If it is
determined that the check should not be accepted, the direction of the
transports are reversed and the check is moved from the escrow area through
the document analysis area, the document alignment area and back out of the
ATM to the user. Alternatively if the decision is made to accept the document
into the ATM, the document is moved in a manner later discussed from the
escrow area to the document storage area of the device.
In some exemplary embodiments the escrow area may be sufficiently
large to hold several checks or other documents therein. In this way a user
who is conducting a transaction involving numerous checks may have all those
checks accepted in the machine, but the programming of the machine may
enable readily returning all those checks if the user elects to do so or if
any one
or more of the documents is determined to be unacceptable to the machine.
Alternatively or in addition, storage devices such as belt storage mechanisms,
transports or other escrow devices may be incorporated into the transport path
of a deposit accepting device so that more numerous documents may be stored
therein and returned to the user in the event that a transaction is not
authorized
to proceed. Of course these approaches are exemplary.
It should be noted that the exemplary escrow area includes a lower
platen with a plurality of longitudinal projections which extend thereon. The
longitudinal projections facilitate movement of the document and reduce
surface tension so as to reduce the risk of the document being damaged.
CA 02793823 2012-10-30
23
In the exemplary embodiment the escrow area further includes a
stamper printer 512. In the exemplary embodiment the stamper printer is
supported through platen 449 and includes an ink roll type printer which is
described in more detail in Figures 25 through 27. The escrow area further
includes a backing roll 514 which operates to assure that documents move in
proximity to the stamper printer so that indicia can be printed thereon.
The exemplary form of the stamper printer is shown in greater detail in
Figures 25 through 27. The exemplary printer includes an eccentric ink
bearing roll 518 shown in Figure 27. The eccentric shape of the ink bearing
roll in cross section includes a flattened area 520 which is disposed radially
closer to a rectangular opening 522 which extends in the roll, than a printing
area 524 which is angularly disposed and in opposed relation thereof. The
flattened area is generally positioned adjacent to documents when documents
are moved through the escrow area and printing is not to be conducted thereon
by the stamper printer. In the exemplary embodiment the ink roll 518 is
encapsulated in plastic and is bounded by a plastic coating or cover about its
circumference. Apertures or openings are cut therethrough in the desired
design that is to be printed on the documents. As can be appreciated, the
apertures which are cut in the plastic which encapsulates the outer surface of
the ink bearing roll enables the ink to be transferred from the ink holding
roll
material underlying the plastic coating, to documents in the shape of the
apertures. For example in the embodiment shown a pair of angled lines are
printed on documents by the stamper printer. Of course this approach is
exemplary and in other embodiments other types of inking mechanisms and/or
designs may be used.
In the exemplary embodiment the ink roll 518 is supported on a first
shaft portion 526 and a second shaft portion 528. The shaft portions include
rectangular projections that are generally rectangular in profile 523, that
extend in the opening 522 of the ink roll. The shaft portions include flanged
portions 530 and 532 that are disposed from the radial edges of the roll.
Shaft
CA 02793823 2012-10-30
24
portions 526 and 528 include an interengaging projection 525 and access 527,
as well as a tab 529 and recess that engage and serve as a catch, which are
operative to engage and be held together so as to support the roll.
Shaft portion 526 includes an annular projection 534. Annular
projection 534 is adapted to engage in a recess which is alternatively
referred
to as a slot (not separately shown) which extends generally vertically in a
biasing tab 536 as shown in Figure 25. Biasing tab 536 is operative to accept
the projection in nested relation and is operative to provide an axial biasing
force against shaft portion 526 when the first shaft portion is positioned
therein. This arrangement enables holding the shaft portion in engaged
relation with the biasing tab. However, when it is desired to change the
stamper printer and/or the ink roll therein, the biasing tab may be moved such
that the annular projection may be removed from the interengaging slot by
moving the projection 534 upward in the recess so as to facilitate removal of
the printer and ink roll. The biasing tab is supported on a bracket 538 that
is in
supporting connection with the platen which overlies the escrow area.
Second shaft portion 528 incliides an annular projection 540.
Projection 540 includes on the periphery thereof an angled radially outward
extending projection 542. Projection 542 has a particular contour which is
angled such that the transverse width of the projection increases with
proximity to the flange portion 542. This configuration is helpfitl in
providing
a secure method for moving the ink roll but also facilitates changing the ink
roll and stamper printer when desired.
In the exemplary embodiment the ink roll 518 is housed within a
housing 544. Housing 544 is open at the underside thereof such that the
printing area 524 can extend therefrom to engage a document from the escrow
area. Housing 544 also includes two pairs of outward extending ears 546.
Ears 546 include apertures therein that accept housing positioning projections
545 on the associated mounting surface of the device and are operative to
more precisely position the housing and the ink roll on the supporting platen
CA 02793823 2012-10-30
and to facilitate proper positioning when a new ink roll assembly is
installed.
Housing 544 also includes apertures 543 through which the shaft portions
extend. A flange portion is positioned adjacent to each aperture.
In the exemplary embodiment shaft portion 528 is driven through a
5 clutch mechanism 548. Clutch mechanism 548 of the exemplary embodiment
is a wrap spring clutch type mechanism which is selectively actuatable through
electrical signals. The clutch is driven from a drive through a gear 550. The
clutch 548 outputs rotational movement through a coupling 552. Coupling
552 includes the annular recess that corresponds to projection 540 and a
radial
10 recess which corresponds in shape to projection 542. Thus in the
exemplary
embodiment the force of the biasing tab enables the coupling 552 to solidly
engage shaft portion 528.
During operation gear 550 which is operatively connected to a drive
provides a mechanical input to the clutch 548. However, the ink roll generally
15 does not rotate. Transport 506 is operative to move a document in the
transport in the escrow area responsive to signals from a processor. Sensors
such as radiation sensors in the escrow area are operative to indicate one or
more positions of the document to the processor. When the document is to be
marked with the stamper printer it is positioned adjacent to the ink roll by
20 operation of a processor controlling the transport in the escrow area. A
signal
is sent responsive to the processor to the clutch 548. This signal is
operative
to engage the coupling 552 which causes the shaft portions 528 and 526 to
rotate the ink roll 518. As the ink roll rotates the printing area 524 engages
the
surface of the document causing ink markings to be placed thereon. The ink
25 roll rotates in coordination with movement of the document. The clutch
is
operative to cause the coupling to carry out one rotation such that after the
document has been marked, the printing area is again disposed upward within
the housing. The flattened portion 520 of the ink roll is again disposed in
its
initial position facing the document Thus documents are enabled to pass the
CA 02793823 2012-10-30
26
stamper printer 512 without having any unwanted markings thereon or without
being snagged by the surfaces thereof.
It should be understood that when it is desired to change the stamper
printer ink roll because the ink thereon has become depleted or alternatively
because a different type of marking is desired, this may be readily
accomplished. A servicer does this by deforming or otherwise moving the
biasing tab 536 and moving the shaft portion 526 upward such that the annular
projection 534 no longer extends in the slot in the biasing tab. This also
enables projection 534 to be moved upward and out of a stationary slot 554 in
the bracket 538. As the annular projection 534 is moved in this manner the
annular projection 540 and radial projection 542 are enabled to be removed
from the corresponding recesses in the coupling 552. This enables the housing
544 to be moved such that the ears 546 on the housing can be separated from
the positioning projections which help to assure the proper positioning of the
ink roll when the housing is in the operative position. Thereafter a new
housing shaft and ink roll assembly can be installed. This may be
accomplished by reengaging the projections 540 and 542 with the coupling
552 and engaging the projection 534 in the slot of biasing tab 536. During
such positioning the positioning projections are also extended in the ears 546
of the housing, to locate the housing and reliably position the ink roll.
It should further be understood that although only one ink roll is shown
in the exemplary embodiment, alternative embodiments may include multiple
ink rolls or multiple stamper printers which operate to print indicia on
checks.
Such arrangements may be used for purposes of printing varied types of
information on various types of documents. For example in some situations it
may be desirable to return a document that has been processed through
operation of the device to the user. In such circumstances a stamper printer
may print appropriate indicia on the document such as a "void" stamp or other
appropriate marking. Of course the type of printing that is conducted may
CA 02793823 2012-10-30
27
vary as is appropriate for purposes of the particular type of document that is
being processed. In other embodiments alternative approaches may be used.
In the exemplary embodiment a document that is to be moved from the
escrow area can be more permanently stored in the machine by moving the
document to a storage area 430. Documents are moved from the escrow area
toward the storage area by moving the document in engagement with belt
flight 508 so that the document engages a curved deflector 554. Deflector 554
causes the document to engage a vertical transport 556 that extends in the
storage area 430. As best shown in Figure 30 vertical transport 556 includes
two continuous belts that are driven by a drive 558. The transport 556
includes a pair of disposed belts, each of which has a belt flight 560. Each
belt
flight 560 extends in generally opposed relation of a corresponding rail 562
of
a vertical guide 564. As shown in Figure 29 guide 564 of the exemplary
embodiment is constructed so that the rails 562 are biased toward the belt
flights by a resilient material. This helps to assure the document can be
moved
between the belt flights and the rails in sandwiched relation. Such a document
568 is shown moving between the rails and the belt flights in Figure 30.
It should also be noted that in the exemplary embodiment the drive 558
includes a spring biasing mechanism 568. The biasing mechanism acts on
lower rolls 570 to assure proper tension is maintained in the belt flights
560.
Further in the exemplary embodiment the transport belts are housed
within a housing which includes a pair of spaced back walls 572. As later
discussed, back walls 572 serve as support surfaces for stacks of documents
that may be stored in a first section or location of the storage area of the
device. Similarly guide 564 includes a pair of transversely disposed wall
surfaces 574. Wall surfaces 574 provide support for a stack of documents
disposed in a second section or location of the storage area. Also as shown in
Figure 30, the vertical transport 556 moves documents to adjacent a lower
surface 576 which bounds the interior of the storage area. Document sensing
devices are provided along the path of the vertical transport so that the
drive
CA 02793823 2012-10-30
28
558 can be stopped through operation of at least one processor once the
document has reached the lower surface. This helps to ass= that documents
are not damaged by movement in the drive. Of course these approaches are
exemplary and in other embodiments other approaches may be used.
In the exemplary embodiment when at least some documents are
moved from the escrow area into the vertical transport, the device operates to
print indicia thereon. This may be indicia of various types as described
herein,
as would be appropriate for the types of documents being processed. In the
exemplary embodiment printing on the documents is carried out through
operation of an inkjet printer 578. The inkjet printer includes a removably
mounted printhead that is adjacent to documents as they are moved in the
vertical transport portion of the sheet path. The inkjet printer includes
nozzles
which are operative to selectively expel ink therefrom toward the sheet path
and shoot ink onto the adjacent surface of the document. The nozzles of the
inkjet printer operate in accordance with the programming of a processor
which is operative to drive the inkjet printer to expel ink selectively
therefrom
to produce various forms of characters on the documents as may be desired.
For example in an exemplary embodiment the printer may be operative to print
indica on checks so as to indicate transaction information and/or the
cancellation of such checks. In the exemplary embodiment the print head is
releasibly mounted through moveable members to enable ready installation
and removal.
The exemplary embodiment further includes an ink catching
mechanism 580 which is alternatively referred to herein as an ink catcher. In
the exemplary embodiment the ink catching mechanism is operative to capture
ink that may be discharged from the printhead at times when no document is
present. This may occur for example if a document is misaligned in the
transport or if the machine malfunctions so that it attempts printing when no
document is present. Alternatively the inkjet printer may be operated
responsive to at least one processor at times when documents are not present
CA 02793823 2012-10-30
29
for purposes of conducting head cleaning activities or other appropriate
activities for assuring the reliability of the inkjet printer. Further the
exemplary embodiment of the ink catcher mechanism is operative to tend the
printhead by wiping the nozzles so as to further facilitate reliable
operation.
Of course it should be understood that the exemplary ink catcher shown and
described is only one of many ink catcher configurations that may be used.
An exemplary form of the ink catching mechanism is shown in Figures
22 through 24. The ink catching mechanism includes an ink holding body 582
with an ink holding area therein. Body 582 has thereon an annular projecting
portion 584. Projecting portion 584 has an opening 586 therein. Opening 586
of the projecting portion is in fluid communication with the ink holding
interior area of the main portion of the body. Of course this body
configuration is merely exemplary.
A head portion 588 is comprised of a body portion configured to
extend in overlying relation of the projecting portion 584. Head portion 588
of
the exemplary embodiment comprises a generally annular body member that
includes a flattened area 590 which has an opening 592 therein. Head portion
588 also has in supporting connection therewith a resilient wiper member 594
extending radially outward therefrom in an area disposed angularly away from
the opening 592.
As shown in Figure 24 the exemplary embodiment of body 582 is of a
generally clamshell construction and includes a lower portion 596 and an
upper portion 598. The upper and lower portions fit together as shown to form
the body, including the annular projecting portion. Also housed within the
interior of the exemplary embodiment of the body is an ink absorbing member
600. The ink absorbing member is operative to absorb ink which passes into
the interior of the body through opening 586. The body is releasibly mounted
in the machine through a mounting portion 601 which accepts suitable
fasteners or other holding devices.
CA 02793823 2012-10-30
In the operative condition the head portion 588 extends in overlying
generally surrounding relation of the projecting portion 584. The head portion
is enabled to be selectively rotated through operation of a drive 602 that is
operatively connected therewith. A disk member 604 and sensor 606 are
5 operative to sense at least one rotational position of the head portion
588.
In operation of the exemplary form of the device the head portion 588
is generally positioned as shown in Figure 22 with the opening 592 of the head
portion in aligned relation with the opening 586 in the projecting portion of
the
body. The projecting portion extends within an interior area of the rotatable
10 head portion. In this position ink expelled from the inkjet printhead
which
does not strike a document, passes into the interior of the body through the
aligned openings. Thus for example if the programming of the machine calls
for the machine to periodically conduct a head cleaning operation in which the
nozzles of the inkjet printhead are fired, the ink can be transmitted through
15 sheet path in the area of the transport where documents are normally
present
and into the body of the ink catcher mechanism. Thereafter or periodically in
accordance with the programming of the machine, a processor in operative
connection with the drive is operative to cause the drive 602 to rotate the
head
portion 588. Rotation of the head portion is operative to cause the flexible
20 wiper member 594 to engage the print head and wipe over the openings of
the
inkjet nozzles. This avoids the buildup of ink which can prevent the efficient
operation of the inkjet printer. Once the wiper has moved across the nozzles
the head returns to the position so that excess ink is accepted within the
body.
This is done in the exemplary embodiment by having the head portion rotate in
25 a first rotational direction about a full rotation. In this way the head
portion
rotates from the position where the openings in the head portion and
projecting
portion are aligned with the print head. The head portion is rotated so the
openings are no longer aligned and the flexible wiper member engages the
print head and wipes across the nozzles thereof. The head portion continues to
30 rotate until the openings are again aligned.
CA 02793823 2012-10-30
31
In the exemplary embodiment the drive operates responsive to the at
least one processor to rotate the head portion in the first rotational
direction
about 360 degrees and then stops. In other embodiments the drive may reverse
direction and/or operate the head portion to undergo multiple rotations. In
other embodiments the movable member may include multiple openings and
wiper members and may move as appropriate based on the configuration
thereof. In other embodiments the movable member may include multiple
openings and wiper members and may move as appropriate based on the
configuration thereof.
In some embodiments the at least one processor may operate the print
head periodically to clean or test the print head, and may operate the ink
catcher to wipe the nozzles only after such a cleaning or test. In some
alternative embodiments wiping action may be done after every print head
operation or after a set number of documents have been printed upon. Various
approaches may be taken in various embodiments.
In exemplary embodiments suitable detectors are used to determine
when the print head needs to be replaced. At least one processor in operative
connection with the print head may operate to provide an indication when the
print cartridge should be changed. Such an indication may be given remotely
in some embodiments, by the machine sending at least, one message to a
remote computer. In the exemplary embodiment a servicer may readily
remove an existing print cartridge such as by moving one or more fasteners,
tabs, clips or other members. A replacement cartridge may then be installed,
and secured in the machine by engaging it with the appropriate members. In
the exemplary embodiment electrical contacts for the print head are positioned
so that when the cartridge is in the operative position the necessary
electrical
connections for operating the print head are made. The new cartridge is
installed with the print head thereof positioned in aligned relation with the
opening in the head portion of the ink catcher so that ink from the print head
will pass into the ink catcher and be held therein if there is no document in
the
CA 02793823 2012-10-30
32
sheet path between the print head and the ink catcher at the time ink is
expelled therefrom.
In the exemplary embodiment after a new ink cartridge has been
installed a servicer may test the operation of the printer. This is
accomplished
by providing appropriate inputs to the machine. A servicer moves a sheet into
the sheet path. This may be done in some cases manually and in other cases
by providing and moving a sheet in the sheet path through one or more
transports. One or more inputs from the servicer to input devices of the
machine causes the processor to operate the printer to expel ink from the
print
head toward the sheet path. If the sheet is present ink impacts the sheet to
print thereon. In some cases the processor operates the print head to print an
appropriate pattern such as one that tests that all the nozzles are working.
In
other embodiments other indicia may be printed. Of course if no sheet is
present in the sheet path, the ink from the print head passes into the body of
the ink catcher through the opening in the head portion. Of course this
approach is exemplary, and in other embodiments other approaches and
processes may be used.
In some embodiments after printing is conducted the machine may
operate to wipe the nozzles of the print head. This may be done in response to
the programming associated with the processor and/or in response to an input
from a servicer. In such a situation the drive operates to rotate the head
portion 588 about the projecting portion 584 so that the flexible wiper member
engages the print head. In the exemplary embodiment the wiper member
wipes across the print head as the head portion of the ink catcher makes about
one rotation from its initial position. The head portion rotates responsive to
the drive until the head portion is again sensed as having the opening therein
aligned with the print head. This is sensed by the sensor 606 sensing the
rotational position of the disk member 604. In response to sensing that one
head portion is in the position for capturing ink from the print head, the
processor is operative to cause the drive to cease operation. Of course these
CA 02793823 2012-10-30
33
approaches are exemplary and in other embodiments other approaches may be
used.
In an exemplary embodiment when the ink catching mechanism has
become filled with ink it is possible to replace the body by disengaging one
or
more fasteners that hold it in position and install a new one in the operative
position. Alternatively in some embodiments the body may be opened and the
ink absorbing member 600 removed and replaced with a new member.
In the exemplary embodiment the body is disengaged frOul the machine
by disengaging the one or more fasteners or other devices that hold the
mounting portion 601 to the adjacent housing structure of the document
accepting device. Once this is done the body 580 is moved so that the
projecting portion 584 no longer extends within the interior area of the
movable head portion 588. Once this is done the body can be discarded.
Alternatively, the body may be opened, the ink absorbing member 600
removed, a new ink absorbing member installed and the body again closed.
A new body or one with a new ink absorbing member is installed by
extending the projection portion 584 thereof within the interior area of the
head portion 588. The body is then fastened in place through the mounting
portion. In response to appropriate inputs to an input device of the machine
from a servicer, the processor operates to cause the drive 602 to rotate the
head
portion 588. The processor may operate in accordance with its programming
to rotate the head portion 588 only as necessary to align the opening 592 with
the print head. Alternatively the processor may operate the drive to make one
or more rotations before stopping the rotation of the head portion. In some
embodiments the processor may operate the printer to test its operation as
previously discussed, and may then rotate the head portion to wipe the nozzles
of the print head. Of course these approaches are exemplary and in other
embodiments other approaches may be used.
Thus as can be appreciated the exemplary embodiment of the ink
catching mechanism provides an effective way for the printer to be operated so
CA 02793823 2012-10-30
34
as to avoid the deposition of excess ink within the ATM as well as to enable
the print nozzles to be maintained in a suitable operating condition so that
printing may be reliably conducted.
In the exemplary embodiment documents such as checks are moved
into the storage area 430 through the vertical transport 556. Such documents
are held initially between the rails 562 of the guide 564 and the belt flights
560
of the vertical transport. In the exemplary embodiment such documents may
be selectively stored in one of two available sections (alternatively referred
to
herein as locations) of the storage area. These include a first storage
location
608 positioned on a first side of the vertical transport and a second storage
location 610 positioned on an opposed transverse side of the vertical
transport.
Selective positioning of documents into the storage locations is accomplished
through use of a movable plunger member 612 which operates responsive to
one or more processors to disengage documents from the vertical transport and
move the documents into either the first storage location or second storage
location of the storage area.
Figures 31 through 35 show the operation of the exemplary plunger
member to move a document 614 into storage location 608. As shown in
Figure 32 when the document 614 has moved downward into the storage area,
the plunger 612 has been positioned to the right of the document as shown in
storage location 610. In the exemplary embodiment movement of the plunger
member is accomplished through use of a suitable drive and movement
mechanism such as a rack drive, worm drive, tape drive or other suitable
movement device. Such a drive is represented schematically by drive 616 in
Figure 3.
Once the document has been moved to the proper position and the
vertical transport is stopped, the plunger 612 moves from the position shown
in Figure 32 to the left so as to engage the document Such engagement with
the document deforms the contour of the document as shown and begins to
pull the document transversely away from engagement with the belt flights and
CA 02793823 2012-10-30
the guide rails. A spring biased backing plate 618 which may have additional
documents in supporting connection therewith, is moved by the action of the
plunger as shown in Figures 33 and 34. Backing plate 618 is biased by a
spring or other suitable device so that documents in supporting connection
5 with the backing plate are generally trapped between the backing plate
and the
wall surfaces 574 of the guide.
As represented in Figures 34 and 35 as the plunger 612 moved further
toward the storage location 608, the document disengages from the rails and
belts so that the document is eventually held in supported relation with the
10 backing plate 618 by the plunger. Once the document 614 has reached this
position as shown in Figure 35 the plunger may be moved again to the right as
shown such that the document 614 is integrated into the document stack
supported on backing plate 618. Further as the plunger 612 returns toward its
original position, the documents supported on the backing plate are held in
15 sandwiched relation between the wall surfaces 574 of the guide and the
backing plate. Thus the document 614 which was moved into the storage area
has been selectively moved through operation of the plunger into the storage
location 608.
Figures 36 through 40 show operation of the plunger member to store a
20 document in storage location 610. As shown in Figure 37 a document 620
is
moved into the vertical transport and because this document is to be stored in
storage location 610 the plunger member 612 is positioned responsive to
operation of the processor to the left of the document as shown. As shown in
Figures 38 and 39 movement of the plunger member 612 toward the right as
25 shown disengages the document from the transport and brings it into
supporting connection with a spring loaded backing plate 622. Backing plate
622 is biased by a spring or other suitable biasing mechanism toward the left
as shown in Figures 39 and 40.
Movement of the plunger 612 to the extent shown in Figure 40 causes
30 the document 620 to be supported in a stack on the backing plate 622. In
this
CA 02793823 2013-05-06
36
position the plunger may be again moved to the left such that the documents in
the stack in storage location 610 are held in sandwiched relation between the
back walls 572 of the vertical transport and the backing plate.
As can be appreciated in the exemplary embodiment documents can be
selectively stored in a storage location of the device by positioning and
moving
the plunger so that the document is stored in the storage location as desired.
This enables documents to be segregated into various document types. For
example in some embodiments the ATM may be operated such that checks
that are drawn on the particular institution operating the machine are stored
in
one storage location of the storage area 430 while others that are not drawn
on
that institution are stored in the other storage location. Alternatively in
some
embodiments where the mechanism is used to accept checks and currency
bills, bills which have been validated may be stored in one storage location
while bills that have been determined to be counterfeit or suspect may be
stored in another storage section. In still further alternative embodiments
where the device is operated to accept checks and bills, currency bills may be
stored in one storage location while checks are stored in another.
In alternative embodiments additional provisions may be made. For
example in some embodiments one or more aligned vertical transports may be
capable of transporting documents through several vertically aligned storage
areas. In such situations a document may be moved to the vertical level
associated with a storage area that is appropriate for the storage of the
document. Once at that level a plunger may move transversely so as to place
the document into the appropriate storage location on either side of the
vertical
transport. In this way numerous types of documents can be accepted and
segregated within the ATM.
In still other alternative embodiments the storage mechanism may be
integrated with a document picker mechanism such as shown in U.S. Patent
No. 6,331,000. Thus documents which have been stored such as currency
bills may thereafter be
CA 02793823 2013-05-06
37
automatically removed through operation of the picker mechanism and
dispensed to users of the ATM machine. Various approaches may be taken
utilizing the principals of the described embodiments.
As shown in Figure 2 exemplary storage area 440 is generally held in a
closed position such that the items stored therein are not accessible even to
a
servicer who has access to the interior of the ATM. This is accomplished
through use of a sliding door 624 which in the exemplary embodiment is
constructed of collapsible sections. The door is enabled to be moved such that
access to documents stored in the storage area can be accessed such as is
shown in Figure 28. In an exemplary embodiment the ability to open door 624
is controlled by a lock 626. In the exemplary embodiment lock 626 comprises
a key lock such that authorized persons may gain access to the interior of the
storage area if they possess an appropriate key.
In some exemplary embodiments the deposit accepting device may be
mounted in movable supporting connection with structures in the interior of
the housing of the banking machine. This may be done in the manner shown in
U.S. Patent No. 6,010,065. In some exemplary embodiments a servicer may
access the interior of the banking machine housing by opening one or more
external doors. Such doors may require the opening of one or more locks
before the interior of the housing may be accessed. With such door open the
servicer may move the deposit accepting device 420 while supported by the
housing so that the storage area of the device extends outside the housing.
This
may make it easier in some embodiments to remove documents from the storage
area.
In the exemplary embodiment persons authorized to remove documents
from the storage area may open the lock and move the door 624 to an open
position so as to gain access to the interior of the storage area. Documents
that
have been positioned in the storage locations can be removed by moving the
backing plates 622 and 618 against the spring biasing force of the respective
springs or other biasing mechanisms 617, 619, that holds the stacks of stored
CA 02793823 2012-10-30
38
documents in sandwiched relation. Manually engageable tabs 628 and 630 are
provided in the exemplary embodiment so as to facilitate the servicer's
ability
to move the backing plates against the respective biasing force. With the
respective backing plate moved horizontally away from the vertical transport,
the stack of documents between the backing plate and vertical transport can be
removed. Each backing plate can be moved to remove document stacks on
each horizontal side of the vertical transport. Once the stored documents have
been removed, the backing plates can return automatically to the appropriate
position to accept more documents due to the biasing force. Likewise the door
624 can be closed and the lock returned to the locked position. If the deposit
accepting device is movably mounted so that the storage area is outside the
machine, it can be moved back into the interior of the housing. The housing
can then be secured by closing the doors and locks thereon. This construction
of the exemplary embodiment not only facilitates the removal of checks,
currency or other documents, but is also helpful in clearing any jams that may
occur within the vertical transport.
The exemplary embodiment also provides advantages in terms of
clearing jams within the document alignment, analysis and/or escrow areas.
For example as shown in Figures 1 and 2, the device may be opened such that
the entire transport path for documents up to the point of the vertical
transport
may be readily accessed. As a result in the event that the document should
become jammed therein, a servicer may unlatch a latch which holds a platen in
position such as for example latch 632 shown in Figure 1 and move the platen
448 rotationally and the components supported thereon to the position shown
so as to enable exposing the document alignment area and document analysis
area. As can be appreciated platen 448 is mounted through hinges which
enable the platen to rotate about an axis through the hinges so as to
facilitate
the opening thereof. Likewise the portions of the platen 449 supporting the
mechanisms overlying the escrow area can be opened as shown to expose that
area of the document transport path so as to facilitate accessing documents
CA 02793823 2012-10-30
39
therein. As shown in Figures 1 and 2, platen 449 is rotatable about an axis
that
extends generally perpendicular to the axis about which platen 448 is
rotatable.
Further in the exemplary embodiment, platens 448 and 449 are configured so
that platen 448 must be moved to the open position before platen 449 can be
opened. Likewise platen 449 must be closed before platen 448 is closed. This
exemplary construction enables the use of a single latch to secure the platens
in the operative positions, and to enable unsecuring the single latch so that
the
platens can both be moved to expose the document alignment, document
analysis and escrow areas of the document transport path in the device. Of
course, this approach is exemplary and in other embodiments other approaches
may be used.
In servicing the exemplary embodiment of the deposit accepting device
420 which for purposes of this service discussion will be described with
regard
to checks, a servicer generally begins by opening a door or other access
mechanism such as a fascia or panel that enables gaining access to an interior
area of the housing of the ATM. In an exemplary embodiment the check
accepting device 420 is'supported on slides, and after unlatching a mechanism
that normally holds the device in operative position, the device can be moved,
while supported by the housing to extend outside the ATM. Of course in some
situations and depending on the type of service to be performed, it may not be
necessary to extend the device outside the ATM housing. Alternatively in
some situations a servicer may extend the device outside the housing and then
remove the device from supporting connection with the ATM housing
completely. This may be done for example, when the entire device is to be
replaced with a different device.
The servicer may disengage the latch 632 and rotate platen 448 about
the axis of its hinges. This exposes the areas of the transport path through
the
device in the document alignment area 424 and document analysis area 426. It
should be noted that when the platen 448 is moved to the open position the
toothed contoured edges 456,458 shown in Figure 4, are moved apart.
CA 02793823 2012-10-30
With the platen 448 moved to expose the document alignment and
document analysis areas, any checks which have become caught or jammed
therein can be removed by the servicer. The servicer can also conduct other
activities such as cleaning the scanning sensors or the magnetic read head.
5 Such cleaning may be done using suitable solvents, swabs or other
materials.
The servicer may also clean, align, repair or replace other items in the
exposed
areas of the transport path.
With platen 448 in the open position a servicer may also move platen
449 from the closed position to the open position shown in Figures 2 and 3.
10 Rotating platen 449 about the axis of its supports to the open position,
exposes
the escrow area 428 of the transport path. A servicer may then clear any
jammed documents from the escrow area. The servicer may also clean, align,
repair or replace other components that are exposed or otherwise accessible in
the escrow area.
15 Upon completion of service the platen 449 is rotated to the closed
position. Thereafter the platen 448 is rotated to the closed position. This
brings the contoured edges 456,458 back into adjacent alignment. With
platen 448 in the closed position the latch 632 is secured to hold both
platens
in the closed positions, the check accepting device can then be moved back
20 into the operating position and secured therein. The servicer when done,
will
then close the door or other device to close the interior of the ATM housing.
Of course these approaches are exemplary.
Upon closing the housing the ATM may be returned to service. This
may include passing a test document through the transport path through the
25 deposit accepting device 420 and/or reading indicia of various types
from one
or more test documents. Of course it should be understood that these
approaches are exemplary and in other embodiments other approaches may be
used.
Thus the deposit accepting apparatus and system of the exemplary
30 embodiments achieve at least some of the above stated objectives,
eliminate
CA 02793823 2012-10-30
41
difficulties encountered in the use of prior devices and systems, and attain
the
useful results described herein.
In the foregoing description certain terms have been described as
exemplary embodiments for purposes of brevity, clarity and understanding.
However no unnecessary limitations are to be implied therefrom because such
terms are used for descriptive purposes and are intended to be broadly
construed. Moreover the descriptions and illustrations herein are by way of
examples and the invention is not limited to the features shown or described.
Further, in the following claims any feature described as a means for
performing a function shall be construed as encompassing any means known
to those skilled in the art as being capable of carrying out the recited
function,
and shall not be deemed limited to the particular means shown or described for
performing the recited function in the foregoing description, or mere
equivalents thereof.
Having described the features, discoveries and principles of the
invention, the manner in which it is constructed and operated, any of the
advantages and useful results attained; the new and useful structures,
devices,
elements, arrangements, parts, combinations, systems, equipment, operations,
methods, processes and relationships are set forth in the appended claims.
