Note: Descriptions are shown in the official language in which they were submitted.
INTELLIGENT ELECTRONIC COMMERCE SYSTEM, AND METHOD AND DEVICE FOR
IMPLEMENTING SAME
Technical Field
[0001] The present invention relates to the field of Internet technology,
and in particular, to an
intelligent electronic commerce system and a method and device for
implementing the same.
Background
[0002] At present, the development of E-commerce is increasingly mature,
but also into
people's daily lives, E-commerce platform has made great contribution to the
development of E-
commerce. The existing E-commerce platform generally adopts the platform
technology structure,
and the commodity trading is completed on the E-commerce platform. The
transaction payment
methods all adopt the third-party payment mode. The links such as the
logistics and distribution
are completed by the third-party logistics companies online. The platform
itself does not include
logistics services, only data logging capabilities and so on. With the
development of smart phones,
mobile providers (also referred to as micro-E-commerce providers) are also in
a flourishing stage.
The technical structure of mobile E-commerce providers is basically the same
as that of E-
commerce platforms. The business models include C2C and B2C.
[0003] The existing platform E-commerce main drawbacks are as follows: The
platform
technical architecture is a relatively closed system, which can't be traded
after being separated
from the platform; the E-commerce system with platform technology has
limitations. The source
and authenticity of the commodity cannot be tracked, monitored and identified,
and cannot be
traced to the source; the manufacturer cannot effectively use the large data
of the E-commerce
platform to carry out the production plan; the third-party guarantee payment
model has the
existence of depositing bank funds and financial risks. The data of commodity
trading link,
payment link, logistics link, insurance link, supervision link and other links
of existing platform
E-commerce can't be shared, can't be matched automatically, and intelligence
is low.
Summary
[0004] In view of this, the technical problem to be solved by the invention
is to provide an
intelligent electronic commerce system and its implementation method and
device, so as to solve
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the technical problems that the existing E-commerce cannot be separated from
the platform and is
not intelligent enough.
[0005] The technical solution of the present invention to solve the above-
mentioned technical
problems is as follows:
[0006] According to one aspect of the present invention, there is provided
an intelligent
electronic commerce system including a manufacturer subsystem, a user
subsystem, a bank
subsystem, and an information carrier, wherein:
[0007] The information carrier is used to provide users with interactive
operations, and execute
the corresponding operating instructions; it is set to transmit data
information to the vendor
subsystem, user subsystem and banking subsystem in real time;
[0008] The manufacturer subsystem, the user subsystem, and the bank
subsystem are all set to:
after receiving the information conveyed by the information carrier, process
the information
according to the respective timing, and execute the instructions of the
present subsystem from the
processing result, and the data after the execution of the instruction is
attached to the information
carrier.
[0009] Including commodity electronic certificate, bank credit electronic
certificate and / or
insurance electronic certificate. Product electronic certificate is generated
by the manufacturer
subsystem. The commodity electronic certificate includes: commodity
information, payment
information, trading rules, operation instructions, user interface, and
dynamic data. The electronic
certificate of the bank is generated by the bank subsystem. The electronic
certificate of the bank
includes: payment information, payee information, payment amount, payment
rules, transaction
information, operation instructions, user interaction interface and dynamic
data.
[0010] According to another aspect of the present invention, a method for
implementing
intelligent electronic commerce is provided, which includes:
[0011] The vendor subsystem encapsulates commodity information, payment
information,
trading rules, operation instructions, and user interaction interface to
generate the commodity
electronic certificate and publishes the commodity electronic certificate to
the entire domain;
[0012] The user subsystem acquires the commodity electronic certificate,
performs the
purchase / distribution operation on the commodity electronic certificate,
attaches the purchase /
distribution information and the payment request information to the commodity
electronic
certificate, and attaches the payment request to the bank electronic
certificate; payment request
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information includes order information, payer information, payee information,
payment amount;
[0013] The banking subsystem receives the payment request information passed
in the bank's
electronic credit certificate, confirms the payment request information,
freezes the payment
amount corresponding to the bank electronic user certificate in the payer's
account, and the pre-
payment success information is attached to the bank credit electronic
certificate;
[0014] The manufacturer subsystem obtains the transaction information from the
commodity
electronic certificate and the bank electronic certificate and confirms the
transaction, and adds the
transaction confirmation information to the bank's electronic certificate;
[0015] After receiving the transaction confirmation information transmitted
by the bank
electronic device, the bank subsystem will compare the payee information in
the transaction
confirmation information with the payee information in the payment request
information, the order
information of the transaction confirmation information and the payment
request information in
the order information for comparison, if the match is successful, then the
certificate of success
information is appended to the bank credit electronic certificate;
[0016] The manufacturer subsystem makes the delivery according to the
information of the
commodity electronic certificate and the bank credit electronic certificate,
and the shipping
information is attached to the commodity electronic certificate;
[0017] After the user receives the commodity, the user subsystem attaches
the successful
information to the commodity electronic certificate and the bank credit
electronic certificate;
[0018] After the bank subsystem receives the receiving success information,
the bank
subsystem unfreezes the amount frozen in the payer's account and transfers the
payment amount
to the payee's account, and attaches the payment success information to the
bank's electronic
certificate.
[0019] According to another aspect of the present invention, a method for
implementing
intelligent electronic commerce is provided, which is applied to a
manufacturer subsystem. The
method includes:
[0020] The vendor subsystem encapsulates commodity information, payment
information,
trading rules, operation instructions, and user interaction interface to
generate the commodity
electronic certificate and publishes the commodity electronic certificate to
the entire domain;
[0021] After obtaining the transaction information from the electronic
certificate of commodity
and the electronic credit certificate of the bank, and confirming the
transaction, attaching
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transaction confirmation information to the electronic credit certificate of
the bank to transfer the
transaction information to the banking subsystem by the electronic credit
certificate of the bank;
[0022] According to the commodity electronic certificate and bank credit
electronic certificate
information for delivery, and shipping information attached to the commodity
electronic certificate.
[0023] According to another aspect of the present invention, a method for
implementing
intelligent electronic commerce is provided, which is applied to a
manufacturer subsystem. The
method includes;
[0024] The user subsystem acquires the commodity electronic certificate,
performs the
purchase / distribution operation on the commodity electronic certificate,
attaches the purchase /
distribution information and the payment request information to the commodity
electronic
certificate, and attaches the payment request to the bank electronic
certificate; payment request
information includes order information, payer information, payee information,
payment amount;
[0025] After the user receives the commodity, the user subsystem attaches
the successful
information to the commodity electronic certificate and the bank credit
electronic certificate.
[0026] According to another aspect of the present invention, a method for
implementing
intelligent electronic commerce is provided, which is applied to a
manufacturer subsystem. The
method includes;
[0027] The banking subsystem receives the payment request information passed
in the bank's
electronic credit certificate, confirms the payment request information,
freezes the payment
amount corresponding to the bank electronic user certificate in the payer's
account, and the pre-
payment success information is attached to the bank credit electronic
certificate;
[0028] After receiving the transaction confirmation information transmitted
by the bank
electronic device, compare the payee information in the transaction
confirmation information with
the payee information in the payment request information, the order
information of the transaction
confirmation information and the payment request information in the order
information for
comparison, if the match is successful, then the certificate of success
information is appended to
the bank credit electronic certificate;
[0029] After receiving the receipt of success information received from the
bank electronic
credit certificate, the payment amount frozen in the payer account is unfrozen
and allocated to the
payee account, and the payment success information is appended to the bank
electronic credit
certificate.
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[0030] According to another aspect of the present invention, a method for
implementing
intelligent electronic commerce is provided, which is applied to a
manufacturer subsystem. The
device includes:
[0031] A generating module is used to encapsulate commodity information,
payment
information, trading rules and operation instructions, and generate a
commodity electronic
certificate by a user interaction interface;
[0032] Release module is set to publish the commodity electronic
certificate to the entire
domain;
[0033] The transaction confirmation module is used to obtain the
transaction information from
the electronic certificate of commodity and the electronic credit certificate
of the bank, and
confirming the transaction, attaching transaction confirmation information to
the electronic credit
certificate of the bank to transfer the transaction information to the banking
subsystem by the
electronic credit certificate of the bank;
[0034] Delivery module is set up to deliver commodity according to the
information of the
commodity electronic certificate and the bank credit electronic certificate,
and the shipping
information is attached to the commodity electronic certificate.
[0035] According to another aspect of the present invention, it is provided
a smart E-commerce
implementation device applied to a user sub-system, including:
[0036] The operation module is used to obtain the commodity electronic
certificate and perform
the purchase / distribution operation on the commodity electronic certificate;
[0037] A pre-payment module is used to attach purchase / distribution
information and payment
request information to a commodity electronic certificate; attach the payment
request to a bank
electronic certificate; payment request information includes order
information, payer information,
payment information, payment amount;
[0038] The receiving module is set up to attach the success information to
the commodity
electronic certificate and the bank credit electronic certificate after the
user receives the commodity.
[0039] According to another aspect of the present invention, it is provided
an intelligent
electronic commerce implementation device, applied to a bank subsystem, the
device including:
[0040] The issuing module is used to receive the payment request
information passed in the
bank electronic credit certificate, confirm the payment request information,
and freeze the payment
amount corresponding to the bank credit electronic certificate in the payer
account, and attach the
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prepayment success information to bank credit;
[0041] The receiving module is used to receive, after receiving the
transaction confirmation
information transmitted by the bank electronic credit certificate, the payee
information and the
payee information in the payment request information, the order information of
the transaction
confirmation information in the transaction confirmation information and order
information in the
payment request information for comparison, and if the matching is successful,
appending the
information of receiving a certificate of success to a bank electronic credit
certificate;
[0042] The settlement module is used to, after receiving the receipt
success information
transmitted by the bank electronic credit certificate, unfreeze and allocate
the frozen payment
amount in the payer account to the payee account, and attach the payment
success information to
the bank credit electronic certificate.
[0043] The present invention provides an intelligent electronic commerce
system and its
implementation method and device, through the direct conduct of commodity
activities on the
information carrier, without relying on the platform technology architecture,
and the entire record
of commodity transaction information, it can prevent the counterfeit source,
ensure that consumers
purchase the genuine products, and realize the platform based intelligent
transaction mode that is
directly supplied by the entire domain providers, so as to protect the
interests of vendors and
consumers.
[0044] Second, through the use of bank credit electronic certificate for
payment operations,
since the payment is frozen in the buyer's account, the funds is transferred
to the seller after the
arrival of the commodity. The entire transaction proceeds only in the account
of the buyer and the
seller, it not on the third party account, it solves the defects of the
existing third party payment for
the existence of the funds for the existence of the deposit of the bank and
put an end to the financial
risk.
[0045] In addition, through the integration of commodity trading links,
payment links, logistics
links, insurance links and regulatory systems, the whole process is completed
automatically,
without manual intervention, so as to ensure various vulnerabilities in the
transaction process, and
realize the intelligent E-commerce system that the whole network vendors
directly supply platform
to trade mode, which improves the safety and efficiency of commodity trading.
[0046] The E-commerce transactions among the commodity transaction,
payment, logistics,
insurance, regulatory links and other data between the dynamic relationship
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processing and status of automatic processing, reduce manual intervention, and
realize the
automated business processing of business links such as manufacturers,
suppliers, banks, insurance,
logistics, regulators and consumers, and realize the business logic
intelligence, intelligent
commodity circulation, intelligent supply chain, financial payment
intelligent, intelligent
transaction management.
Brief Description of the Drawings
[0047] Figure 1 is a network topology of an intelligent E-commerce system
provided by
Example 1 of the present invention.
[0048] Figure 2 is a network topology of an intelligent E-commerce system
provided in
Example 2 of the present invention.
[0049] Figure 3 is a network topology diagram of an intelligent E-commerce
system provided
in Example 3 of the present invention.
[0050] Figure 4 (a) is a flowchart of a method for implementing intelligent
electronic commerce
provided by Example 4 of the present invention.
[0051] Figure 4 (b) is an information interaction diagram of a method for
implementing
intelligent electronic commerce according to Example 4 of the present
invention.
[0052] Figure 5 is a flow chart of a method for implementing intelligent
electronic commerce
applied to a manufacturer subsystem provided in Example 5 of the present
invention.
[0053] Figure 6 is a flowchart of a method for implementing intelligent E-
commerce applied to
a manufacturer subsystem according to Example 6 of the present invention.
[0054] Figure 7 is a flowchart of a method for implementing intelligent
electronic commerce
applied to a user subsystem provided in Example 7 of the present invention.
[0055] Figure 8 is a flowchart of a method for implementing intelligent
electronic commerce
applied to a banking subsystem provided by Example 8 of the present invention.
[0056] Figure 9 (a) is a flowchart of a method for implementing an intelligent
E-commerce
system according to Example 9 of the present invention.
[0057] Figure 9 (b) is a schematic diagram of a method for implementing an
intelligent E-
commerce system according to Example 9 of the present invention.
[0058] Figure 10 is a block diagram of a module for implementing an
intelligent E-commerce
application in a vendor subsystem according to Example 10 of the present
invention.
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[0059] Figure 11 is a structural block diagram of an implementation device
applied to a vendor
subsystem intelligent electronic commerce provided by Example 11 of the
present invention.
[0060] Figure 12 is a block diagram of an implementation of an intelligent E-
commerce
application module applied to a user subsystem provided in Example 12 of the
present invention.
[0061] Figure 13 is a structural block diagram of an implementation device
of an intelligent
electronic commerce applied to a banking subsystem provided by Example 13 of
the present
invention.
[0062] Figure 14 is a schematic diagram of an intelligent E-commerce system
provided in
Example 14 of the present invention.
Detailed Description
[0063] Implementation pattern of the present invention
[0064] Here is a description of the examples of the present invention. To
make the technical
problems, technical solutions and advantages more apparent and clear, the
present invention will
be described in further detail with reference to the accompanying drawings and
examples. It is to
be understood that the specific examples described herein are merely
illustrative of the invention
and are not intended to limit the invention.
[0065] Example 1
[0066] As shown in Figure 1, a smart E-commerce system provided in an example
of the present
invention includes a vendor subsystem 10, a user subsystem 20, a bank
subsystem 30, and an
information carrier 40.
[0067] The information carrier 40 is used to provide users with interactive
operations and
execute corresponding operation instructions. The information carrier 40 is
further configured to
transmit data information to the manufacturer subsystem 10, the user subsystem
20 and the bank
subsystem 30 in real time.
[0068] Specifically, the information carrier 40 is used to record the
transaction process
information throughout, and once the information in the information carrier 40
changes, the latest
data information can be delivered to each subsystem. It should be noted that,
although all the data
information and the operation instruction of the transaction process are
included in the information
carrier 40, after the different accounts are logged in, the data information
and operations displayed
on the information carrier 40 are only the information related to the login
account. The data
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information transmitted by the information carrier 40 includes static data and
dynamic data.
[0069] As a preferred solution, the information carrier 40 may include one
or more electronic
certificates, such as one or more of which may include a commodity electronic
certificate, a bank
electronic certificate, an insurance electronic certificate, or an insurance
electronic certificate. The
commodity electronic certificate is generated by the manufacturer subsystem
10, and the
commodity electronic certificate includes: commodity information, payment
information, trading
rules, operation instructions, user interaction interface, and dynamic data.
The bank electronic
credit certificate is generated by the bank subsystem 30 and includes: payee
information, collection
information, payment amount, payment rules, transaction information, operation
instructions, user
interaction interface, and dynamic data. The insurance electronic certificate
can be generated by
the manufacturer's subsystem or by the insurance subsystem. The insurance
electronic certificate
can also be generated by the insurance subsystem, including the insuring
party, the beneficiary,
the insured amount, the insured method, the claim rules, the operation
instruction, the user
interface, and the dynamic data. The vendor subsystem 10, the user subsystem
20, and the bank
subsystem 30 are configured to process the information according to the
respective timing after
receiving the information transmitted by the information carrier 40, and
execute the instructions
of the present subsystem from the processing result. At the same time, the
dynamic data after the
execution of the instruction is attached to the information carrier 40.
[0070] Specifically, the vendor subsystem 10 is deployed in an enterprise
or vendor. The user
subsystem 20 is used by users of various parties such as consumers /
distributors and deployed in
a mobile device, a PC terminal, or a smart device. Bank subsystem deployed in
the bank side. The
manufacturer subsystem 10 generates a commodity electronic certificate
according to the
commodity information, payment information, trading rules, operation
instructions, and user
interaction interface. The user interface is the human-computer interface
displayed on the
commodity electronic certificate. Vendor Subsystem 10 publishes the commodity
electronic
certificate to the entire domain for consumers and distributors to browse and
purchase. The user
subsystem 20 acquires the commodity electronic certificate, performs a
purchase / distribution
operation on the electronic certificate, pre-pays with a bank electronic
certificate, generates
purchase / distribution information and payment request information, and
delivers the purchase /
distribution information and the payment request information attached to the
commodity electronic
certificate; attaching the payment request to the electronic certificate of
the bank; wherein the
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payment request includes the order information, the payment information, the
payee information
and the payment amount. The bank subsystem receives the payment request
information
transmitted by the bank's electronic certificate, confirms the payment request
information, and
freezes the payment amount corresponding to the bank electronic cigarette
certificate in the payer's
account, and attaches the prepayment success information to the bank's
electronic certificate; after
receiving the transaction confirmation information transmitted by the
electronic credit certificate
of the bank, comparing the payee information in the transaction confirmation
information with the
payee information in the payment request information, the order information of
the transaction
confirmation information and the order information in the payment request
information. If the
match is successful, the certificate success information is appended to the
bank electronic credit
certificate. After receiving the receipt success information, the payment
amount frozen in the payer
account is unfrozen and transferred to the payee account, and attach the
payment success
information to the bank credit electronic certificate. In other words, each
system can obtain the
information of the information carrier 40, operate on the information carrier
40, and then attach
the processed information to the information carrier 40 for delivery to the
other sub-systems.
[0071]
In this example, by directly trading and transmitting information on the
information
carrier, it cannot only rely on platform, but also circulate in the whole
network domain, record
commodity transactions in the whole process, prevent counterfeit and
traceability, and ensure that
consumers purchase the genuine products, so as to protect the interests of
vendors and consumers.
At the same time, since the information carrier (such as the commodity
electronic certificate and
the electronic certificate) encapsulates the transaction information and
operation instructions, and
it provides user interaction interface, which can exist independently in PC,
mobile devices, short
message, email and other media or devices. As long as network communication is
available, it can
be traded at anytime and anywhere, no longer rely on the E-commerce platform,
so as to realize
the platform trading mode that the entire domain manufacturers directly
supply. In addition, due
to the payment of funds in the payer's account is frozen, after the arrival of
funds allocated to the
payee, the entire transaction funds only exist in the account of buyers and
sellers, rather than in
third-party accounts, thus solving the defect that the existing third party
payment of E-commerce
platform has bank deposits of funds, and eliminating financial risks.
[0072] Example 2
[0073] As shown in Figure 2, a smart E-commerce system provided in an example
of the present
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invention includes a vendor subsystem 10, a user subsystem 20, a bank
subsystem 30, an
information carrier 40, and a logistics subsystem 50. The information carrier
40 includes a
commodity electronic certificate and a bank electronic certificate.
[0074] The manufacturer subsystem 10 is used to generate a commodity
electronic certificate
according to the commodity information, the payment information, the trading
rules, the operation
instruction and the user interaction interface, and publish the commodity
electronic certificate to
the entire domain for the consumer and the distributor to browse and buy. It
is also configured to
obtain the transaction information from the commodity electronic certificate
and the bank
electronic credit certificate, and confirm the transaction, attach the
transaction confirmation
information to the electronic credit certificate to transfer the transaction
information to the banking
subsystem 30 by the electronic credit certificate of the bank.
[0075] Wherein, the commodity electronic certificate includes: commodity
information,
payment information, trading rules, operation instructions, user interface,
and dynamic data.
[0076] The user subsystem 20 is further configured to: obtain the commodity
electronic
certificate, performs a purchase / distribution operation on the electronic
certificate, pre-pays with
a bank electronic certificate, generates purchase / distribution information
and payment request
information, and delivers the purchase / distribution information and the
payment request
information attached to the commodity electronic certificate; attaching the
payment request to the
electronic certificate of the bank; wherein the payment request includes the
order information, the
payment information, the payee information and the payment amount; after the
user receives the
commodity, the successful information is attached to the commodity electronic
certificate and the
bank credit electronic certificate.
[0077] The bank subsystem 30 receives the payment request information
transmitted by the
bank's electronic certificate, confirms the payment request information, and
freezes the payment
amount corresponding to the bank electronic cigarette certificate in the
payer's account, and
attaches the prepayment success information to the bank's electronic
certificate; after receiving the
transaction confirmation information transmitted by the electronic credit
certificate of the bank,
comparing the payee information in the transaction confirmation information
with the payee
information in the payment request information, the order information of the
transaction
confirmation information and the order information in the payment request
information. If the
match is successful, the certificate success information is appended to the
bank electronic credit
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certificate. After receiving the receipt success information, the payment
amount frozen in the payer
account is unfrozen and transferred to the payee account, and attach the
payment success
information to the bank credit electronic certificate.
[0078] Wherein, the bank credit electronic certificate includes: payer
information, payee
information, payment amount, payment rules U, transaction information,
operation instructions,
user interface and dynamic data.
[0079] The information carrier 40 is used to provide users with interactive
operations and
execute corresponding operation instructions. The information carrier 40 is
further configured to
transmit data information to the manufacturer subsystem 10, the user subsystem
20 and the bank
subsystem 30 in real time.
[0080] The logistics subsystem 50 is used to receive the logistics
information and pickup code
delivered by the information carrier. It is further arranged to generate a
pick up code for receipt
after the logistics company picks up by pick code and attach the pick-up code
to the information
carrier 40. Wherein, the logistics information includes at least commodity
information, delivery
address, and the consignee and shipping address.
[0081] Specifically, the manufacturer subsystem 10 generates the logistics
information
according to the commodity attributes, and attaches the logistics information
to the information
carrier 40 (such as the commodity electronic certificate). Logistics
information includes:
commodity information, pick-up address, and consignee and shipping address.
The manufacturer's
subsystem generates the carrier's pickup code when the commodity is shipped
and attaches the
pickup code to the commodity electronic certificate. The logistics subsystem
50 receives the
logistics information and the pickup code delivered by the information carrier
delivery 40 and
generates the pickup code for the delivery of the commodity after the delivery
company picks up
the pickup code and attaches the pickup success information and the pickup
code to the information
carrier 40. The user subsystem 20 checks the pick-up code received by the user
with the pick-up
code generated by the logistics company stored in the commodity electronic
certificate, and adds
the receipt success information to the information carrier 40 after the
verification succeeds. The
logistics company obtains the commodity according to the delivery code to the
specified address,
and the user subsystem 20 receives the commodity by taking the commodity code,
which can avoid
the situation of posing the commodity and delivering the commodity as the fake
commodity, and
can improve the reliability of the logistics and delivery.
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[0082] In this example, on the basis of the first example, by integrating
the logistics link, the
entire process is completed automatically without human intervention, thereby
ensuring various
loopholes in the logistics link and improving the logistics effectiveness.
[0083] Example 3
[0084] As shown in Figure 3, an intelligent E-commerce system provided in an
example of the
present invention includes a vendor subsystem 10, a user subsystem 20, a bank
subsystem 30, an
information carrier 40, and a logistics sub-module System 50, and further
includes one or any
combination of the insurance subsystem 60, the supplier subsystem 70, and the
supervision
subsystem 80.
[0085] The insurance subsystem 60 is used to receive an insurance
electronic certificate
transmitted by the information carrier 40.
[0086] Wherein, the insurance electronic certificate includes the insured,
beneficiaries, insured
amount, insured, claims rules, operating instructions, user interface and
dynamic data.
[0087] As a preferred solution, the insurance subsystem 60 is further
configured to: after
receiving the claim information in the insurance electronic certificate, match
the information in
the information carrier 40 and calculate and process the claim, and attach the
result of the claim to
the insurance electronic certificate; wherein the claim information is
appended by the user
subsystem 20 to the insurance electronic certificate.
[0088] Through the insurance sub-system 60, if the user selects the
corresponding transaction
insurance policy at the time of purchase, the insurance will automatically
take effect when the
manufacturer confirms the transaction. If the transaction is in danger,
according to the insurance
clause, the information of the buyer's insurance will be automatically
delivered to the insurance
company. The insurance company chooses to handle the claim automatically or
manually
according to the insurance situation, so that it can achieve quick claims,
reduce the claim link and
operation.
[0089] Further optionally, the system can also automatically select the
insurance of transaction
insurance, without further operation of the user to select the insurance.
[0090] The manufacturer subsystem 10 is further configured to determine
whether the
inventory is sufficient, and if the inventory is insufficient, generate raw
material purchase
information and attach the raw material purchase information to the commodity
electronic
certificate.
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[0091] The supplier subsystem 70 is used to receive the raw material
purchase information
delivered by the information carrier, attach the raw material supply
information to the information
carrier 40, and provide the supplier according to the raw material purchase
information.
[0092] The supplier subsystem 70 provides closed-loop application of raw
material
procurement by the manufacturer. The subsystems of the manufacturer 10 perform
the
procurement of raw materials safely and promptly according to the on-line
orders at any time, and
replenish the materials on time to avoid sluggishness of the materials and
preparation of the
materials less likely to affect the progress of commodity, it can increase the
rate of return of funds.
[0093] Further optionally, the manufacturer subsystem 10 is further
configured to: after
receiving the payment success information delivered by the bank credit
electronic certificate,
attach the transaction completion information to the commodity electronic
certificate and generate
the after-sale electronic certificate according to the commodity electronic
certificate; After
receiving the after-sales service information transmitted by the after-sale
electronic certificate, the
after-sales service information that needs to be provided is delivered to the
manufacturer;
[0094] The user subsystem 20 is also used to receive the after-sales
service information
submitted by the user according to the user's needs, and attach the after-
sales service information
to the after-sales electronic certificate.
[0095] The supervisory system 80 is used to receive instruction information
executed by a
manufacturer subsystem, a user subsystem, a bank subsystem, a logistics
subsystem, an insurance
subsystem, and / or a provider subsystem and is also used to acquire the
commodity electronic
certificate, a bank credit electronic certificate, and / or insurance
electronic certificate in the
relevant data information.
[0096] Specifically, supervisory subsystem 80 provides a supervisory big
data interface for
government agencies or third-party regulators. Regulated big data system
collect data from
commodity information, transaction data, payment, credit, buyer transaction
and behaviour, and
provides it to relevant statistical units or regulatory authorities through
intelligent analysis and
calculation. At the same time, it may also authorize the prompt and automatic
handling of the
problems in the transaction to protect the interests of consumers and
manufacturers and ensure the
regulatory authority of the public authorities in online transactions.
[0097] In the example of the present invention, automated business
processing is realized in the
business links such as manufacturers, banks, insurance, logistics, consumers,
after-sales service
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Date Recue/Date Received 2021-02-08
and regulatory depaitments, and the intelligent business logic and intelligent
commodity
circulation are realized. The supply chain Intelligent, intelligent financial
payment, transaction
supervision and intelligence, enabling more real-world business transactions
closer to the realm of
intelligent trading transactions.
[0098] Example 4
[0099] As shown in Figure 4 (a) and Figure 4 (b), a method for implementing
intelligent
electronic commerce provided in an example of the present invention includes
the following steps:
[0100] S402, the manufacturer subsystem encapsulates commodity information,
payment
information, transaction rules, operation instructions and user interaction
interface to generate a
commodity electronic certificate, and publishes the commodity electronic
certificate to the entire
domain.
[0101] S404, the user subsystem acquires the commodity electronic
certificate, performs the
purchase / distribution operation on the commodity electronic certificate, and
adds the purchase /
distribution information and the payment request information to the commodity
electronic
certificate. Attach a payment request to the bank's electronic certificate.
[0102] Wherein the payment request information includes order information,
payer information,
payee information, payment amount. Specifically, the manufacturer subsystem
requests for a blank
bank credit electronic certificate before generating the commodity electronic
certificate, and the
bank subsystem delivers a blank bank credit electronic certificate to the
manufacturer subsystem.
When the manufacturer subsystem generates the commodity electronic
certificate. Generates a
bank electronic credit certificate (the payee information on the card is
blank) containing the payee
information, and the payment request of the user subsystem includes the order
information, the
payee information, the payee information and the payment amount, and then the
user subsystem.
The payment request information is attached to the bank electronic credit
certificate (the payment
information and payee information, payment amount, etc.), and the payment
request information
is transmitted to the banking subsystem through the electronic certificate of
the bank.
[0103] S406: the banking subsystem receives the payment request information
passed in the
bank electronic money certificate, confirms the payment request information,
and waits for the
payment amount corresponding to the bank electronic credit certificate in the
payer account, and
attaches the prepayment success information to the bank credit electronic
certificate.
[0104] Wherein, the bank credit electronic certificate includes: payer
information, payee
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information, payment amount, payment rules U, transaction information,
operation instructions,
user interface and dynamic data. S408, the manufacturer subsystem obtains the
transaction
information from the commodity electronic certificate and the bank electronic
credit certificate,
and confirms the transaction, adds the transaction confirmation information to
the bank electronic
credit certificate.
[0105] S410. The bank system received the bank credit electronic
certificate transfer transaction
confirmation information, transaction confirmation of the payee information
and payment
information in the request of the payee information, the transaction
information to confirm the
order information and payment information comparing the request information in
order
information.
[0106] S412, judging whether the matching is successful, if yes, executing
step S414; otherwise,
executing step S422.
[0107] S414, the banking subsystem attaches the receipt success information
to the bank
electronic certificate.
[0108] S416, the manufacturer subsystem delivers the commodity according to
the information
of the commodity electronic certificate and the bank credit electronic
certificate, and attaches the
shipping information to the commodity electronic certificate.
[0109] As a preferred solution, in order to avoid the material caused by
excessive material
sluggish, too little preparation may affect the production schedule, the
closed-loop application can
also provide manufacturers of raw materials procurement, vendor subsystem at
safe and efficient
for the procurement of raw materials according to the orders online, instant
supplementary material,
it can raise the capital return. Before step S416, the method may further
include:
[0110] Step S4151, the manufacturer subsystem determines whether the
inventory is sufficient,
and if there is not enough inventory, generates raw material purchase
information and attaches it
to the commodity electronic certificate.
[0111] Step S4152, after the supplier subsystem receives the raw material
purchase information,
it supplies the manufacturer.
[0112] S418, after the user receives the commodity, the user subsystem
attaches the successful
information to the commodity electronic certificate and the bank credit
electronic certificate.
[0113] S420: After receiving the receiving success information, the banking
subsystem
unfreezes the frozen payment amount in the payer's account and transfers the
payment amount to
Date Recue/Date Received 2021-02-08
the payee account, and attaches the payment success information to the bank
electronic certificate.
[0114] S422, end the process.
[0115] As another preferred example, in order to avoid the occurrence of
posing as a fake
commodity receipt and improve the reliability of the logistics and delivery,
logistics companies
can use the delivery code to the specified address to obtain the commodity,
the user \ receives the
commodity according to the pick-up code. After the step S416, the step of
integrating the logistics
links further includes:
[0116] Step S41701, the manufacturer subsystem generates the delivery code
of the carrier, and
adds the delivery code to the commodity electronic certificate. Generate
logistics information
according to the commodity attributes; attach the logistics information to the
commodity electronic
certificate.
[0117] Wherein, the logistics information at least includes commodity
information, delivery
address, and the receiver and shipping address.
[0118] Step S41702, the manufacturer subsystem delivers the logistics
information and the
delivery code to the logistics subsystem from the commodity electronic
certificate.
[0119] Step S41704, the logistics subsystem receives the logistics
information and delivery
code delivered by the commodity electronic certificate. After the logistics
company picks up the
delivery code by using the delivery code, the logistics subsystem generates
the delivery code for
the user's receipt, and delivers the delivery success information and the
pickup code attached to
the commodity electronic certificate.
[0120] Step S41706, the user subsystem checks the receipt code input by the
user with the
receipt code generated by the logistics subsystem stored in the commodity
electronic certificate,
and verifies the receipt successfully.
[0121] In this way, the logistics company obtains the commodity according
to the delivery code
to the specified address, and the user subsystem receives the commodity by
taking the commodity
code, which can avoid the situation of posing the commodity and delivering the
commodity as the
fake commodity, and can improve the reliability of the logistics and delivery.
[0122] As another preferred example, in order to achieve rapid claims
settlement, reduce claims
and operations. The above method further includes the following step S416:
[0123] Step S41702, the manufacturer subsystem generates an insurance
electronic certificate
based on the commodity electronic certificate.
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[0124] Wherein, the insurance electronic certificate includes the insured,
beneficiaries, insured
amount, insured, claims rules, operating instructions, user interface and
dynamic data.
[0125] Step S41704, after receiving the claim information in the insurance
electronic certificate,
the insurance subsystem matches the insurance information in the commodity
electronic certificate
and calculates and settles the claim, and adds the result of the claim to the
insurance electronic
certificate.
[0126] The claim information is appended by the user subsystem to the
insurance electronic
certificate. So, if selects the corresponding transaction insurance policy at
the time of purchase,
the insurance will automatically take effect when the manufacturer confirms
the transaction. If the
transaction is in danger, according to the insurance clause, the information
of the buyer's insurance
will be automatically delivered to the insurance company. The insurance
company chooses to
handle the claim automatically or manually according to the insurance
situation, so that it can
achieve quick claims, reduce the claim link and operation.
[0127] Further, the user subsystem transmits the claim information through
the insurance
electronic certificate, and waits for the result of the claim. After the
insurance subsystem attaches
the settlement result to the insurance electronic certificate, the user
subsystem notifies the user of
the settlement result through the insurance electronic certificate.
[0128] In other preferred examples, in order to improve the efficiency of
after-sales service, in
the above method, after step S420, the method further includes:
[0129] Step S421, after receiving the payment success information
transmitted by the bank
electronic credit certificate, the manufacturer subsystem appends the
transaction completion
information to the commodity electronic certificate and generates the after-
sale electronic
certificate according to the commodity electronic certificate.
[0130] Accordingly, the above method further includes:
[0131] Step S423, the user subsystem receives the after-sale service
request information
submitted by the user according to the user's needs, and adds the after-sales
service request
information to the after-sales electronic certificate.
[0132] Step S424, after receiving the after-sales service request message
transmitted by the
after-sales electronic certificate, the manufacturer subsystem provides the
after-sales service to the
user, and attaches the after-sales service information to the after-sales
electronic certificate.
[0133] In other preferred examples, government agencies or third-party
regulatory agencies
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may also be integrated into the system in order to achieve regulatory
oversight of public authorities
in network transactions. The above method may further include the steps of:
[0134] The supervisory system receives instruction information executed by
a manufacturer
subsystem, a user subsystem, a bank subsystem, a logistics subsystem, an
insurance subsystem,
and / or a provider subsystem and acquires the commodity electronic
certificate, a bank credit
electronic certificate, and / or insurance electronic certificate in the
relevant data information.
[0135] The above receiving mode may be real-time dynamic or may be received on
a regular
basis, thus providing a regulatory big data interface for a government
depaiiment or a third-party
regulatory agency. Regulated big data system collect data from commodity
information,
transaction data, payment, credit, buyer transaction and behaviour, and
provides it to relevant
statistical units or regulatory authorities through intelligent analysis and
calculation. At the same
time, it may also authorize the prompt and automatic handling of the problems
in the transaction
to protect the interests of consumers and manufacturers and ensure the
regulatory authority of the
public authorities in online transactions.
[0136] On the basis of the first example described above, the examples of
the present invention
intelligentize the mutual dynamic relationships, data processing and state
transition of the
commodity transaction, the payment, the logistics, the insurance, the after-
sales and the
supervision, and so on, so that to achieve more close to the real business
transactions of the entire
domain of intelligent transactions.
[0137] It should be noted that the technical features of the systems in the
first to third examples
of the system are also applicable in the method examples, and will not be
repeated here. And all
of the above data transmission are encrypted by means of transmission, such as
the use of digital
envelopes for secure communication of data transmission.
[0138] Example 5
[0139] As shown in Figure 5, a method for implementing intelligent electronic
commerce
provided in an example of the present invention is applied to a manufacturer
subsystem, and
includes the following steps:
[0140] S502, the manufacturer subsystem encapsulates commodity information,
payment
information, transaction rules, operation instructions and user interaction
interface to generate a
commodity electronic certificate, and publishes the commodity electronic
certificate to the entire
domain.
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[0141] Specifically, the commodity electronic certificate includes:
commodity information,
payment information, trading rules, operation instructions, user interface,
and dynamic data.
[0142] S504, after obtaining the transaction information from the commodity
electronic
certificate and the bank electronic credit certificate and confirming the
transaction, attaching the
transaction confirmation information to the bank's electronic certificate to
transfer the transaction
information to the banking subsystem by the electronic credit certificate of
the bank.
[0143] Specifically, the bank credit electronic certificate includes: payer
information, payee
information, payment amount, payment rules U, transaction information,
operation instructions,
user interface and dynamic data.
[0144] S506, delivers the commodity according to the information of the
commodity electronic
certificate and the bank credit electronic certificate, and attaches the
shipping information to the
commodity electronic certificate.
[0145] In this example, electronic commodity certificate is generated by a
manufacturer
subsystem, and the electronic commerce data is processed by the direct
commodity electronic
certificate without the need of relying on the platform technical structure
and full-time recording
of commodity transaction information to prevent counterfeit traceability and
ensure that the
consumer buy genuine, so that to achieve the entire network of manufacturers
to provide direct
intellectual trading platform to protect the interests of manufacturers and
consumers.
[0146] Example 6
[0147] As shown in Figure 6, a method for implementing intelligent electronic
commerce
provided in an example of the present invention is applied to a manufacturer
subsystem, and
includes the following steps:
[0148] S602, the manufacturer sub-system encapsulates commodity
information, payment
information, trading rules, logistics information, insurance information,
operation instructions and
user interaction interface to generate the commodity electronic certificate,
and publishes the
commodity electronic certificate to the entire domain.
[0149] S604, obtains the transaction information from the commodity
electronic certificate and
the bank electronic credit certificate, and confirms the transaction, adds the
transaction
confirmation information to the bank electronic credit certificate.
[0150] S606, judging whether the inventory is sufficient, proceeding to
step S608 if there is not
enough stock, and performing step S610 if the stocking is sufficient.
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[0151] S608: generate raw material purchase information and attach it to
the commodity
electronic certificate.
[0152] S610: generate a delivery code of the carrier, generate logistics
information according
to the commodity attributes, and attach a delivery code, shipping information
and logistics
information to the commodity electronic certificate.
[0153] Wherein, the logistics information at least includes commodity
information, carrier's
pick up address, and consignee and receiving address.
[0154] S612, the manufacturer subsystem generates an insurance electronic
certificate based on
the commodity electronic certificate.
[0155] Wherein, the insurance electronic certificate includes the insured,
beneficiaries, insured
amount, insured, claims rules, operating instructions, user interface and
dynamic data.
[0156] S614: after receiving the payment success information transmitted by
the bank
electronic credit certificate, the manufacturer subsystem appends the
transaction completion
information to the commodity electronic certificate and generates the after-
sale electronic
certificate according to the commodity electronic certificate.
[0157] In the example of the present invention, on the basis of the fifth
example, the whole
process is completed automatically by integrating the commodity transaction,
the payment, the
logistics, the insurance, the after-sale and the supervisory system, without
manual intervention, so
as to ensure various vulnerabilities in the transaction process, and realize
the intelligent E-
commerce system that the whole network vendors directly supply platform to
trade mode, which
improves the safety and efficiency of commodity trading.
[0158] Example 7
[0159] As shown in Figure 7, a method for implementing intelligent electronic
commerce
provided by an example of the present invention is applied to a user
subsystem. The method
includes:
[0160] S702, the user subsystem acquires the commodity electronic
certificate, performs the
purchase / distribution operation on the commodity electronic certificate, and
attaches the purchase
/ distribution information and the payment request to the commodity electronic
certificate; and
attaches the payment request information to the electronic credit certificate
of the bank.
[0161] S704, after the user receives the commodity, the user subsystem
attaches the successful
information to the commodity electronic certificate and the bank credit
electronic certificate.
Date Recue/Date Received 2021-02-08
[0162] Specifically, the user subsystem checks the pick-up code input by
the user with the pick-
up code generated by the logistics subsystem stored in the commodity
electronic certificate, and
after the verification is successful, adds the receiving success information
to the commodity
electronic certificate and the bank credit electronic certificate.
[0163] S706: the user subsystem receives the after-sales service
information submitted by the
user according to the user's needs, and attach the after-sales service
information to the after-sales
electronic certificate
[0164] In this example of the present invention, E-commerce data processing
is performed
directly on the electronic stamp certificate without the need of relying on
the platform technology
structure, and records the transaction information of the commodity throughout
the process so as
to prevent counterfeit traceability and ensure that the consumer buy genuine,
so that to achieve the
entire network of manufacturers to provide direct intellectual trading
platform to protect the
interests of manufacturers and consumers.
[0165] Example 8
[0166] As shown in Figure 8, a method for implementing intelligent electronic
commerce
provided by an example of the present invention is applied to a bank
subsystem. The method
includes:
[0167] S802: the banking subsystem receives the payment request information
passed in the
user electronic money certificate, confirms the payment request information,
and waits for the
payment amount corresponding to the bank electronic credit certificate in the
payer account, and
attaches the prepayment success information to the bank credit electronic
certificate.
[0168] Wherein, the bank credit electronic certificate includes: payer
information, payee
information, payment amount, payment rules U, transaction information,
operation instructions,
user interface and dynamic data.
[0169] S804: The receiving module receives, after receiving the transaction
confirmation
information transmitted by the bank electronic credit certificate, the payee
information and the
payee information in the payment request information, the order information of
the transaction
confirmation information in the transaction confirmation information and order
information in the
payment request information for comparison, and if the matching is successful,
appending the
information of receiving a certificate of success to a bank electronic credit
certificate.
[0170] S806: The settlement module after receiving the receipt success
information transmitted
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Date Recue/Date Received 2021-02-08
by the bank electronic credit certificate, unfreeze and allocate the frozen
payment amount in the
payer account to the payee account, and attach the payment success information
to the bank credit
electronic certificate.
[0171] In the example of the present invention, a bank electronic
certificate is generated by a
bank subsystem, and the payment operation is performed by using a bank
electronic credit
certificate, thereby solving the defect that there is a deposit-taking bank
fund in the third-party
payment of the existing E-commerce platform and eliminating the financial
risk.
[0172] Example 9
[0173] Figure 9 (a) and Figure 9 (b) are respectively a flow chart and a
schematic diagram of a
method for implementing an intelligent E-commerce system according to an
example of the
present invention.
[0174] As shown in Figure 9 (a), the method for implementing a smart E-
commerce system
provided by the example of the present invention may include the following
steps:
[0175] S901: the manufacturer subsystem generates the commodity electronic
certificate from
the commodity information, the logistics information, the insurance
information, the payment
information, the trading rule, the operation instruction and the user
interface (UI), and publishes
the commodity electronic certificate to the entire domain.
[0176] S902, after the user subsystem browses and retrieves the commodity
electronic
certificate, it performs the purchase and distribution operations on the
commodity electronic
certificate and transmits the purchase and distribution information to the
manufacturer subsystem;
when the manufacturer subsystem detects that the supply is insufficient,
purchase the raw materials
from the supplier subsystem according to the purchase and distribution
information, and make the
production according to the purchase and distribution information.
[0177] S903, the bank subsystem uses a bank credit electronic certificate
to freeze the prepaid
amount of the commodity in the buyer's account, complete the prepayment, and
transmit the
prepayment information to the manufacturer subsystem. The manufacturer
subsystem executes the
shipping instructions based on the successful advance payment message returned
by the bank
credit electronic certificate.
[0178] In specific implementation, the manufacturer subsystem obtains the
transaction
information from the commodity electronic certificate and the bank electronic
credit certificate
and confirming the transaction, attaching the transaction confirmation
information to the bank's
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Date Recue/Date Received 2021-02-08
electronic certificate to transfer the transaction information to the banking
subsystem by the
electronic credit certificate of the bank. After receipt of the transaction
confirmation message, the
banking subsystem will freeze the payment amount corresponding to the bank's
electronic
certificate in the payer's account and append the information of successful
freezing to the bank's
electronic certificate. The manufacturer's subsystem is shipped according to
the information of the
commodity electronic certificate and the bank credit electronic certificate.
[0179] S904: After the manufacturer subsystem executes the delivery, the
logistics subsystem
receives the pickup code generated by the manufacturer subsystem, picks up the
pickup code at
the designated storage point and generates the pickup code for picking up the
user subsystem. The
commodity shipped to users, allowing users to confirm receipt of commodity
receipt.
[0180] S905: After confirming the commodity receipt, verifying the
commodity information,
the delivery information, the confirmation receipt information, the advance
payment information
and the commodity electronic certificate transaction rules of the transaction
after successfully
verifying the receipt, and the payment order is transmitted to the banking
subsystem through the
bank's electronic certificate interface, and the bank subsystem unfreezes the
prepaid amount frozen
in the payment account and transfers it to the recipient account.
[0181] As shown in Figure 9 (b), during the manufacturing process of the
manufacturer, when
the manufacturer subsystem detects that the raw materials are not enough, the
raw materials are
automatically purchased from the supplier subsystem. The supplier subsystem
performs the
payment through the electronic certificate of the bank and the manufacturer
subsystem settlement,
the supplier subsystem through the carrier of electronic certificate dock with
the logistics
subsystem, the raw materials delivered to the vendor, the transaction process
of supplier subsystem
and vendor subsystem can be carried out by insurance electronic certificate.
[0182] After receiving the raw materials from the supplier subsystem, the
manufacturer
subsystem performs commodity, and after the commodity is completed, the
manufactured
commodity is put into stock. The manufacturer subsystem generates the
electronic certificate. The
specific manufacturer subsystem generates the commodity electronic certificate
from the
commodity information, the logistics information, the insurance information,
the payment
information, the trading rules, the operation instruction and the user
interface (UI).
[0183] The manufacturer subsystem publishes the commodity electronic
certificate to the entire
domain and displays it. The electronic certificate can be displayed on the PC
terminal, the mobile
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Date Recue/Date Received 2021-02-08
device, etc., so that the consumer can browse the electronic certificate of
the commodity and
operate directly on the electronic certificate of the commodity. Including
purchase operation,
distribution operation, etc. The purchase / distribution operation is paid
through a bank electronic
credit certificate. The transaction process is implemented through insurance.
The bank subsystem
uses the electronic certificate of the bank to freeze the prepaid amount of
the commodity in the
buyer's account, complete the pre-payment, and deliver the advance payment
information to the
manufacturer subsystem.
[0184] The manufacturer subsystem processes the purchase / distribution
operation of the
consumer. After receiving the prepayment information, the manufacturer
subsystem confirms the
advance payment and confirms the order transaction, executes the delivery,
communicates with
the logistics subsystem through the logistics information, and the specific
logistics subsystem can
deliver the commodity to consumers through the electronic certificate of
logistics. The consumer
confirms receipt by taking the commodity. After verifying the receipt, the
manufacturer subsystem
verifies the transaction data and after successful verification, transmits the
payment instruction to
the bank subsystem through the electronic certificate interface provided by
the bank, and the
banking subsystem releases the prepaid amount frozen in the payment account
and transfers it to
the recipient's account. This transaction is completed. If further after-sales
service, the
manufacturer subsystem implementation of after-sales service, such as
warranty, installation and
so on. The supervision subsystem supervises the data information of the whole
transaction process.
[0185] Example 10
[0186] As shown in Figure 10, a device for implementing intelligent
electronic commerce
provided by an example of the present invention is applied to a manufacturer
subsystem. The
device includes a generating module 101, a publishing module 102, a
transaction confirmation
module 103, and a shipping module 104.
[0187] The generating module 101 is used to encapsulate commodity information,
payment
information, transaction rules and operation instructions, and generate a
commodity electronic
certificate by the user interaction interface.
[0188] Preferably, the generating module 101 may also generate the
commodity electronic
certificate in combination with the logistics information and the insurance
information. The user
interface rules is the human-computer interface displayed on the commodity
electronic certificate.
The generated commodity electronic certificate can prevent false traceability
and ensure that
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Date Recue/Date Received 2021-02-08
consumers buy genuine products to protect the interests of manufacturers and
consumers.
[0189] The publishing module 102 is used to publish the commodity
electronic certificate to
the entire domain.
[0190] Specifically, the posting module 102 publishes the commodity
electronic certificate to
the entire domain through WeChat, email, display platform and / or offline
mode for browsing and
purchase by consumers and distributors. Commodities electronic certificate can
circulate across
the entire network, it can exist in the PC side, mobile devices, text
messages, email and other media
or equipment, as long as there is network communication, transactions can be
conducted at any
time and anywhere without relying on the E-commerce platform, so as to realize
the platform
trading mode of direct supply of the whole network.
[0191] The transaction confirmation module 103 is used to obtain the
transaction information
from the commodity electronic certificate and the bank electronic credit
certificate and confirming
the transaction, attaching the transaction confirmation information to the
bank's electronic
certificate to transfer the transaction information to the banking subsystem
by the electronic credit
certificate of the bank.
[0192] The shipping module 104 delivers the commodity according to the
information of the
commodity electronic certificate and the bank credit electronic certificate,
and attaches the
shipping information to the commodity electronic certificate.
[0193] In this example, electronic commodity certificate is generated by a
manufacturer
subsystem, and the electronic commerce data is processed by the direct
commodity electronic
certificate without the need of relying on the platform technical structure
and full-time recording
of commodity transaction information to prevent counterfeit traceability and
ensure that the
consumer buy genuine, so that to achieve the entire network of manufacturers
to provide direct
intellectual trading platform to protect the interests of manufacturers and
consumers.
[0194] Example 11
[0195] As shown in Figure 11, a device for implementing intelligent
electronic commerce
provided by an example of the present invention is applied to a manufacturer
subsystem. The
device includes, on the basis of Example 10, a generating module 101, a
publishing module 102,
a transaction. The confirmation module 103 and the delivery module 104, and
further includes one
or more combinations of the logistics module 105, the insurance service module
106, the supplier
module 107 and the after-sales service module 108.
Date Recue/Date Received 2021-02-08
[0196] The logistics module 105 is used to generate the logistics
information according to the
commodity attributes, and add the logistics information to the commodity
electronic certificate,
wherein the logistics information at least includes the carrier's pickup code.
[0197] Specifically, the logistics information may further include:
commodity information,
carrier's pick-up address, and receiver and receiving address. The logistics
company gets the
information of commodity transportation, and the system also generates the
pick-up code on the
commodity electronic certificate to deliver to the user subsystem according to
the pick-up code.
After delivery, the logistics company will deliver the commodity to the buyer,
and the buyer
confirms the commodity receipt according to the pick-up code of the commodity
electronic
certificate. By integrating the logistics link, the entire process is
completed automatically without
human intervention, thereby ensuring various loopholes in the logistics link
and improving the
logistics effectiveness.
[0198] The insurance service module 106 is used to generate an insurance
electronic certificate
according to the commodity electronic certificate and deliver the insurance
electronic certificate
to the insurance subsystem. Wherein, the insurance electronic certificate
includes the insured,
beneficiaries, insured amount, insured, claims rules, operating instructions,
user interface and
dynamic data.
[0199] Specifically, if the user purchases the corresponding transaction
insurance policy
automatically or manually when the manufacturer confirms the transaction, the
insurance will
automatically take effect when the manufacturer confirms the transaction. If
the transaction is in
danger, according to the insurance clause, the information of the buyer's
insurance will be
automatically delivered to the insurance company. The insurance company
chooses to handle the
claim automatically or manually according to the insurance situation, so that
it can achieve quick
claims, reduce the claim link and operation.
[0200] The supplier module 107 is used to determine whether the inventory
is sufficient, and if
the inventory is insufficient, generate the raw material purchase information
and deliver it to the
supplier subsystem to purchase the raw material and customize the commodity.
[0201] Specifically, the supplier module 107 communicates with the supplier
subsystem to
provide the vendor with a closed-loop application for purchasing raw
materials. Make the
manufacturer to carry on the purchase of raw material safely and quickly
according to the condition
of the online order, and replenish the material immediately. Thus, it can
avoid too much material,
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Date Recue/Date Received 2021-02-08
too little material, too little material may affect the production schedule,
and improve the return
rate of funds.
[0202] The after-sales service module 108 is used to: after receiving the
payment success
information delivered by the bank electronic certificate, append the
transaction completion
information to the commodity electronic certificate and generate the after-
sale electronic certificate
according to the commodity electronic certificate.
[0203] In the example of the present invention, on the basis of the tenth
example, the whole
process is completed automatically by integrating the commodity transaction,
the payment, the
logistics, the insurance, the after-sale and the supervisory system, without
manual intervention, so
as to ensure various vulnerabilities in the transaction process, and realize
the intelligent E-
commerce system that the whole network vendors directly supply platform to
trade mode, which
improves the safety and efficiency of commodity trading.
[0204] Example 12
[0205] As shown in Figure 12, a device for implementing intelligent
electronic commerce
provided by an example of the present invention is applied to a user
subsystem. The device
includes an operation module 201, a pre-payment module 202, and a receiving
module 203.
[0206] The operation module 201 is used to obtain a commodity electronic
certificate and
perform a purchase / distribution operation on the commodity electronic
certificate.
[0207] A pre-payment module 202 is configured to set the purchase /
distribution information
and the payment request information is attached to the commodity electronic
certificate; the
payment request is appended to the bank credit electronic certificate; payment
request information
includes order information, payer information, payee information, payment
amount.
[0208] receiving module 203, set to receive the commodity after the
receipt, the commodity
receipt information is attached to the success of the electronic certificate
and the bank certificate.
[0209] As a preferred solution, the receiving module 203 checks the pick-up
code input by the
user with the pick-up code generated by the logistics company stored in the
commodity electronic
certificate, and after the verification is successful, adds the receiving
success information to the
commodity electronic certificate and bank credit electronic certificate.
[0210] As another preferred solution, the device may further include a
service request module
configured to receive the after-sale service request information submitted by
the user according to
the user's requirement, and attach the after-sale service request information
to the after-sale
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Date Recue/Date Received 2021-02-08
electronic certificate.
[0211] In this example of the present invention, E-commerce data processing
is performed
directly on the electronic stamp certificate without the need of relying on
the platform technology
structure, and records the transaction information of the commodity throughout
the process so as
to prevent counterfeit traceability and ensure that the consumer buy genuine,
so that to achieve the
entire network of manufacturers to provide direct intellectual trading
platform to protect the
interests of manufacturers and consumers.
[0212] Example 13
[0213] As shown in Figure 13, a device for implementing intelligent
electronic commerce
provided in an example of the present invention is applied to a bank
subsystem. The device
includes a card issuing module 301, a card collection module 302, and a
solution payment module
303.
[0214] The issuing module 301, the banking subsystem receives the payment
request
information passed in the bank electronic money certificate, confirms the
payment request
information, and waits for the payment amount corresponding to the bank
electronic credit
certificate in the payer account, and attaches the prepayment success
information to the bank credit
electronic certificate.
[0215] Wherein, the bank electronic credit certificate includes: payer
information, payee
information, payment amount, payment rules, transaction information, operation
instructions, user
interaction interface and dynamic data and data information.
[0216] The receiving module 302 receives, after receiving the transaction
confirmation
information transmitted by the bank electronic credit certificate, the payee
information and the
payee information in the payment request information, the order information of
the transaction
confirmation information in the transaction confirmation information and order
information in the
payment request information for comparison, and if the matching is successful,
appending the
information of receiving a certificate of success to a bank electronic credit
certificate.
[0217] The settlement module 303 is used to, after receiving the receipt
success information
transmitted by the bank electronic credit certificate, unfreeze and allocate
the frozen payment
amount in the payer account to the payee account, and attach the payment
success information to
the bank credit electronic certificate.
[0218] In the example of the present invention, a bank electronic
certificate is generated by a
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Date Recue/Date Received 2021-02-08
bank subsystem, and the payment operation is performed by using a bank
electronic credit
certificate, thereby solving the defect that there is a deposit-taking bank
fund in the third-party
payment of the existing E-commerce platform and eliminating the financial
risk.
[0219] Example 14
[0220] Figure 14 is a schematic diagram of an intelligent E-commerce system
provided in
Example 14 of the present invention. The system in the examples of the present
invention
interfaces with the ERP system in the manufacturing enterprise, and is fully
intelligent from the
realization of the widening of commodity and the trade of commodity. Details
as follows:
[0221] The enterprise ERP system imports the information into the manufacturer
subsystem,
and specifically includes collecting commodity information, logistics
information, payment
information, insurance information, trading rules, operation instructions and
user interface / UI.
The manufacturer subsystem collects the above information and packages. And
through the data
encryption to generate commodity electronic certificate, and publish,
specifically through the CA
system for encryption, the commodity electronic certificate can also be stored
in a cloud storage
system.
[0222]
The issuance of the commodity electronic certificate is transmitted from the
network to
the entire network through the communication system and can be displayed on
the display platform.
Specifically, the electronic certificate can be displayed on devices such as
mobile terminals and
PC terminals. The present invention is not limited to the specific platform
for display. Search can
be conducted in the whole domain, and consumers can search for electronic
certificate. Display
platform for the display of commodity electronic certificate, consumers can
browse, the user
subsystem can retrieve the commodity electronic certificate, and then perform
the purchase of
commodity on the electronic certificate, consignment or purchase operation,
the purchase and
distribution of information to the vendor subsystem. The manufacturer
subsystem processes the
payment information, confirms the payment information on the commodity
electronic certificate,
makes a pre-payment through the bank electronic credit certificate, and the
bank subsystem uses
the payment integrator to freeze the prepaid amount of the commodity in the
buyer's account,
completes the prepayment, and delivers the prepayment. The success information
is attached to
the bank electronic credit certificate, and the prepayment information is
delivered to the
manufacturer subsystem. The manufacturer subsystem executes the delivery
instruction according
to the successful prepayment message returned by the bank electronic
certificate. After the
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Date Recue/Date Received 2021-02-08
manufacturer subsystem performs the delivery, the logistics. The subsystem
receives the pick-up
code generated by the vendor subsystem, picks up the pick-up code at the
designated storage
location and generates a receipt code to pick up the user subsystem, which
delivers the commodity
to the consumer, thus the consumer confirms the receipt by virtue of the stock
code. After
confirming the commodity receipt, verifying the commodity information, the
delivery information,
the confirmation receipt information, the advance payment information and the
commodity
electronic certificate transaction rules of the transaction after successfully
verifying the receipt,
and the payment order is transmitted to the banking subsystem through the
bank's electronic
certificate interface, and the bank subsystem unfreezes the prepaid amount
frozen in the payment
account and transfers it to the recipient account.
[0223] The manufacturer subsystem will purchase, distribution, sale
information to the
enterprise ERP system.
[0224] If further after-sales service, the manufacturer subsystem
implementation of after-sales
service, such as warranty, installation and so on. In the return, transaction
error, etc., the insurance
automatically take effect.
[0225] The manufacturer subsystem generates an insurance electronic
certificate according to
the commodity electronic certificate and delivers it to the insurance
subsystem. After receiving the
claim information in the insurance electronic certificate, match the insurance
information in
electronic certificate and calculate the claim, and attach the claim result to
the insurance electronic
certificate; wherein, the claim information is attached to the insurance
electronic certificate by the
user subsystem.
[0226] Further optionally, when receiving the purchase request, the
manufacturer subsystem
may further determine whether the inventory is sufficient, and if the
inventory is insufficient,
generate the procurement information of the raw material to be delivered to
the supplier subsystem
for purchasing the raw material and customize the commodity; if the stock is
adequate, the delivery
will be carried out.
[0227] The supplier subsystem receives the purchasing information of raw
materials from the
manufacturer subsystem, and supplies the supplier according to the raw
materials. The supplier
subsystem distributes the raw materials to the manufacturer's subsystems
through the logistics
subsystem, freezes the manufacturer's purchase payment amount through the
bank's electronic
certificate, unfreezes after the manufacturer confirms receipt of the raw
materials, the banking
Date Recue/Date Received 2021-02-08
subsystem unfreezes the unfrozen purchase payment amount. The payee account
will be
transferred to the payee account.
[0228] Further optionally, the supervisory subsystem supervises the data
information of the
entire transaction process. The supervisory system receives instruction
information executed by a
manufacturer subsystem, a user subsystem, a bank subsystem, a logistics
subsystem, an insurance
subsystem, and / or a provider subsystem and acquires the commodity electronic
certificate, a bank
credit electronic certificate, and / or insurance electronic certificate in
the relevant data information.
Specifically, the regulatory subsystem provides a supervisory big data
interface for government
agencies, manufacturers or third-party regulators. Regulated big data system
collect data from
commodity information, transaction data, payment, credit, buyer transaction
and behaviour, and
provides it to relevant statistical units or regulatory authorities through
intelligent analysis and
calculation. At the same time, it may also authorize the prompt and automatic
handling of the
problems in the transaction to protect the interests of consumers and
manufacturers and ensure the
regulatory authority of the public authorities in online transactions.
[0229] In the example of the present invention, the commodity electronic
certificate can
circulate on the whole network and can exist in media or devices such as a PC
terminal, a mobile
device, a short message, an email and so on, and can be traded whenever and
wherever there is
network communication. The electronic certificate uses commodity manufacturers
to generate
encryption and other security technologies, to ensure that commodity
production is generated by
the manufacturer, and dynamic data records of each link, to achieve
traceability, manufacturers
direct supply and marketing of commodity, it has greatly reduced the cost to
achieve more benefit
to consumers.
[0230] In this example of the present invention, a user can deliver his own
demand to a
manufacturer in real time through a communication system, and the manufacturer
can customize
the commodity according to the data provided by the user after the user needs.
The examples of
the present invention can also communicate with the manufacturer's ERP system
in real time with
the input and output interfaces, commodity sales, agency and transaction data
of the enterprise
ERP system, so that the manufacturer can formulate a commodity plan according
to the data and
effectively use the large data. The examples of the present invention also
provide the closed-loop
application of raw material procurement by the manufacturer. The manufacturer
can make use of
the payment provided by the system at any time according to the data purchased
by the user. The
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procurement of raw materials cannot be safely and quickly performed according
to the online order
situation.
[0231]
The present invention uses a bank electronic credit certificate for payment
operations,
due to the payment of funds in the buyer's account is frozen, after the
arrival of the funds in the
unfreeze and pay to the seller. In the whole transaction process, funds do not
exist in the accounts
of buyers and sellers, rather than on third party accounts, so as to solve the
defects of the existing
third party payment of E-commerce platform, and eliminate financial risks. The
present invention
has "express service integrator" deployed in various logistics companies.
After the user completes
the purchase transaction, once the manufacturer confirms the transaction and
executes the
"dispatch" instruction, the logistics company will automatically through the
"express business
integration" manufacturers commissioned transportation command information and
get the
"delivery", according to the manufacturer's logistics company "delivery", to
the manufacturer
designated delivery point of delivery and transportation, the commodity
shipped to the buyer, the
buyer of commodity according to the electronic certificate dynamically
generated "pick up"
confirmation the receipt, the completion of the transaction. The above
processes are done
automatically without human intervention, thus ensuring various leaks in the
logistics chain and
improving the logistics efficiency.
[0232]
The present invention has an "insurance service integrator" deployed in an
insurance
company. If the buyer selects the corresponding transaction insurance type
automatically or
manually at the time of purchase, the insurance type automatically takes
effect when the
manufacturer confirms the transaction. If the transaction is in danger.
According to the terms of
the insurance, buyer's information will be automatically delivered to the
insurance company, the
insurance company chooses the claims automatically or manually according to
the condition of the
insurance, which really realizes the quick claim. The link of claims is
reduced and the operation is
simpler.
[0233] The monitoring subsystem in the examples of the present invention may
be deployed in
government depai ____________________________________________________________
intents, third-party regulatory agencies, etc. to monitor data collection from
big
data such as commodity information, transaction data, payment, reputation,
user transaction and
behaviour, analysis and calculation of authorization provided to the relevant
statistical units,
regulatory authorities, while the regulatory system can also authorize the
timely handling of issues
in the transaction to take measures to protect the interests of consumers,
manufacturers, regulatory
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Date Recue/Date Received 2021-02-08
system, the realization of a big data to achieve regulatory network
transactions.
[0234] In addition, an example of the present invention further provides an
implementation
system of an intelligent electronic commerce, which includes the
implementation device applied
to a manufacturer subsystem, the implementation device applied to a user
subsystem in the
foregoing example, and the implementation device applied to bank subsystem
implementation
device, not repeat here.
[0235] It should be noted that the technical features in the foregoing
system examples are also
applicable in the corresponding method and device examples, and are not
repeated in each example
in order to save space.
[0236] The general technicians of this field can understand and implement
all or parts of steps
in the above-mentioned examples that can complete the procedure by controlling
relevant
hardware, and the said procedure can be stored in a readable storage media of
a computer such as
ROM/RAM, disk and light disk.
[0237] The preferred examples of the present invention have been described
above with
reference to the accompanying drawings, which are not to limit the scope of
the present invention.
without departing from the scope and spirit of the invention, there are
various modifications to
realize the example, such as the character of one example may be implemented
in another example,
and then another example occurs Any modifications, equivalents, and
modifications that come
within the technical concept of the invention are intended to be within the
right scope of the
invention. Industrial utility
[0238] The present invention provides an intelligent electronic commerce
system and its
implementation method and device, through the direct conduct of commodity
activities on the
information carrier, without relying on the platform technology architecture,
and the entire record
of commodity transaction information, it can prevent the counterfeit source,
ensure that consumers
purchase the genuine products, and realize the platform based intelligent
transaction mode that is
directly supplied by the entire domain providers, so as to protect the
interests of vendors and
consumers.
[0239] Second, through the use of bank credit electronic certificate for
payment operations,
since the payment is frozen in the buyer's account, the funds is transferred
to the seller after the
arrival of the commodity. The entire transaction proceeds only in the account
of the buyer and the
seller, it not on the third party account, it solves the defects of the
existing third party payment for
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Date Recue/Date Received 2021-02-08
the existence of the funds for the existence of the deposit of the bank and
put an end to the financial
risk.
[0240] In addition, through the integration of commodity trading links,
payment links, logistics
links, insurance links and regulatory systems, the whole process is completed
automatically,
without manual intervention, so as to ensure various vulnerabilities in the
transaction process, and
realize the intelligent E-commerce system that the whole network vendors
directly supply platform
to trade mode, which improves the safety and efficiency of commodity trading.
[0241] The E-commerce transactions among the commodity transaction,
payment, logistics,
insurance, regulatory links and other data between the dynamic relationship
between the
processing and status of automatic processing, reduce manual intervention, and
realize the
automated business processing of business links such as manufacturers,
suppliers, banks, insurance,
logistics, regulators and consumers, and realize the business logic
intelligence, intelligent
commodity circulation, intelligent supply chain, financial payment
intelligent, intelligent
transaction management.
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