Note: Descriptions are shown in the official language in which they were submitted.
DATA PROCESSING METHOD AND APPARATUS
Technical Field
[0001] The present invention relates to the field of electronic information
technology, and in
particular, to a data processing method and device.
Background Technology
[0002] With the rapid development of the Internet, an upsurge of issuing
electronic red envelopes
has emerged on the Internet. At present, the way of issuing red envelopes is
as follows:
First, a certain amount of money is filled into the red envelope to generate
the red
envelope, then the receiver receives the red envelope, and finally the
receiver obtains the
same amount of money in the red envelope. During the period when the issuer
generates
red envelopes and the receiver obtains red envelopes, the funds charged in the
red
envelopes are frozen and can no longer be used. As a result, a large number of
funds are
frozen and idle and cannot be used effectively, which seriously affects the
efficiency of
resource utilization, and affects the terminal's flexibility of delivering and
receiving
resources at the same time.
Technical problem
[0003] The main purpose of the present invention is to provide a data
processing method and
device aiming to solve the above technical problems, improve the utilization
efficiency of
resources, and improve the flexibility of the terminal to deliver and receive
resources.
Problem solving solution
Technical solutions
[0004] In order to achieve the above object, the present invention provides a
data processing
method applied to a terminal, which includes the following steps:
[0005] Obtaining the first sub-file of the resource file;
[0006] Deliver an acquisition request for acquiring a second sub-file of the
resource file to the
server according to the first sub-file
[0007] Receiving a second sub-file of the resource file delivered by the
server according to the
acquisition request.
[0008] The present invention also provides a data processing method applied to
a server, which
includes the following steps:
[0009] Delivering a first sub-file of the resource file to the terminal;
[0010] Receiving an acquisition request for acquiring a second sub-file of the
resource file
delivered by the terminal according to a first sub-file of the resource file;
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[0011] Deliver a second sub-file of the resource file to the terminal or the
terminal user's account
according to the acquisition request.
[0012] The present invention simultaneously proposes a data processing device
applied to a
terminal, the device comprising:
[0013] An acquisition module is set to obtain the first sub-file of the
resource file;
[0014] A request module is set to deliver a request for obtaining a second sub-
file of the resource
file to the server according to the first sub-file;
[0015] A receiving module is set to receive a second sub-file of the resource
file delivered by the
server according to the acquisition request.
[0016] The present invention also proposes a data processing device applied to
a server, and the
device includes:
[0017] A resource file delivery module is set to deliver the first sub-file of
the resource file to the
terminal;
[0018] An acquisition request receiving module is set to receive an
acquisition request of the
second sub-file of the resource file delivered by the terminal according to
the first sub-file;
[0019] A processing module is set to deliver the second sub-file of the
resource file to the terminal
or the terminal user's account according to the acquisition request.
[0020] The present invention also proposes a data processing method including
the following
steps:
[0021] The first bank server generates an electronic red envelope according to
a user request of the
First Terminal, and delivers the electronic red envelope to the second
terminal;
[0022] The Second Terminal delivers a request for acquiring a Bank Credit
Certificate to the
second bank server according to the envelope of the electronic red envelope.
[0023] The first bank server receives the request for acquiring the Bank
Credit Certificate
forwarded by the second bank server, and generates a Bank Credit Certificate
by freezing
the amount of the corresponding electronic red envelope in the bank account of
the First
Terminal user according to the request, and deliver the Bank Credit
Certificate to the
second bank server;
[0024] The Second Terminal receives the Bank Credit Certificate delivered by
the second bank
server, and delivers a withdrawal request for the electronic red envelope to
the second bank
server according to the Bank Credit Certificate;
[0025] The second bank server notifies the first bank server to release the
frozen amount in the
bank account of the First Terminal user according to the withdrawal request.
The amount
corresponding to the electronic red envelope in the bank account is
transferred to the bank
account of the Second Terminal user.
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The beneficial effect of the invention
Beneficial effect
[0026] The invention provides a method of data processing by setting up a
resource file that lacks
the second sub-file, when the resource file receiver receives the first sub-
file of the
resource file, the second sub-file is delivered according to the request of
the resource file
receiver. As a result, during the period between the issuer generating the
resource file and
the receiver acquiring the second sub-file of the resource file, the financial
resources of the
resource file are not frozen in the resource file, but are still in the
issuer's account, The
resources can be used flexibly, which effectively avoid the freezing of
resources when
generating resource files, and thaw the resources until the resources are
collected. The
utilization efficiency of resources is effectively improved, and meanwhile,
the flexibility of
delivering and receiving resources of the terminal is improved.
A brief description of the drawings
Brief Description
[0027] Figure 1 is a flowchart of a data processing method according to a
first example of the
present invention;
[0028] Figure 2 is a flowchart of a data processing method applied to a
terminal according to a
first example of the present invention;
[0029] Figure 3 is a flowchart of a data processing method applied to a server
according to a first
example of the present invention;
[0030] Figure 4 is a flowchart of a data processing method according to a
second example of the
present invention;
[0031] Figure 5 is a flowchart of a data processing method applied to a
terminal according to a
second example of the present invention;
[0032] Figure 6 is a flowchart of a data processing method applied to a server
according to a
second example of the present invention;
[0033] Figure 7 is a flowchart of a data processing method according to a
third example of the
present invention;
[0034] Figure 8 is a flowchart of a data processing method applied to a
terminal according to a
third example of the present invention;
[0035] Figure 9 is a flowchart of a data processing method according to a
fourth example of the
present invention;
[0036] Figure 10 is a flowchart of a data processing method applied to a
terminal according to a
fourth example of the present invention;
[0037] Figure 11 is a flowchart of a data processing method according to a
fifth example of the
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present invention;
[0038] Figure 12 is a schematic diagram of information exchange of an
electronic red envelope
according to an example of the present invention;
[0039] Figure 13 is a schematic diagram of information interaction based on an
electronic red
envelope in each subject according to an example of the present invention;
[0040] Figure 14 is an information interaction diagram of an electronic red
envelope in the prior
art;
[0041] Figure 15 is a schematic diagram of information exchange based on
electronic red
envelopes of various entities in the existing technology;
[0042] Figure 16 is a schematic diagram of another information interaction
based on an electronic
red envelope for each subject in the example of the present invention;
[0043] Figure 17 is a schematic block diagram of a data processing system
according to a sixth
example of the present invention;
[0044] Figure 18 is a block diagram of a server of the data processing system
of Figure 17;
[0045] Figure 19 is a block diagram of a data processing device applied to a
terminal according to
a seventh example of the present invention;
[0046] Figure 20 is a block diagram of a request module of the data processing
device in Figure
19;
[0047] Figure 21 is a block diagram of a data processing device applied to a
server according to an
eighth example of the present invention.
[0048] The realization of the object of the present invention, features and
advantages of the
present invention will be further described with reference to the accompanying
drawings.
Examples of the Invention
Implementation pattern of the present invention
[0049] It is to be understood that the specific examples described herein are
merely illustrative of
the invention but not intended to limit the invention. It is to be understood
that the specific
examples described herein are merely illustrative of the invention but not
intended to limit
the invention.
[0050] In the example of the present invention, the resource file refers to an
electronic file capable
of distributing resources on a network. The resource file includes a first sub-
file and a
second sub-file set in the first sub-file. The first file is usually sealed,
and the second
sub-file contains the resource of the resource file. For example, electronic
files of red
envelopes is a typical type of resource file. Financial resources such as
electronic
certificate and electronic consumption coupons can be issued through
electronic files of red
envelopes. Electronic files of red envelopes usually include envelopes (that
is, the first
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sub-file) and the contents in the envelope i.e., the second sub-file
document), the envelope
is usually provided with a seal, and the content can be obtained by opening
the seal on the
envelope. The content is the electronic certificate and the electronic
consumption coupons
and other resources. Electronic certificate includes Bank Credit Certificate,
Object Credit
Certificate or other electronic certificate. The electronic consumption coupon
may be
coupons, discount coupons, group purchase coupons, coin certificate, voucher,
and so on.
[0051] Wherein, Bank Credit Certificate refers to an electronic credit
certificate generated by a
resource management institution (such as a bank) that freezes its credit line
or a certain
amount of funds in its account according to an application of an issuer; After
receiving the
electronic certificate, the resource management institution binds the
electronic certificate to
the recipient to complete the receiving. After the receiving, the recipient
can apply for
withdrawal, and after receiving the request for withdrawal, the receiving
organization (such
as the receiving bank) and the issuing institution (such as the issuing bank)
transfer the
funds, and the recipient can obtain the funds frozen by the issuer through the
electronic
certificate. In the bank version of electronic red envelope (i.e., electronic
files of red
envelopes), the issuer is the enterprise that applies to the bank for issuing
the electronic red
envelopes. After receiving the electronic red envelope, the user enters
his/her bank account
information at the recipient of Bank Credit Certificate and applies for the
bank's receipt.
The bank transfers the funds to the account for verification within the agreed
time.
[0052] The business process of Bank Credit Certificate is as follows:
[0053] 1.1. The issuer applies to the issuing bank for issuing the certificate
through the Internet or
by other means;
[0054] 1.2, After the issuing Bank verifies that its identity and account
information are correct, it
shall accept and verify that it meets the conditions for issuing the
certificate, and open a
Bank Credit Certificate after freezing the guaranteed funds;
[0055] 1.3. The recipient applies for receiving to the issuing bank through
the Internet or in other
ways;
[0056] 1.4. After the receiving bank has verified the identity and account
information is correct, it
will accept the receipt (or according to the setting of recipient, the
receiving bank will
automatically receive the certificate);
[0057] 1.5. After performing the basic transaction obligations under the Bank
Credit Certificate,
the recipient submits performance information (generally used in the field of
E-commerce;
the recipient is a merchant; after fulfilling the obligation of delivery, the
delivery
information is submitted, in the field of electronic red envelopes, it is
unnecessary for the
issuer to transfer the obligations to the recipient, so there is no need to
fulfil the obligations
Date Recue/Date Received 2021-03-29
of the transaction);
[0058] 1.6. The recipient or the designated third party delivers the
application for settlement
information to the issuing bank for settlement (in the electronic red envelope
field, the
recipient automatically applies for settlement after filling in the receipt);
[0059] 1.7 The issuing bank pays the Bank Credit Certificate and transfers the
funds to the
receiving bank. The receiving bank transfers the funds to the receiving
account.
[0060] Object Credit Certificate refers to the subject matter transaction
information recording
certificate. It is a standardized and generalized network electronic document
that records
and disseminates commodity (including services) information. The Object Credit
Certificate integrates all kinds of functions necessary for electronic
commerce. Once it is
triggered, the preset process can be initiated. For example, the process of
supplier delivery,
logistics distribution, bank card payment and collection will be initiated
according to the
preset procedure and transaction rules. Object Credit Certificate can be
distributed,
transferred and traded in the whole network domain. The Object Credit
Certificate includes
at least item attributes having a name and an amount, and settlement
information having at
least one account. The Object Credit Certificate is provided by the commodity
supplier and
the receiving account is the commodity supplier account. When the content of
the resource
file is an Object Credit Certificate, it may be an Object Credit Certificate
provided by the
merchant with a preferential price or a zero price (i.e., a free gift), and
the user can
complete the purchase of the commodity at a lower price through the purchase
function of
Object Credit Certificate.
[0061] The resource file described in the example of the present invention is
different from the
traditional resource file in that the resource file of the present application
lacks the second
sub-file. Taking the electronic files of red envelopes as an example, the
traditional
electronic files of red envelopes includes the envelope (first sub-file) and
the content
(second sub-file) contained in the envelope. In the example of the present
invention, the
electronic red envelope of the envelope only includes the envelope and no
contents are
inserted in the envelope. That is to say, in the example of the present
invention, when the
electronic files of red envelopes is generated, the content are not
immediately inserted into
the envelope as in the existing technology, but waits until the receiving
terminal receives
the electronic files of red envelopes, and then, deliver the contents to the
receiver based on
the request of the receiving terminal so that during the period between the
issuer generating
the electronic files of red envelopes and the receiver obtaining the contents,
the financial
resources of the electronic files of red envelopes are not frozen in the
electronic files of red
envelopes, but are still in the issuer's account and can be used flexibly.
Thus, the utilization
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efficiency of resources is improved.
[0062] The resource file in the example of the present invention is preferably
applied by an
enterprise (or a merchant) to a resource management institution (such as a
bank) to which it
is bound, and is generated by using a resource file generator of the resource
management
institution. The generated resource file is usually composed of two parts: the
first sub-file
and the second sub-file. The first sub-document includes a cover and a seal.
When the seal
is opened, the second sub-file (electronic certificate, electronic consumption
coupon, etc.)
can be obtained. When the enterprise generates a resource file, different open
conditions
may be set on the seal, and open the seal if the condition is satisfied, and
then obtain the
second sub-file. For example, it is set to click on every word in the
company's slogan to
meet the company's promotional needs.
[0063] Example 1
[0064] In this example, the second sub-file of the resource file includes the
electronic consumption
coupons.
[0065] Please refer to Figure 1, a data processing method according to a first
example of the
present invention is presented. The method includes the following steps:
[0066] S101: the terminal acquires a first sub-file of a resource file.
[0067] In the example of the present invention, when the issuer generates a
resource file, there is
only the first sub-file, but the second sub-file is not set in the first sub-
file, the first sub-file
includes the cover and seal. The server delivers the first sub-file of the
resource file to the
terminal. After the terminal obtains the resource file delivered by the
issuer, only one first
sub-file is obtained, that is, the resource file that does not carry the
second sub-file is
obtained.
[0068] S102: the terminal delivers to the server a request to obtain the
second sub-file of the
resource file according to the first sub-file.
[0069] Specifically, the terminal generates a request for obtaining a second
sub-file of the resource
file according to a user's operation, such as clicking on the cover or sealing
operation of the
first sub-file of the resource file or other operations, and delivering the
acquisition request
to the server.
[0070] S103: the server receives the acquisition request.
[0071] The server can be the server of an enterprise or a merchant, or a
resource management
organization (such as a bank) bound by an enterprise or a merchant.
[0072] S104: the server delivers the second sub-file of the resource file to
the terminal according
to the obtaining request.
[0073] Specifically, the server obtains the terminal information and the
resource file information
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according to the acquisition request, and accordingly delivers the second sub-
file of the
resource file to the terminal. The resource quota of the second sub-file is
determined
according to a preset rule, which is set when the resource file is generated.
If the resource
file is fixed, some resource files generate a quota randomly.
[0074] S105: the terminal receives a second sub-file of the resource file.
[0075] The terminal receives the second sub-file of the resource file and
successfully obtains the
second sub-file of the resource file.
[0076] Optionally, the server may also deliver a second sub-file of the
resource file to the terminal
user's account. For example, the server registers the second sub-file of the
resource file
directly under the account of the terminal user. Alternatively, the second sub-
file is bound
to the account of the terminal user.
[0077] Please refer to Figure 2, a data processing method applied to a
terminal according to a first
example of the present invention is presented. The method includes the
following steps:
[0078] S101: Acquire a first sub-file of a resource file.
[0079] 5102. Deliver a request for acquiring a second sub-file of the resource
file to the server
according to the first sub-file.
[0080] 5105. Receive a second sub-file of the resource file delivered by the
server according to the
acquisition request.
[0081] Please refer to Figure 3, a data processing method applied to a server
according to a first
example of the present invention is presented. The method includes the
following steps:
[0082] 5103. The receiving terminal obtains a request for obtaining a second
sub-file of the
resource file that is delivered according to the first sub-file of the
resource file.
[0083] Specifically, after the server delivers the first sub-file of the
resource file to the terminal,
the receiving terminal obtains the second sub-file obtaining request of the
resource file that
is delivered according to the first sub-file of the resource file.
[0084] 5104: Deliver a second sub-file of the resource file to the terminal or
the terminal user's
account according to the obtaining request.
[0085] The data processing method of the present example, by setting a
resource file that lacks the
second sub-file, only after the resource file receiver receives the first sub-
file of the
resource file, the second sub-file is delivered according to the request of
the resource file
receiver so that during the period between the issuer generating the resource
file and the
receiver acquiring the second sub-file of the resource file, the financial
resources of the
resource file are not frozen in the resource file, but are still in the
issuer's account, The
resource can be used flexibly, which improves the efficiency of resource
utilization and the
flexibility of terminal delivering and receiving resources.
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[0086] Example 2
[0087] In this example, the second sub-file of the resource file includes the
electronic consumption
coupons.
[0088] Please refer to Figure 4, a data processing method according to a
second example of the
present invention is presented. The method includes the following steps:
[0089] S201: the terminal acquires a first sub-file of a resource file.
[0090] In the example of the present invention, when the issuer generates the
resource file, there is
only the first sub-file, but the second sub-file is not set in the first sub-
file. The server
delivers the first sub-file of the resource file to the terminal. After the
terminal obtains the
resource file delivered by the issuer, only one first sub-file is obtained,
that is, the resource
file that does not carry the second sub-file is obtained.
[0091] S202: the terminal receives a trigger instruction of the user on the
first sub-file of the
resource file, and acquires the data value after the trigger instruction is
executed.
[0092] Specifically, when the user performs any one of the following or at
least two operations,
the terminal determines to receive a trigger instruction. The operation
includes: opening a
seal of the first sub-file, speaking the specified information, and clicking
first sub-file on
the specified pattern or text, etc. At the same time, the terminal acquires
the data value after
the execution of the trigger instruction. The data value includes the speed at
which the user
opens the seal of the first sub-file, the size or! and sharpness of the sound
of the specified
information, and the speed of the specified pattern or text on the first sub-
file are either or
at least two combinations.
[0093] For example, the first sub-file has a slider on the seal. When the user
slides the slider from
one end to the other, the seal is opened. The terminal detects the sliding
speed of the slider
and takes the sliding speed of the slider as the speed of opening the seal;
the first sub-file
prompts the user to say a paragraph of advertising language and detects the
size or! and
clarity of the voice of the user who speaks the advertisement language; the
cover of the
first sub-file shows multiple advertising patterns or! and advertising text,
requiring the user
to click on the ad pattern or! and advertisement text, and to detect the speed
of the user's
click (which can be measured by the time spent on the click).
[0094] S203: the terminal generates an acquisition request according to the
trigger instruction.
[0095] After the terminal receives the trigger instruction, an acquisition
request is generated
immediately.
[0096] S204: the terminal carries a data value in the acquisition request and
delivers it to the
server.
[0097] In the present example, the acquisition request delivered by the
terminal to the server
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includes the data value of the trigger instruction detected by the terminal.
[0098] S205: the server receives the acquisition request.
[0099] The server can be the server of an enterprise or a merchant, or a
resource management
organization (such as a bank) bound by an enterprise or a merchant.
[0100] S206: the server determines the quota of resources for the second sub-
file based on the data
values carried in the acquisition request.
[0101] Specifically, the server acquires the terminal information, the
resource file information, and
the data value according to the obtaining request, and determines the resource
quota of the
second sub-file according to the data value.
[0102] In a specific implementation, the upper and lower limits of the
resource quota of the second
sub-file can be set when the resource file is generated, and the resource
quota of the second
sub-file can be determined according to the data value within the upper and
lower limit
range of the quota, such as the larger the data value, the larger the amount.
For example,
the faster the seal of the first sub-file is opened, the larger the resource
quota of the second
sub-file is; the greater the sound of the specified information is or! and the
clearer the
resource quota of the second sub-file is, the greater the resource quota of
the second
sub-file is. The faster you click on the specified pattern or text on the
first sub-file, the
larger the quota of resources in the second sub-file.
[0103] S207: the server delivers the second sub-file of the resource file to
the terminal.
[0104] The second sub-file in this example may be one of the electronic
consumption coupons or a
combination of both.
[0105] S208: the terminal receives a second sub-file of the resource file.
[0106] The terminal receives the second sub-file of the resource file and
successfully obtains the
second sub-file.
[0107] Optionally, the server may also deliver a second sub-file of the
resource file to the terminal
user's account. For example, the server registers the second sub-file of the
resource file
directly under the account of the terminal user. Alternatively, the second sub-
file is bound
to the account of the terminal user.
[0108] Please refer to Figure 5, a data processing method applied to a
terminal according to a
second example of the present invention is presented. The method includes the
following
steps:
[0109] S201: Acquire a first sub-file of a resource file.
[0110] S202: Receive a trigger instruction from a user on a first sub-file of
a resource file, and
detect a data value after the trigger instruction is executed.
[0111] S203: Generate an acquisition request according to the trigger
instruction.
Date Recue/Date Received 2021-03-29
[0112] S204. A data value is carried in the acquisition request and delivered
to the server, so that
the server determines the resource quota of the second sub-file according to
the data value.
[0113] S208. Receive a second sub-file of the resource file delivered by the
server according to the
acquisition request.
[0114] Please refer to Figure 6, a data processing method applied to a server
according to a second
example of the present invention is presented. The method includes the
following steps:
[0115] S205. The receiving terminal obtains a request for obtaining a second
sub-file of the
resource file that is delivered according to the first sub-file of the
resource file. The
acquisition request carries the data value.
[0116] Specifically, after the server delivers the first sub-file of the
resource file to the terminal,
the receiving terminal obtains the second sub-file obtaining request of the
resource file that
is delivered according to the first sub-file of the resource file.
[0117] S206: Determine the resource quota of the second sub-file according to
the data value
carried in the obtaining request.
[0118] S207: Deliver a second sub-file of the resource file to the terminal or
the terminal user's
account.
[0119] In the data processing method of this example, the resource quota of
the second sub-file of
the resource file is determined by the user's trigger operation. The
introduction of this
uncertainty factor improves the playability and interest, and greatly
stimulates the
enthusiasm of users and improves the advertising effect of enterprises and
merchants
through the way of delivering resource files.
[0120] Example 3
[0121] In this example, the second sub-file of the resource file includes an
electronic certificate
(e.g., Bank Credit Certificate), and the obtaining request of acquiring the
second sub-file of
the resource file is a request for obtaining electronic certificate, and the
server includes the
First Resource-Management Server and Second Resource-Management Server.
Wherein,
the First Resource-Management Server is a server of a first resource
management
institution (such as a bank) bounded by a resource file issuer (such as an
enterprise or a
business). At this time, the first resource management institution is an
issuing institution
(such as an issuing bank) The Second Resource-Management Server is a server of
a second
resource management institution (such as a bank) bound to the receiver of the
resource file.
At this time, the second resource management institution is a certificate
collection
institution (such as a collection bank). The resource management institution
bound by the
resource document issuer and the receiver of the resource file may be the same
organization or may be a different organization, that is, the first resource
management
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organization and the second resource management organization may be the same
or
different, and the corresponding first resource management server and the
second resource
management server may be the same server or may be different servers.
[0122] Please refer to Figure 7, a data processing method according to a third
example of the
present invention is presented. The method includes the following steps:
[0123] S301: the terminal acquires a first sub-file of a resource file.
[0124] The second sub-file of the resource file in this example includes
electronic certificate. The
resource file issuer may apply to the first resource management organization
that is bound
to it, and use the resource file generator of the first resource management
organization to
generate the resource file. When the resource file is generated, there is only
a first sub-file.
A second sub-file that includes electronic certificate is not set in the first
sub-file. The First
Resource-Management Server delivers the first sub-file of the resource file to
the terminal.
After the terminal receives the resource file delivered by the First Resource-
Management
Server, only one first sub-file is obtained, that is, a resource file that
does not contain
electronic certificate is obtained.
[0125] S302: the terminal delivers a request for obtaining electronic
certificate to the Second
Resource-Management Server according to the first sub-file.
[0126] Specifically, the terminal generates a request for obtaining electronic
certificate according
to a user's operation, such as an operation of clicking on the cover or seal
of the first
sub-file or other operations, and delivers the request to the Second Resource-
Management
Server.
[0127] S303. The Second Resource-Management Server receives the request for
obtaining
electronic certificate and forwards the request to the First Resource-
Management Server.
[0128] Specifically, the Second Resource-Management Server obtains terminal
information
according to the request for obtaining electronic certificate, acquires the
information of the
recipient according to the terminal information, the recipient is also the
resource file
receiver, and then delivers the request to the First Resource-Management
Server.
[0129] S304: the First Resource-Management Server receives a request for
obtaining electronic
certificate, and delivers an electronic certificate to the Second Resource-
Management
Server according to the request.
[0130] Specifically, the Second Resource-Management Server obtains the
terminal information
and the resource file information according to the request for obtaining the
electronic
certificate, acquires the information of the recipient according to the
terminal information,
and according to the information of the resource file, the issuer is the also
the issuer of the
resource file, according to which the electronic certificate is issued to the
recipient, and the
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issued electronic certificate is delivered to the Second Resource-Management
Server.
[0131] S305: the Second Resource-Management Server receives the electronic
certificate and
delivers the electronic certificate to the terminal. Specifically, after
receiving the electronic
certificate, the Second Resource-Management Server delivers the electronic
certificate to
the terminal. Further, the electronic certificate collection information is
also fed back to the
terminal.
[0132] S306: the terminal receives electronic certificate.
[0133] After the recipient (that is, the recipient of the resource file)
obtains the electronic
certificate, he can apply to the Second Resource-Management Server through the
terminal
for a cash withdrawal (payment of electronic certificate). The Second
Resource-Management Server receives the request from the First Resource-
Management
Server after receiving the request, that is, the Second Resource-Management
Server
receives the funds associated with the electronic certificate by the First
Resource-Management Server and transfers it into the account of the recipient,
and the
recipient can obtain the funds frozen by the issuer through the electronic
certificate.
[0134] Optionally, the Second Resource-Management Server may also deliver an
electronic
certificate to the account of the terminal user. For example, the Second
Resource-Management Server directly registers electronic certificate under the
account of
the terminal user, or bind the electronic certificate to the account of the
terminal user.
[0135] Please refer to Figure 8, a data processing method applied to a
terminal according to a third
example of the present invention is presented. The method includes the
following steps:
[0136] S301: Acquire a first sub-file of a resource file.
[0137] S302: Deliver a request for obtaining electronic certificate to the
Second
Resource-Management Server according to the first sub-file. Thus, the Second
Resource-Management Server is caused to forward the request to the First
Resource-Management Server and receive the electronic certificate delivered by
the First
Resource-Management Server according to the request.
[0138] S306: Receive the electronic certificate delivered by the Second
Resource-Management
Server.
[0139] The data processing method of this example uses electronic certificate
as the second
sub-file of the resource file. After the resource file receiver receives the
resource file, the
resource management server opens an electronic certificate to the resource
file receiver at
the request of the resource file recipient, so that during the period between
the issuer
generating the resource file and the receiving party acquiring the second sub-
file of the
resource file, the financial resources of the resource file are not frozen in
the resource file,
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but are still in the issuer's account. The resource can be used flexibly,
which improves the
efficiency of resource utilization and the flexibility of terminal delivering
and receiving
resources.
[0140] Example 4
[0141] In this example, the second sub-file of the resource file includes
electronic certificate, and
the obtaining request of the second sub-file of the acquired resource file is
a request for
obtaining electronic certificate. The server includes the First Resource-
Management Server
and the Second Resource-Management Server. Wherein, the first resource
management
server is a server of a first resource management institution (such as a bank)
bounded by a
resource file issuer (such as an enterprise or a business). At this time, the
first resource
management institution is an issuing institution (such as an issuing bank).
The second
resource management server is a server of a second resource management
institution (such
as a bank) bound to the receiver of the resource file. At this time, the
second resource
management institution is a certificate collection institution (such as a
certification bank).
The resource management institution bound by the resource document issuer and
the
receiver of the resource file may be the same organization or may be a
different
organization, that is, the first resource management organization and the
second resource
management organization may be the same or different, and the corresponding
first
resource management server and the second resource management server may be
the same
server or may be different servers.
[0142] Please refer to Figure 9, a data processing method according to a
fourth example of the
present invention is presented. The method includes the following steps:
[0143] S401: A first sub-file of the terminal resource file.
[0144] The second sub-file of the resource file in this example includes
electronic certificate. The
resource file issuer may apply to the first resource management organization
that is bound
to it, and use the resource file generator of the first resource management
organization to
generate the resource file. When the resource file is generated, there is only
a first sub-file.
A second sub-file that includes electronic certificate is not set in the first
sub-file. After the
terminal receives the resource file delivered by the First Resource-Management
Server,
only one first sub-file is obtained, that is, a resource file that does not
contain electronic
certificate is obtained.
[0145] S402: the terminal receives a trigger instruction of the user on the
first sub-file of the
resource file, and acquires the data value after the trigger instruction is
executed.
[0146] Specifically, when the user performs any one of the following or at
least two operations,
the terminal determines to receive a trigger instruction. The operation
includes: opening a
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seal of the first sub-file, speaking the specified information, and clicking
first sub-file on
the specified pattern or text, etc. At the same time, the terminal acquires
the data value after
the execution of the trigger instruction. The data value includes the speed at
which the user
opens the seal of the first sub-file, the size or! and sharpness of the sound
of the specified
information, and the speed of the specified pattern or text on the first sub-
file are either or
at least two combinations.
[0147] For example, the first sub-file has a slider on the seal. When the user
slides the slider from
one end to the other, the seal is opened. The terminal detects the sliding
speed of the slider
and takes the sliding speed of the slider as the speed of opening the seal;
the first sub-file
prompts the user to say a paragraph of advertising language and detects the
size or! and
clarity of the voice of the user who speaks the advertisement language; the
cover of the
first sub-file shows multiple advertising patterns or! and advertising text,
requiring the user
to click on the ad pattern or! and advertisement text, and to detect the speed
of the user's
click (which can be measured by the time spent on the click).
[0148] S403: the terminal generates a request for obtaining electronic
certificate according to the
trigger instruction.
[0149] After receiving the trigger instruction, the terminal immediately
generates a request for
obtaining electronic certificate.
[0150] S404: the terminal carries a data value in the request for obtaining
the electronic certificate
and delivers it to the Second Resource-Management Server.
[0151] In this example, the request for acquiring the electronic certificate
delivered by the terminal
to the server includes the data value after the execution of the trigger
instruction detected
by the terminal.
[0152] S405. The Second Resource-Management Server receives the request for
obtaining
electronic certificate and forwards the request to the First Resource-
Management Server.
[0153] Specifically, the second resource management server obtains terminal
information
according to the request for obtaining electronic certificate, acquires the
certifier
information according to the terminal information, the purveyor is the
resource file
receiver, and then sends the request to the Second Resource-Management Server.
[0154] S406: the First Resource-Management Server receives a request for
obtaining electronic
certificate, and delivers an electronic certificate to the Second Resource-
Management
Server according to the request.
[0155] Specifically, the server obtains the resource file information, the
terminal information, and
the data value according to the request for obtaining the electronic
certificate. According to
the data value, the issuing quota of electronic certificate is determined, the
recipient
Date Recue/Date Received 2021-03-29
information is obtained according to the terminal information, and the
issuer's information
is obtained according to the resource file information. The issuer is the
issuer of the
resource file, according to which the electronic certificate is issued to the
recipient. And
deliver the issued electronic certificate to the Second Resource-Management
Server.
[0156] The upper and lower limits of the issuing quota can be set when the
resource file is
generated, and the issuing quota can be determined according to the data value
within the
upper and lower limits of the quota, such as the larger the data value, the
greater the quota.
For example, the faster the opening of the seal of the resource file, the
greater the issuing
quota; the greater the sound of the specified information or / and the clearer
the issuing
quota; the faster the speed of clicking on the specified pattern or text on
the resource file,
the greater the opening quota.
[0157] S407: the Second Resource-Management Server receives the electronic
certificate and
delivers the electronic certificate to the terminal.
[0158] Specifically, after receiving the electronic certificate, the Second
Resource-Management
Server delivers the electronic certificate to the terminal. Further, the
electronic certificate
detection information may also be fed back to the terminal.
[0159] S408: the terminal receives electronic certificate.
[0160] After the recipient (that is, the recipient of the resource file)
obtains the electronic
certificate, he can apply to the Second Resource-Management Server through the
terminal
for a cash withdrawal (payment of electronic certificate). The Second
Resource-Management Server receives the request from the First Resource-
Management
Server after receiving the request, that is, the Second Resource-Management
Server
receives the funds associated with the electronic certificate by the First
Resource-Management Server and transfers it into the account of the recipient,
and the
recipient can obtain the funds frozen by the issuer through the electronic
certificate.
[0161] Optionally, the Second Resource-Management Server may also deliver an
electronic
certificate to the account of the terminal user. For example, the Second
Resource-Management Server directly registers electronic certificate under the
account of
the terminal user, or bind the electronic certificate to the account of the
terminal user.
[0162] Please refer to Figure 10, a data processing method applied to a
terminal according to a
forth example of the present invention is presented. The method includes the
following
steps:
[0163] S401: Acquire a first sub-file of a resource file.
[0164] S402: Receive a trigger instruction of the user on the first sub-file
of the resource file, and
acquire the data value after the trigger instruction is executed.
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[0165] S403. Generate a request for obtaining electronic certificate according
to the trigger
instruction.
[0166] S404: the data value is carried in the request for obtaining the
electronic certificate and
delivered to the Second Resource-Management Server.
[0167] S408: Receive the electronic certificate delivered by the Second
Resource-Management
Server.
[0168] In the data processing method of this example, the user's trigger
operation is used to
determine the issuing quota of the electronic certificate in the resource
file. This
introduction of uncertain factors improves the playability and interest, and
greatly
stimulates the user. The enthusiasm for participation improved the advertising
effectiveness
of companies and merchants through the way of issuing resource files for
advertising
marketing.
[0169] Example 5
[0170] Please refer to Figure 11, a data processing method according to a
fifth example of the
present invention is presented. In this example, taking the resource file as
the electronic red
envelope (that is, the electronic red envelope), the content of which is Bank
Credit
Certificate, and the resource management organization is the bank as an
example, the First
Resource-Management Server and the Second Resource-Management Server are the
first
bank server and the second bank server, respectively. The method comprises the
following
steps:
[0171] S501: the first bank server generates an electronic red envelope data
package according to
a user request of the First Terminal, where the electronic red envelope
includes an envelope
(first sub-file) but does not include a content (second sub-file) Bank Credit
Certificate. The
first bank server then delivers the envelope of the electronic red envelope to
the Second
Terminal. The First Terminal is a terminal held by an electronic red envelope
issuer, and
the Second Terminal is a terminal held by an electronic red envelope receiver.
[0172] S502. The second terminal delivers a request for acquiring a Bank
Credit Certificate to the
second bank server according to the envelope of the electronic red envelope.
[0173] S503: the first bank server receives a request for acquiring a Bank
Credit Certificate from
the Second Terminal forwarded by the second bank server, and according to the
request,
the corresponding electronic red envelope in the bank account of the First
Terminal user
(i.e., the electronic red envelope issuer). The amount is frozen to generate a
Bank Credit
Certificate and the Bank Credit Certificate is delivered to the second bank
server.
[0174] S504. The Second Terminal receives the Bank Credit Certificate
delivered by the second
bank server, and delivers a withdrawal request for the electronic red envelope
to the second
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bank server according to the Bank Credit Certificate.
[0175] S505: the second bank server notifies the first bank server to release
the frozen amount of
the electronic red envelope in the bank account of the First Terminal user
according to the
withdrawal request, and associates the electronic bank with the electronic red
envelope in
the bank account of the First Terminal user. The amount is transferred to the
bank account
of the Second Terminal user (i.e., the receiver of electronic red envelope).
[0176] It should be noted that the electronic red envelope in the present
invention is different from
the electronic red envelope in the existing technology.
[0177] In the example of the present invention, as shown in Figure 12 and
Figure 13, after
receiving a request for generating an electronic red envelope submitted by the
First
Terminal, the first bank server generates an electronic red envelope of amount
A and
freezes an amount of A in the bank account of the First Terminal user. The
First Terminal or
the first bank server delivers the generated electronic red envelope or the
generated
electronic red envelope address information to the network domain. After the
Second
Terminal user checks the electronic red envelope, the Second Terminal performs
operations
such as grabbing an electronic red envelope, receiving an electronic red
envelope,
disassembling an electronic red envelope, or receiving an electronic red
envelope, wherein
the second terminal notifies the second bank when the electronic red envelope
is received.
The second bank server verifies, confirms and delivers a released request to
the first bank
server. The first bank server release the amount of A frozen in the bank
account of the First
Terminal user. An amount is transferred from the bank account of the First
Terminal user to
the bank account of the Second Terminal user.
[0178] The electronic red envelope in the existing technology, as shown in
figures 14 and 15, User
3 logs on to the platform at Terminal 3, delivers an electronic red envelope
to User 4 of the
same platform (the amount of money is B), and User 4 logs into the platform at
Terminal 4
to receive the electronic red envelope. The server of the platform executes
the platform
account of User 3 (User 3 is pre-associated with the bank account of User 3 in
the
electronic account of the platform) and the platform account of User 4 (User 4
is
pre-associated with the bank account of User 4 in the electronic account of
the platform),
that is, after the platform background server receives the electronic red
envelope request
from User 3 of Terminal 3, A corresponding electronic red envelope is
generated and
delivered to the User 4 of the Terminal 4, and the balance number of the
platform account
of Terminal 3 is subtracted from the balance number of the platform account of
the
Terminal 3, and the balance number of the platform account of the Terminal 4
is added to
the B. The electronic accounts are limited to valid data on the same platform,
and no
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information can be exchanged outside the platform. In fact, the bank server 3
transfers the
amount of money in the bank account of User 3 to the bank account of the
platform at the
request of User 3 (corresponding to bank server 5). An electronic red envelope
is issued
through the amount in the platform account of the Terminal 3, but the amount
of the
electronic wallet is still in the bank account of the platform before the User
4 cashes the
electronic red envelope. And if the User 4 needs to cash the grabbed
electronic red
envelope, close the current electronic red envelope page, check the wallet
menu bar to find
platform account 4, click the cash button, and withdraw the amount to the
associated bank
account (corresponding to bank server 4).
[0179] The issuing, grabbing, and receiving of the electronic red envelope in
the existing
technology are all based on the platform, and it cannot be achieved without
the platform,
and the electronic bonus amount is deposited in the platform account. The
issuing/receiving
of the electronic wallet is only the transferring and marking of the amount
data in the
platform system, and the actual amount of the user is deposited into the
platform account,
which brings about the security problem of the fund data, and there is the
risk of the third
party platform fund. Moreover, the operation steps of cash withdrawal in the
existing
technology are complicated. At the same time, during the period when the
issuer generates
red envelopes and the receiver obtains red envelopes, the funds charged in the
red
envelopes are frozen and can no longer be used. As a result, a large number of
funds are
frozen and idle and cannot be used effectively, which seriously affects the
efficiency of
resource utilization, and affects the terminal's flexibility of delivering and
receiving
resources at the same time.
[0180] The implementation of the electronic red envelope in the example of the
present invention
does not need to be implemented based on a third-party platform. After the
user issues the
electronic red envelope, the corresponding amount is still frozen in the bank
account of the
issuer until the other user confirms that they have received the electronic
red envelope.
Release the corresponding electronic red envelope amount from the issuer's
bank account
and transfer it to the receiver's bank account. In the example of the present
invention, there
is no security problem of funds on a third-party platform. In the example of
the present
invention, the actual amount of the electronic wallet is directly transferred
in the bank
account. Compared with the existing technology, the actual amount of the
electronic wallet
needs to be transferred in the platform account and the complicated cash
recovery step, the
withdrawal procedure in the example of the present invention is simple and the
security is
high. Meanwhile, in the example of the present invention, when generating an
electronic
red envelope, the issuer may not fill the contents. Only when the receiver
receives the
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electronic red envelope can the issuer delivers the contents of the electronic
red envelope
according to the request of the receiver, thus effectively avoiding the
freezing of the funds
when the electronic red envelope is generated. When the funds are released
after the
collection of electronic red envelopes, the efficiency of resource utilization
is improved
effectively, and the flexibility of delivering and receiving resources is
improved at the same
time.
[0181] The electronic red envelope in the example of the present invention
implements
cross-platform transmission. The electronic red envelope data in the existing
technology
can only communicate in the instant, the e-commerce platform is equal to the
same
platform for transmission and processing. The electronic red envelope in the
present
invention are not limited to the same platform, and support the transmission,
interaction
and processing of data between different platforms. Moreover, the examples of
the present
invention can effectively improve the utilization efficiency of resources and
improve the
flexibility of the terminal to deliver and receive resources.
[0182] In order to better illustrate the technical advantages of the examples
of the present
invention, in combination with Figure 16, the delivering terminal of the
electronic red
envelope issues the electronic red envelope, the receiving Terminal 1 and the
receiving
Terminal 2... the receiving Terminal n receives the electronic red envelope,
and when
receiving an electronic red envelope, it is not necessary to receive it from
the same
platform on which the sender issues the electronic red envelope. In the
existing technology,
issuing red envelope and receiving red envelope need to be performed on the
same
platform system. In this example of the present invention, the red envelope
received by the
receiving Terminal 1, the receiving Terminal 2, and the receiving Terminal n
can be a
different platform system, such as the mobile client of each bank. In the
example of the
present invention, the receiving Terminal 1, the receiving Terminal 2, and the
receiving
Terminal n can also deliver the request directly to the bank server that
receives the user's
bank account without any platform system. Therefore, the cross-platform
transmission and
collection of the electronic red envelope is realized by the example of the
present
invention. In this way, the spread and frequency of electronic red envelopes
have been
expanded.
[0183] Example 6
[0184] Please refer to Figure 17, a data processing system according to a
sixth example of the
present invention is presented. The system includes a Server 10 and a Terminal
20,
wherein:
[0185] Terminal 20: The first sub-file is set to obtain the resource file,
according to the first
Date Recue/Date Received 2021-03-29
sub-file, the acquisition request of the second sub-file of the resource file
is delivered to the
Server 10, and the second sub-file of the resource file delivered by the
receiving Server 10
according to the acquisition request is delivered. Wherein, the second sub-
file includes
electronic consumption coupons.
[0186] Server 10: The first sub-file of the resource file is delivered to the
Terminal 20, and the
receiving Terminal 20 receives a request for obtaining the second sub-file of
the resource
file delivered by the Terminal 20 according to the first sub-file. Deliver the
second sub-file
of the resource file to the account of the Terminal 20 or Terminal 20 based on
the
acquisition request.
[0187] Further, the terminal 20 is further set to receive the trigger
instruction of the user on the
first sub-file of the resource file, and obtain the data value after the
trigger instruction is
executed, generate the acquisition request according to the data instruction,
carry the data
value in the acquisition request and deliver it to the Server 10; Server 10 is
also set to
determine the amount of resources for the second sub-file based on the data
value.
[0188] Wherein, the data value includes the speed at which the user opens the
seal of the first
sub-file, the size or! and clarity of the sound of the specified information,
and any or at
least two combinations of the speed at which the specified pattern or text on
the first
sub-file is clicked.
[0189] Further, in some examples, the second sub-file of the resource file may
also include
electronic certificate. At this time, the acquisition request delivered by the
terminal 20 is a
request for obtaining the electronic certificate, and the Server 10 includes
the First
Resource-Management Server 101 and the Second Resource-Management Server 102
as
shown in Figure 18. The First Resource-Management Server 101 is a server of a
first
resource management organization bound to a resource file issuer, and the
Second
Resource-Management Server 102 is bound to a resource file receiver. The
resource
management institution bound by the issuer of the resource file and the
recipient of the
resource file may be the same or different, that is, the first resource
management institution
and the second resource management institution may be the same or different,
and the
corresponding First Resource-Management Server 101 and Second Resource-
Management
Server 102 may be the same server, or may be different servers. Wherein:
[0190] The terminal 20 is used to receive a first sub-file of the resource
file delivered by the First
Resource-Management Server 101, and deliver a request for obtaining electronic
certificate
of the resource file to the Second Resource-Management Server 102, and receive
the
electronic certificate delivered by the Second Resource-Management Server 102.
[0191] The Second Resource-Management Server 102 is used to receive a request
for obtaining
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electronic certificate delivered by the terminal 20 and forward the request to
the First
Resource-Management Server 101 to receive the electronic certificate delivered
by the
First Resource-Management Server 101 according to the request. The electronic
certificate
is delivered to the Terminal 20 or the Terminal 20's account.
[0192] The First Resource-Management Server 101 is used to: deliver the first
sub-file of the
resource file to the Terminal 20, receive a request for obtaining electronic
certificate
delivered by the Second Resource-Management Server 102, open an electronic
certificate
according to the request, and electronic certificate is delivered to the First
Resource-Management Server 101.
[0193] Further, the First Resource-Management Server 101 also generates a
resource file that
lacks the second sub-file according to the application of the resource file
issuer, that is,
only the first sub-file of the resource file is generated.
[0194] Further, when the request for obtaining the electronic certificate
carries a data value, the
First Resource-Management Server 101 also determines the open amount according
to the
data value, and opens an electronic certificate according to the determined
open amount.
[0195] In the data processing system of the example of the present invention,
according to setting
up a resource file that lacks a second sub-file, when the resource file
receiver receives the
resource file, the second sub-file is delivered at the request of the resource
file receiver, so
that during the period between the issuer generating the resource file and the
receiver
acquiring the second sub-file of the resource file, the financial resources of
the resource file
are not frozen in the resource file, but are still in the issuer's account, it
can continue to
flexible use of this fund resources, thus effectively improve the efficiency
of the use of
resources.
[0196] It should be understood that the data processing system and the data
processing method
provided in the foregoing examples belong to the same concept. The detailed
implementation process is shown in the method of the present example, and the
technical
features in the method examples are applicable to the system examples, which
will not be
repeated here.
[0197] Example 7
[0198] Please refer to Figure 19, a data processing device applied to a
terminal in the seventh
embodiment of the invention is proposed. The device comprises an acquisition
module 21,
a request module 22 and a receiving module 23, wherein:
[0199] Acquisition module 21: Set to obtain the first sub-file of the resource
file.
[0200] The request module 22 is used to deliver, according to the first sub-
file, a request for
obtaining a second sub-file of the resource file to the server. The second sub-
document
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includes electronic certificates.
[0201] The receiving module 23 is used to receive the second sub-file of the
resource file
delivered by the server according to the acquisition request.
[0202] Further, as shown in Figure 20, the requesting module 22 includes a
triggering unit 221, a
generating unit 222, and a delivering unit 223, wherein:
[0203] The trigger unit 221 is used to receive a trigger instruction of the
user on the first sub-file
of the resource file, and detect the data value after the trigger instruction
is executed.
[0204] The generating unit 222 is used to generate an acquisition request
according to the trigger
instruction;
[0205] The delivering unit 223 is used to carry the data value in the
acquisition request and deliver
it to the server, so that the server determines the resource amount of the
second sub-file
according to the data value.
[0206] Wherein, the trigger unit 221 is used to: obtain the speed at which the
user opens the seal
of the first sub-file, the size or / and clarity of the sound of the specified
information, and
the speed of clicking on the specified pattern or text on the first sub-file
are obtained as
data values.
[0207] Further, in some examples, the second sub-file of the resource file
includes electronic
certificate. At this time, the obtaining request is a request for obtaining
electronic
certificate. The server includes a first resource management server and a
second resource
management server. A resource management server is a First Resource-Management
Server
institution bound to a resource file issuer, and a Second Resource-Management
Server is a
server of a second resource management institution bound to a resource file
receiver; the
resource management institution bound by the issuer of the resource file and
the receiver of
the resource file may be the same or different, that is, the First Resource-
Management
Server institution and the Second Resource-Management Server institution may
or may not
be the same, The corresponding First Resource-Management Server and the Second
Resource-Management Server may be the same or different servers. At this time:
[0208] The acquisition module 21 is used to: receive a first sub-file of a
resource file delivered by
the First Resource-Management Server; [0209] The requesting module 22 is used
to:
deliver a request for obtaining electronic certificate to the Second Resource-
Management
Server, so that the Second Resource-Management Server forwards the request to
the First
Resource-Management Server and receives the electronic certificate delivered
by the First
Resource-Management Server according to the request;
[0210] The receiving module 23 is used to receive the electronic certificate
delivered by the
Second Resource-Management Server.
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[0211] The data processing device according to the example of the present
invention obtains the
second of the resource file only after acquiring the resource file that lacks
the second
sub-file and delivering the acquisition request of the second sub-file that
obtains the
resource file, so that during the period between the issuer generating the
resource file and
the receiver acquiring the second sub-file of the resource file, the financial
resources of the
resource file are not frozen in the resource file, but are still in the
issuer's account, which
can continue to flexible use of this fund resources, thus effectively improve
the efficiency
of the use of resources.
[0212] Example 8
[0213] Please refer to Figure 21, a data processing device applied to a server
according to an
eighth example of the present invention is provided. The device includes a
resource file
delivery module 11, an acquisition request receiving module 12, and a
processing module
13, wherein:
[0214] The resource file delivery module 11 is used to deliver the first sub-
file of the resource file
to the terminal.
[0215] The acquisition request receiving module 12 is used to receive an
acquisition request for
acquiring a second sub-file of the resource file delivered by the terminal.
[0216] The processing module 13 is used to deliver the second sub-file of the
resource file to the
terminal or the terminal user's account according to the acquisition request.
Wherein, the
second sub-file includes electronic consumption coupons.
[0217] Further, the acquisition request carries a data value, and the
processing module 13 is further
set to determine the resource quota of the second sub-file according to the
data value.
[0218] Wherein, the data value includes the speed at which the user opens the
seal of the first
sub-file, the size or! and clarity of the sound of the specified information,
and any or at
least two combinations of the speed at which the specified pattern or text on
the first
sub-file is clicked.
[0219] Further, in some examples, the second sub-file of the resource file may
also include
electronic certificate. At this time, the obtaining request delivered by the
terminal is a
request for obtaining electronic certificate. The server includes a first
resource management
server and a second resource management server. A resource management server
is a First
Resource-Management Server institution bound to a resource file issuer, and a
Second
Resource-Management Server is a server of a second resource management
institution
bound to a resource file receiver; the resource management institution bound
by the issuer
of the resource file and the receiver of the resource file may be the same or
different, that
is, the First Resource-Management Server institution and the Second
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Date Recue/Date Received 2021-03-29
Resource-Management Server institution may or may not be the same, The
corresponding
First Resource-Management Server and the Second Resource-Management Server may
be
the same or different servers. At this time:
[0220] When the device is applied to the Second Resource-Management Server,
the processing
module 13 is used to: receive a request for obtaining electronic certificate
delivered by the
terminal, and forward the request to the First Resource-Management Server, and
receive
the First Resource-Management Server according to the request. The electronic
certificate
requested is delivered and the electronic certificate is delivered to the
terminal or the
terminal user's account.
[0221] When the device is applied to the First Resource-Management Server, the
processing
module 13 is used to: receive a request for obtaining electronic certificate
delivered by the
Second Resource-Management Server, open an electronic certificate according to
the
request, and deliver the electronic certificate to the First Resource-
Management Server.
Further, the processing module 13 may also deliver the resource file lacking
the second sub
file to the terminal; further, the processing module 13 can also generate a
resource file that
does not carry a second sub- file based on the request of the issuer of the
resource file, that
is, only a first sub-file of the resource file is generated; further, when the
data value is
carried in the request, the processing module 13 also determines the opening
quota
according to the data value, and opens the electronic certificate according to
the determined
opening quota.
[0222] The data processing device according to the example of the present
invention sets a
resource file that does not carry the second sub-file, and delivers the second
sub-file
according to the request of the receiver of the resource file only after the
resource file
receiver receives the resource file, thus during the period between the issuer
generating the
resource file and the receiver acquiring the second sub-file of the resource
file, the
financial resources of the resource file are not frozen in the resource file,
but are still in the
issuer's account. The resource can be used flexibly, which improves the
efficiency of
resource utilization and the flexibility of terminal delivering and receiving
resources.
[0223] It should be understood that the data processing device and the data
processing method
provided in the foregoing examples belong to the same concept, and the
specific
implementation process is specifically described in the method example. The
technical
features in the method example are applicable to the device examples, which
will not be
repeated here.
[0224] Through the description of the above examples, those skilled in the
existing technology can
clearly understand that the above example method can be implemented by means
of
Date Recue/Date Received 2021-03-29
software plus a necessary general hardware platform and of course, through the
hardware,
but in many cases the former is the better way to implement it. Based on this
understanding, the technical solution of the present invention can be embodied
in the form
of a software commodity, in essence, or a part that contributes to the
existing technology.
The computer software commodity is stored in a storage medium (such as
ROM/RAM,
magnetic disk). The optical disc includes instructions for enabling a terminal
device (which
may be a mobile phone, a computer, a server, or a network device, etc.) to
perform the
methods described in the various examples of the present invention.
[0225] The preferred examples of the present invention have been described
above with reference
to the accompanying drawings, which are not to limit the scope of the present
invention.
Without departing from the scope and spirit of the invention, there are
various
modifications to realize the example, such as the character of one example may
be
implemented in another example, and then another example occurs. Any
modifications,
equivalents, and modifications that come within the technical concept of the
invention are
intended to be within the right scope of the invention.
Industrial Utility
[0226] The invention provides a method of data processing by setting up a
resource file that lacks
the second sub-file, when the resource file receiver receives the first sub-
file of the
resource file, the second sub-file is delivered according to the request of
the resource file
receiver. As a result, during the period between the issuer generating the
resource file and
the receiver acquiring the second sub-file of the resource file, the financial
resources of the
resource file are not frozen in the resource file, but are still in the
issuer's account, The
resources can be used flexibly, which effectively avoid the freezing of
resources when
generating resource files, and thaw the resources until the resources are
collected. The
utilization efficiency of resources is effectively improved, and meanwhile,
the flexibility of
delivering and receiving resources of the terminal is improved.
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Date Recue/Date Received 2021-03-29
