Note: Descriptions are shown in the official language in which they were submitted.
DATA EXCHANGE PROCESSING METHOD, APPARATUS, AND ONLINE FINANCING
METHOD
Technical Field
[0001] The present invention relates to the field of Internet data
interaction technology, and in
particular, to a data interaction processing method and device, and an online
funding method.
Background Technology
[0002] With the development of Internet technology and especially mobile
Internet
technology, users can connect to the Internet through mobile devices using 2G,
3G, 4G or WiFi to
conduct transactions and social activities. Users can conveniently and
effectively perform online
activities, this is an incomparable experience with offline.
[0003] However, when users conduct transactions such as trading and social
networking
through the mobile Internet, their personal sensitive information is easily
exposed and may be
acquired by others in the process of interaction so that they can use their
information for illegal
purposes. This will provide network users a lot of risk.
Summary
[0004] It is an object of the present invention to provide a data
interaction processing method
and device and an online financing method which transmit data in the form of
data certificate
during data interaction and complete data interaction when the terminal meets
a preset condition
so as to improve network data interaction security.
[0005] In order to solve the above problem, a first technical solution
adopted by the present
invention is to provide a data interaction processing method, where the method
includes: when a
first terminal responds to an interactive request delivered by a second
terminal, delivering, by the
second terminal, a first data certificate; wherein the interactive request at
least includes the data
value of the target data and a preset time; and delivering, by the First
Server, the first data certificate
to the first terminal according to the request of the first terminal; and when
all the data size values
represented by all the first data certificates that are received by the second
terminal within the
preset time are smaller than the data size of the target data, the First
Server delivers an instruction
that the target data exchange fails; and the First Server unlocks the first
data certificate in response
1
Date Recue/Date Received 2024-02-23
to the instruction that the interaction fails.
[0006] In order to solve the above problem, a second technical solution
adopted by the present
invention is to provide a data interaction processing method, where the method
includes: receiving,
by a first terminal, an interactive request delivered by a second terminal;
wherein, the interactive
request at least including the data value of the target data and the preset
time; delivering, by the
first terminal, a first data certificate to the second terminal when
confirming the response to the
interactive request; wherein the interactive request includes at least data of
the target data value,
and a preset time, where the first data certificate is generated by the First
Server by locking the
first data in the first terminal according to the request of the first
terminal.
[0007] In order to solve the above problem, a third technical solution
adopted by the present
invention is to provide a data interaction processing method, where the method
includes:
delivering, by a second terminal, an interactive request for acquiring target
data to a first terminal,
where the interactive request includes at least the data value of the target
data and a preset time;
receiving, by the second terminal, a first data certificate that is delivered
by the first terminal when
confirming the response to the interactive request; wherein the first data
certificate is a First Server
generated by the first terminal; the total size of the data valuesrepresented
by all the first data
certificates that the second terminal receives within the preset time is less
than the sum of the sizes
of the data values. The size of the data value, deliver an instruction to the
First Server that the
target data exchange fails; wherein the instruction of failing to interact is
used to notify the First
Server to unlock the first data certificate.
[0008] In order to solve the above problem, a fourth technical solution
adopted by the present
invention is to provide a data interaction processing device, where the device
includes a receiving
module and a response module. The receiving module is used to receive an
interaction delivered
by a second terminal request, wherein the interactive request at least
includes a data value of the
target data and a preset time; and the response module is used to deliver a
first data certificate to
the second terminal when confirming the response to the interactive request;
wherein, the
interactive request comprises at least a data value of the target data and a
preset time, and the first
data certificate is generated by the First Server according to the first
terminal locking the first data
in the first terminal.
[0009] In order to solve the above problem, the fifth technical solution
adopted by the present
2
Date Recue/Date Received 2024-02-23
invention is to provide a data interaction processing device, where the device
includes a delivering
module, an acquisition module, a confirmation module, and a notification
module; the delivering
module is used to deliver where the interactive request includes at least a
data value of the target
data and a preset time; and the acquisition module is used to receive, by the
first terminal, an
acknowledgement response to the request delivered by the delivering module
wherein the first data
certificate is generated when the First Server locks the first data in the
first terminal according to
the request of the first terminal; and the confirmation module is used to:
Judging whether the sum
of the sizes of the data values represented by all the first data certificates
that are received by the
acquisition module within the preset time is less than the data value size of
the target data; and the
notification module is used when the confirmation module determines that the
total data value size
of all the first data certificate received in target date is smaller than the
data value of the target
data, and the instruction to deliver the target data interaction failed to the
received First Server, in
which the instructions for the interaction failure are used to inform the
First Server to unlock the
First data certificate.
[0010] In the above solution, when the second terminal responds to the
interactive request
delivered by the second terminal in response to the request, it delivers a
first data certificate to the
second terminal; all the first data certificates that the second terminal
receives within a preset time
represented by when the sum of the data values is smaller than the data value
of the target data,
the First Server delivers a message indicating that the target data exchange
fails to the First Server,
and notifies the First Server to unlock the first data certificate. In the
foregoing manner, when data
is transmitted in the form of data certificate during data exchange and the
data exchange is
completed when the first terminal does not meet the preset condition, the
second terminal cannot
successfully obtain the data provided by the second terminal. Only when the
first terminal matches
when the preset condition completes the data interaction, the second terminal
can successfully
obtain the data provided by the first terminal, which can improve the security
of data interaction.
[0011] In order to solve the above problem, the sixth technical solution
adopted by the present
invention is to provide a method for online financing, the method comprising:
when responding to
a fund raising request delivered by a second terminal, wherein the fund
raising request comprises
at least the target item information, the target fund amount and the preset
time; the first electronic
certificate is that the First Server froze the first user's funds account
according to the request of the
3
Date Recue/Date Received 2024-02-23
first terminal. And promises to settle the payment certificate of electronic
credit commitment of
the first fund according to the agreed conditions; the First Server is an
account management server
of the first user; and the first terminal delivers notification information to
the first server when the
sum of the funds amounts of all the first electronic certificates received by
the second terminal
within the preset time is less than the target amount of funds; and the
instruction to deliver the
target data interaction failed to the received First Server, in which the
instructions for the
interaction failure are used to inform the First Server to unlock the First
data certificate.
[0012] In order to solve the above problem, a seventh technical solution
adopted by the present
invention is to provide an online financing method, wherein the method
comprises: receiving, by
a first terminal, a fund raising request delivered by a second terminal;
wherein, the fund raising
request comprises at least target project information, a target fund amount
and a preset time; and
when confirming the response to the fund raising request, the first terminal
delivers a first
electronic certificate to the second terminal, wherein the first the
electronic certificate is a payment
certificate of electronic credit commitment generated by the First Server and
frozen in the funds
account of the first user according to the request of the first terminal and
promised to be settled
according to the agreed conditions; the First Server is the account management
server of the first
user.
[0013] In order to solve the above problem, an eighth technical solution
adopted by the present
invention is to provide an online financing method, wherein the method
comprises: delivering, by
a second terminal, a fund raising request to a first terminal; wherein, the
fund raising request
comprises at least the target item information, the target fund amount and the
preset time;
receiving, by the second terminal, a first electronic certificate delivered by
the first terminal when
confirming the response to the fund raising request; wherein the first
electronic certificate is First
Server generates a payment certificate of electronic credit commitment that is
generated by
freezing the first fund in the capital account of the first user according to
the request of the first
terminal and promises to be settled according to the agreed conditions; and
the First Server is the
first account of the user Funds-Management server; and when the sum of the
funds of all the first
electronic certificates received by the second terminal within the preset time
is not less than the
target fund limit, a command for financing failure is delivered to the First
Server, where the failure
instruction is used to notify the First Server to respond to the financing
failure instruction and to
4
Date Recue/Date Received 2024-02-23
release the first electronic certificate.
[0014] In the solution above, when the first terminal confirms that it is
responding to the fund
raising request delivered by the second terminal, it delivers the first
electronic certificate to the
second terminal and all the first electronic certificates received by the
second terminal within the
preset time when the sum of the funds amount is less than the target amount of
money, the First
Server delivers an instruction of initiating the fund-raising failure to
notify First Server to unfreeze
all the first electronic certificates. In the above way, during the fund-
raising process, the funds
represented by the electronic certificate are transmitted, and when the fund-
raising fails, the funds
represented by the electronic certificate are unfrozen to the fund account of
the first terminal; when
the second terminal completes the fund-raising according to the preset
condition. The second
terminal can obtain the funds represented by the electronic certificate and
increase the security of
network financing. The funds represented by the first electronic certificate
can also generate
current interest and raise the profit of the second terminal during the
funding period.
Brief Description of the Drawings
[0015] Figure 1 is a schematic flow chart of an example of an online
financing method
according to the present invention;
[0016] Figure 2 is a schematic flow chart of another example of the online
financing method
of the present invention;
[0017] Figure 3 is a schematic flow chart of still another example of the
online financing
method of the present invention;
[0018] Figure 4 is a schematic flow chart of an example of a data
interaction processing
method according to the present invention;
[0019] Figure 5 is a schematic flow chart of another example of a data
interaction processing
method according to the present invention;
[0020] Figure 6 is a schematic flow chart of another example of a data
interaction processing
method according to the present invention;
[0021] Figure 7 is a schematic structural diagram of an example of a data
interaction
processing device according to the present invention;
Date Recue/Date Received 2024-02-23
[0022] Figure 8 is a schematic structural diagram of an example of a data
interaction
processing device according to the present invention;
[0023] Figure 9 is a schematic structural diagram of an example of a data
interaction
processing device according to the present invention;
[0024] Figure 10 is a schematic structural diagram of an example of a data
interaction
processing device according to the present invention.
Detailed Description
[0025] In the following description, in order to illustrate, not to
qualify, specific details such
as specific system structure, interfaces, and technology are presented to make
a thorough
understanding of this invention. However, technical personnel in this field
should be aware that
this invention can be implemented in other implementation ways without these
specific details. In
other instances, omit the detailed instructions on the well-known devices,
circuits, and methods to
avoid unnecessary details that prevent the description of the invention.
[0026] Please refer to Figure 1, Figure 1 is a schematic flowchart of an
online financing method
according to an example of the present invention. The online financing method
of this example
includes the following steps:
[0027] S101: the second terminal delivers the fund-raising request of the
target item to the
multiple first terminals.
[0028] When the second terminal needs to initiate fund-raising for the
target project, the fund-
raising request is delivered to the plurality of first terminals.
[0029] Wherein, the funding request includes at least the target project
information, the target
amount of funds and the default time. The information of the target project is
the information of
the project that needs to be raised, and the target fund is the fund needed to
start or finish the target
project. The preset time is the funding period.
[0030] Further, the target project information may also include the way of
reporting, that is,
the way of reporting the object of financing to the object of financing after
the target project is
started or completed, the way of reporting may be cash or non-cash, for
example, shares, bonuses,
membership privileges, etc., which is not limited herein.
6
Date Recue/Date Received 2024-02-23
[0031] It can be understood that the fund-raising request may be delivered
by the second
terminal directly to the first terminal that meets the requirement, or it may
be that the second
terminal delivers the fund-raising request to the electricity supplier
platform, and the electricity
supplier platform screens the first terminal, and delivers the funding request
to the first terminal
that meets the requirement, which is not limited herein. The E-commerce
platform is a server with
integrated E-commerce capabilities. The E-commerce platform can be integrated
with First Server
or with two independent servers.
[0032] It is understandable that, in this example, the fund raising request
may be delivered in
the form of information and webpage links, and may also be delivered in the
form of an electronic
certificate, which is not limited herein.
[0033] Further, when the second terminal delivers the fund raising request
in the form of an
electronic certificate, step S101 is specifically:
[0034] The second terminal generates a plurality of second electronic
certificates according to
the fund raising request information of the target item, and delivers the
plurality of second
electronic certificates to the Second Server; and the Second Server delivers
the received multiple
second electronic certificates to the multiple first terminals.
[0035] Wherein, the second electronic certificate at least includes the
amount of funds
represented by the second electronic certificate, the target item information,
the target amount of
funds and the preset time. The sum of the financing quotas represented by the
multiple second
electronic certificates is greater than or equal to the target funding limit.
[0036] Wherein, the second electronic certificate may be an Object Credit
Certificate, and the
Object Credit Certificate is an electronic certificate that integrates the
project identifier and the E-
commerce function and records the project information.
[0037] S102: the first terminal receives the fund raising request and
confirms whether to
respond to the fund raising request.
[0038] The first terminal receives the fund raising request delivered by
the second terminal,
and confirms whether to respond to the fund raising request according to the
information contained
in the fund raising request.
7
Date Recue/Date Received 2024-02-23
[0039] Further, when the second terminal delivers the fund raising request
in the form of an
electronic certificate, step S102 is specifically: receiving, by the first
terminal, a plurality of second
electronic certificates delivered by the second terminal, and confirming,
according to the second
electronic certificate information, whether accept at least one second
electronic certificate.
[0040] When the first terminal confirms the response to the fund-raising
request, step S102 is
executed; and when the first terminal confirms not to respond to the fund-
raising request, the
process ends.
[0041] 5103: the first terminal delivers a first electronic certificate to
the second terminal when
confirming the response to the fund-raising request.
[0042] When the first terminal acknowledges responding to the fund raising
request delivered
by the second terminal, the first terminal delivers a first electronic
certificate to the second
terminal.
[0043] The first electronic certificate is generated by the First Server
according to the first
terminal's request to freeze the first funds in the first user's funds account
and promises to settle
the payment certificate of electronic credit commitment of the first fund
according to the agreed
conditions. The first user is a user of the first terminal, the amount of
money represented by the
first electronic certificate is a first amount of money, and the First Server
is an account management
server of the first user.
[0044] Further, when the second terminal delivers the fund raising request
in the form of an
electronic certificate, step 5103 is specifically: the first terminal delivers
the first electronic
certificate to the second terminal when it is confirmed that the second
terminal receives at least
one second electronic certificate; wherein, the amount of investment
represented by the first
electronic certificate equals the sum of the financing amount represented by
at least one second
electronic certificate accepted by the second terminal.
[0045] 5104: When the sum of the funding amounts of all the first
electronic certificates that
are received by the second terminal within the preset time is less than the
target credit limit, the
second terminal delivers an instruction to the First Server that the financing
is unsuccessful.
[0046] For example, when the second terminal confirms that the amount of
funds of all the
8
Date Recue/Date Received 2024-02-23
first electronic certificates received within the preset time is less than the
target amount of money,
the fund-raising for the target item fails. The second terminal delivers an
instruction to raise funds
to the First Server corresponding to the received first electronic
certificate, and delivers the
received first electronic certificate to the corresponding First Server.
[0047] Further, when the sum of the funding amounts of all the first
electronic certificates that
are received by the second terminal within the preset time is not less than
the target credit limit,
notification information is delivered to the First Server; and delivering, by
the First Server in
response to the notification information, the funds represented by the first
electronic certificate to
the funds account of the second user.
[0048] For example, when the second terminal confirms that the sum of the
funding amounts
of all the first electronic certificates received within the preset time is
greater than or equal to the
target funding amount, for the successful financing of the target project, the
second terminal
delivers the notification message to First Server, which is received by the
First electronic
certificate.
[0049] Upon receiving the notification information delivered by the second
terminal, the First
Server releases the funds represented by the first electronic certificate in
response to the
notification message and transfers the unfrozen funds from the first user's
funds account to the
second user's funds account. The second user is the user of the second
terminal.
[0050] Wherein, First Server may directly transfer the unfrozen funds to
the second user's
funds account, or may allocate the unfrozen funds to the second terminal's
funds account by other
means, which is not limited herein.
[0051] Further, the step of the First Server, in response to the
notification information,
allocating the fund represented by the first electronic certificate to the
fund account of the second
user specifically includes:
[0052] In response to the notification message, First Server allocates the
funds represented by
the first electronic certificate to the funds account of Third Server. After
Server allocates the funds
represented by the first electronic certificate to the funds account of Third
Server, notify Third
Server to transfer funds not less than the target funds amount to the second
user's funds account so
that the second terminal can use the funds raised to start the target project.
9
Date Recue/Date Received 2024-02-23
[0053] S105: the First Server responds to the fund raising failure
instruction, and unfreezes all
the first electronic certificates.
[0054] When the First Server receives the instruction of the fund raising
failure delivered by
the second terminal and the first electronic certificate, in response to the
instruction of the fund
raising failure, the First Server releases all the received first electronic
certificates to deliver the
first electronic certificate. The funds are returned to the funds account of
the first terminal.
[0055] In the solution above, when the first terminal confirms that it is
responding to the fund
raising request delivered by the second terminal, it delivers the first
electronic certificate to the
second terminal and all the first electronic certificates received by the
second terminal within the
preset time when the sum of the funds amount is less than the target amount of
money, the First
Server delivers an instruction of initiating the fund-raising failure to
notify First Server to unfreeze
all the first electronic certificates. In the above way, during the fund-
raising process, the funds
represented by the electronic certificate are transmitted, and when the fund-
raising fails, the funds
represented by the electronic certificate are unfrozen to the fund account of
the first terminal; when
the second terminal completes the fund-raising according to the preset
condition. The second user
can obtain the funds represented by the electronic certificate and increase
the security of network
financing. The funds represented by the first electronic certificate can also
generate current interest
and raise the profit of the first terminal during the funding period.
[0056] Please refer to Figure 2, Figure 2 is a schematic flowchart of an
online financing method
according to an example of the present invention. The executive body in this
example is a second
terminal. The online financing method of this example includes the following
steps:
[0057] S201: the second terminal delivers a fund raising request of the
target item to the first
terminal.
[0058] When the second terminal needs to initiate fund-raising for the
target project, the
second terminal delivers the fund-raising request to the plurality of first
terminals.
[0059] Wherein, the funding request includes at least the target project
information, the target
amount of funds and the default time. The information of the target project is
the information of
the project that needs to be raised, and the target fund is the fund needed to
start or finish the target
project. The preset time is the funding period.
Date Recue/Date Received 2024-02-23
[0060] Further, the target project information may also include the way of
reporting, that is,
the way of reporting the object of financing to the object of financing after
the target project is
started or completed, the way of reporting may be cash or non-cash, for
example, shares, bonuses,
membership privileges, etc., which is not limited herein.
[0061] It can be understood that the fund-raising request may be delivered
by the second
terminal directly to the first terminal that meets the requirement, or it may
be that the second
terminal delivers the fund-raising request to the electricity supplier
platform, and the electricity
supplier platform screens the first terminal, and delivers the funding request
to the first terminal
that meets the requirement, which is not limited herein. The E-commerce
platform is a server with
integrated E-commerce capabilities. The E-commerce platform can be integrated
with First Server
or with two independent servers.
[0062] It is understandable that, in this example, the fund raising request
may be delivered in
the form of information and webpage links, and may also be delivered in the
form of an electronic
certificate, which is not limited herein.
[0063] Further, when the second terminal delivers the fund raising request
in the form of an
electronic certificate, step S201 is specifically:
[0064] The second terminal generates a plurality of second electronic
certificates according to
the fund raising request information of the target item, and delivers the
plurality of second
electronic certificates to the Second Server; and the Second Server delivers
the received multiple
second electronic certificates to the multiple first terminals.
[0065] Wherein, the second electronic certificate at least includes the
amount of funds
represented by the second electronic certificate, the target item information,
the target amount of
funds and the preset time. The sum of the financing quotas represented by the
multiple second
electronic certificates is greater than or equal to the target funding limit.
The second electronic
certificate may be an Object Credit Certificate, and the Object Credit
Certificate is an electronic
certificate that integrates the proj ect identifier and the E-commerce
function and records the project
information.
[0066] S202: the second terminal receives the first electronic certificate
that is delivered by
the first terminal when confirming the response to the fund-raising request.
11
Date Recue/Date Received 2024-02-23
[0067] Wherein, the first electronic certificate is delivered by the first
terminal to the second
terminal when the first terminal confirms the response to the fund raising
request delivered by the
second terminal, and the request for fund raising includes at least the target
item information, the
target amount of money and the preset time. The information of the target
project is the information
of the project that needs to be raised, and the target fund is the fund needed
to start or finish the
target project. The preset time is the funding period.
[0068] The first electronic certificate is generated by the First Server
according to the first
terminal's request to freeze the first funds in the first user's funds account
and promises to settle
the payment certificate of electronic credit commitment of the first fund
according to the agreed
conditions. The first user is a user of the first terminal, the amount of
money represented by the
first electronic certificate is a first amount of money, and the First Server
is an account management
server of the first user.
[0069] When the second terminal delivers the fund raising request in the
form of an electronic
certificate, step S202 is specifically: receiving, by the second terminal, a
first electronic certificate
that is delivered when the first terminal confirms accepting the at least one
second electronic
certificate.
[0070] Wherein, the second electronic certificate is generated by the
second terminal
according to the target item information, and there are multiple second
electronic certificates.
[0071] The amount of money frozen on behalf of the first electronic
certificate equals the sum
of the financing amount represented by the second electronic certificate
accepted by the first
terminal.
[0072] S203: When the sum of the funding amounts of all the first
electronic certificates that
are received by the second terminal within the preset time is less than the
target credit limit, the
second terminal delivers an instruction to the First Server that the financing
is unsuccessful.
[0073] The failed funding instruction is used to notify First Server to
respond to the failed
funding instruction and release the first electronic certificate.
[0074] For example, when the second terminal confirms that the amount of
funds of all the
first electronic certificates received within the preset time is less than the
target amount of money,
12
Date Recue/Date Received 2024-02-23
the fund-raising for the target item fails. The second terminal delivers an
instruction for fund
raising failure to the received First Server corresponding to the first
electronic certificate and
delivers the received first electronic certificate to the corresponding First
Server so that the First
Server receives the instruction of the fund raising failure and the first
electronic certificate, in
response to the instruction of the funding failure, unfreezing all the
received first electronic
certificates to return the funds represented by the first electronic
certificate to the second user's
funds account.
[0075] Further, when the sum of the funding amounts of all the first
electronic certificates that
are received by the second terminal within the preset time is not less than
the target credit limit,
notification information is delivered to the First Server.
[0076] For example, when the second terminal confirms that the sum of the
funding amounts
of all the first electronic certificates received within the preset time is
greater than or equal to the
target funding amount, for the successful financing of the target project, the
second terminal
delivers the notification message to First Server, which is received by the
First electronic
certificate, so that to notify First Server to unfreeze the funds represented
by the First electronic
certificate and transfer the unfrozen funds to the second user's funds account
so that the second
user can use the funds raised to start the target project. The second user is
a second terminal user.
[0077] Wherein, First Server may directly transfer the funds unfrozen to
the funds account of
the second terminal, or may allocate the unfrozen funds to the funds account
of the second terminal
through other channels, which is not limited herein.
[0078] In the solution above, the second terminal delivers financing
information to the multiple
first terminals and receives the first electronic certificate delivered by the
first terminal when
confirming the response to the fund-raising request. The second terminal
receives all when the sum
of the funds of the first electronic certificate is less than the target
amount of fund, the first
electronic certificate delivers an instruction of initiating an fund-raising
failure to First Server to
notify First Server to unfreeze the first electronic certificate. In the above
manner, the funds
represented by the electronic certificate are transmitted in the process of
fund-raising, and the funds
represented by the electronic certificate are unfrozen to the funds account of
the second terminal
when the fund-raising fails; and the second terminal completes the financing
according to the
preset conditions. The second user can obtain the funds and improve the
security of the network
13
Date Recue/Date Received 2024-02-23
financing. The funds represented by the first electronic certificate within
the funding period can
also generate interest rates and increase the profits of the first user.
[0079] Please refer to Figure 3, Figure 3 is a schematic flowchart of an
online financing method
according to another example of the present invention. The executive body in
this example is a
first terminal. The online financing method of this example includes the
following steps:
[0080] S301: the first terminal receives the fund raising request delivered
by the second
terminal.
[0081] The first terminal receives a fund raising request initiated by the
second terminal for
the target item. Wherein, the funding request includes at least the target
project information, the
target amount of funds and the default time. The information of the target
project is the information
of the project that needs to be raised, and the target fund is the fund needed
to start or finish the
target project. The preset time is the funding period.
[0082] Further, the target project information may also include the way of
reporting, that is,
the way of reporting the object of financing to the object of financing after
the target project is
started or completed, the way of reporting may be cash or non-cash, for
example, shares, bonuses,
membership privileges, etc., which is not limited herein.
[0083] It can be understood that the fund-raising request may be delivered
by the second
terminal directly to the first terminal that meets the requirement, or it may
be that the second
terminal delivers the fund-raising request to the electricity supplier
platform, and the electricity
supplier platform screens the first terminal, and delivers the funding request
to the first terminal
that meets the requirement, which is not limited herein. The E-commerce
platform is a server with
integrated E-commerce capabilities. The E-commerce platform can be integrated
with First Server
or with two independent servers.
[0084] It is understandable that, in this example, the fund raising request
may be delivered in
the form of information and webpage links, and may also be delivered in the
form of an electronic
certificate, which is not limited herein.
[0085] Further, when the second terminal delivers the fund raising request
in the form of an
electronic certificate, the step S301 is specifically:
14
Date Recue/Date Received 2024-02-23
[0086] The first terminal receives multiple second electronic certificates
that are delivered by
the second terminal through the Second Server.
[0087] Wherein, the plurality of second electronic certificates are
generated by the second
terminal according to the fund raising request information of the target item.
The second electronic
certificate at least includes the amount of funds represented by the second
electronic certificate,
the target item information, the target amount of funds, and the preset time.
The sum of the
financing quotas represented by the multiple second electronic certificates is
greater than or equal
to the target funding limit. The second electronic certificate may be an
Object Credit Certificate,
and the Object Credit Certificate is an electronic certificate that integrates
the project identifier
and the E-commerce function and records the project information.
[0088] S302: the first terminal delivers a first electronic certificate to
the second terminal when
confirming the response to the fund-raising request.
[0089] When receiving the fund raising request delivered by the second
terminal, the first
terminal confirms whether to respond to the fund raising request and delivers
a first electronic
certificate to the second terminal when confirming the response to the fund
raising request
delivered by the second terminal.
[0090] Wherein, the first electronic certificate is generated by the First
Server freezing the first
fund in the fund account of the first user according to the request of the
first terminal, and promises
to settle the payment certificate of electronic credit commitment of the first
fund according to the
agreed conditions. The first user is a user of the first terminal, the amount
of money represented
by the first electronic certificate is a first amount of money, and the First
Server is an account
management server of the first user.
[0091] Further, step 302 is specifically: delivering, by the first
terminal, a request for
generating the first electronic certificate to the First Server in response to
determining that the fund
raising request is delivered in response to the second terminal; wherein the
request is at least
Includes information of a first fund to be frozen; and when receiving the
first electronic certificate
delivered by the First Server, the first terminal delivers the first
electronic certificate to the second
terminal.
[0092] Further, when the second terminal delivers the fund raising request
in the form of an
Date Recue/Date Received 2024-02-23
electronic certificate, step S302 is specifically: the first terminal delivers
the first electronic
certificate to the second terminal when it is confirmed that the second
terminal receives at least
one second electronic certificate; wherein, the amount of investment
represented by the first
electronic certificate equals the sum of the financing amount represented by
at least one second
electronic certificate accepted by the second terminal.
[0093] In the solution above, when confirming the response to the fund
raising request
delivered by the first terminal, the second terminal delivers the first
electronic certificate to the
first terminal. In the above manner, the funds represented by the electronic
certificate are
transmitted in the process of fund-raising, and the funds represented by the
electronic certificate
are unfrozen to the funds account of the second terminal when the fund-raising
fails; and the second
terminal completes the financing according to the preset conditions. The
second user can obtain
the funds and improve the security of the network financing. The funds
represented by the first
electronic certificate within the funding period can also generate interest
rates and increase the
profits of the first user.
[0094] Please refer to Figure 4, Figure 4 is a schematic flow chart of
third example of a data
interaction processing method according to the present invention. The data
interaction processing
method in this example includes the following steps:
[0095] S401: the second terminal delivers an interactive request for
acquiring target data to
multiple first terminals.
[0096] When the second terminal needs to acquire the target data, the
second terminal delivers
an interactive request for acquiring the target data to the multiple first
terminals. The interactive
request includes at least the data value of the target data and the preset
time.
[0097] It is understandable that the interactive request may be delivered
in the form of
information, but not limited thereto, and may also be delivered in the form of
data certificate,
which is not limited herein.
[0098] When the interactive request is delivered in the form of data
certificate, step S401 is
specifically:
[0099] The second terminal generates a plurality of second data
certificates according to the
16
Date Recue/Date Received 2024-02-23
interactive request of the target data, and delivers the plurality of second
data certificates to the
Second Server, and the Second Server delivers the received second data
certificates to the plurality
of first terminal.
[0100] Wherein, the second data certificate at least includes the data
represented by the second
data certificate, the data value of the target data, and the preset time, and
the sum of the data values
of the data represented by the multiple second data certificates is greater
than or equal to the sum
of the data values of the target data. The data represented by the second data
certificate is the first
data of the target data.
[0101] S402: the first terminal receives the interactive request, and
confirms whether to
respond to the interactive request.
[0102] When receiving the interactive request delivered by the second
terminal, the first
terminal confirms whether to respond to the interactive request. Further, when
the interactive
request is delivered in the form of data certificate, step S402 is
specifically: receiving, by the first
terminal, a plurality of second data certificates delivered by the second
terminal, and confirming
to accept at least one second data certificate according to the second data
certificate information.
[0103] When responding to the interactive request, step S403 is executed;
and when the
interactive request is not responded, the process ends.
[0104] S403: the first terminal delivers a first data certificate to the
second terminal when
responding to the interactive request delivered by the second terminal.
[0105] The first data certificate is generated by the First Server by
locking the first data in the
first terminal according to the request of the first terminal.
[0106] Further, when the interactive request is delivered in the form of
data certificate, step
S403 is specifically: the first terminal delivers the first data certificate
to the second terminal when
confirming the acceptance of at least one second data certificate.
[0107] The size of the data value of the locked data represented by the
first data certificate is
equal to the sum of the data values of the data represented by the second data
certificate accepted
by the first terminal.
[0108] S404: When the sum of the sizes of the data values represented by
all the first data
17
Date Recue/Date Received 2024-02-23
certificates that are received by the second terminal within the preset time
is less than the data
value of the target data, deliver target data exchange failed instructions.
[0109] For example, when the second terminal confirms that the sum of the
data value sizes
represented by all the first data certificates received within the preset time
is smaller than the data
value size of the target data included in the interactive request, the
acquiring, by the second
terminal, the received first data server corresponding to the first data
certificate delivers an
instruction that the target data exchange fails, and delivers the received
first data certificate to the
corresponding First Server.
[0110] Further, when the sum of the sizes of the data values represented by
all the first data
certificates that are received by the second terminal within the preset time
is not less than the data
value size of the target data, sending, by the First Server, notification
information; and in response
to the notification information, adding, by the First Server, data with the
same size as the data value
of the data represented by the first data certificate to the second terminal.
[0111] For example, when the second terminal confirms that the sum of the
sizes of the data
valuesrepresented by all the first data certificates received within the
preset time is greater than or
equal to the size of the data value of the target data, the received second
data certificate
corresponding First Server, and delivers a notification to the First Server
that the target data
exchange was successful. The notification information includes at least the
first data certificate
information.
[0112] When receiving the notification information delivered by the second
terminal, the First
Server unlocks the data of the same size as the data value of the data
represented by the first data
certificate in response to the notification message, and adds the unlocked
data to the second
terminal.
[0113] Wherein, the First Server may directly add the unlocked data to the
second terminal, or
may add the unlock data to the second terminal by other means, which is not
limited herein.
[0114] S405: the First Server unlocks the first data certificate in
response to the instruction
that the interaction fails.
[0115] When the First Server receives the instruction of the interaction
failure and the first
18
Date Recue/Date Received 2024-02-23
data certificate delivered by the second terminal, the First Server unlocks
the received first data
certificate and responds to the instruction of the interaction failure, and
the data represented by the
first data certificate is added to the data unit of first terminal.
[0116] The data interaction processing method in the example of the present
invention is
described below by way of example.
[0117] For example, the first terminal is User B, the second terminal is
user C, and the first
terminal is multiple, that is, Bl, B2, ...,: Bn. User B is an administrator
for more than one client
and has a corresponding password for each client for administrator privileges.
Clients can be
personal computers, tablets, smart phones and other devices that can exchange
data with servers
through the network. The user C initiates an interactive request that needs
target data to the User
B. The target data includes first data, second data,..., N th data, and the
first data is a password for
requesting administrator rights of one of the clients, and the second data is
a password for
requesting management rights of another client. That is, the user C requests
the User B1 the
password of the administrator authority of the Client 2 and the password of
the administrator
authority of the Client 3 to the User B2.
[0118] When the User B determines that the interactive request for
acquiring the target data
delivered by the user C is to be responded to, the User B issues a data
certificate to the user C
through the First Server and delivers the data certificate to the user C. The
user C may set a preset
time for requesting the User B to respond to the interactive request. For
example, user C sets that
User B needs to deliver the administrator rights of clients 2 and 3 to User B
within a month.
[0119] Wherein, User B's administrator password is saved in the First
Service Party, and for
each client, the corresponding administrator privileges have different levels
of importance. For
example, Client 1 is a corporate server, Client 2 is a tablet, and Client 3 is
a personal computer.
Therefore, you need to set the highest level of administrator privileges for
Client 1, the most
important level for administrator permissions for Client 3, and secondly, the
importance level for
Client 2's administrator permissions.
[0120] When User B1 agrees to pass the Client 2's administrator authority
to user C, the
corresponding data certificate is provided to First Server. The data
certificate may be an operation
log when the User B1 manages the Client 2, so as to prove the security and
reliability of the User
19
Date Recue/Date Received 2024-02-23
B1 .
[0121] 126] When User B2 agrees to give Client 3's administrator authority
to User C, the
corresponding data certificate is provided to First Server. The data
certificate may be an operation
log when the User B2 manages the Client 3, so as to prove the security and
reliability of the User
B2.
[0122] When the user C receives the data certificate submitted by the User
B 1, the user C
blocks the administrator right of the User B1 on the Client 2 according to the
content of the data
certificate submitted by Bl, that is, the User B1 cannot use the corresponding
password to decrypt
the Client 2 to manage. When the First Server receives the data certificate
submitted by the User
B2, the First Server blocks, according to the content of the data certificate
submitted by the B2,
the administrator right of the User B2 on the Client 3, that is, the User B2
cannot manage the Client
3 by using the corresponding password.
[0123] When user C confirms that only the data certificate issued by User
B1 or User B2 is
acquired within the preset time, the target data fails to be obtained. User C
notifies First Server to
return the data certificate delivered by B1 to User B1 to return the password
of Client 2's
administrator right and the data certificate returned by B2 to User B2 to
return the password of
Client 3's administrator.
[0124] When the user C confirms that both the data certificates issued by
the users B1 and B2
are obtained within the preset time, the user C delivers an instruction to the
First Server to obtain
the target data to notify the First Server to acquire the Client 2 and the
Client 3 and delivers the
password of the administrator authority of the Client 2 and the Client 3 to
the user C and opens the
authority of the first data in the Client 2 for the user C and the password of
the second user in the
open Client 3 data permissions.
[0125] In the above, when the User B (data provider) receives a request
from the user C (data
requesting party) for obtaining the administrator authority password of the
Client 2 or 3, the First
Server confirms whether it is the user C according to the instruction
delivered by the user C open
Client 2, 3 administrator privileges. On the one hand, User B1 and B2 give
administrators authority
to the process of user C. Risk management is controlled through First Server.
User data and
certificate of B1 and B2 are guaranteed as guarantee, so that administrators'
rights will not be
Date Recue/Date Received 2024-02-23
transferred arbitrarily. On the other hand, when the First Server confirms
that the user C
successfully acquires the target data within the preset time, the
administrator delivers the
administrator authority of the Client 2 or 3 storing the target data to the
user C; and when the target
data is failed to be acquired, the First Server returns Users B1 and B2 have
their own administrator
rights on their respective clients so as to ensure that there is only one
administrator's authority on
the clients so as not to cause confusion in the client's data management and
avoid the risk of client
data security.
[0126] Further, the requested data may also be text data, audio data, video
data, program data
or financial data in the financial field, etc. In the case of financial data,
such as funds, the User B
is now connected to the user, the user C is the sponsor of funding, the server
is Funds-Management
server, for example, bank. If it is audio data, such as a song, the data
requester and the data initiator
may be clients with multimedia playing functions such as mobile phones, and
the server is a music
web site server.
[0127] In the above solution, when the first terminal responds to the
interactive request
delivered by the second terminal in response to the request, it delivers a
first data certificate to the
second terminal; all the first data certificates that the second terminal
receives within a preset time
represented by when the sum of the data values is smaller than the data value
of the target data,
the First Server delivers a message indicating that the target data exchange
fails to the First Server,
and notifies the First Server to unlock the first data certificate. In the
foregoing manner, when data
is transmitted in the form of data certificate during data exchange and the
data exchange is
completed when the first terminal does not meet the preset condition, the
second terminal cannot
successfully obtain the data provided by the second terminal. Only when the
first terminal matches
when the preset condition completes the data interaction, the second terminal
can successfully
obtain the data provided by the first terminal, which can improve the security
of data interaction.
[0128] Please refer to Figure 5, Figure 5 is a schematic flowchart of
another example of a data
interaction processing method according to the present invention. The
executive body in this
example is a second terminal. The data interaction processing method in this
example includes the
following steps:
[0129] S501: the second terminal delivers an interactive request for
acquiring target data to
multiple first terminals.
21
Date Recue/Date Received 2024-02-23
[0130] When it is needed to acquire the target data, the second terminal
delivers an interactive
request for acquiring the target data to the multiple first terminals. The
interactive request includes
at least the data value of the target data and the preset time.
[0131] It is understandable that the interactive request may be delivered
in the form of
information, but not limited thereto, and may also be delivered in the form of
data certificate,
which is not limited herein.
[0132] When the interactive request is delivered in the form of data
certificate, step S501 is
specifically as follows:
[0133] The second terminal generates a plurality of second data
certificates according to the
interactive request of the target data, and delivers the plurality of second
data certificates to the
Second Server, and the Second Server delivers the received second data
certificates to the plurality
of first terminal.
[0134] Wherein, the second data certificate at least includes the data
represented by the second
data certificate, the data value of the target data, and the preset time, and
the sum of the data values
of the data represented by the multiple second data certificates is greater
than or equal to the sum
of the data values of the target data. The data represented by the second data
certificate is the first
data of the target data.
[0135] S502: the second terminal receives the first data certificate
delivered by the first
terminal.
[0136] Wherein, the first data certificate is delivered by the first
terminal to the second terminal
in response to the interactive request for acquiring the target data delivered
by the second terminal,
where the target data includes at least the data value of the target data and
the preset time, and the
first A data certificate is generated for the First Server to lock the first
data in the first terminal
according to the request of the first terminal.
[0137] Further, when the interactive request is delivered in the form of
data certificate, step
S502 is specifically: receiving, by the second terminal, the first data
certificate that is delivered by
the first terminal when confirming the acceptance of the at least one second
data certificate. Where
the at least one second data certificate is at least one of a plurality of
second data certificates that
22
Date Recue/Date Received 2024-02-23
the Second Server delivers to the second terminal.
[0138] The size of the data value of the locked data represented by the
first data certificate is
equal to the sum of the data values of the data represented by the second data
certificate accepted
by the first terminal.
[0139] S503: When the sum of the sizes of the data values represented by
all the first data
certificates that are received by the second terminal within the preset time
is less than the data
value of the target data, deliver target data exchange failed instructions.
[0140] For example, when the second terminal confirms that the sum of the
data value sizes
represented by all the first data certificates received within the preset time
is smaller than the data
value size of the target data included in the interactive request, the
acquiring, by the second
terminal, the received first data server corresponding to the first data
certificate delivers an
instruction that the target data exchange fails, and delivers the received
first data certificate to the
corresponding First Server. Wherein, the instruction of interaction failure is
used to notify First
Server to unlock the first data certificate.
[0141] When the First Server receives the instruction of the interaction
failure and the first
data certificate delivered by the second terminal, the First Server unlocks
the received first data
certificate and responds to the instruction of the interaction failure, and
the data represented by the
first data certificate is added to first terminal.
[0142] Further, when the sum of the sizes of the data values represented by
all the first data
certificates that are received by the second terminal within the preset time
is not less than the data
value size of the target data, the first terminal notifies the first server
adds data with the same size
as the data value of the data represented by the first data certificate to the
second terminal.
[0143] For example, when the second terminal confirms that the sum of the
sizes of the data
values represented by all the first data certificates that are received within
the preset time is not
less than the size of the data value of the target data, the received first
data certificate corresponding
and delivers the First Server a notification message indicating that the
target data exchange
succeeds, so as to notify the First Server to add the data of the same size as
the data value of the
data represented by the first data certificate to the storage unit of second
terminal. The notification
information includes at least the first data certificate information.
23
Date Recue/Date Received 2024-02-23
[0144] In the solution above, when the second terminal receives the first
data certificate
delivered by the first terminal and confirms that the sum of the sizes of the
data values represented
by all the first data certificates received within the preset time is smaller
than the data value of the
target data. Sends a message to First Server that the target data exchange
fails, so as to notify First
Server to unlock the first data certificate. In the foregoing manner, when
data is transmitted in the
form of data certificate during data exchange and the data exchange is
completed when the first
terminal does not meet the preset condition, the second terminal cannot
successfully obtain the
data provided by the second terminal. Only when the first terminal matches
when the preset
condition completes the data interaction, the second terminal can successfully
obtain the data
provided by the first terminal, which can improve the security of data
interaction.
[0145] Please refer to Figure 6, Figure 6 is a schematic flow chart of
example of a data
interaction processing method according to the present invention. The
executive body in this
example is a first terminal. The data interaction processing method in this
example includes the
following steps:
[0146] S601: the first terminal receives the interactive request delivered
by the second
terminal.
[0147] The first terminal receives an interactive request for acquiring
target data delivered by
a second terminal, and confirms whether to respond to the interactive request.
The interactive
request includes at least the data value of the target data and the preset
time.
[0148] It is understandable that the interactive request may be delivered
in the form of
information, but not limited thereto, and may also be delivered in the form of
data certificate,
which is not limited herein.
[0149] When the interactive request is delivered in the form of data
certificate, step S601 is
specifically: receiving, by the first terminal, a plurality of second data
certificates delivered by the
second terminal, and confirming whether to accept at least one second data
certificate according
to the second data certificate information.
[0150] The second data certificate is generated by the second terminal
according to the
interactive request of the target data, where the second data certificate is
generated and delivered
by the Second Server to the first terminal.
24
Date Recue/Date Received 2024-02-23
[0151] Wherein, the second data certificate at least includes the data
represented by the second
data certificate, the data value of the target data, and the preset time, and
the sum of the data values
of the data represented by the multiple second data certificates is greater
than or equal to the sum
of the data values of the target data. The data represented by the second data
certificate is the first
data of the target data.
[0152] When responding to the interactive request, step S602 is executed;
and when the
interactive request is not responded, the procedure ends.
[0153] S602: the first terminal delivers a first data certificate to the
second terminal when
confirming the response to the interactive request.
[0154] Wherein, the interactive request includes at least the data value of
the target data and
the preset time. The first data certificate is generated by the First Server
by locking the first data
in the first terminal according to the request of the first terminal.
[0155] Further, when the interactive request is delivered in the form of
data certificate, step
S602 is specifically: the first terminal delivers the first data certificate
to the second terminal when
confirming the acceptance of at least one second data certificate.
[0156] The size of the data value of the locked data represented by the
first data certificate is
equal to the sum of the data values of the data represented by the second data
certificate accepted
by the first terminal.
[0157] Further, the step of the first terminal delivering the first data
certificate to the second
terminal when confirming the response to the interactive request is
specifically:
[0158] The first terminal delivers a request for generating a first data
certificate to the First
Server when confirming the response to the interactive request delivered by
the second terminal.
The request for generating the first data certificate includes at least the
information of the first data
to be locked. When receiving the first data certificate delivered by the First
Server, the first terminal
delivers the first data certificate to the second terminal.
[0159] In the solution above, when confirming to respond to the interactive
request delivered
by the second terminal, the first terminal delivers a first data certificate
to the first terminal. In the
foregoing manner, when data is transmitted in the form of data certificate
during data exchange
Date Recue/Date Received 2024-02-23
and the data exchange is completed when the first terminal does not meet the
preset condition, the
second terminal cannot successfully obtain the data provided by the second
terminal. Only when
the first terminal matches when the preset condition completes the data
interaction, the second
terminal can successfully obtain the data provided by the first terminal,
which can improve the
security of data interaction.
[0160] Please refer to Figure 7, Figure 7 is a schematic structural diagram
of an example of a
data interaction processing device according to the present invention. Each
module included in the
data interaction processing device in this example is used to execute each
step in the example
corresponding to Figure 5 and Figure 5. For details, reference may be made to
related descriptions
in the examples corresponding to Figure 5 and Figure 5, and details are not
described herein again.
The data interaction processing device in this example is a second terminal.
The data interaction
processing device in this example includes a delivering module 710, an
acquisition module 720, a
confirming module 730, and a notification module 740.
[0161] The delivering module 710 is used to deliver an interactive request
for acquiring target
data to a first terminal, where the interactive request includes at least a
data value of the target data
and a preset time.
[0162] The acquisition module 720 is used to receive a first data
certificate delivered by a first
terminal, where the first data certificate is delivered when the first
terminal confirms to respond to
an interactive request delivered by a second terminal, where the interaction
request includes at
least the data value of the target data and the preset time, and the first
data certificate is generated
by the First Server locking the first data in the first terminal.
[0163] Further, the acquisition module 720 is used to receive the first
data certificate delivered
by the first terminal when confirming the acceptance of the at least one
second data certificate,
where the at least one second data certificate is delivered by the second
terminal according to the
target second data certificate generated by the interactive request for the
data and delivered by the
Second Server to the acquisition module 720.
[0164] The confirming module 730 is used to determine whether the sum of
the sizes of the
data values represented by all the first data certificates that are received
by the acquisition module
within the preset time is less than the data value size of the target data.
26
Date Recue/Date Received 2024-02-23
[0165] The notification module 740 is further configured to, when the
confirmation module
730 determines that the sum of the data size values of all the first data
certificates received within
the target date is smaller than the data value size of the target data. The
First Server delivers an
instruction that the target data exchange fails, where the instruction of
interacting fails is used to
notify the First Server to unlock the first data certificate.
[0166] Further, the notification module 740 is used to notify the First
Server to notify, when
the confirmation result of the confirmation module 730 is that the sum of the
sizes of the data
valuesrepresented by all the first data certificates is not smaller than the
data value size of the target
data. The data of the same size as the data value of the data represented by
the first data certificate
is added to the data interaction processing device.
[0167] In the above solution, the data interaction processing device
receives the first data
certificate delivered by the first terminal and confirms that the sum of the
sizes of the data values
represented by all the first data certificates received within the preset time
is smaller than the data
value of the target data. Sends a message to First Server that the target data
exchange fails, so as
to notify First Server to unlock the first data certificate. In the foregoing
manner, when data is
transmitted in the form of data certificate during data exchange and the data
exchange is completed
when the first terminal does not meet the preset condition, the second
terminal cannot successfully
obtain the data provided by the second terminal. Only when the first terminal
matches when the
preset condition completes the data interaction, the second terminal can
successfully obtain the
data provided by the first terminal, which can improve the security of data
interaction.
[0168] Please refer to Figure 8, Figure 8 is a schematic structural diagram
of an example of a
data interaction processing device according to the present invention. Each
module included in the
data interaction processing device in this example is used to execute each
step in the example
corresponding to Figure 6 and Figure 6. For details, reference may be made to
related descriptions
in the examples corresponding to Figure 6 and Figure 6, and details are not
described herein again.
The data interaction processing device in this example is a first terminal.
The data interaction
processing device in this example includes a receiving module 810 and a
response module 820.
[0169] The receiving module 810 is used to receive an interactive request
delivered by a
second terminal, where the interactive request includes at least a data value
of the target data and
a preset time.
27
Date Recue/Date Received 2024-02-23
[0170] The response module 820 is used to deliver a first data certificate
to the second terminal
when confirming the interactive request received by the response receiving
module 810, where the
interactive request at least includes the data value of the target data and a
preset time; the first data
certificate is generated by the First Server by locking the first data in the
first terminal according
to the request of the first terminal.
[0171] In the above solution, when confirming the response to the
interactive request delivered
by the second terminal, the data interaction processing device delivers the
first data certificate to
the first terminal. In the foregoing manner, when data is transmitted in the
form of data certificate
during data exchange and the data exchange is completed when the first
terminal does not meet
the preset condition, the second terminal cannot successfully obtain the data
provided by the
second terminal. Only when the first terminal matches when the preset
condition completes the
data interaction, the second terminal can successfully obtain the data
provided by the first terminal,
which can improve the security of data interaction.
[0172] Please refer to Figure 8, Figure 8 is a schematic structural diagram
of an example of a
data interaction processing device according to the present invention. The
data interaction
processing device in this example is a second terminal. The data interaction
processing device in
this example includes a receiver 910, a processor 920, a transmitter 930, a
read-only memory 940,
a random access memory 950, and a bus 960.
[0173] The receiver 910 is used for receiving data.
[0174] The processor 920 controls the operation of the data interaction
processing device. The
processor 920 may also be referred to as a CPU (Central Processing Unit). The
processor 920 may
be an integrated circuit chip with signal processing capabilities. The
processor 820 may also be a
general purpose processor, a digital signal processor (DSP), an application
specific integrated
circuit (ASIC), a field programmable gate array (FPGA) or other programmable
logic device,
discrete gate or transistor logic, discrete hardware components. The general
purpose processor may
be a microprocessor or the processor may also be any conventional processor
and so on.
[0175] This transmitter 930 is used for transmitting data.
[0176] The memory may include a read-only memory 940 and a random access
memory 950
and provide instructions and data to the processor 920. A portion of the
memory may also include
28
Date Recue/Date Received 2024-02-23
non-volatile random access memory (NVRAM).
[0177] The various components of the data interaction processing device are
coupled together
by a bus 960, which may include a power bus, a control bus, a status signal
bus, and so on in
addition to a data bus. However, for the sake of clarity, various buses are
labelled bus 960 in the
figure.
[0178] The memory stores the following elements, executable modules or data
structures, or a
subset of them, or their extensions:
[0179] Operation Instructions: Various operation instructions are included
for various
operations.
[0180] Operating System: Includes various system programs for implementing
various basic
services and handling hardware-based tasks.
[0181] In the example of the present invention, the processor 920 performs
the following
operations by invoking memory-stored operation instructions (the operation
instructions may be
stored in the operating system):
[0182] The processor 920 is used to control the receiver 910 receiver 810
to receive the first
data certificate sent by the first terminal, where the first data certificate
is delivered by the first
terminal after confirming that the second terminal delivers the
acknowledgement. The first data
certificate is generated by the First Server according to a request of the
first terminal for locking
the first data in the first terminal, and the first data certificate is
generated when the first data
certificate is delivered by the first terminal;
[0183] The processor 920 is used to determine whether the sum of the sizes
of the data values
represented by all the first data certificates that are received by the
acquisition module within the
preset time is less than the data value size of the target data;
[0184] The processor 920 is used to deliver the target data to the received
First Server if the
sum of the data value sizes of all the first data certificates received within
the target date is smaller
than the data value size of the target data. Wherein the instruction failed to
interact is used to notify
the First Server to unlock the first data certificate.
[0185] Further, the processor 920 is used to control the receiver 910 to
receive, by the receiver
29
Date Recue/Date Received 2024-02-23
810, a first data certificate that is delivered when the first terminal
confirms to accept the at least
one second data certificate. Where the at least one second data certificate is
delivered by the second
terminal according to the target second data certificate generated by the
interactive request for the
data and delivered by the Second Server to the acquisition module;
[0186] The processor 920 is also used to, when the confirmation result is
that the sum of the
sizes of the data valuesrepresented by all of the first data certificates is
not smaller than the data
value size of the target data, notify the First Server to be the same as the A
data certificate data
represented by the data value of the same size data to the second terminal.
[0187] In the above solution, the data interaction processing device
receives the first data
certificate delivered by the first terminal and confirms that the sum of the
sizes of the data values
represented by all the first data certificates received within the preset time
is smaller than the data
value of the target data. Sends a message to First Server that the target data
exchange fails, so as
to notify First Server to unlock the first data certificate. In the foregoing
manner, when data is
transmitted in the form of data certificate during data exchange and the data
exchange is completed
when the first terminal does not meet the preset condition, the second
terminal cannot successfully
obtain the data provided by the second terminal. Only when the first terminal
matches when the
preset condition completes the data interaction, the second terminal can
successfully obtain the
data provided by the first terminal, which can improve the security of data
interaction.
[0188] Please refer to Figure 10, Figure 10 is a schematic structural
diagram of an example of
a data interaction processing device according to the present invention. The
data interaction
processing device in this example is a first terminal. The data interaction
processing device in this
example includes a receiver 1010, a processor 1020, a transmitter 1030, a read-
only memory 1040,
a random access memory 1050, and a bus 1060.
[0189] The receiver 1010 is used for receiving data.
[0190] The processor 1020 controls the operation of the data interaction
processing device.
The processor 1020 may also be referred to as a CPU (Central Processing Unit).
The processor
1020 may be an integrated circuit chip with signal processing capabilities.
The processor 1020
may also be a general purpose processor, a digital signal processor (DSP), an
application specific
integrated circuit (ASIC), a field programmable gate array (FPGA) or other
programmable logic
Date Recue/Date Received 2024-02-23
device, discrete gate or transistor logic, discrete hardware components. The
general purpose
processor may be a microprocessor or the processor may also be any
conventional processor and
so on.
[0191] This transmitter 1030 is used for transmitting data.
[0192] The memory may include a read only memory 1040 and a random access
memory 1050
and provide instructions and data to the processor 1020. A portion of the
memory may also include
non-volatile random access memory (NVRAM).
[0193] The various components of the data interaction processing device are
coupled together
via a bus 1060, which may include a power bus, a control bus, a status signal
bus, etc., in addition
to the data bus. However, for the sake of clarity, various buses are labelled
as buses 1060 in the
figure.
[0194] The memory stores the following elements, executable modules or data
structures, or a
subset of them, or their extensions:
[0195] Operation Instructions: Various operation instructions are included
for various
operations.
[0196] Operating System: Includes various system programs for implementing
various basic
services and handling hardware-based tasks.
[0197] In the example of the present invention, the processor 1020 performs
the following
operations by invoking memory-stored operation instructions (the operation
instructions may be
stored in the operating system):
[0198] The processor 1020 is used to control the receiver 1010 to receive
an interactive request
delivered by a second terminal, where the interactive request includes at
least a data value of the
target data and a preset time.
[0199] The processor 1020 is used to control the transmitter 1030 to
deliver a first data
certificate to the second terminal when confirming the response to the
interactive request. The
interactive request includes at least the data value of the target data and a
preset time; and the first
data certificate is generated by the First Server by locking the first data in
the first terminal
according to the request of the first terminal.
31
Date Recue/Date Received 2024-02-23
[0200] Further, the processor 1020 is specifically configured to control
the deliverer 1030 to
deliver, to the First Server, a request for generating the first data
certificate when confirming the
response to the interactive request, and is used to: after receiving the first
Server delivers the first
data certificate to the second terminal, where the request includes at least
information about the
first data to be locked.
[0201] In the solution above, the data interaction processing device
receives an interactive
request delivered by a second terminal, and delivers a first data certificate
to the second terminal
when confirming the response to the interactive request. In the foregoing
manner, when data is
transmitted in the form of data certificate during data exchange and the data
exchange is completed
when the first terminal does not meet the preset condition, the second
terminal cannot successfully
obtain the data provided by the second terminal. Only when the first terminal
matches when the
preset condition completes the data interaction, the second terminal can
successfully obtain the
data provided by the first terminal, which can improve the security of data
interaction.
[0202] In the several examples provided in the present invention, it should
be understood that
the disclosed system, device, and method may be implemented in other manners.
For example, the
device implementation described above is merely exemplary. For example, the
division of the
modules or units is merely logical function division and may be other division
in actual
implementation. For example, a plurality of units or components may be
Combining or may be
integrated into another system, or some of the features may be ignored or not
performed. In
addition, the shown or discussed mutual coupling or direct coupling or
communication connection
may be indirect coupling or communication connection through some interfaces,
devices or units,
and may be electrical, mechanical or other forms.
[0203] The units described as separate components may be or may not be
physically separated.
The components displayed as units may or may not be physical units, that is,
may be located in
one place or may be distributed to multiple networks unit. Some or all of the
units may be selected
according to actual needs to achieve the objectives of the solution of the
examples.
[0204] In addition, each of the functional units in the examples of the
present invention may
be integrated in one processing unit, or each of the units may exist alone
physically, or two or more
units may be integrated in one unit. The above-mentioned integrated unit can
be implemented in
the form of hardware or in the form of software functional unit.
32
Date Recue/Date Received 2024-02-23
[0205]
When the integrated unit is implemented in the form of a software functional
unit and
is sold or used as an independent commodity, the integrated unit may be stored
in a computer-
readable storage medium. Based on such understanding, the technical solution
of the present
invention essentially, or the part contributing to the prior art, or all or
part of the technical solution
may be embodied in the form of a software commodity stored in a storage medium
Includes several
instructions for causing a computer device (which may be a personal computer,
a server, a network
device, etc.) or a processor to execute all or part of the steps of the method
according to the
examples of the present invention. The foregoing storage medium includes
various media capable
of storing program codes, such as a USB flash disk, a removable hard disk, a
read only memory
(ROM), a random access memory (RAM), a magnetic disk, or an optical disk.
33
Date Recue/Date Received 2024-02-23
