Note: Descriptions are shown in the official language in which they were submitted.
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SPECIFICATIONS of the PERSONAL ELECTRONIC TRANSACTION CARD
This invention relates to an electronic transaction card. More particularly,
it relates to a duel-
position electronic transaction card which utilizes two to eight magnetic
strips (or other data storage
medium strips). These strips are independently written and may be used in
various ways such as
credit, debit, cash, award points, loyalty programs, affinity programs,
insurance, personal
identification, information storage, single and co-branding programs,
licenses, and electronic keys.
To date, data strips are commonly magnetic and magnetic stripe cards have used
only one
conventional magnetic strip. Although preposed patents which incorporate one
to four conventional
strips have been granted, theses designs have not gained popular acceptance,
if any at all. The
problems are likely legal with respect to combining more than one corporation
onto the same
magnetic card. In an effort to overcome this non-acceptance and to make it
more convenient for the
consuming public to use all of their cards, the enclosed design emerged. This
design will allow for
all conventional existing magnetic strip readers to remain in place, without
costly up grades, while
still accomplishing the goal of replacing two to eight magnetic stripe cards
with one card.
The new personal electronic transaction card, hereinafter "PET Card",
disclosed herein
overcomes many of the restrictions of the existing patents and the limitations
of the single magnetic
stripe card. The PET Card allows for the consumer to choose what cards to put
on his PET Card and
allows for multiple cards to be place on one card. This would reduce the bulk
and awkwardness for
the consumer. The consumer could conceivable carry all of their cards, all of
the time A consumer
PET Card would ensures that the cards that have been issued to the consumer
will be available at the
time when the consumer needs to use the same, this in turn would likely
provide more revenue for
the issuer of the card and the vendor; while at the same time providing more
saving and rewards to
the consumer.
OBJECTS:
(1) To create a duel- position personalized electronic transaction cards which
have 2 to 8 magnetic stripes.
(2) To extend the life of current magnetic stripe technology by increasing its
usefulness.
(3) To reduce consumer reward and discount losses by making all cards
available
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at all of the time
(4) To increase credit card usage for various smaller business that have their
own
store credit card by making their cards readily available to the consumer.
(5) To make it easier for smaller business vendor to sell their product to the
consumer by having more payment options available for the consumer.
(6) To reduce the overall bulk, carrying weight, and security short coming of
single stripe cards.
(7) To reduce plastic waste into the environment.
ADVANTAGES
(1) The PET Card would in essence allow the consumer the convenience of
having from six to twenty four cards on his/her person in the same area of
his/her wallet that three conventional magnetic stripe cards would now occupy.
This reduction in both weight and bulk is considerable, and would be
appealing to the consuming public given the fact that most places have some
form of single stripe credit or reward card.
(2) This convenient and constant access to multiple cards would reduce the
likelihood of the consumer forgetting a particular credit, reward, or discount
card at home or in another wallet. Thus increasing saving to the consumer and
revenue to the business entity or credit issuer all at the same time.
(3) If a PET card is lost or stolen it is not immediately devastating. There
is added
security to the consumer in knowing that their main cards and information is
safely at home.
(4) The PET Card may eventually be used by major financial institutes to
combine
two or more of their services on one card (i.e. debit and credit), leaving the
other stripes available for the consumer to personalize. This would greatly
reduced their costs with respect to billing, mailing and production of
transaction cards.
(5) PET cards would have longevity by being flexible. The Pet Card would
allow the consumer to erase one stripe on the card and replace that
information with data from another card, this inturn would reduce waste.
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DESCRIPTION OF THE PERSONAL ELECTRONIC TRANSACTION CARD
The invention herein described provides for a duel-position personalized
electronic
transaction card or PET Card which contains two base card made of the same
plastics as
conventional credit cards, or from other non conventional plastic, composites,
or textiles, hereinafter
referred to as sub-cards, however, dependant on manufacturing process, the PET
card can also be
comprised of four half sub-cards made of the same plastic as conventional
credit cards, or from other
non conventional plastic, composites, or textiles, hereinafter referred to as
quarter-cards. Either sub-
card or quarter cards would be approximately half the thickness of a current
conventional magnetic
strip plastic card; and each sub-card shall contain one, two, three or four
magnetic, infrared, binary,
optical, or holographic date storage strips or medium, totalling three to
eight magnetic or data strips
per PET Card. Each sub-card shall be scored about one quarter the depth of the
sub-card's thickness
and the scoring runs the full length of each sub-card in the middle of each
sub-card. Each half of the
sub-card shall contain up to two data storage strips, one strip positioned the
standard distance, for
magnetic strips, from the lengthwise edge, the other strip positioned the same
standard distance from
the score in the centre of the sub-card. Each sub-card shall be joined or
jointed to the other sub-card
via the lengthwise edge of each side of each sub-card such that all data
storage strips are facing
outward. Likewise quarter-card shall contain at least one, and no more than
two magnetic strip(s) or
similar data storage medium including, but not limited to, infrared, binary,
optical, or holographic
strips, and each strip shall be positioned the standard distance for magnetic
strip from either or both
lengthwise edges of the quarter-card. Each quarter card shall be joined or
jointed to another quarter-
card via the lengthwise edge until four quarter cards are joined. Thus each
PET card will have either
a total of two sub-cards with two scores, or four quarter cards, totalling
three to eight data or
magnetic strips per PET Card.
Two sub-card with scores, or four quarter-card will be joined such that the
card will have
complete adhesion between all length-wise edges so that the card is a square
tube when look at mid-
way through the transition between its' first position and its second
position. For greater descriptive
certainty the transformation into the second position will cause the scored
centre on both sub-cards to
become the lengthwise edge of the Pet Card in the second position.
The completed eight strip Pet Card will naturally have up to four data strips
readily readable
by the appropriate self-sliding data reader device, debit machine, credit card
reader, automated teller
machine or any other similar electronic transaction card reader, AND will be
able to transform into a
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second position such that the data strips, up to four, located by the centre
scored line would be
readable by the same appropriate self-sliding data reader device, debit
machine, credit card reader,
automated teller machine or any other similar electronic transaction card
reader.
The PET card may, include photo images, one or more electronic chips, account
number,
effectives dates, expiry dates, signature stripes, authorized users, multi-
currency options, full
shielding foils, local shielding foils, card holes, colour code matching,
feature embossing, dedicated
feature imaging, ghostings, issuer names, issuer codes, bar codes, serial
number, logos, emblems,
artwork, advertising, holographs, identification pictures, passwords, personal
identification numbers
(PINs), telephone numbers, fax numbers, personal information, biometric
information, finger prints,
retinal prints, facial prints, facial information, instructions, addresses,
internet address, e-mail
address, and business information alone or in any combination thereof.
In conclusion the PET card system offers consumers increased convenience,
rewards, and
security while at the same time increasing revenue for the business owner and
credit issuer.
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BRIEF DESCRIPTION OF THE DRAWINGS
The invention disclosed herein will be best understood when following the
detailed text in
conjunction with the accompanying drawings herein:
Figure 1 is a pictorial representative of the front view of the first of the
two sub-cards, within
the PET card, in the PET card's first position. References character No. 1, 3,
5, and 6, refer to the
positions of data strips in the first position; No. 2 refers to numerical
information of the user; and
reference No. 4 refers to one of the four score lines, this one in a dormant
position.
Figure 2 is a pictorial representation of the end view of a PET card, showing
both sub-cards
and the center scores in the sub-cards in the first position. References
character No. 1, 3, 5, and 6
references the positions of the magnet strips as depicted in Figure 1; while
No. 8, 10, 12, and 13,
refers to the positions of data strips on the opposite side of the card in
Figure 1 and as depicted in
Figure 3, while the card is in the first position; No. 2 refers to numerical
information of user; and
reference No. 9 refers to the identification of the user. Numbers 4 and 11
reference the two score
lines in a dormant position; while position 7 and 14 refers to two score lines
acting as the lengthwise
edge;
Figure 3 is a pictorial representation of the back view of the second of the
two sub-cards,
within the PET card, in the PET card's first position.-References character
No. 8, 10, 12, and 13
refers to the positions of data strips on the opposite side of Figure 1, in
the first position; No. 9 refers
to identification information of user; and reference No. 11 refers to one of
the four score lines this
one in a dormant position;
Figure 4 is a pictorial representative of the second position of the PET card
and shows the
new front view of the first of the two sub-cards within the PET card in the
PET card's second
position. References character No. 10, 8, 1 and 3, refers to the new positions
of the same data strips
but now in the second position; No. 9 refers to identification information of
the user while reference
2 represents the numerical information of user both in their new position;
Figure 5 is a pictorial representation of the end view of a PET card in the
second position,
showing both sub-cards and the center scores in the sub-cards in the second
position. References
character No. 10, 8, 1, and 3 references the new positions of the data strips
as depicted in Figure 4;
while No. 12, 13, 6, and 5, refers to the new positions of data strips on the
opposite side of the card in
Figure 4 and as depicted in Figure 6, while the card in the second position;
No. 2 refers to numerical
information of user; and reference No. 9 refers to the identification of the
user. Numbers 7 and 14
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reference the two score lines in the dormant position; while position 4 and 11
refers to two score
lines acting as the lengthwise edge;
Figure 6 is a pictorial representation of the front view of the second of the
two sub-cards,
within the PET card, in the PET card's second position. References character
No. 12, 13, 6, and 5
refers to the new positions of data strips on the opposite side of Figure 4,
in the second position; and
reference No. 14 refers to one of the four score lines this one in a dormant
position;
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LIST OF THE REFERENCED NUMERALS USED IN THE DRAWINGS
Note: throughout this disclosure liked numbered reference numerical refers to
similar
features, components or assemblies.
1. First position top active data strip in PET card's first position (inactive
in second
position).
2. Embossed or printed account number on sub-card.
3. First position top inactive data strip in PET card's first position.(active
in second
position).
4. Front score on PET card in first position (note: score not used in first
position, used as
a hinge in second position).
5. Front bottom inactive data strip in PET card's first position (active in
second
position).
6. Front bottom active data strip in PET card's first position (inactive in
second
position).
7. Front score being used as a hinge in first position (note: score not used
in second
position, used as a hinge in first position).
8. Rear top active data strip in PET card's first position (inactive in second
position).
9. Signature stip with printed or embossed name on sub-card.
10. Rear top inactive data strip in PET card's first position (active in
second position).
11. Rear score on PET card in first position (note: score not used in first
position, used as
a hinge in second position).
12. Rear bottom inactive data strip in PET card's first position (active in
second position).
13. Rear bottom active data strip in PET card's first position (inactive in
second position).
14. Second position rear score being used as a hinge in first position (note:
score not used
in second position, used as a hinge in first position).
