METHOD, SYSTEM, AND DEVICE FOR ELECTRONIC CERTIFICATE MODIFICATION AND DATA EXCHANGE AND PROCESSING

PROCEDE, SYSTEME ET DISPOSITIF DE MODIFICATION DE CERTIFICAT ELECTRONIQUE AINSI QUE D'ECHANGE ET DE TRAITEMENT DE DONNEES

English Abstract

A method, system, and device for electronic certificate modification and data exchange and processing. The method for electronic certificate modification comprises: when an electronic certificate transmitted by a first fund management server is received by a second fund management server, a second terminal transmits to the second fund management server request information for modifying the receiving end of the electronic certificate to a third fund management server (101); the second fund management server receives the request information and transmits the request information and the electronic certificate to the third fund management server (102); and the third fund management server receives the request information and the electronic certificate and modify receiving end information of the electronic certificate on the basis of the request information (103). The degree of flexibility of the means of payment collection is increased by such means for a user of the second terminal.

French Abstract

L'invention concerne un procédé, un système et un dispositif de modification de certificat électronique ainsi que d'échange et de traitement de données. Le procédé de modification de certificat électronique consiste à : lors de la réception par un deuxième serveur de gestion de fonds d'un certificat électronique transmis par un premier serveur de gestion de fonds, transmettre au deuxième serveur de gestion de fonds, au moyen d'un second terminal, des informations de demande de modification du côté réception du certificat électronique par rapport à un troisième serveur de gestion de fonds (101) ; recevoir, au moyen du deuxième serveur de gestion de fonds, les informations de demande et transmettre les informations de demande et le certificat électronique au troisième serveur de gestion de fonds (102) ; et recevoir, au moyen du troisième serveur de gestion de fonds, les informations de demande et le certificat électronique et modifier les informations de côté réception du certificat électronique sur la base des informations de demande (103). L'invention permet d'augmenter le degré de flexibilité du moyen de collecte de paiements pour un utilisateur du second terminal.

Claims

Claims:
1. A computer implemented system for changing an electronic certificate in an
electronic
transaction, the system comprising:
a second terminal configured to deliver a request for changing a receiving
terminal from a
second Funds-Management server to a third Funds-Management server, when the
second
Funds-Management server receiving the electronic certificate delivered by a
first Funds-
Management server, wherein the electronic certificate is issued by the first
Funds-
Management server based on freezing an amount of funds of a balance amount or
a
credit loan limit as a margin in an account of the first terminal, wherein the
electronic
certificate is a quantitative tool used by the first terminal as a data
association
relationship established between the first terminal and the first funds-
management server
to commit to settle in accordance with agreed conditions, and wherein
infoimation of the
electronic certificate includes information of the first terminal, the first
funds-
management server, the second terminal, and the second funds-management
server;
the second Funds-Management server configured to deliver the request
information and
the received electronic certificate to the third Funds-Management server when
receiving
the request information; and
the third Funds-Management server configured to:
change the receiving terminal information in the electronic certificate
according to the request information;
change account information of the second terminal;
deliver updated information of the electronic transaction to the first Funds-
Management server, the second Funds-Management server, and the second
terminal respectively; and
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the first funds-management server unfreezes the amount of funds equal to value
of the
updated information of the electronic certificate and transfers the amount of
funds from
the account of the first terminal to the third funds-management server.
2. The system of claim 1, wherein the second Funds-Management server is
further configured
to verify information of the electronic certificate before delivering the
request and the
electronic certificate to the third Funds-Management server.
3. The system of claim 1, wherein the third Funds-Management server is further
configured to
verify the information of the electronic certificate before changing the
receiving terminal
information of the electronic certificate.
4. The system of any one of claims 2 to 3, wherein the information of the
electronic certificate
includes basic information of the first terminal.
5. The system of any one of claims 2 to 4, wherein the information of the
electronic certificate
includes basic information of the first Funds-Management server.
6. The system of any one of claims 2 to 5, wherein the information of the
electronic certificate
includes basic information of the second terminal.
7. The system of any one of claims 2 to 6, wherein the information of the
electronic certificate
includes basic information of the second Funds-Management server.
8. The system of any one of claims 2 to 7, wherein the information of the
electronic certificate
includes an account information of the second terminal.
9. The system of any one of claims 2 to 8, wherein the information of the
electronic certificate
includes credit limit information of the electronic certificate.
10. The system of any one of claims 2 to 9, wherein the information of the
electronic certificate
includes clearing information.
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11. The system of any one of claims 2 to 10, wherein the information of the
electronic certificate
includes an issued date.
12. The system of any one of claims 2 to 11, wherein the information of the
electronic certificate
includes a validity period.
13. The system of any one of claims 2 to 11, wherein the information of the
electronic certificate
includes an expired date.
14. The system of claim 2, wherein the second Funds-Management server is
further configured
to:
determine whether the electronic certificate is expired according to the
issued date and
validity period of the electronic certificate, and
determine whether the received amount of funds by the second Funds-Management
server equal to the corresponding amount of the funds in the electronic
certificate issued
by the first Funds-Management server according to credit limit information and
clearing
information of the electronic certificate.
15. The system of any one of claims 2 and 14, wherein the second Funds-
Management server is
further configured to deliver a notification for verification failure to the
second terminal to
reject the request.
16. The system of claim 3, wherein the third Funds-Management server is
further configured to
determine whether the electronic certificate is expired according to the
issued date and
validity period of the electronic certificate, and
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determine whether the received amount of funds by the second Funds-Management
server equal to the corresponding amount of the funds in the electronic
certificate issued
by the first Funds-Management server according to credit limit information and
clearing
information of the electronic certificate.
17. The system of any one of claims 3 and 16, wherein the third Funds-
Management server is
further configured to deliver a notification for verification failure to the
second terminal to
reject the request.
18. The system of claim 1, wherein the second terminal is further configured
to deliver second
account information of the second terminal to the third Funds-Management
server.
19. The system of claim 1, wherein the first Funds-Management server is
further configured to
transfer the amount of funds from the account of the first terminal to the
third Funds-
Management server.
20. The system of any one of claims 1 and 19, wherein the third Funds-
Management server is
further configured to transfer the received amount of funds to the second
account of the
second terminal.
21. The system of claim 1, wherein the first Funds-Management server is
configured a server in a
first bank.
22. The system of claim 1, wherein the second Funds-Management server is
configured a server
in a second bank.
23. The system of claim 1, wherein the third Funds-Management server is
configured a server in
a third bank.
24. A computer implemented method for changing an electronic certificate in an
electronic
transaction, the method comprising:
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delivering a request for changing a receiving terminal from a second Funds-
Management
server to a third Funds-Management server, when the second Funds-Management
server
receiving the electronic certificate delivered by a first Funds-Management
server,
wherein the electronic certificate is issued by the first Funds-Management
server based
on freezing an amount of funds of a balance amount or a credit loan limit as a
margin in
an account of the first terminal, wherein the electronic certificate is a
quantitative tool
used by the first terminal as a data association relationship established
between the first
terminal and the first funds-management server to commit to settle in
accordance with
agreed conditions, and wherein information of the electronic certificate
includes
information of the first terminal, the first funds-management server, a second
terminal,
and the second funds-management server;
changing the receiving terminal information in the electronic certificate
according to the
request information;
changing account information of the second terminal;
delivering updated information of the electronic transaction to the first
Funds-
Management server, the second Funds-Management server, and the second terminal

respectively;
delivering the request information and the received electronic certificate to
the third
Funds-Management server; and
unfreezing the amount of funds equal to value of the updated information of
the
electronic certificate and transferring the amount of funds from the account
of the first
terminal to the third funds-management server..
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25. The method of claim 24 further includes verifying information of the
electronic certificate
before delivering the request and the electronic certificate to the third
Funds-Management
server.
26. The method of claim 24 further includes verifying the information of the
electronic
certificate before changing the receiving terminal information of the
electronic certificate.
27. The method of any one of claims 25 to 26, wherein the information of the
electronic
certificate includes basic information of the first terminal.
28. The method of any one of claims 25 to 27, wherein the information of the
electronic
certificate includes basic information of the first Funds-Management server.
29. The method of any one of claims 25 to 28, wherein the information of the
elec1Tonic
certificate includes basic information of the second terminal.
30. The method of any one of claims 25 to 29, wherein the information of the
electronic
certificate includes basic information of the second Funds-Management server.
31. The method of any one of claims 25 to 30, wherein the information of the
electronic
certificate includes an account information of the second terminal.
32. The method of any one of claims 25 to 31, wherein the information of the
electronic
certificate includes credit limit information of the electronic certificate.
33. The method of any one of claims 25 to 32, wherein the information of the
electronic
certificate includes clearing information.
34. The method of any one of claims 25 to 33, wherein the information of the
electronic
certificate includes an issued date.
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35. The method of any one of claims 25 to 34,wherein the information of the
electronic
certificate includes a validity period.
36. The method of any one of claims 25 to 34, wherein the information of the
electronic
certificate includes an expired date.
37. The method of claim 25 further includes:
determining whether the electronic certificate is expired according to the
issued date and
validity period of the electronic certificate, and
determining whether the received amount of funds by the second Funds-
Management
server equal to the corresponding amount of the funds in the electronic
certificate issued
by the first Funds-Management server according to credit limit information and
clearing
information of the electronic certificate.
38. The method of any one of claims 25 and 37 further includes delivering a
notification for
verification failure to the second terminal to reject the request.
39. The method of claim 26 further includes:
determining whether the electronic certificate is expired according to the
issued date and
validity period of the electronic certificate, and
determining whether the received amount of funds by the second Funds-
Management
server equal to the corresponding amount of the funds in the electronic
certificate issued
by the first Funds-Management server according to credit limit information and
clearing
information of the electronic certificate.
40. The method of any one of claims 26 and 39 further includes delivering a
notification for
verification failure to the second terminal to reject the request.
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41. The method of claim 24, further includes delivering second account
information of the
second terminal to the third Funds-Management server.
42. The method of claim 24, further includes transferring the amount of funds
from the account
of the first terminal to the third Funds-Management server.
43. The method of any one of claims 24 and 42, further includes transferring
the received amount
of funds to the second account of the second terminal.
44. The method of claim 24, wherein the first Funds-Management server is
configured a server
in a first bank.
45. The method of claim 24, wherein the second Funds-Management server is
configured a
server in a second bank.
46. The method of claim 24, wherein the third Funds-Management server is
configured a server
in a third bank.
47. A computer implemented method for changing an electronic certificate in an
electronic
transaction, applied in a second Funds-Management server, the method
comprising:
Date Recue/Date Received 2022-10-24

after receiving the electronic certificate delivered by a first Funds-
Management server,
delivering the received electronic certificate to a third Funds-Management
server,
wherein the electronic certificate is issued by the first Funds-Management
server based
on freezing an amount of funds of a balance amount or a credit loan limit as a
margin in
an account of a first terminal, wherein the electronic certificate is a
quantitative tool used
by the first terminal as a data association relationship established between
the first
terminal and the first funds-management server to commit to settle in
accordance with
agreed conditions, and wherein information of the electronic certificate
includes
information of the first terminal, the first funds-management server, a second
terminal,
and the second funds-management server; and
after receiving a request for changing a receiving terminal delivered by the
second
terminal, delivering the request and the electronic certificate to the third
Funds-
Management server, so that the third Funds-Management server changes the
receiving
terminal information of the electronic certificate according to the request
information,
changes account information of the second terminal and for the first funds-
management
server to unfreeze the amount of funds equal to value of updated information
of the
electronic certificate and to transfer the amount of funds from the account of
the first
terminal to the third funds-management server.
48. The method of claim 47 further includes verifying information of the
electronic certificate
before delivering the request and the electronic certificate to the third
Funds-Management
server.
49. The method of claim 48, wherein the information of the electronic
certificate includes basic
information of the first terminal.
50. The method of any one of claims 48 to 49, wherein the information of the
electronic
certificate includes basic information of the first Funds-Management server.
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51. The method of any one of claims 48 to 50, wherein the information of the
electronic
certificate includes basic information of the second terminal.
52. The method of any one of claims 48 to 51, wherein the information of the
electronic
certificate includes basic information of the second Funds-Management server.
53. The method of any one of claims 48 to 52, wherein the information of the
electronic
certificate includes an account information of the second terminal.
54. The method of any one of claims 48 to 53, wherein the information of the
electronic
certificate includes credit limit information of the electronic certificate.
55. The method of any one of claims 48 to 54, wherein the information of the
electronic
certificate includes clearing information.
56. The method of any one of claims 48 to 55,wherein the information of the
electronic
certificate includes an issued date.
57. The method of any one of claims 48 to 56, wherein the information of the
electronic
certificate includes a validity period.
58. The method of any one of claims 48 to 56, wherein the information of the
electronic
certificate includes an expired date.
59. The method of claim 48 further includes:
determining whether the electronic certificate is expired according to the
issued date and
validity period of the electronic certificate, and
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determining whether the received amount of funds by the second Funds-
Management
server equal to the corresponding amount of the funds in the electronic
certificate issued
by the first Funds-Management server according to credit limit information and
clearing
information of the electronic certificate.
60. The method of claim 59 further includes delivering a notification for
verification failure to
the second terminal to reject the request.
61. The method of claim 47, wherein the first Funds-Management server is
configured a server
in a first bank.
62. The method of claim 47, wherein the second Funds-Management server is
configured a
server in a second bank.
63. The method of claim 47, wherein the third Funds-Management server is
configured a server
in a third bank.
64. A computer implemented method for changing an electronic certificate in an
electronic
transaction, applied in a third Funds-Management server, the method
comprising:
receiving a request for changing a receiving terminal from a second Funds-
Management
server, when the second Funds-Management server receiving the electronic
certificate
delivered by a first Funds-Management server, wherein the electronic
certificate is
issued by the first Funds-Management server based on freezing an amount of
funds of a
balance amount or a credit loan limit as a margin in an account of a first
terminal,
wherein the electronic certificate is a quantitative tool used by the first
terminal as a data
association relationship established between the first terminal and the first
funds-
management server to commit to settle in accordance with agreed conditions,
and
wherein information of the electronic certificate includes information of the
first
terminal, the first funds-management server, a second terminal, and the second
funds-
management server;
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changing the receiving terminal information in the electronic certificate
according to the
request information;
changing account information of the second terminal; and
delivering updated information of the electronic transaction to the first
Funds-
Management server, the second Funds-Management server, and the second terminal

respectively, so that the first funds-management server unfreezes the amount
of funds
equal to value of the updated information of the electronic certificate and
transfers the
amount of funds from the account of the first terminal to the third funds-
management
server.
65. The method of claim 64 further includes verifying the information of the
electronic
certificate before changing the receiving terminal information of the
electronic certificate.
66. The method of claim 65, wherein the information of the electronic
certificate includes basic
information of the first terminal.
67. The method of any one of claims 65 to 66, wherein the information of the
electronic
certificate includes basic information of the first Funds-Management server.
68. The method of any one of claims 65 to 67, wherein the information of the
electronic
certificate includes basic information of the second terminal.
69. The method of any one of claims 65 to 68, wherein the information of the
electronic
certificate includes basic information of the second Funds-Management server.
70. The method of any one of claims 65 to 69, wherein the information of the
electronic
certificate includes an account information of the second terminal.
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71. The method of any one of claims 65 to 70, wherein the information of the
electronic
certificate includes credit limit information of the electronic certificate.
72. The method of any one of claims 65 to 71, wherein the information of the
electronic
certificate includes clearing information.
73. The method of any one of claims 65 to 72, wherein the information of the
electronic
certificate includes an issued date.
74. The method of any one of claims 65 to 73, wherein the information of the
electronic
certificate includes a validity period.
75. The method of any one of claims 65 to 73, wherein the information of the
electronic
certificate includes an expired date.
76. The method of claim 64 further includes:
determining whether the electronic certificate is expired according to the
issued date and
validity period of the electronic certificate, and
detellnining whether the received amount of funds by the second Funds-
Management
server equal to the corresponding amount of the funds in the electronic
certificate issued
by the first Funds-Management server according to credit limit information and
clearing
information of the electronic certificate.
77. The method of claim 59 further includes delivering a notification for
verification failure to
the second terminal to reject the request.
78. The method of claim 59 further includes transferring the received amount
of funds to the
second account of the second terminal.
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79. The method of claim 64, wherein the first Funds-Management server is
configured a server
in a first bank.
80. The method of claim 64, wherein the second Funds-Management server is
configured a
server in a second bank.
81. The method of claim 64, wherein the third Funds-Management server is
configured a server
in a third bank.
82. A computer device for changing an electronic certificate in an electronic
transaction, applied
in a second Funds-Management server, the device comprising:
a receiving module configured to:
receive the electronic certificate delivered by a first Funds-Management
server;
receive a request for changing a receiving terminal delivered by a second
terminal;
a delivering module configured to:
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deliver the received electronic certificate to a third Funds-Management server

after receiving the electronic certificate delivered by the first Funds-
Management server, wherein the electronic certificate is issued by the first
Funds-Management server based on freezing an amount of funds of a balance
amount or a credit loan limit as a margin in an account of a first terminal,
wherein the electronic certificate is a quantitative tool used by the first
terminal as a data association relationship established between the first
terminal and the first funds-management server to commit to settle in
accordance with agreed conditions, and wherein information of the electronic
certificate includes information of the first terminal, the first funds-
management server, the second terminal, and the second funds-management
server; and
after receiving the request, deliver the request and the electronic
certificate to
the third Funds-Management server, so that the third Funds-Management
server changes the receiving terminal information of the electronic
certificate
according to the request information, changes account information of the
second terminal and for the first funds-management server to unfreeze the
amount of funds equal to value of updated information of the electronic
certificate and to transfer the amount of funds from the account of the first
terminal to the third funds-management server.
83. The device of claim 82 further includes verifying information of the
electronic certificate
before delivering the request and the electronic certificate to the third
Funds-Management
server.
84. The device of claim 83 wherein the information of the electronic
certificate includes basic
information of the first terminal.
85. The device of any one of claims 83 to 84, wherein the information of the
electronic
certificate includes basic information of the first Funds-Management server.
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86. The device of any one of claims 83 to 85, wherein the information of the
electronic
certificate includes basic information of the second terminal.
87. The device of any one of claims 83 to 86, wherein the information of the
electronic
certificate includes basic information of the second Funds-Management server.
88. The device of any one of claims 83 to 87, wherein the information of the
electronic
certificate includes an account information of the second terminal.
89. The device of any one of claims 83 to 88, wherein the information of the
electronic
certificate includes credit limit information of the electronic certificate.
90. The device of any one of claims 83 to 89, wherein the information of the
electronic
certificate includes clearing information.
91. The device of any one of claims 83 to 90, wherein the information of the
electronic
certificate includes an issued date.
92. The device of any one of claims 83 to 91, wherein the information of the
electronic
certificate includes a validity period.
93. The device of any one of claims 83 to 91, wherein the information of the
electronic
certificate includes an expired date.
94. The device of claim 82, wherein the delivering module is further
configured to
determining whether the electronic certificate is expired according to the
issued date and
validity period of the electronic certificate, and
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determining whether the received amount of funds by the second Funds-
Management
server equal to the corresponding amount of the funds in the electronic
certificate issued
by the first Funds-Management server according to credit limit information and
clearing
information of the electronic certificate.
95. The device of claim 82, wherein the delivering module is further
configured to deliver a
notification for verification failure to the second terminal to reject the
request.
96. The device of claim 82, wherein the first Funds-Management server is
configured a server in
a first bank.
97. The device of claim 82, wherein the second Funds-Management server is
configured a server
in a second bank.
98. The device of claim 82, wherein the third Funds-Management server is
configured a server in
a third bank.
99. A computer device for changing an electronic certificate in an electronic
transaction, applied
in a third Funds-Management server, the device comprising:
a receiving module configured to receive the electronic certificate delivered
by a first
Funds-Management server, wherein the electronic certificate is issued by the
first Funds-
Management server based on freezing an amount of funds of a balance amount or
a
credit loan limit as a margin in an account of a first terminal, wherein the
electronic
certificate is a quantitative tool used by the first terminal as a data
association
relationship established between the first terminal and the first funds-
management server
to commit to settle in accordance with agreed conditions, and wherein
information of the
electronic certificate includes information of the first terminal, the first
funds-
management server, a second terminal, and a second funds-management server;
and
a verification module configured to:
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determine whether the electronic certificate is expired according to the
issued
date and validity period of the electronic certificate, and
determine whether the received amount of funds by the second Funds-
Management server equal to the corresponding amount of the funds in the
electronic certificate issued by the first Funds-Management server according
to credit limit infaiinati on and clearing information of the electronic
certificate.
a processing module configured to:
change the receiving terminal information in the electronic certificate
according to request information;
change account information of the second terminal; and
a delivering module configured to deliver updated information of the
electronic
transaction to the first Funds-Management server, the second Funds-Management
server,
and the second terminal respectively, so that the first funds-management
server
unfreezes the amount of funds equal to value of the updated information of the
electronic
certificate and transfers the amount of funds from the account of the first
terminal to the
third funds-management server.
100.The device of claim 99, wherein the processing module is further
configured to verify the
information of the electronic certificate before changing the receiving
terminal information
of the electronic certificate.
101.The device of claim 100, wherein the information of the electronic
certificate includes basic
information of the first terminal.
Date Recue/Date Received 2022-10-24

102.The device of any one of claims 100 to 101, wherein the information of the
electronic
certificate includes basic information of the first Funds-Management server.
103.The device of any one of claims 100 to 102, wherein the information of the
electronic
certificate includes basic information of the second terminal.
104.The device of any one of claims 100 to 103, wherein the information of the
electronic
certificate includes basic information of the second Funds-Management server.
105.The device of any one of claims 100 to 104, wherein the information of the
electronic
certificate includes an account information of the second terminal.
106.The device of any one of claims 100 to 105, wherein the information of the
electronic
certificate includes credit limit information of the electronic certificate.
107.The device of any one of claims 100 to 106, wherein the information of the
electronic
certificate includes clearing information.
108.The device of any one of claims 100 to 107, wherein the information of the
electronic
certificate includes an issued date.
109.The device of any one of claims 100 to 108, wherein the information of the
electronic
certificate includes a validity period.
110.The device of any one of claims 100 to 109, wherein the information of the
electronic
certificate includes an expired date.
111.The device of claim 99, wherein the delivering module is further
configured to deliver a
notification for verification failure to the second terminal to reject the
request.
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112.The device of claim 99, wherein the processing module is further
configured to transfer the
received amount of funds to the second account of the second terminal.
113.The device of claim 99, wherein the first Funds-Management server is
configured a server in
a first bank.
114.The device of claim 99, wherein the second Funds-Management server is
configured a
server in a second bank.
115.The device of claim 99, wherein the third Funds-Management server is
configured a server
in a third bank.
116.A computer implemented data interaction processing system for changing a
data certificate
in an electronic transaction, the system comprising:
a second terminal configured to deliver a request for changing a receiving
terminal from a
second server to a third server, when the second server receiving the data
certificate
delivered by a first server, wherein the data certificate is issued by the
first server based
on freezing a data value of a balance amount or a credit loan limit as a
margin in a data
unit of a first terminal, wherein the data certificate is a quantitative tool
used by the first
terminal as a data association relationship established between the first
terminal and the
first server to commit to settle in accordance with agreed conditions, and
wherein
information of the data certificate includes information of the first
terminal, the first
server, the second terminal, and the second server;
the second server configured to deliver the request information and the
received data
certificate to the third server when receiving the request information; and
the third server configured to:
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change the receiving terminal information into the data certificate according
to
the request information;
change data unit information of the second terminal;
deliver updated information of the electronic transaction to the first server,
the
second server, and the second terminal respectively; and
the first server unfreezes the data value equal to value of the updated
information of the
data certificate and transfers the data value from the data unit of the first
terminal to the
third server.
117.The system of claim 116, wherein the second server is further configured
to verify
information of the data certificate before delivering the request and the data
certificate to the
third server.
118.The system of claim 117, wherein the third server is further configured to
verify the
information of the data certificate before changing the receiving terminal
information of the
data certificate.
119.The system of any one of claims 117 to 118, wherein the information of the
data certificate
includes basic information of the first terminal.
120.The system of any one of claims 117 to 119, wherein the information of the
data certificate
includes basic information of the first server.
121.The system of any one of claims 117 to 120, wherein the information of the
data certificate
includes basic information of the second terminal.
122.The system of any one of claims 117 to 121, wherein the information of the
data certificate
includes basic information of the second server.
38
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123.The system of any one of claims 117 to 122, wherein the information of the
data certificate
includes the data unit information of the second terminal.
124.The system of any one of claims 117 to 123, wherein the information of the
data certificate
includes credit limit information of the data certificate.
125.The system of any one of claims 117 to 124, wherein the infoimation of the
data certificate
includes clearing information.
126.The system of any one of claims 117 to 125, wherein the information of the
data certificate
includes an issued date.
127.The system of any one of claims 117 to 127, wherein the information of the
data certificate
includes a validity period.
128.The system of any one of claims 117 to 127, wherein the information of the
data certificate
includes an expired date.
129.The system of claim 116, wherein the second server is further configured
to:
determine whether the data certificate is expired according to the issued date
and validity
period of the data certificate, and
determine whether the received data value by the second server equal to the
corresponding data value in the data certificate issued by the first server
according to
credit limit information and clearing information of the data certificate.
130.The system of any one of claims 117 and 129, wherein the second server is
further
configured to deliver a notification for verification failure to the second
terminal to reject the
request.
39
Date Recue/Date Received 2022-10-24

131.The system of claim 118, wherein the third server is further configured to
determine whether the data certificate is expired according to the issued date
and validity
period of the data certificate, and
determine whether the received data value by the second server equal to the
corresponding data value in the data certificate issued by the first server
according to
credit limit information and clearing informabon of the data certificate.
132.The system of any one of claims 118 and 131, wherein the third server is
further configured
to deliver a notification for verification failure to the second terminal to
reject the request.
133.The system of claim 116, wherein the second terminal is further configured
to deliver second
data unit information of the second terminal to the third server.
134.The system of claim 116,wherein the first server is further configured to
transfer the data
value from the data unit of the first terminal to the third server.
135.The system of any one of claims 116 and 134, wherein the third server is
further configured
to transfer the received data value to the second data unit of the second
terminal.
136.The system of claim 116, wherein the first server is configured a server
in a first financial
institution.
137.The system of claim 116,wherein the second server is configured a server
in a second
financial institution.
138.The system of claim 116, wherein the third server is configured a server
in a third financial
institution.
Date Recue/Date Received 2022-10-24

139. A computer implemented data interaction processing method for changing a
data certificate
in an electronic transaction, the method comprising:
delivering a request for changing a receiving terminal from a second server to
a third
server, when the second server receiving the data certificate delivered by a
first server,
wherein the data certificate is issued by the first server based on freezing a
data value of
a balance amount or a credit loan limit as a margin in a data unit of a first
terminal,
wherein the data certificate is a quantitative tool used by the first terminal
as a data
association relationship established between the first terminal and the first
server to
commit to settle in accordance with agreed conditions, and wherein information
of the
data certificate includes information of the first terminal, the first server,
a second
terminal, and the second server;
changing the receiving terminal information into the data certificate
according to the
request information;
change data unit information of the second terminal;
delivering updated information of the electronic transaction to the first
server, the second
server, and the second terminal respectively;
delivering the request information and the received data certificate to the
third server; and
unfreezing the data value equal to value of the updated information of the
data certificate
and transferring the data value from the data unit of the first terminal to
the third server.
140.The method of claim 139 further includes verifying information of the data
certificate before
delivering the request and the data certificate to the third server.
141.The method of claim 139 further includes verifying the information of the
data certificate
before changing the receiving terminal information of the data certificate.
41
Date Recue/Date Received 2022-10-24

142.The method of any one of claims 140 to 141, wherein the information of the
data certificate
includes basic information of the first terminal.
143.The method of any one of claims 140 to 142, wherein the infoimation of the
data certificate
includes basic information of the first server.
144.The method of any one of claims 140 to 143, wherein the information of the
data certificate
includes basic information of the second terminal.
145.The method of any one of claims 140 to 144, wherein the information of the
data certificate
includes basic information of the second server.
146.The method of any one of claims 140 to 145, wherein the information of the
data certificate
includes the data unit information of the second terminal.
147.The method of any one of claims 140 to 146, wherein the information of the
data certificate
includes credit limit information of the data certificate.
148.The method of any one of claims 140 to 147, wherein the information of the
data certificate
includes clearing information.
149.The method of any one of claims 140 to 148, wherein the information of the
data certificate
includes an issued date.
150.The method of any one of claims 140 to 149, wherein the information of the
data certificate
includes a validity period.
151.The method of any one of claims 140 to 149, wherein the information of the
data certificate
includes an expired date.
42
Date Recue/Date Received 2022-10-24

152.The method of claim 139 further includes:
detelmining whether the data certificate is expired according to the issued
date and
validity period of the data certificate, and
determining whether the received data value by the second server equal to the
corresponding data value in the data certificate issued by the first server
according to
credit limit information and clearing informafion of the data certificate.
153.The method of any one of claims 141 and 152 further includes delivering a
notification for
verification failure to the second terminal to reject the request.
154.The method of claim 153 further includes:
determining whether the data certificate is expired according to the issued
date and
validity period of the data certificate, and
determining whether the received data value by the second server equal to the
corresponding data value in the data certificate issued by the first server
according to
credit limit information and clearing information of the data certificate.
155.The method of any one of claims 141 and 154 further includes delivering a
notification for
verification failure to the second terminal to reject the request.
156.The method of claim 139, further includes delivering second data unit
information of the
second terminal to the third server.
157.The method of claim 139, further includes transferring the data value from
the data unit of
the first terminal to the third server.
43
Date Recue/Date Received 2022-10-24

158.The method of any one of claims 139 and 157, further includes transferring
the received data
value to the second data unit of the second terminal.
159.The method of claim 139, wherein the first server is configured a server
in a first financial
institution.
160.The method of claim 139, wherein the second server is configured a server
in a second
financial institution.
161.The method of claim 139, wherein the third server is configured a server
in a third financial
institution.
162. A computer implemented data interaction processing method for changing a
data certificate
in an electronic transaction, applied in a second server, the method
comprising:
after receiving the data certificate delivered by a first server, delivering
the received data
certificate to a third server, wherein the data certificate is issued by the
first server based
on freezing a data value of a balance amount or a credit loan limit as a
margin in a data
unit of a first terminal, wherein the data certificate is a quantitative tool
used by the first
terminal as a data association relationship established between the first
terminal and the
first server to commit to settle in accordance with agreed conditions, and
wherein
information of the data certificate includes information of the first
terminal, the first
server, a second terminal, and the second server; and
after receiving a request for changing a receiving terminal delivered by the
second
terminal, delivering the request and the data certificate to the third server,
so that the
third server changes the receiving terminal information of the data
certificate according
to the request information and changes data unit information of the second
terminal and
for the first server to unfreeze the data value equal to value of the updated
information of
the data certificate and to transfer the data value from the data unit of the
first terminal to
the third server.
44
Date Recue/Date Received 2022-10-24

163.The method of claim 162 further includes verifying information of the data
certificate before
delivering the request and the data certificate to the third server.
164.The method of claim 162, wherein the information of the data certificate
includes basic
information of the first terminal.
165.The method of any one of claims 163 to 164, wherein the information of the
data certificate
includes basic information of the first server.
166.The method of any one of claims 163 to 165, wherein the information of the
data certificate
includes basic information of the second terminal.
167.The method of any one of claims 163 to 166, wherein the information of the
data certificate
includes basic information of the second server.
168.The method of any one of claims 163 to 167, wherein the information of the
data certificate
includes the data unit information of the second terminal.
169.The method of any one of claims 163 to 168, wherein the information of the
data certificate
includes credit limit information of the data certificate.
170.The method of any one of claims 163 to 169, wherein the information of the
data certificate
includes clearing information.
171.The method of any one of claims 163 to 170, wherein the information of the
data certificate
includes an issued date.
172.The method of any one of claims 163 to 171, wherein the information of the
data certificate
includes a validity period.
Date Recue/Date Received 2022-10-24

173.The method of any one of claims 163 to 171, wherein the information of the
data certificate
includes an expired date.
174.The method of claim 162 further includes:
determining whether the data certificate is expired according to the issued
date and
validity period of the data certificate, and
determining whether the received data value by the second server equal to the
corresponding data value in the data certificate issued by the first server
according to
credit limit information and clearing information of the data certificate.
175.The method of claim 162 further includes delivering a notification for
verification failure to
the second terminal to reject the request.
176.The method of claim 162, wherein the first server is configured a server
in a first financial
institution.
177.The method of claim 162, wherein the second server is configured a server
in a second
financial institution.
178.The method of claim 162, wherein the third server is configured a server
in a third financial
institution.
179. A computer implemented data interaction processing method for changing a
data certificate
in an electronic transaction, applied in a third server, the method
comprising:
46
Date Recue/Date Received 2022-10-24

receiving a request for changing a receiving terminal from a second server,
when the
second server receiving the data certificate delivered by a first server,
wherein the data
certificate is issued by the first server based on freezing a data value of a
balance amount
or a credit loan limit as a margin in a data unit of a first terminal, wherein
the data
certificate is a quantitative tool used by the first terminal as a data
association
relationship established between the first terminal and the first server to
commit to settle
in accordance with agreed conditions, and wherein information of the data
certificate
includes information of the first terminal, the first server, a second
terminal, and the
second server;
changing the receiving terminal information into the data certificate
according to the
request information
changing data unit information of the second terminal; and
delivering updated information of the electronic transaction to the first
server, the second
server, and the second terminal respectively, so that the first server
unfreezes the data
value equal to value of the updated information of the data certificate and
transfers the
data value from the data unit of the first terminal to the third server.
180.The method of claim 179 further includes verifying the infoimation of the
data certificate
before changing the receiving terminal information of the data certificate.
181.The method of claim 180, wherein the information of the data certificate
includes basic
information of the first terminal.
182.The method of any one of claims 180 to 66, wherein the information of the
data certificate
includes basic information of the first server.
183.The method of any one of claims 180 to 182, wherein the information of the
data certificate
includes basic information of the second terminal.
47
Date Recue/Date Received 2022-10-24

184.The method of any one of claims 180 to 183, wherein the information of the
data certificate
includes basic information of the second server.
185.The method of any one of claims 180 to 184, wherein the information of the
data certificate
includes the data unit information of the second terminal.
186.The method of any one of claims 180 to 185, wherein the information of the
data certificate
includes credit limit information of the data certificate.
187.The method of any one of claims 180 to 186, wherein the information of the
data certificate
includes clearing information.
188.The method of any one of claims 180 to 187, wherein the information of the
data certificate
includes an issued date.
189.The method of any one of claims 180 to 188, wherein the information of the
data certificate
includes a validity period.
190.The method of any one of claims 180 to 188, wherein the information of the
data certificate
includes an expired date.
191.The method of claim 179 further includes:
determining whether the data certificate is expired according to the issued
date and
validity period of the data certificate, and
determining whether the received data value by the second server equal to the
corresponding data value in the data certificate issued by the first server
according to
credit limit information and clearing information of the data certificate.
48
Date Recue/Date Received 2022-10-24

192.The method of claim 179 further includes delivering a notification for
verification failure to
the second terminal to reject the request.
193.The method of claim 179 further includes transferring the received data
value to the second
data unit of the second terminal.
194.The method of claim 179, wherein the first server is configured a server
in a first financial
institution.
195.The method of claim 179, wherein the second server is configured a server
in a second
financial institution.
196.The method of claim 179, wherein the third server is configured a server
in a third financial
institution.
197.A computer device for data interaction processing in an electronic
transaction, applied in a
second server, the device comprising:
a receiving module configured to:
receive the data certificate delivered by a first server;
receive a request for changing a receiving terminal delivered by a second
terminal;
a delivering module configured to:
49
Date Recue/Date Received 2022-10-24

deliver the received data certificate to a third server after receiving the
data
certificate delivered by the first server, wherein the data certificate is
issued by
the first server based on freezing a data value of a balance amount or a
credit
loan limit as a margin in a data unit of a first terminal, wherein the data
certificate is a quantitative tool used by the first terminal as a data
association
relationship established between the first terminal and the first server to
commit to settle in accordance with agreed conditions, and wherein
information of the data certificate includes information of the first
terminal,
the first server, a second terminal, and the second server; and
after receiving the request, deliver the request and the data certificate to
the
third server, so that the third server changes the receiving terminal
information
of the data certificate according to the request information and changes data
unit information of the second terminal and for the first server to unfreeze
the
data value equal to value of the updated information of the data certificate
and
to transfer the data value from the data unit of the first terminal to the
third
server.
198.The device of claim 197 further includes verifying information of the data
certificate before
delivering the request and the data certificate to the third server.
199.The device of claim 197 wherein the information of the data certificate
includes basic
information of the first terminal.
200.The device of any one of claims 198 to 199, wherein the information of the
data certificate
includes basic information of the first server.
201.The device of any one of claims 198 to 200, wherein the information of the
data certificate
includes basic information of the second terminal.
Date Recue/Date Received 2022-10-24

202.The device of any one of claims 198 to 201, wherein the information of the
data certificate
includes basic information of the second server.
203.The device of any one of claims 198 to 202,wherein the information of the
data certificate
includes the data unit information of the second terminal.
204.The device of any one of claims 198 to 203, wherein the information of the
data certificate
includes credit limit information of the data certificate.
205.The device of any one of claims 198 to 204, wherein the information of the
data certificate
includes clearing information.
206.The device of any one of claims 198 to 205, wherein the infolination of
the data certificate
includes an issued date.
207.The device of any one of claims 198 to 206, wherein the infolination of
the data certificate
includes a validity period.
208.The device of any one of claims 198 to 206, wherein the information of the
data certificate
includes an expired date.
209.The device of claim 197, wherein the delivering module is further
configured to
determining whether the data certificate is expired according to the issued
date and
validity period of the data certificate, and
determining whether the received data value by the second server equal to the
corresponding data value in the data certificate issued by the first server
according to
credit limit information and clearing information of the data certificate.
51
Date Recue/Date Received 2022-10-24

210.The device of claim 197, wherein the delivering module is further
configured to deliver a
notification for verification failure to the second terminal to reject the
request.
211.The device of claim 197, wherein the first server is configured a server
in a first financial
institution.
212.The device of claim 197, wherein the second server is configured a server
in a second
financial institution.
213.The device of claim 197, wherein the third server is configured a server
in a third financial
institution.
214.A computer device for data interaction processing in an electronic
transaction, applied in a
third server, the device comprising:
a receiving module configured to receive the data certificate delivered by a
first server,
wherein the data certificate is issued by the first server based on freezing a
data value of
a balance amount or a credit loan limit as a margin in a data unit of a first
terminal ,
wherein the data certificate is a quantitative tool used by the first terminal
as a data
association relationship established between the first terminal and the first
server to
commit to settle in accordance with agreed conditions, and wherein information
of the
data certificate includes information of the first terminal, the first server,
a second
terminal, and a second server; and
a verification module configured to:
determine whether the data certificate is expired according to the issued date

and validity period of the data certificate, and
52
Date Recue/Date Received 2022-10-24

determine whether the received data value by the second server equal to the
corresponding data value in the data certificate issued by the first server
according to credit limit information and clearing information of the data
certificate.
a processing module configured to:
change the receiving terminal information into the data certificate according
to
request information;
change data unit information of the second terminal; and
a delivering module configured to deliver updated information of the
electronic
transaction to the first server, the second server, and the second terminal
respectively, so
that the first server unfreezes the data value equal to value of the updated
information of
the data certificate and transfers the data value from the data unit of the
first terminal to
the third server.
215.The device of claim 214, wherein the processing module is further
configured to verify the
information of the data certificate before changing the receiving terminal
information of the
data certificate.
216.The device of claim 215, wherein the information of the data certificate
includes basic
information of the first terminal.
217.The device of any one of claims 215 to 216, wherein the information of the
data certificate
includes basic information of the first server.
218.The device of any one of claims 215 to 217, wherein the information of the
data certificate
includes basic info __ nna...on of the second terminal.
53
Date Recue/Date Received 2022-10-24

219.The device of any one of claims 215 to 218, wherein the information of the
data certificate
includes basic information of the second server.
220.The device of any one of claims 215 to 219, wherein the information of the
data certificate
includes the data unit information of the second terminal.
221.The device of any one of claims 215 to 220, wherein the information of the
data certificate
includes credit limit information of the data certificate.
222.The device of any one of claims 215 to 221, wherein the information of the
data certificate
includes clearing information.
223.The device of any one of claims 215 to 222õ wherein the information of the
data certificate
includes an issued date.
224.The device of any one of claims 215 to 223, wherein the infoimation of the
data certificate
includes a validity period.
225.The device of any one of claims 215 to 223, wherein the information of the
data certificate
includes an expired date.
226.The device of claim 214, wherein the delivering module is further
configured to deliver a
notification for verification failure to the second terminal to reject the
request.
227.The device of claim 214, wherein the processing module is further
configured to transfer the
received data value to the second data unit of the second terminal.
228.The device of claim 214, wherein the first server is configured a server
in a first financial
instituti on.
54
Date Recue/Date Received 2022-10-24

229.The device of claim 214, wherein the second server is configured a server
in a second
financial institution.
230.The device of claim 214, wherein the third server is configured a server
in a third financial
institution.
Date Recue/Date Received 2022-10-24

Description

CA 02993526 2018-01-22
WO 2017/011995 PCT/CN2015/084562
Method, System, And Device For Electronic Certificate Modification And
Data Exchange And Processing
[I] [Technical Field]
[2] The present invention relates to the field of electronic commerce, and
in particular, to a
method, system and device for changing electronic certificate and data
interaction.
[3] [Background Technology]
[4] E-commerce has become increasingly widely used in a variety of
commercial trade
activities, the so-called E-commerce is a business operation model that based
on the
browser and server applications helps consumer realize online shopping, online

transactions between merchants and online electronic payments, as well as a
variety of
business activities, trading activities, financial activities and related
integrated service
activities in the commercial trade, and in the Internet open network
environment.
[5] The current online electronic payment or online payment methods mainly
include bank
online banking payment (including credit card payment) and third-party
payment.
However, the credit bottleneck in the settlement process of on-line electronic
payment
(network payment) is always an obstacle in the development process of E-
commerce.
[6] In the current on-line electronic payment method, it is less risky to
guarantee the company
with a third party payment company. However, in the form of guarantee by a
third-party
payment company, when the payer completes the payment operation, the payee
will not be
able to change the payee bank until the payee receives the funds, and the
payee bank
cannot be able to change the receivable bank, and cannot provide the way to
deal with the
change of the receivable bank because of the abnormal situation.
[7] In addition, with the development of Internet technology, especially
mobile Internet
technology, users can use the 2G, 3G, 4G or WiFi mobile devices to transmit
data and
interact with each other. In the process of data interaction, a similar
situation is also
encountered.
[8] [Summary of the Invention]
[9] The main object of the present invention is to provide a method, system
and device for
electronic certificate change and data interaction processing that enable a
second terminal
user to arbitrarily change, through a second terminal, a server that receives
electronic
commitment payment certificate of the target data to through the server to
receive the
corresponding target data, the second terminal to receive data in a more
flexible way.
[10] One technical solution adopted in the present invention is to provide
a method for changing

CA 02993526 2018-01-22
WO 2017/011995 PCT/CN2015/084562
an electronic certificate, which includes: after the second terminal receives
an electronic
certificate delivered by a first Funds-Management server, the second Funds-
Management
server delivers a request for changing the receiving terminal of the
electronic certificate to
the third Funds-Management server, where the electronic certificate requests
the first
Funds-Management server for the first terminal user's account funds or credit
limit as a
deposit. The second Funds-Management server receives the request information
and
delivers the request information and the electronic certificate to the third
Funds-Management server; and the third Funds-Management server receives the
request
information and electronic certificate, and change the recipient information
of the
electronic certificate according to the request information.
[11] Another technical solution adopted by the present invention is to
provide a method for
changing an electronic certificate, which is applied to a second Funds-
Management server.
The method includes: after receives an electronic certificate delivered by a
first
Funds-Management server, receiving the request message for changing the
recipient of the
electronic certificate delivered by the second terminal to the third Funds-
Management
server; where the electronic certificate requests the first Funds-Management
server for the
first terminal user's account funds or credit limit as a deposit. The second
Funds-Management server receives the request information and delivers the
request
information and the electronic certificate to the third Funds-Management
server; and the
third Funds-Management server change the recipient information of the
electronic
certificate according to the request information.
[12] Another technical solution adopted by the present invention is to
provide a method for
changing an electronic certificate applied to a third Funds-Management server.
The method
includes: the third Funds-Management server receives the request information
and the
electronic certificate delivered by the second funds server, and changes the
receiving
terminal information of the electronic certificate according to the request
information;
wherein, the electronic certificate is the electronic commitment payment
certificate that the
first terminal user applies to the first Funds-Management server with his
account fund or
credit limit as a security deposit and is opened by the first Funds-Management
server and
delivered to the second fund server; The request message is delivered to the
second
Funds-Management server after the second terminal receives the electronic
certificate
delivered by the first Funds-Management server from the second Funds-
Management
server terminal. The request information includes the receiving requesting to
change the
electronic certificate as the third Funds-Management server.
[13] Another technical solution adopted by the present invention is to
provide an electronic
2

CA 02993526 2018-01-22
WO 2017/011995 PCT/CN2015/084562
certificate changing system, which includes a second terminal, a second
Funds-Management server, and a third Funds-Management server. The second
terminal is
used to receive the electronic certificate delivered by the first Funds-
Management server in
the second Funds-Management server, delver the second Funds-Management server
request message for changing the recipient of the electronic certificate to
the third
Funds-Management server; Wherein, electronic certificate is the electronic
commitment
payment certificate issued by the first terminal user through the first
terminal to the first
Funds-Management server and the first Funds-Management server; the second
Funds-Management server is used to receive request information and deliver
request
information and electronic certificate to the third Funds-Management server;
and third
Funds-Management server is used to receive request information and electronic
certificate,
and change the receiving terminal information of electronic certificate
according to the
request information.
[14] Another technical solution adopted by the present invention is to
provide an electronic
certificate changing device applied to a second Funds-Management server. The
device
includes a receiving module and a delivering module. The receiving module is
used to after
receives an electronic certificate delivered by a first Funds-Management
server, receiving
the request message for changing the recipient of the electronic certificate
delivered by the
second terminal to the third Funds-Management server; where the electronic
certificate
requests the first Funds-Management server for the first terminal user's
account funds or
credit limit as a deposit; and the delivering module is used to receive the
request
information and delivers the request information and the electronic
certificate to the third
Funds-Management server; and the third Funds-Management server change the
recipient
information of the electronic certificate according to the request
information.
[15] Another technical solution adopted by the present invention is to
provide an electronic
certificate alteration device applied to a third Funds-Management server, the
device
including a receiving module and a processing module; the receiving module is
used to
receive the request information and electronic certificate delivered by the
second
Funds-Management serve; the processing module is used to change the receiving
terminal
information of the electronic certificate according to the request
information; wherein, the
electronic certificate is the electronic commitment payment certificate that
the first terminal
user applies to the first Funds-Management server with his account fund or
credit limit as a
security deposit and is opened by the first Funds-Management server and
delivered to the
second fund server; The request message is delivered to the second Funds-
Management
server after the second terminal receives the electronic certificate delivered
by the first
3

CA 02993526 2018-01-22
WO 2017/011995 PCT/CN2015/084562
Funds-Management server from the second Funds-Management server terminal. The
request information includes the receiving requesting to change the electronic
certificate as
the third Funds-Management server.
[16] Another technical solution adopted by the present invention is to
provide a data interaction
processing method, which includes: after the second terminal receives the
electronic
certificate delivered by the First Server, the second terminal delivers to the
Second Server a
receiving terminal for changing the electronic certificate which is the
request information
of the Third Server. The data certificate is a quantitative tool used by the
first terminal as
the data association relationship established between the data initiator and
the First Server.
The Second Server receives the request information and delivers the request
information
and the data certificate to the third server. And the Third Server receives
the request
information and the data certificate, and changes the receiving terminal
information of the
data certificate according to the request information.
[17] Another technical solution adopted by the present invention is to
provide a data interaction
processing method applied to a second terminal, where the method includes:
After
receiving the electronic certificate delivered by the First Server, the Second
Server receives
the request message delivered by the second terminal to change the receiving
terminal of
the electronic certificate to the third server, where the data certificate is
a quantitative tool
used by the first terminal as the data association between the data initiator
and the first
server; Second Server receives the request information and delivers the
request information
and the data certificate to the third server, so that the Third Server changes
the receiving
terminal information of the data certificate according to the request
information.
[18] Another technical solution adopted by the present invention is to
provide a data exchange
system, which includes: a second terminal, a Second Server and a third server;
the second
terminal is used to: after the second terminal receives the electronic
certificate delivered by
the First Server, the second terminal delivers to the Second Server a
receiving terminal for
changing the electronic certificate which is the request information of the
Third Server. The
data certificate is a quantitative tool used by the first terminal as the data
association
relationship established between the data initiator and the First Server. The
Second Server
is used to receive the request information and delivers the request
information and the data
certificate to the third server. And the Third Server is used to receive the
request
information and the data certificate, and changes the receiving terminal
information of the
data certificate according to the request information.
[19] Another technical solution adopted by the present invention is to
provide a data interaction
processing device applied to a Second Server, in which the device includes a
receiving
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module and a delivering module. The receiving module is used to receive the
request
information of Third Server after receiving the data certificate delivered by
First Server and
receiving the change data certificate delivered by the second terminal, where
the data
certificate is a quantitative tool of the First terminal as a pre-established
data association
relationship between data initiator and First Server; and the delivering
module is used to
deliver the request information and data certificate to Third Server so that
Third Server
changes the receiving terminal information of the data certificate based on
the request
information.
[20] Different from the existing technology, in the present invention,
after receiving the
electronic certificate delivered by the first Funds-Management server, the
second terminal
in this invention delivers the receiving terminal of the change electronic
certificate to the
second Funds-Management server as the request information of the third
Funds-Management server; the second Funds-Management server receiving the
request
information and delivering the request information and the electronic
certificate to the third
Funds-Management server; and the third Funds-Management server receiving the
request
information and the electronic certificate, and change the receiving terminal
information of
electronic certificate according to the request information. In this way, the
second terminal
can flexibly change its collected Funds-Management server and the
corresponding account,
thereby ensuring that the second terminal fails in the abnormal connection
with the first
Funds-Management server or if the first Funds-Management server fails, it can
also receive
payments through other Funds-Management servers. In addition, in the present
invention.
after receiving the data certificate delivered by the First Server, the second
terminal
delivers to the Second Server a request message for changing the receiver of
the data
certificate to the third server, where the data certificate is the data
certificate is a
quantitative tool used by the first terminal as the data association
relationship established
between the data initiator and the First Server. The Second Server receives
the request
information and delivers the request information and the data certificate to
the third server.
And the Third Server receives the request information and the data
certificate, and changes
the receiving terminal information of the data certificate according to the
request
information. In this way, the second terminal user can arbitrarily change, by
using the
second terminal, the server that receives the data certificate of the target
data, so as to
receive the corresponding target data through the server, thereby ensuring
that when the
second terminal fails or the connection with the Second Server is abnormal,
the data
certificate may be received by the third server, so that the second terminal
may receive data
more flexibly.

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[21] [Brief Description]
[22] Figure 1 is a flow chart of a first example of a method for changing
an electronic certificate
according to the present invention;
[23] Figure 2 is a flow chart of a second example of an electronic
certificate alteration method
according to the present invention;
[24] Figure 3 is a flowchart of a third example of a method for changing an
electronic certificate
according to the present invention;
[25] Figure 4 is a schematic structural diagram of an example of an
electronic certificate
alteration system according to the present invention;
[26] Figure 5 is a schematic structural view of a first example of an
electronic certificate
alteration device according to the present invention;
[27] Figure 6 is another structural schematic diagram of a first example of
an electronic
certificate alteration device according to the present invention;
[28] Figure 7 is a structural schematic diagram of a second example of an
electronic certificate
alteration device according to the present invention;
[29] Figure 8 is another structural schematic diagram of a second example
of an electronic
certificate alteration device according to the present invention;
[30] Figure 9 is a flowchart of a first example of a data interaction
processing method according
to the present invention;
[31] Figure 10 is a flowchart of a first example of a data interaction
processing method
according to the present invention;
[32] Figure 11 is a schematic structural diagram of a data interaction
processing system in an
example of the present invention.
[33] Figure 12 is a schematic structural diagram of a first example of a
data interaction
processing device according to the present invention.
[34] [Description of the Preferred Examples]
[35] In order to explain on the technical content, construction
characteristics, the purpose and
effect of the invention, the following combination of the attached drawings
and the
embodiment of the invention are explained in detail.
[36] Please refer to Figure 1, a flowchart of a first example of an
electronic certificate alteration
method according to the present invention includes:
[37] Step 101: After receiving the electronic certificate delivered by the
first
Funds-Management server, the second terminal delivers the second Funds-
Management
server the receiving terminal for changing the electronic certificate as the
third
Funds-Management server request information.
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[38] Wherein, the electronic certificate refers to the application of the
first Funds-Management
server to freeze the corresponding Funds or credit limit of the first terminal
user account in
accordance with the application of the first terminal user, and open it in the
name of the
first funds-management server, and commit to settle in accordance with the
agreed
conditions. The basic business process of the electronic certificate is as
follows: the first
Funds-Management server freezes the required amount of funds according to the
application of the first terminal user to open the electronic certificate.
When the agreed
settlement conditions are reached, the Funds-Management server will release
the funds to
handle payment and settlement.
[39] In this implementation manner, before step 101, the second Funds-
Management server has
received the electronic certificate delivered by the first Funds-Management
server. In other
examples, if the second terminal delivers an electronic certificate to the
second
Funds-Management server when the request message is delivered, the second
Funds-Management server does not receive the electronic certificate delivered
by the
second Funds-Management server, and the second Funds-Management server may
feedback the message that it did not receive the electronic certificate to the
second
terminal, so that the second terminal can deliver the receiving terminal of
the change
electronic certificate to the second fun-management server for the third
Funds-Management server request information.
[40] Step 102: the second Funds-Management server receives the request
information, and
delivers the request information and the electronic certificate to the third
Funds-Management server.
[41] Before step 102, the method may further include the following steps:
the second
Funds-Management server verifies the status of the electronic certificate, and
delivers a
request message and an electronic certificate to the third Funds-Management
server after
the verification succeeds.
[42] In this example, the status of the electronic certificate is
electronic certificate information,
and the electronic certificate information includes basic information of the
first terminal,
the first Funds-Management server, the second terminal, and the second
Funds-Management server, and the second of course, the electronic certificate
information
also includes the quota information of the electronic certificate, the
clearing information,
the issuing time and the expiration date of the electronic certificate, and of
course, the
issuing time and the expiration date can also be directly replaced by the
expiration time.
[43] The status of the verification electronic certificate specifically
includes: the second
Funds-Management server determines whether the electronic certificate exceeds
the
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validity period according to the issuing time and validity of the electronic
certificate , and
determines whether the second Funds-Management server receives the funds equal
to the
value of the electronic certificate issued by the first Funds-Management
server according to
the quota information and the settlement information of the electronic
certificate.
[44] In the above authentication process, if the electronic certificate is
valid and the second
Funds-Management server does not receive the funds equal to the value of the
electronic
certificate and issued by the first Funds-Management server, the second
Funds-Management server delivers the third Funds- -Management server delivers
the
electronic certificate information, and changes the receiving terminal of the
electronic
certificate to the notification information of the third Funds-Management
server.
[45] In the above verification process, if the electronic certificate is
invalid or the second
Funds-Management server has received the first Funds-Management server payment
equal
to the value of the electronic certificate, the second Funds-Management server
delivers
verification failure to the second terminal, the second terminal cannot change
the receiving
terminal of the more electronic certificate for the third Funds-Management
server.
[46] Step 103: the third Funds-Management server receives the request
message and the
electronic certificate, and changes the receiving terminal information of the
electronic
certificate according to the request message.
[47] Step 103 specifically includes: the third Funds-Management server
receives the request
information and electronic certificate, and verifies the status of the
electronic certificate,
and changes the receiving terminal information of electronic certificate
according to the
request information after verification.
[48] The process of verifying the electronic certificate is similar to the
verification process of
the second Funds-Management server mentioned above, and details are not
described
herein again. After the verification fails, the third Funds-Management server
returns the
electronic certificate and the verification failure message to the second
Funds-Management
server, and may also deliver the second terminal a message indicating that the
verification
fails.
[49] After step 103, the method may further include:
[50] Step 104: the third Funds-Management server delivers the electronic
certificate change
information to the first Funds-Management server, the second Funds-Management
server,
and the second terminal.
[51] After step 104 is completed, the second terminal may deliver the
second account
information of the second terminal user to the third Funds-Management server,
and the
second Funds-Management server stops executing the service corresponding to
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electronic certificate. In other examples, the second account information of
the second
terminal user may be delivered together when the second terminal delivers the
request
information to the second Funds-Management server.
[52] After the step 104 is completed, after the first Funds-Management
server receives the
electronic certificate change information, when the first Funds-Management
server needs
to issue funds equal to the value of the electronic certificate to the second
Funds-Management server, the first Funds-Management server will distribute the
funds to
the third Funds-Management server according to the change information of the
electronic
certificate, so that the third Funds-Management server will release the funds
to the second
terminal user's second account.
[53] In a specific example, the first Funds-Management server is the Funds-
Management server
of the first bank, the second Funds-Management server is the Funds-Management
server of
the second bank, and the third Funds-Management server is the Funds-Management
server
of the third bank; the first terminal is terminal A, the first terminal user
is User A, the
second terminal is terminal B, and the second terminal user is User B.
[54] Electronic certificate refers to the electronic commitment payment
certificate that the first
bank opens on the application of the User A, or uses the credit limit and
opens in the name
of the first bank, and promises to settle according to the agreed conditions.
The basic
business process of electronic certificate: the first bank will freeze the
required amount of
funds according to the application of User A to open an electronic
certificate. When agreed
terms of settlement are reached, the first bank will pay the funds for payment
and
settlement.
[55] When User A needs to transfer Y100,000 funds to User B, it first
applies the terminal A to
the first bank to open an electronic certificate worth Y100,000, and sets up
user B's bank,
account number and the validity period of electronic certificate. Wherein, the
User A open
the electronic certificate worth Y100,000 on the premise that the User A in
the first bank
deposits, lines of credit or other forms of assets worth at least more than
Y100,000, after the
opening of the electronic certificate, the first The bank froze User A's worth
of Y100,000 in
First Bank.
[56] In the general process, the first bank delivers the electronic
certificate to the second hank,
the second bank receives the electronic certificate and delivers the
electronic certificate
information to the terminal B, and the User B confirms the information and
applies for
commissioning the second bank to receive funds; the first bank then release
Y100,000 of
funds, and transferred to the second bank, the second bank and then
transferred Y100,000 to
the User B's first account.
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[57] In this implementation manner, after the first bank delivers the
electronic certificate to the
second bank, the second bank receives the electronic certificate and delivers
the electronic
certificate information to the terminal B, and for some reasons, the User B
needs to receive
the electronic certificate through a third bank for some reasons and transfer
Y100,000 to his
second account through the third bank. The User B delivers the second bank the
request
information for changing the receiving terminal of the electronic certificate
to the third
bank to the second bank through the terminal B. In response to the request
message, the
second bank delivers an electronic certificate and the request message to the
third bank
when it is determined that the electronic certificate has not expired, and
that the second
bank has not received the first bank-issued fund equal in value to the
electronic certificate.
After determining that the electronic certificate has not expired, the third
bank changes the
receiving terminal information of the electronic certificate and delivers the
change
information to the first bank, the second bank and the terminal B. After
receiving the
information, user B sets his own receiving account as the second account and
delivers the
information to the third bank through terminal B. When the third bank receives
the first
bank and the electronic certificate issued by the equivalent value of
Y100,000, the 100,000
will be issued to the User B's second account.
[58] In the above solution, when the first terminal makes a payment to the
second terminal, the
first terminal needs to open an electronic certificate in the first Funds-
Management server
and deliver the second certificate to the second Funds-Management server. The
second
fund server delivers the electronic certificate information to the second
terminal, when the
electronic certificate is valid and the electronic certificate is not cleared,
the second
terminal may change the receiving terminal of the electronic certificate to
the third
Funds-Management server, and receive funds equal to the value of the
electronic certificate
through the third Funds-Management server, and allocate funds to the
corresponding
account of the second terminal. In the above way, the second terminal can
flexibly change
its collection fund server and the corresponding account, so as to ensure that
the second
terminal can receive the payment under abnormal conditions.
[59] Please refer to Figure 2, a flowchart of a second example of an
electronic certificate
alteration method according to the present invention is applied to a second
Funds-Management server. The method includes:
[60] Step 201: After receiving the electronic certificate delivered by the
first
Funds-Management server, the second Funds-Management server receives the
request
message for changing the receiving terminal of the electronic certificate
delivered by the
second terminal to the third Funds-Management server.

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[61] Wherein, the electronic certificate refers to the application of the
first Funds-Management
server to freeze the corresponding Funds or credit limit of the first terminal
user account in
accordance with the application of the first terminal user, and open it in the
name of the
first funds-management server, and commit to settle in accordance with the
agreed
conditions. The basic business process of the electronic certificate is as
follows: the first
Funds-Management server freezes the required amount of funds according to the
application of the first terminal user to open the electronic certificate.
When the agreed
settlement conditions are reached, the Funds-Management server will release
the funds to
handle payment and settlement.
[62] Step 202: After receiving the request information, the second Funds-
Management server
delivers the request information and the electronic certificate to the third
Funds-Management server, so that the third Funds-Management server changes the

receiving terminal information of the electronic certificate according to the
request
information.
[63] Before step 202, the method may further include the following steps:
the second
Funds-Management server verifies the status of the electronic certificate, and
delivers a
request message and an electronic certificate to the third Funds-Management
server after
the verification succeeds.
[64] This example is based on the implementation manner of the second Funds-
Management
server in the first example, and details are not described herein again.
[65] Please refer to Figure 3, a flowchart of a third example of an
electronic certificate alteration
method according to the present invention is applied to a third Funds-
Management server.
The method includes:
[66] Step 301: the third Funds-Management server receives the request
information and the
electronic certificate delivered by the second funds server, and changes the
receiving
terminal information of the electronic certificate according to the request
information.
[67] Wherein, the electronic certificate refers to the application of the
first Funds-Management
server to freeze the corresponding Funds or credit limit of the first terminal
user account in
accordance with the application of the first terminal user, and open it in the
name of the
first funds-management server, and commit to settle in accordance with the
agreed
conditions. The basic business process of the electronic certificate is as
follows: the first
Funds-Management server freezes the required amount of funds according to the
application of the first terminal user to open the electronic certificate.
When the agreed
settlement conditions are reached, the Funds-Management server will release
the funds to
handle payment and settlement. The request message is delivered by the second
terminal to
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the second Funds-Management server after the second terminal receives the
electronic
certificate delivered by the first Funds-Management server from the second
Funds-Management server. The request message includes the receiving terminal
of the
request for change of electronic certificate for the third Funds-Management
server.
[68] Wherein, Step 301 specifically includes: the third Funds-Management
server receives the
request information and electronic certificate, and verifies the status of the
electronic
certificate, and changes the receiving terminal information of electronic
certificate
according to the request information after verification.
[69] After step 301, the method further includes step 302: the third Funds-
Management server
delivers the electronic certificate change information to the first Funds-
Management server,
the second Funds-Management server, and the second terminal.
[70] This example is based on the implementation manner of the second Funds-
Management
server in the first example, and details are not described herein again.
[71] Please refer to Figure 4, a schematic structural diagram of an example
of an electronic
certificate alteration system 400 according to the present invention includes
a second
terminal 405, a second Funds-Management server 402, and a third Funds-
Management
server 403.
[72] The second terminal 405 is used to receive the electronic certificate
delivered by the first
Funds-Management server 401 in the second fun-management server 402, deliver
the
receiving terminal of the change electronic certificate to the second Funds-
Management
server402 for the request information of the third Funds-Management server403;
[73] Wherein, the electronic certificate refers to the application of the
first Funds-Management
server to freeze the corresponding Funds or credit limit of the first terminal
user account in
accordance with the application of the first terminal user, and open it in the
name of the
first funds-management server, and commit to settle in accordance with the
agreed
conditions. The basic business process of the electronic certificate is as
follows: the first
Funds-Management server freezes the required amount of funds according to the
application of the first terminal user to open the electronic certificate.
When the agreed
settlement conditions are reached, the Funds-Management server will release
the funds to
handle payment and settlement.
[74] The second Funds-Management server 402 is used to receive the request
message and
deliver the request message and the electronic certificate to the third Funds-
Management
server 403.
[75] The third Funds-Management server 403 is used to receive the request
information and the
electronic certificate, and change the receiving terminal information of the
electronic
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certificate according to the request information.
[76] This example is based on a system of the first example of the method
for changing an
electronic certificate, and details are not described herein again.
[77] Please refer to Figure 5, a schematic structural diagram of a first
example of an electronic
certificate alteration device according to the present invention is shown. The
device 500 is
a second Funds-Management server. The device 500 includes a receiving module
501 and a
processing module 502.
[78] The receiving module 501 is used to receive, after receiving the
electronic certificate
delivered by the first Funds-Management server, the request message for
receiving the
third Funds-Management server from the receiving terminal delivered by the
second
terminal for changing the electronic certificate.
[79] Wherein, the electronic certificate refers to the application of the
first Funds-Management
server to freeze the corresponding Funds or credit limit of the first terminal
user account in
accordance with the application of the first terminal user, and open it in the
name of the
first funds-management server, and commit to settle in accordance with the
agreed
conditions. The basic business process of the electronic certificate is as
follows: the first
Funds-Management server freezes the required amount of funds according to the
application of the first terminal user to open the electronic certificate.
When the agreed
settlement conditions are reached, the Funds-Management server will release
the funds to
handle payment and settlement.
[80] The delivering module 502 is used to deliver request information and
an electronic
certificate to the third Funds-Management server after receiving the request
information, so
that the third Funds-Management server changes the receiving terminal
information of the
electronic certificate according to the request information.
[81] As shown in Figure 6, in another implementation, the device 600
includes a receiving
module 601, a verification module 602, and a delivering module 603.
[82] The receiving module 601 is used to receive, after receiving the
electronic certificate
delivered by the first Funds-Management server, the request message for
receiving the
third Funds-Management server from the receiving terminal delivered by the
second
terminal for changing the electronic certificate.
[83] Wherein, the electronic certificate refers to the application of the
first Funds-Management
server to freeze the corresponding Funds or credit limit of the first terminal
user account in
accordance with the application of the first terminal user, and open it in the
name of the
first funds-management server, and commit to settle in accordance with the
agreed
conditions. The basic business process of the electronic certificate is as
follows: the first
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Funds-Management server freezes the required amount of funds according to the
application of the first terminal user to open the electronic certificate.
When the agreed
settlement conditions are reached, the Funds-Management server will release
the funds to
handle payment and settlement.
[84] The verification module 602 is uscd to verify the status of the
electronic certificate, and
deliver the request message and the electronic certificate to the third Funds-
Management
server when the verification succeeds.
[85] The delivering module 603 is used to deliver request information and
an electronic
certificate to the third Funds-Management server after receiving the request
information, so
that the third Funds-Management server changes the receiving terminal
information of the
electronic certificate according to the request information.
[86] This example is based on a device of the second Funds-Management
server in the first
example, and details are not described herein again.
[87] Please refer to Figure 7, a schematic structural diagram of a first
example of an electronic
certificate alteration device according to the present invention is shown. The
device 700 is
a second Funds-Management server. The device 700 includes a receiving module
701 and a
processing module 702.
[88] The receiving module 701 is used to receive the request information
and the electronic
certificate delivered by the second funds server.
[89] The processing module 702 is used to change receiving terminal
information of the
electronic certificate according to the request information.
[90] Wherein, wherein, the electronic certificate is the electronic
commitment payment
certificate that the first terminal user applies to the first Funds-Management
server with his
account fund or credit limit as a security deposit and is opened by the first
Funds-Management server and delivered to the second fund server; the request
message is
delivered to the second Funds-Management server after the second terminal
receives the
electronic certificate delivered by the first Funds-Management server from the
second
Funds-Management server terminal. The request information includes the
receiving
requesting to change the electronic certificate as the third Funds-Management
server.
[91] As shown in Figure 8, in another implementation, the device 800
includes a receiving
module 801, a verification module 802, a processing module 803, and a delivery
module
804.
[92] The receiving module 801 is used to receive the request information
and the electronic
certificate delivered by the second funds server.
[93] The verification module 802 is used for verifying the status of the
electronic certificate.
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After the verification is passed, the receiving terminal of the electronic
certificate is
changed.
[94] The processing module 803 is used to change receiving terminal
information of the
electronic certificate according to the request information.
[95] The delivering module 804 is used to deliver the electronic
certificate change information
to the first Funds-Management server, the second Funds-Management server, and
the
second terminal.
[96] Wherein, wherein, the electronic certificate is the electronic
commitment payment
certificate that the first terminal user applies to the first Funds-Management
server with his
account fund or credit limit as a security deposit and is opened by the first
Funds-Management server and delivered to the second fund server; the request
message is
delivered to the second Funds-Management server after the second terminal
receives the
electronic certificate delivered by the first Funds-Management server from the
second
Funds-Management server terminal. The request information includes the
receiving
requesting to change the electronic certificate as the third Funds-Management
server.
[97] Please refer g to Figure 9, a flowchart of a first example of a data
interaction processing
method according to the present invention includes:
[98] Step 901: After receiving the data certificate delivered by the First
Server, the second
terminal delivers a request for changing the second data server to the third
server from the
Second Server.
[99] Wherein, data certificate is a quantitative tool used by the first
terminal as the
pre-established data association between the data initiator and the First
Server.
[100] Step 902: Second Server receives the request message and delivers the
request message and
data certificate to the third server.
[101] Step 903: The Third Server receives the request message and the data
certificate, and
changes the receiving terminal of the data certificate according to the
request message.
[102] The following uses data exchange as an example to illustrate this
example:
[103] First, User A has the ability to manage the terminal 1 through a
password, such as the
ability to use the password to log in to the management system through
terminal I .
[104] When User A needs User B to manage the system, User A makes an
application to server 1
based on the password, creates a password certificate by server 1, and
delivers the
password certificate to server 2.
[105] In general, the server 2 delivers the password to the in the terminal
2 after receiving the
password delivered by the server 1 according to the password certificate, and
the User B
can log on to the management system on terminal 2 through this password.

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[106] In this example, the above procedure may not be completed normally due
to the
abnormality of the terminal 2 or the server 2, and the User B delivers a
request message to
the server 2 through the terminal 2 to change the receiving terminal of the
password
certificate to the server 3. After receiving the request information, the
server 2 delivers the
password certificate and the request information to the server 3, and the
server 3 changes
the password certificate receiving server to the server 3 according to the
request
information.
[107] Therefore, when the server 1 needs to deliver the password to the server
2, the server 1
delivers the password to the server 3, and the server 3 delivers the password
to the terminal
2 again. The User B obtains the management authority of the management system.
[108] In the above solution, after receiving the data certificate delivered
by the First Server, the
second terminal delivers to the Second Server a request message for changing
the receiver
of the data certificate to the third server, where the data certificate is the
data certificate is a
quantitative tool used by the first terminal as the data association
relationship established
between the data initiator and the First Server. The Second Server receives
the request
information and delivers the request information and the data certificate to
the third server.
And the Third Server receives the request information and the data
certificate, and changes
the receiving terminal information of the data certificate according to the
request
information. In this way, the second terminal user can arbitrarily change, by
using the
second terminal, the server that receives the data certificate of the target
data. so as to
receive the corresponding target data through the server, thereby ensuring
that when the
second terminal fails or the connection with the Second Server is abnormal,
the data
certificate may be received by the third server, so that the second terminal
may receive data
more flexibly.
[109] Please refer to Figure 10, a flowchart of a first example of a data
interaction processing
method according to the present invention is applied to a Second Server. The
method
includes:
[110] Step 1001: After receiving the data certificate delivered by the
First Server, the Second
Server receives the request message delivered by the second terminal for
changing the data
certificate to the third server.
[1 1 1] Wherein, data certificate is a quantitative tool used by the first
terminal as the
pre-established data association between the data initiator and the First
Server.
[112] Step 1002: Second Server receives the request information and
delivers the request
information and the data certificate to the third server, so that the third
server changes the
receiving terminal information of the data certificate according to the
request information.
16

[113] Please refer to Figure 11, a schematic structural diagram of an example
of a data interaction
processing system according to the present invention includes a second
terminal 1105, a
Second Server 1102, and a third server 1103.
[114] The second terminal 1105 is used to deliver, after receiving the data
certificate delivered by
the First Server 1102, the Second Server 1102 to the Second Server 1102,
request
information for changing the receiving terminal of the data certificate to the
third server
1103.
[115] Wherein, data certificate is a quantitative tool used by the first
terminal 1104 as the data
association pre-established between the data initiator and the First Server
1101.
[116] Second Server 1102 is used to receive the request message and deliver
the request message
and the data certificate to Third Server 1103; and Third Server 1103 is used
to receive the
request message and the data certificate, and change the receiving terminal
message of the
data certificate according to the request message.
[117] Please refer Figure 12, a schematic structural diagram of an example of
a data interaction
processing device according to the present invention is shown. The device
includes a
receiving module 1201 and a delivering module 1202.
[118] The receiving module 1201 is used to receive, after receiving the
data certificate delivered
by the First Server, a request message that the receiver terminal for changing
the data
certificate and delivered by the second terminal device is the third server
request.
[119] Wherein, data certificate is a quantitative tool used by the first
terminal as the
pre-established data association between the data initiator and the First
Server.
[120] The delivering module 1202 is used to deliver the request information
and the data
certificate to the third server, so that the third server changes receiving
terminal
information of the data certificate according to the request information.
[121] A person of skill in the art considers the problems disclosed herein and
sought to be solved
by the present disclosure to be exclusively computer problems and contemplates
only
solutions to those problems that include essential computer elements. Abstract
ideas, mere
schemes, plans, rules, or mental processes that do not include computer
elements are
expressly excluded from this application.
[122] The above is only an example of the present invention and is not
intended to limit the scope
of the invention as a matter of limitation, either by way of equivalent
construction or
equivalent process transformation using the present specification and the
accompanying
drawings, directly or indirectly used in other related technical fields, which
are included in
the scope of the patent protection of the present invention.
17
Date Recue/Date Received 2020-06-01

Representative Drawing